When it comes to personal finance, one of the biggest conversations has always been about active vs passive income. Knowing about their differences and how to use them in your life will help you succeed with money and create a more stable financial situation. Keep reading to learn more!

What’s the difference between active and passive income? Which one offers more benefits? What are each’s pros and cons?

And most importantly, how can you generate either or both?

I will answer these questions and give you a comprehensive guide on using passive income vs active income so you can start challenging yourself to reach your financial goals!

What is active income?

Active (or earned) income is what we earn from working. It could come from our jobs, businesses, or side hustles. This type of income requires ongoing effort to maintain and grow.

Active income examples

Active income can come in many forms, but all of them require, as the IRS phrases it, material participation in the income-producing activity. This essentially means, you’ve actively participated in generating this income.

Examples of active income sources include:

Job income

Earned through employment, such as a regular paycheck from a full-time job, tips for service jobs, or commissions for sales positions.

Business profits

Earned through business activities, such as selling products or services, the owner actively manages and makes decisions for the business.

Freelance income

Earned by providing freelance client services on a project-by-project basis rather than as an employee.

Consulting income

Earned by providing expert advice and guidance to clients on a specific topic or industry.

There are other sources of earned income, but those are four of the most common.

Advantages of active income 

The primary benefit of active income vs passive income is that it provides a regular stream of income that individuals can rely on.

Whether we work a job, run a business, freelancing, or consult, we can generally count on receiving a consistent paycheck or payment for our work.

Disadvantages of active income

The most significant disadvantage is that it requires time and energy.

You must actively work and put effort into your job or business to earn income. It can be time-consuming and limit your ability to pursue other interests or hobbies. And you only have so many hours in the day to earn money this way.

Additionally, your income may be interrupted if you become sick or cannot work.

How is active income taxed?

When you earn an income this way, it will usually be subject to federal, state, and local income taxes, and also Social Security and Medicare taxes.

The amount you owe the IRS each year will depend on several factors, including your income level, filing status, and any deductions or credits you’re eligible for. 

What is passive income?

Passive income refers to earnings generated without ongoing active involvement or effort. Usually, this income requires an initial investment or some hard work to set up—but once that foundation has been established, it continues to generate income largely on its own.

Passive income examples

Passive income can take many forms, but here are a few of the most common passive income sources:

Capital gains

Profits that result from the sale of an asset, such as stocks, real estate, or other investments. It is the difference between the purchase price and the selling price of the asset.

Stock dividends

Payments made to shareholders by a company from its profits are called stock dividends. They are typically paid out in cash or stock and paid quarterly or annually.

Interest

Earned from lending or having money in an interest-bearing account, such as your savings account or a CD, or from peer-to-peer lending.

Royalties

Payments made to a patent, trademark, or copyright owner for the right to use that intellectual property.

Rental income

Earned from renting out a property, such as a house, apartment, or commercial space.

For more details, explore our list of 30+ specific best passive income ideas.

Advantages of passive income

One of the primary benefits of passive income is the ability to earn money while you sleep. If you also have a full-time job, your passive income sources can make extra money while you work, which can turbo-charge your financial journey.

Passive income may provide a stable source of income without requiring continuous effort or work.

In my opinion, this benefits those who want to supplement their earned income streams or retire early.

Another advantage of passive income is that it can be location-independent in many cases. Once you’ve set up the income sources, they’ll continue running automatically no matter where you are, so you can earn passive income from anywhere in the world.

Disadvantages of passive income

One of the biggest drawbacks is that passive income can be less reliable than earned income.

Some passive income streams can fluctuate or disappear altogether, making it difficult to rely on them as a steady source of income, so you may need to create multiple sources of income.

Additionally, passive income often requires an initial investment of time or money upfront.

For example, starting a rental property business requires a significant cash investment to purchase, make necessary repairs, and market it to potential renters. You may also have to hire landlords or property managers if you don’t want to handle those responsibilities yourself.

Tax implications of passive income

While earning passive income can be a great way to build wealth and achieve financial freedom, it’s important to understand how it’s taxed.

In most cases, passive income is subject to federal income tax and state income tax in the state where the income is earned. 

However, the tax rate for passive income may differ from what you pay on earned income, depending on the type of passive income and how it’s earned.

For instance, capital gains from investments will be taxed differently based on whether they’re short-term or long-term capital gains (basically, whether you held them for less than a year or not).

Qualified dividends are taxed at a lower rate than ordinary income, but non-qualified dividends are taxed at the same rate as normal income.

Most interest income is subject to ordinary income tax rates. However, certain types of interest income, such as municipal bond interest, might be exempt from federal income tax.

If you have specific questions about how the Internal Revenue Service taxes active vs passive income sources, it’s best to consult with a qualified professional.

The differences between active and passive income streams

With a basic understanding of each type of income under your belt, we can now look at the differences between active and passive income. It can help you determine which types of active vs passive income might be best for your lifestyle and goals.

1. Earning potential & scalability of active income vs passive income

The first factor you will want to consider is the difference in earning potential and scalability between active income vs passive income sources.

Active income is limited by hours and education

Your earning potential from earned income is limited by the amount of work you put in.

For example, working full-time has a cap on earning potential based on hours worked and your hourly wage or annual salary.

Creating professional goals and working on educational advancement can increase your earning potential, but these require more time and effort. Additional education or training can lead to higher-paying jobs but require significant investment and may impact your work-life balance.

Passive income has fewer limitations after the income source is set up

This sort of income stream generates revenue without ongoing active participation, which makes it attractive.

For example, rental properties generate income each month when tenants pay rent. Successful blogs and online courses can generate income through advertising, affiliate marketing, and sponsored content.

Scaling is possible by expanding the source of income, creating additional streams, or purchasing a new income-producing asset.

Although a significant upfront investment in time and/or money is required, passive income sources may provide reliable and consistent income for long-term wealth once they’ve been established.

2. Investments of time and money for active vs passive income

Next, something I would consider is how much time and cash you’ll need to initiate and sustain active vs passive income.

Active income only makes money with constant effort and time

Earned income needs consistent time and effort for revenue, meaning stopping work stops income. It requires steady work to ensure regular income, involving a significant investment of time, energy, and ongoing education to maintain earning potential.

Pursuing higher education or training courses can be costly but lead to higher salaries and better job prospects.

In addition, ongoing development and training help you maintain earning potential and stay ahead of industry trends.

This income usually has minimal initial financial investment if you’re getting a traditional job or starting a side hustle. But starting a business or higher education may require steep upfront costs, such as equipment, marketing, tuition fees, or loans.

However, these investments can pay off in the long run by increasing earning potential and career advancement opportunities.

Passive income requires time and effort but not consistently

My thought is you’ll almost always have to make some kind of initial investment to start earning passive income, but some methods require less capital than others.

For example, if I purchase real estate investments, it requires more work upfront than becoming a stock investor.

Further, passive income requires significant time and effort to set up, including research, planning, and creating a product or service.

However, once established, it provides steady income with little ongoing effort.

Passive income can offer greater freedom and flexibility than traditional income streams.

With passive income, individuals can generate revenue even when not actively working. It can allow for a more flexible schedule and the ability to pursue other passions or interests.

3. Risks of passive income vs active income

Finally, research the risks of active vs passive income before going all-in with an opportunity. There is a large difference between active and passive income regarding risk.

Active income has risks like loss of larger income or potential failure

Earning active income may seem less risky, but it still has inherent risks.

For example, the fixed salary or wage in a contract means few opportunities for additional revenue, making it difficult to increase earnings even with more time and effort.

Plus, entrepreneurship or starting a business with no money involves significant risks. It requires a substantial investment of time, effort, and money, and the risk of failure is always present.

In addition, unexpected factors, such as changes in the market, can impact your career success despite careful planning and research.

Active income streams can also lead to burnout and career stagnation. The demands of a job can cause a lack of work-life balance and affect mental and physical health.

Without growth opportunities, employees may feel unfulfilled, decreasing motivation and earning potential.

Passive income has risks that may be beyond your control

Passive income streams require an upfront investment, which can be risky if returns are unstable.

For instance, investing in rental properties or stocks may be profitable, but the market is unpredictable. There’s a risk that the value of something you bought as an income-producing asset (like a rental property or dividend stock fund) will decline instead of increasing.

Further, some passive income sources require a certain degree of maintenance, which may result in revenue loss if not properly handled.

For example, rental properties require tenant management and upkeep, while investment portfolios may require monitoring and adjustment.

Expert tip: Diversify your income sources

Passive vs active income doesn’t need to be an either/or situation: I think there’s room for both in your overall financial plan! And the more income sources we all have, the less vulnerable we’ll be to any risks.

For example, if you lose your full-time job, but you have a side gig and income-producing assets, you’ll be in a better position to afford your bills while you hunt for a new opportunity.

On the other hand, if you only have one source of income, you’ll be completely reliant on that source. If it disappears, you’ll have to scrape by and deplete your savings as you live without a job.

How to use both types of income in your life

Most people’s ultimate purpose for their money is to grow it throughout their lifetime, using it to fund their various financial goals and retirement. 

The good news is that both types of income can work together to help you grow your money and continue generating more! You can:

• Use active income to generate passive income
• Use active income to generate more active income
• Use passive income to generate active income
• Use passive income to generate more passive income

No matter what approach you take, these strategies are great ways to increase your wealth. Let’s look at how they work.

Using active income to generate passive income

While earning an active income is important for paying the bills and supporting your lifestyle, you can also use that money to build long-term wealth and financial freedom by investing your earned income in assets that generate passive income.

Simply funnel a percentage of your active income toward your passive income. This could be anything from saving up a down payment for a rental property to purchasing dividend-paying stocks or investing in index funds and bonds.

Another way to create passive income is by starting a business or side hustle. For instance, starting an online store or blog, or writing an e-book.

Using active income to generate more active income

You can use your existing income to create more active income!

A good way to do this is by investing in yourself and your career. This could mean taking on additional work or side hustles to increase your income or investing in education and professional development programs that can help you earn more money in your current job or industry.

Using passive income to generate active income

Did you know you can also use passive income to create active income streams?

One way to do this is by reinvesting your passive income into opportunities that generate earned income. For example, something like starting a new business or launching a new product or service would make sense.

Using passive income to generate more passive income

With a little bit of smart investing and dedication, you can use your passive income to create a powerful snowball effect of passive income that grows over time and supports your financial goals.

One way to do this is by reinvesting your passive income into more passive-income-generating assets.

Another way to use your existing passive income to support your financial journey is by using it to get out of debt or reduce expenses. By paying off high-interest debt or decreasing your monthly bills, you can free up more money to invest or save for retirement.

Is rental income active or passive? 

Rental income is typically considered passive income. Because once the property is set up and rented out, it will generate income with minimal ongoing effort.

However, if you don’t have a property manager, you’ll have to manage it yourself and be responsible for the tasks that landlords handle, so there is still some active participation involved. These tasks might include maintenance and finding tenants.

Ultimately, if you can afford to outsource the labor, which I recommend, you can make it as active or passive as you decide.

Is it better to have passive income vs active income? 

Ideally, you should have a mix of both, especially during your career years. But it’s particularly important to constantly build up your investment portfolios and other passive income sources.

That way, you can eventually quit your full-time job, retire, and live solely on your portfolio income and other income producing assets. The question of whether to make passive income vs active income isn’t an “either/or” answer but a “both!”

What are the differences between passive income and earned income?

Earned income is money you have to make using your time and effort consistently, and passive income requires less ongoing effort.

Earned income is the same as active income, which is money you receive in exchange for your labor (through a job, side gig, etc.). It’s very common, and many people rely on it.

Passive income comes from sources that don’t require much ongoing effort. Instead of you making the money, your income-producing asset or investment makes the money for you.

Articles related to various income types

After learning about the various ways to earn money, you might want to know more. Check out these articles next!

• 30 Best Passive Income Ideas
• How To Start: Passive Real Estate Investing
• The 3 Main Ways To Create Multiple Sources Of Income
• 17 Best Passive Income Books To Inspire You!

Active vs passive income: leverage both to achieve your financial goals!

The difference between active and passive income is that they present two very different routes for making money.

But both can be incredibly lucrative depending on your preferences, goals, and financial capabilities. For some people, a mix of passive and earned income may be ideal. Others may prefer to put all their effort into generating passive income streams.

Understanding the differences can help individuals make more informed decisions about their income strategies. And creating various income streams can increase financial stability and independence.

The post Active Vs Passive Income And How They Work For You appeared first on Clever Girl Finance.

There are two basic ways to make money. The first is the traditional way: getting out of bed in the morning and going to work at a full-time job. But the second way, using the best passive income ideas, is a lot more fun because it means you get to earn money while you’re sleeping, reading a book, in the middle of a lake on your kayak, or anywhere.

Once you’ve got them set up, the best passive income ideas require little to no active effort from you.

Most of these require a bit of startup capital, so your first step will be building up some savings through a saving game or budgeting. After that, get ready to learn how to make your money work for you!

Knowing how to create passive income opportunities with no money is a bit trickier and narrows your options.

However, there are still a variety of ways to make passive income and increase your cash flow.

Top 30 best passive income ideas

Without further ado, let’s dive into 30 of the best passive income streams! For further learning, be sure to check out our list of great passive income books, and also learn the key differences between active vs passive income.

1. Build a niche affiliate website

A great source of passive income is to build a website. The upfront work of this method includes finding a niche to write about, creating an attractive website, researching keywords that will drive traffic to you, and joining affiliate programs.

Once it’s set up, you’ll earn ongoing income from any affiliate sales your content generates.

You can make occasional updates to keep the site active and also update keywords. For websites like these, think small and specialized.

Review websites for a specific type of product that can be successful and easy to monetize, and research the types of blogs that make money. You can also make a YouTube channel or other social media accounts to create more content related to your website.

2. Create apps or software to sell

If you already have tech skills, think of a program that would improve people’s lives or be fun to use. Even simple apps can be successful.

For instance, look at the story of Flappy Bird: an extremely simple yet addictive game that went viral and at one point was earning its creator $50,000 a day from ad revenue.

The Flappy Bird story is an exception rather than a rule, but it demonstrates that you don’t have to build the fanciest, most complicated apps to earn a profit.

Once your app is available for sale, there’s little ongoing work besides making any necessary updates. There are lots of resources where you can learn how to build an app to make money.

3. Publish eBooks

Self-publishing books on Kindle is one popular way to monetize fiction or nonfiction writing. Actually, writing the book will require the most time and effort, but it’s also one of the best passive income ideas. You’ll also need to market your book in order to let readers know about it.

After that, you get to sit back and make sales! Even if you only charge a couple of dollars, it can add up as people continue buying copies for years into the future.

4. Own rental properties

Rental properties are one of the best passive income ideas, and one of my personal favorites for making money. But if you’re not up for the job of screening tenants and being a landlord, you can turn this into a passive income strategy by hiring property managers. Of course, property managers are an added expense, but it takes a lot of work off your hands.

Owning rental properties is not without risk.

For instance, the property could stay vacant for too long, or repairs might cost you a lot of money. Even so, with caution and due diligence, owning real estate can be very lucrative.

5. Buy bonds and/or Certificates of Deposit

Bonds and CDs (certificates of deposit) are two of the very low-risk best passive income streams. The tradeoff for this safety is usually fairly low returns and having your money committed for a certain amount of time.

There is usually a penalty if you need to withdraw early, so make sure you don’t need the cash soon.

So how do savings bonds work? With bonds, how much they pay mostly depends on how stable the bond issuer is. 

U.S. savings bonds are government-guaranteed and are very safe. Corporate bonds depend on a variety of factors to determine their risk factor and interest rate.

And what is a Certificate of Deposit? It allows you to place a specific sum of cash into an account and earn interest on it in a low-risk way.

It is sort of like a savings account, except you can’t remove your money until the term is done. But at that point, you’ll have extra money in addition to the original amount due to interest.

6. Sell stock photos

One of the easiest and best passive income streams to start is selling stock photos.

Although this isn’t a passive income idea that will usually make you rich, it is relatively easy.

Once you’ve done the work of taking photos and listing them on a stock photography site like Shutterstock, your photos can bring you a little cash on the side for years to come.

These days, most smartphone cameras are capable of producing high-quality images. So you don’t necessarily even need to upgrade your equipment (unless you’re already a hobbyist photographer and have a DSLR on hand!).

Think about the types of photos companies might want to use for websites, articles, etc. The subject matter might not always be the most exciting, but getting paid is exciting!

7. Own a vending machine or ATM

Vending machines and ATMs are some of the more unusual ideas that not as many people realize are possible. You find vending machines and ATMs everywhere but might not stop to consider who owns them! And it’s a great passive income resource.

When you buy or rent an ATM, you can place it in a location you are the owner of or negotiate to share profits with someone who has property in a more lucrative location.

You make a profit from ATM fees charged each time someone uses the machine. You’re responsible for keeping the machine stocked with cash, but you can turn this into a passive income source by outsourcing this work to a trusted third party.

A vending machine business is similar. You’ll want to place it somewhere with a decent amount of foot traffic, and you can outsource the restocking of snacks or drinks inside the machine. Inventory costs can be very low when you’re buying in bulk, so it’s a chance for a decent profit margin.

8. Flip domain names

Domain names are sort of like the real estate of the internet: everyone wants a good one, but there’s a limited supply. Most people want a .com domain that’s memorable and relatively short, so it’s easy for people to type.

If you’re a creative type with a little business acumen, a good passive income hustle could be buying domain names you think could be profitable and in demand and listing them for sale.

You can often do this relatively cheaply, but it’s not without risk since you could find yourself paying for a domain name that just won’t sell.

9. Sublease to roommates

If you currently own a house or apartment (or are in the market for one), doing a rent split with roommates can drastically increase your passive income.

For the cost of sharing a spare room, you’ll add hundreds of dollars to your monthly income. Splitting rent is a form of house hacking, which is essentially canceling out your mortgage payments with rental income.

If you don’t want a full-time roommate and live in a popular area, you can list a room on Airbnb open to shorter-term travelers. You’ll just need to do some cleaning between stays.

Renting your room on Airbnb is one of the most lucrative and best passive income ideas to try!

In fact, you may be able to earn more renting weekly rather than monthly.

10. Rent out your car or parking space

When you’re not using your car, why not let it make money for you? You can offer your vehicle for short-term rentals to travelers on a service like Turo.

Or, you can help someone out with their own side hustle journey by making your car available on HyreCar, where it can be connected with drivers for services like Uber, Lyft, DoorDash, and Instacart. Insurance is built into these services, making it less risky to have a stranger drive off with your car!

And if you live in a high-traffic area, like a city or beach town, you can even rent out your garage for parking. It’s a great idea if you have a space but not a car or are gone most of the day and only need the space in the evenings.

11. Install money-saving apps and get cashback for online shopping

Many of the best coupon websites and a lot of apps are available today where you can earn cashback, find coupons, etc. Most require some ongoing effort, so they’re not passive.

However, Dosh is an example of a totally passive cash-back app. Just link a card in the app, and if you spend money at an eligible store or restaurant, you’ll get your money back automatically.

In the same way, Paribus will work behind the scenes to check your email inbox for online shopping receipts and issue partial refunds if the price drops shortly after your purchase.

And if you tend to do a lot of your shopping online, get some motivation for saving money with a single click, thanks to online cash-back portals. Rakuten, formerly called Ebates, is the big one in this space.

Just install their cash-back button on your browser, and you’ll be notified when you’re on websites where cashback is available. It’s one of the best passive income ideas and requires almost no work.

12. Invest

Investors understand one of the most common ways to make passive income. Over the long term, the stock market has consistently generated steady returns, even if it has ups and downs in the short term. Learning how to start investing in assets that will make you more money is a great way to earn passive income.

Dividend stocks

There are a couple of ways to earn money from stocks. You could buy high dividend stocks for regular cash payouts based on company earnings. Or, hold onto ordinary low-dividend stocks and let them grow in value until you’re ready to sell at a profit.

Dividend-paying stocks can be a smart way to make extra money but keep in mind that dividends aren’t guaranteed. You should use this passive income idea in addition to others for more consistency.

Investing in stocks is one way to avoid having to make an active income by simply growing your money and expanding your portfolio.

REITs

It’s also possible to buy shares of REITs (real estate investment trusts) and earn a share of income from the real estate projects they hold. Learning about real estate investing for beginners is simple and a great way to make money.

Annuities

An annuity can give you the opportunity to make passive income. You can find an annuity to buy from an insurance company. It’s an investment that you pay into now in exchange for funds later.

Other investing opportunities

There are also mutual funds, exchange-traded funds (ETFs), and index fund investing that you can continually invest in, in order to get a large profit later. You can begin with any of these using Robo-advisors or an investment advisor.

13. Crowdfund real estate

As mentioned above, REITs are a simple way to start passive real estate investing and earn a share of income from real estate, but with those, you don’t get to choose specific properties to invest in. If that sounds interesting to you, the next level up is contributing to crowdfunded real estate.

Through programs like Fundrise and RealtyMogul, you can buy a stake in specific real estate projects from the comfort of your couch and earn a share of the income from them.

However, most platforms require a minimum investment of at least $1,000 and sometimes more.

14. Earn credit card rewards

Who doesn’t want to earn money just from doing their normal spending? A lot of credit cards offer sign-up bonuses and a certain percentage of cash back for various purchase categories.

It’s one of the best passive income streams to earn extra money or save up credit card points to use toward travel.

The one caution I have with this passive income method is that you have to be careful and disciplined with your spending.

I recommend treating it like a debit card, and don’t spend more than you have in your bank account. That way, you’ll be able to pay your balance in full each month instead of having to learn how to manage credit card debt.

15. Rent out your tools

Sure, renting out your tools may be one of the more unique passive income ideas, but it can be a great way to earn cash. When it comes to renting, you can look beyond your home and your garage and into your shed!

Offering community rentals of some bigger-ticket items, such as lawnmowers, power tools, etc., can be a great idea on multiple levels.

It allows everyone in your neighborhood to get things done efficiently without each shelling out thousands of dollars for individual sets of equipment that only get used once in a while.

You can try to organize something like this locally (as long as you trust your neighbors!) or try out a peer-to-peer rental app.

Beyond tools, you could list things like camping equipment, kayaks, furniture in college towns, etc. Just make sure to consider any legal implications if you rent something that could lead to injury.

Be sure to get your copy of the book, The Side Hustle Guide!

16. Housesit

Housesitting is another semi-passive income idea since housesitting isn’t all just literally sitting around. Depending on the arrangement, you might be living at the property while the owner is away, or it might just require you to stop by to get mail, water plants, feed a cat, etc.

The beauty of this is that if you have work you could get done online or one of the high paying remote jobs, you can do it at the same time while you house-sit—essentially making two income sources at once! You can also housesit as a way to travel for free.

Making a profile and getting verified on a website like TrustedHousesitters can help you start finding gigs around the world, especially if you have some references.

17. Lend money to peers

Just like you can get a lease or buy a car or get a mortgage and pay interest on it, you can be the lender who charges interest. If you have some liquid funds that you’re able to part with for a while, this is another way your money can make money.

There are a variety of P2P (peer-to-peer lending) websites where this can be done with contracts and personal verification methods to help make sure that borrowers and lenders are legitimate.

However, there’s still a risk that a borrower can default on a loan, so don’t put all your eggs in one basket here.

It’s also not usually a good idea to do this with people you know, as loaning money to family and friends can be complicated unless you’re prepared to consider it a gift. Plenty of relationships are ruined over borrowed money.

18. Keep your savings in a high-interest account

Different types of bank accounts, like high-yield savings accounts, are very secure places to keep your money.

However, the drawback is that you usually won’t earn significant amounts of passive interest income.

Sometimes you can get up to 5% on limited amounts at credit unions or other special accounts like Netspend.

Otherwise, you can usually expect to see 1-2% on regular online savings accounts. These rates are partially determined by the Federal Reserve’s target interest rate, so they can go up and down.

19. Buy a blog

Instead of starting a blog from scratch, you may be able to buy one that’s already earning income. Then, you can turn it into passive income by outsourcing the labor to writers and digital assistants.

Some active management and communication might be necessary, especially as you try to scale.

However, if you focus on putting out evergreen content with monetized affiliate marketing, this can turn into a very lucrative passive income idea.

You can also make money from ads, selling products, and even offering courses on your blog.

It can take a couple of years of hustling to start bringing in a significant amount of passive income each month. If the best passive income ideas were easy, everyone would do them!

But with enough determination and creativity, you can set your future self up for a life of kicking back while the money rolls in. Especially if you learn how to make money with a blog for beginners!

20. Sell a course

Did you know you can create your very own online course to sell? Whether you are a fantastic cake decorator, know exactly how to teach about decluttering your life, or know how to play an instrument, you can create and sell a course for it!

Selling courses is one of the best passive income ideas. Once you create your course, your earning potential is unlimited.

Course platforms to use

There are many platforms you can use to get started, but Udemy and Teachable are among the most popular.

You will have to invest some money for monthly fees depending on the type of plan you go with.

However, teachable has a free starter plan that you can try out and see how you like it first!

21. Start a vlog

Vlogging is another excellent way to make passive income.

However, this requires a bit more footwork than the others, but it also has the potential for a decent payout.

The average YouTuber makes over $60,000 a year! There are plenty of ways to monetize and make passive income from a vlog.

For instance, with advertising, affiliate links, sponsorships, and more.

You will continuously create content but can keep earning from videos that you have already made. And since the number of hours watched every day on YouTube is 1 billion, there’s a good chance you can earn from your vlog.

22. Sell printables

Who doesn’t love printables? Printables are those adorable print-outs you can download and use for just about anything.

You can create anything from health trackers to planners to sell. Design your digital products on sites such as Canva or PicMonkey.

Once you design your printables, you can either sell digital products on a platform like Etsy or on your very own website.

Printables are one of the easiest and best passive income streams that continuously earn you cash!

23. Rent out your designer items

Are you a fashionista with a designer collection of handbags and clothing? Then make some money by renting out those beautiful items! Rather than selling them once, you can rent them out and keep making money on them.

Plus, if you are still in love with that Chanel bag hanging in your closet and not ready to part ways with it, this is an excellent way to keep it while earning money with it.

Get started making extra money with sites such as Rent My Wardrobe! It’s one of the best passive income ideas that can help fund your savings account and fashion habit.

24. Sell custom products with print on demand

Thanks to print-on-demand platforms, you can set up your own store and not even have to carry inventory. Whether you want to sell coffee mugs, shirts, or notebooks, sites like Printify and Printful will help.

You create your design and upload it to any product you want to sell in your shop, and voila, you start earning money.

There are options to sync your print-on-demand products to sites such as Etsy, or also Shopify, Printify, or your own website store. You can earn hundreds or perhaps even thousands of dollars a month, so it’s one of the best passive income ideas to start.

25. Rent out storage space

Do you need extra cash and have some unused space in a basement or garage? You can rent this extra space out for other people to store their stuff.

Your unused space can even help pay your mortgage or at least some of it! Check out Neighbor.com to connect with people who need storage space.

26. License some music

Are you musically talented? If you spend hours creating new music, it doesn’t have to be just a hobby, it can actually make you money.

Licensing your music is one of the hobbies that make money. You allow other people to use your work in exchange for royalties or commission.

Epidemic Sound is an example of a widely popular platform that can help you license your music to others.

27. Advertise using your vehicle

You may be able to make money just by driving around town or to and from work. There are companies that allow you to place an advertisement on your car to make money.

Getting your car wrapped is a good way to make passive income because once it’s done, it doesn’t require much thought or upkeep.

However, it’s important to work with a reputable company because there are a lot of scams associated with car advertising.

28. Sleep studies or surveys

A sleep study gives a whole new meaning to making money in your sleep. You can sometimes get paid to take part in a medical sleep study.

During a study, a technician monitors the activity in your brain.

Each study may have requirements for those that participate. But it can be one of the best hacks to make money without much effort.

29. Open a laundromat

A laundromat is another passive income type of business. It does require money to get started, as you’ll likely need to purchase supplies and equipment, not to mention rent or buy a space.

Be sure to do your research on how best to buy a Laundromat whether it’s own your own or through broker. It’s also very important to throughly assess your Laundromat operating costs and profit margins.

However, laundromats operate on a mostly passive basis, without you needing to do too much as long as you outsource the work. So this is a great way to make an income long-term. It’s not uncommon for people to purchase an existing laundromat and take over it’s ownership.

​30. Try dropshipping

Dropshipping is a way to have an online store without having to keep any inventory. People order from your store, but then a third party sends them the product. It can be more passive if you hire someone for the day-to-day operations.

Starting a dropshipping business involves doing research, finding a supplier, creating a store, and more. But it can be worth the time and effort! You can make almost $40,000 a year on average, not bad for a passive income idea!

Expert tip: Give yourself time to build passive income

When choosing a passive income source, it’s important to understand that setting up this new income idea will take a bit of time. Depending on which of the many options you select, you could spend anywhere from a few hours to a few months getting things ready.

Before you get started, we recommend being sure you have the time or can make the time to devote to the passive income idea in the beginning, and then later you will have the benefit of spending less time on it while still making money!

Taxes and passive income

There are some things to keep in mind about taxes and passive income. You will still owe taxes on your passive income, the same as active income.

Although you may be able to find some ways to make passive income with lower taxes, such as tax-free municipal bonds or long-term capital gains, it’s important to still talk with your accountant for tax advice before creating a passive income source.

How can I make $1,000 a month in passive income?

Making $1,000 a month in passive income can be done by selling something such as a course, printables, or stock photos.

There are, of course, many other ideas how to make an extra $1,000 a month in passive income, though selling something is one of the easiest and potentially fastest ways.

Keep in mind that $1,000 a month is $250 a week so it’s a good idea to breakdown how much on average you’d need to sell a week to meet your monthly goal.

How to passively make $2,000 a month?

For you to passively make $2,000 a month or $500 a week, you can combine a couple of different passive income ideas.

For example, selling a created product (e.g. an ebook or online course) or an affiliate product and stock market investing. Or real estate rentals and stock market investing. Choose two high-earning ideas and do both to have the best chance of making a couple of thousand dollars consistently.

How to make $5,000 a month passively?

If you use a few different ideas, you improve your chances of making more money, and be sure to choose ideas that are likely to make a higher income over time.

To make $5,000 a month passively, you will likely need to combine two or even three passive income sources. Some ideas include starting a blog, affiliate marketing, investing in real estate, investing in the stock market etc.

You can also check out our article on high income skills you can develop that can help increase your passive income earnings.

Articles related to making passive income

If you enjoyed this read about passive income, you’ll love these articles!

• How To Start: Passive Real Estate Investing
• 17 Best Passive Income Books To Inspire You!
• Active Vs Passive Income And How They Work For You
• 19 Passive Income Ideas For Students

Make more money with this list of best passive income ideas!

There are so many ways to make passive income that are easy and lucrative. You can start with one and continue to add more so you can earn even more money.

Remember, some of these ideas require more work than others, so decide what is best for you and your schedule by creating a time management plan and go from there. Also, use better budgeting techniques to manage the money you earn!

The post 30 Best Passive Income Ideas appeared first on Clever Girl Finance.

Sometimes, life happens, and you need ideas for how to make $300 fast. You’re not alone, we’ve all been in a pinch before. We’re also here to tell you there are ways to make the amount of money you need now. So, let’s dive in!

What can $300 buy?

More than half of Americans cannot cover an unexpected $1,000 bill. This means people struggle when cars break, appliances stop working, or someone gets sick.

In addition, the record-high inflation and rising cost of necessities aren’t helping matters.

So, a lot of people are in situations where they need to brush up on their money making skills fast.

During a time like this, I personally think $300 can come in handy. For example, I’ve found that amount can be just enough to pay a bill or an insurance co-pay, buy groceries, or fix a minor home issue.

How to make 300 dollars fast

The best way for how to get money fast is to either sell something or earn it. So, here are our best ways for how to get $300 fast.

Find the best task you can do using high-income skills, and figure out how much you can get paid for it. Then, estimate how many times you need to do the task to earn $300.

1. Ask or volunteer to work overtime

It may seem obvious, but we’ll add it to this “how to make $300 fast” list anyway. If your job offers the opportunity for working overtime or picking up extra shifts, then you’re in a great position to make extra money quickly.

The good thing about volunteering for overtime is you probably won’t incur additional costs. Because you’d already be at work, you just need to extend your hours. Also, you won’t need training for a job you already do.

2. Sell handmade or household items

Honestly, we’re all living with too much stuff, myself included. So, if I want to know how to get $300 fast, I figure I should sell things I’m not using. To get started, I can look around my house, room by room, to see what household items to sell for quick cash.

People are always looking for deals on basic items like books, furniture, electronics, jewelry, or clothing.

In addition, unique vintage items can fetch good money too.

Once you’ve decided on items you want to sell, make sure they’re clean and presentable. Take quality pictures to sell them online.

You can post items on Facebook Marketplace or clothing for sale on Poshmark. Amazon is also a good place to sell items. Or you can simply set up a garage sale outside your home, and people can purchase items that way.

On the other hand, you can sell handmade items if you like creating money making crafts. You can sell anything from crocheted blankets to paintings, house decor, cards, and jewelry on the website Etsy or also eBay.

3. Drive for Uber or Lyft

If you live in a tourist town or a busy city, you can add driving for Uber to your “how to make $300 fast” list.

Depending on your location and your availability, these ride-sharing apps offer great opportunities to earn cash. Plus, you can get started quickly and potentially have money tomorrow or by the end of the week.

Some drivers report making an average of $19 an hour, which is more than minimum wage. It also means you can make $300 for putting in 16 hours of work.

4. Deliver for food apps

If you’re not into driving people around, delivering for food apps is also a great way to earn extra income. With companies like Instacart, you get paid to deliver food, groceries, or other items.

Similar to ride-sharing apps, you can set your own hours and take the jobs that work for you. It’s included on this list of how to get $300 fast because it’s a great way to make extra bucks at night, on your breaks, or on the weekends.

5. Clean houses

Cleaning houses can also be a lucrative way of making extra money. It requires hard work, but you’re typically paid upfront and in cash. And cleaning houses is one of the unique side hustles you can start.

To get started, advertise your services online, in community centers, or in libraries.

6. Run errands

Use your mobile phone to make extra dollars and sign up with TaskRabbit. It’s an app where you can earn money for running errands for other people.

Simply find available tasks on the app, complete them, and get paid. You’ll see tasks like grocery shopping for the elderly, picking up dry cleaning, and accompanying a patient to and from surgery.

We added this option to this list of how to make $300 fast because the tasks that you can get paid for while helping people manage their daily routine schedule are endless.

7. Dog walking/Pet sitting

If you’re good with animals or love spending time with furry friends, dog walking or pet sitting are fun ways for you to make extra moolah. Pet sitters make around $14 an hour or possibly more.

You can make money doing something you love.

And you can pick up jobs whenever you want to, but not commit long-term. Awesome, right? That’s why it’s one of our recommended ways for how to get $300 fast.

My idea to start something like this is to post flyers around your neighborhood, offer your services to pet owners directly by asking neighbors and friends, or sign up to be a dog walker on Rover.

8. Do lawn care

You can make extra money doing things you like or using the skills and equipment you already have. Offer lawn mowing or landscaping services if you enjoy gardening and working outside.

You could also plant, weed garden beds or rake leaves in the yard. If you know what you’re doing, you could offer more services like fertilizing, watering, or aerating.

Depending on the lot size, you can charge $30 – $85 to cut grass. It’s definitely one of the best ideas to make $300 fast.

9. Look for housesitting opportunities

Housesitting may not be on the top of the list on how to make $300 a day, but it’s still a good way to earn extra money. Check out Housesitter.com to get an idea of what you’d be doing.

They match housesitters with homeowners needing the service. You’ll go through a background check, and then you set the dates you’re available and even the rates.

10. Paint houses

Do you notice details and have brush skills? Great! You can use those to make money painting houses.

Some people may not want to contact a big company to paint their house. You may also come across homeowners who’d started painting and lost interest. And that’s where you come in.

Post your services on social media or tell friends and family members to spread the word. You never know who’s looking for help and may want to hire you for your services. Get your copy of The Side Hustle Guide from Clever Girl Finance to help you learn how to start a small business.

11. Babysitting/childcare

You can offer babysitting services when parents want to have an occasional date night or when they get stuck at work. Advertise your services on your social media or sign up for childcare opportunities on Care.com.

There is a huge need for childcare providers right now. So, try this idea to make 300 dollars fast and also help parents out.

12. Rent out your car

Save up extra money by renting out your car on Turo. Turo allows private car owners to rent their cars to others via their online marketplace.

It’s an easy way to make $300 fast or cover your monthly car payments! All you have to do is sign up for Turo, list your car, and determine your price.

Renting my car is my favorite way to make passive income, as it doesn’t require much effort from me, but I make money!

13. Rent out your house

Do you have any extra space in your home or a spare room? List it on Airbnb and make extra income.

If you don’t mind having people stay in your home, you could bring in hundreds of extra dollars each month. When considering how to make $300 fast, it’s one of the easiest ways.

Take good pictures of the space and provide useful information about your neighborhood. Most people coming to stay won’t know much about your area, so talk about how they can get around and what they can do.

On the app, you can choose dates for when you want to have guests. It also doesn’t cost much to get started. But remember to include fees in your pricing.

Buying a house to rent out, or renting the home you live in, is not only a great way to make money but can help you get started with real estate investments as you learn more about rentals and how to earn an income from them.

14. Flip furniture

In need of more ideas for how to get $300 fast? If you like working with your hands, flipping furniture is also a profitable option to earn a paycheck.

Make sure to start small and have a budget in mind. Also, don’t attempt a huge redesign on your first flip.

Look for quality items for sale in your neighborhood that you can work on and sell for more. A few places to start looking for the right piece include Facebook Marketplace and Craigslist. You can also look at yard sales and thrift stores.

15. Try out several survey sites

While online surveys may not make a lot of money on their own, you can earn a few hundred bucks with some dedication and time. Sign up for several of the highest-paying survey sites like Survey Junkie, Swagbucks, and also InboxDollars to start getting access to surveys.

You can give your opinion, but many times you can also watch videos or even play games to earn a reward.

Complete as many as you can as quickly as you can from the highest paying survey sites, and watch the cash add up! You may also be able to earn in other ways by getting access to free gift cards or earning a bonus for asking friends to sign up.

How to make 300 dollars a day

For these ideas on how to make $300 a day, you would need more preparation and planning. You might need to learn new money making skills, and it may take months to implement them. But you can definitely make that money in one day with time, effort, and commitment.

16. Freelance writing

I can tell you that freelance writing gigs are not always easy. When I began with freelancing, I needed to learn the type of writing that sells before I could offer my services.

If you already have the skills and want to get paid as a freelance writer, tap into your personal and professional networks to find work. You can also sign up on Upwork to find freelance writing jobs, then get paid using PayPal or another payment method.

The Bureau of Labor Statistics explains the median pay for freelance writers is $69,510 a year, or about $33.42 per hour. You can also make your own schedule, and you can make a lot of money this way if you get positive reviews from your clients.

17. Become a virtual assistant

Do you have a talent for planning and organizing? You may be a good fit for a virtual assistant.

Virtual assistants typically work for online business owners who need help organizing schedules, setting up phone calls, posting on social media, and more.

To begin, think about the skills you already have that you can offer your clients. Then, you can advertise or look for work at places like Upwork, also Fiverr, or even Freelancer. You can build up your skillset and get your own clients from there.

It’s a great way to work for yourself as a full-time job or make extra money. That’s why it’s included on our list of how to make $300 a day. And if you need to know how to become a virtual assistant with no experience, we’ve got the perfect guide.

18. Online tutoring

If you’ve mastered a certain subject or you have a knack for taking complex ideas and explaining them, you can learn how to make $300 fast by offering tutoring services. You can also choose to tutor online or in person.

Advertise your services in your neighborhood or sign up with a site like Skooli.

There’s also a great demand for English tutors, so you can make good money teaching English to students all over the world. Check out VIPKid to see if this opportunity is right for you.

19. Become a social media manager

Do you enjoy keeping up with trends on social media? Are you adept at navigating social platforms and growing a following?

If you answered yes to all questions, then becoming a social media manager could be a great side hustle for you, not to mention one of the best work at home jobs. The position takes a long-term commitment, and you’d have to pick up new skills and learn marketing strategies.

Every business, large or small, is now using social media platforms like Pinterest, Facebook, and Instagram to connect and engage with its audience.

But making content and posting on these platforms can be time-consuming, so businesses are hiring social media managers to manage their accounts. You can create a great business doing this and make online money!

20. Offer makeup services

In this era of social media, makeup services are also in high demand. Aside from the usual weddings, graduations, and proms, you can also offer your services to influencers and owners of businesses who want to create content for their websites or their social media profiles.

On average, makeup artists charge between $100 and $400.

In addition, if you can charge a reasonable price to offset the average wedding cost, you’ll likely be ahead of the competition. Hence, it’s one of the most lucrative ideas for how to make $300 a day.

21. Offer photography services

Do you take great photos and are wondering how to get $300 fast? Look no further because you can easily make money by starting a side business offering photography services.

You are not limited to the usual birthdays, weddings, engagements, and prom photos. People are also paying for Christmas card photos and all kinds of events.

You can also offer your services to influencers and business owners who want to create content for their websites and social media accounts. Selling your photos on sites like Shutterstock can also add a few bucks to your bank account.

22. Become a personal trainer

If you love working out, why not turn to your hobbies that make money? You can teach yoga, strength training, or nutrition.

If you have the experience or the expertise, you can also try niches like exercises for diastasis recti, pelvic floor strengthening, or lower back pain issues.

Becoming a personal trainer can help you do what you love while helping others reach their goals as well. That’s why it’s included on this list of how to make $300 a day.

23. Become a blogger

Blogging is a great way to earn an income consistently, though it takes some time. You can definitely work up to earning $300 per day on the internet from blogging using ads and affiliate marketing.

So if you enjoy writing and have interesting information to share with readers, blogging could be for you. You might even branch out and start a YouTube channel with YouTube videos or create products to sell to make even more money. And don’t worry, you can easily find out how to make money with a blog for beginners.

24. Invest

Investors have a lot of options these days. From apps right on a phone or device, such as Betterment, to becoming lenders for start-ups, there are a lot of ways to make money. Investing is a personal favorite for me when I want to make money.

While investing takes time and consistency, if you get started today, you are very likely to accumulate wealth if you allow your money to grow and you choose good investing options. This could lead to making $300 a day over time.

25. Sell plasma

​If you are able to, giving a donation of plasma can make you some money. You can give plasma periodically, but not too often. Over time, you can save up some money, and if you combine this with other ways to earn, you can make 300 dollars in a day.

A one-time donation will earn you about $50 or up to $75. It’s also important to note that the American Red Cross lets you donate only every 28 days. It’s important to not compromise safety and ask a health professional how often it’s safe for you to donate.

26. Proofread or edit

Becoming a proofreader or editor requires some skills, such as reading comprehension, a good understanding of grammar, and sometimes more training.

But there are plenty of places where you can apply to be a proofreader or editor, such as Upwork, and make good money! A proofreader can make, on average, $22 an hour, while an editor can make $25 or more an hour. Meaning you can easily make the $300 you need in a couple of days!

Expert tip: Don’t be too picky

When choosing a way to make 300 dollars fast, it’s important not to be too picky. After all, you need the money quickly. Instead, think about what you have the time to do, what you’re good at, and how soon you can get started.

On the other hand, if you plan on starting a business or side hustle, that requires more thought and effort, and you should certainly choose something that aligns with your financial goals and talents.

It all depends on whether you need money quickly, just one time, or if you will need more cash on a continual basis. For the first, a quick gig like surveys or selling something might suffice. For the second, proofreading or freelance writing is a better option.

How can a kid make $300 fast?

The best jobs for kids to make $300 fast are dog walking/pet sitting, lawn care, or selling items like crafts. Ask your parents if they know of anyone who needs help with their pets or their yard. You can also sell crafts that you make to neighbors or friends for extra money.

Find out how to make money for kids easily with our helpful guide.

How can I make $300 this week?

To make $300 this week, I recommend trying out a few ideas at once to maximize your profit.

For example, ask for overtime at work and also sell some items you no longer need. Other fast ways to make $300 are to run errands for people, babysit, drive for Uber, etc.

How can I make $300 fast in one day?

To make $300 fast in one day, you’ll need to quickly gather everything that you can sell and put it on Facebook Marketplace or eBay. You can also quickly sign up for gigs like dog walking or tasks like errands. While you wait for job opportunities, do surveys.

It’s all about creating a time management plan and thinking of every opportunity possible. If you do all this at the beginning of the day, you can likely make the money you need by the end of it.

Articles related to making money fast

If you enjoyed reading about how to make $300 and you want to find ways to earn even more extra cash, check out these articles!

• 25 Side Hustles For Women That Make Real Money
• How To Make An Extra $1000 A Month: 33 Ways!
• How To Make $500 Fast
• 47 Great Business Ideas for Kids!

Trying to figure out how to make $300 fast? Leverage our list of ideas!

Scrambling to make the money you needed yesterday is not fun. But hopefully, our list of ideas to make 300 dollars fast can help you out.

Don’t beat yourself up if you’re struggling with money now or saying, “I am broke!”. Remember, nothing is permanent, and everything has a solution.

Use these ideas to make money fast and work on building an emergency fund.

By being intentional with your cash, you can free yourself from the cycle of debt stress and struggle. Be prepared for unexpected expenses, and know that you can earn 300 dollars fast to improve your financial wellbeing.

The post 26 Ideas For How To Make $300 Fast! appeared first on Clever Girl Finance.

Are you trying to figure out how to make money without a job? Or maybe you’re tired of your 9-to-5 job and yearn to do something else with your life. Thankfully, the 9-to-5 job is on its way out because you don’t need to work a boring desk job to make a living anymore!

And even if you do have a full-time job, there are plenty of side hustles that can help you earn some extra cash to use towards paying off your debt and bulking up your savings accounts.

When I say job, I mean the desk job that makes you work particular hours. For instance, working at a bank or grocery store. However, there are so many other ways to make a living on your own schedule when you want to know how to make money without a job.

31 Ways to make money without a job

Some of these ideas are web-based, and you can work from anywhere. Others might require special skills or that you live in a specific location. You can use these ideas as a springboard to come up with even more ideas for how to make money without a job.

1. Become a freelance writer

Do you enjoy writing? Maybe you used to have a blog, or you’re always correcting your friend’s spelling mistakes when they text you. If so, then you might want to think about becoming a freelance writer.

Freelance writing is one of the best ways to earn money without a job because it’s lucrative and flexible. According to the Bureau of Labor Statistics, the median pay for freelance writers is $69,510 a year, or $33.42 per hour.

Also, you don’t necessarily need an English or journalism degree to begin. You can often find businesses looking for writers on social media sites like Twitter and job boards like Indeed and build your portfolio that way.

All you really need is an internet connection. And best of all, since you’re a freelancer, you get to set your own hours and decide who you want to work with.

2. Start a blog

Blogging is an interesting way to make money online without a job. So if you’re passionate about a specific topic and are good at writing, becoming a blogger and starting your own blog can be a great option for you to share your expertise. You get to be your own boss, writing blog posts about whatever you want and whichever topics you enjoy.

For instance, if you prefer a variety of topics, then you could start a lifestyle blog. And it’s really easy and cheap to set up using a blogging service like WordPress.

You can make a lot of money with blogging, especially if you have a lot of followers and use affiliate marketing. Affiliate marketing is when you link to products, and that company gives you money for every person who buys those products after clicking on the link on your blog.

However, blogging can be a lot of work in the beginning. You’ll need to know about things like SEO, marketing, and promoting your articles on a social media account or two.

You can also add Google AdSense to earn ad revenue. Blogging is a lucrative side hustle and can be fun too.

3. Earn cash back

Who doesn’t love free money? When you use cashback apps or cards, you basically get paid to do your regular shopping. Several banks and credit cards offer this service, so check to see if yours has this offer.

You can also check out sites like Rakuten, which gives you a discount or cashback when you shop at any of their thousands of partner stores. Others, like Acorns, let you earn cashback when you shop and put that money towards your investing account. And the great part is this takes less time than a part-time job, but you can earn a bit of money.

Be careful not to spend money on things you don’t need or can’t afford. While cashback is a great way to earn extra money, it’s designed to get you to spend more cash. And going into debt just to earn a bit more money is not a strategy I would recommend.

4. Become a virtual assistant

A virtual assistant is someone who works for others as an assistant, but virtually. For example, they might help organize schedules, set up phone calls, handle social media, manage blog content, and more. Best of all, it can all be done from the comfort of your own home.

It’s easy to get started. Just figure out what skills you think you can offer your clients.

Start with just a few, like social media management or email management. Then, you can look for work at places like Upwork and slowly build up your skillset and clients from there.

5. Become a dog walker or pet sitter

Are you an animal lover wondering how to make money without a job? Then why not get paid to spend time with some furry friends!

You can earn money by offering to walk dogs and pet-sit for pet owners in your city or town. Pet sitters make around $38,366 annually or possibly more, depending on your location.

Start by advertising around your neighborhood and using social media. Find groups of animal lovers on Facebook in your city. Or you can join pet sitting sites like Rover to make money fast.

6. House sit

If you want to travel full time and don’t want to pay for a hotel, then think about house sitting. You not only get paid to stay in a nice house, but you can also use the opportunity to travel or visit an area you’ve been thinking about moving to.

There are several sites to find people looking for house sitters, including TrustedHousesitters and Nomador. You may need to take care of the owners’ pets, water the plants, and clean the house, but it’s not that bad of a deal considering those are things you would probably do in your own home.

7. Sell handmade items on Etsy

Do you like to craft or paint? You can sell your handmade items on Etsy. Etsy is an online marketplace for users who make and sell their own creations.

You can sell anything from crocheted dolls to paintings, house decor, vintage items, and jewelry. And with a little bit of SEO knowledge and marketing, you can even make a living out of it.

8. Sell your used items

Selling your unused items is a great way to make money without a job; it’s easy, and it will declutter your home too!

If you have gently used items, you can sell stuff using apps like Vinted and Facebook Marketplace or even hold a garage sale. If you’re selling online, make sure to take good photos and accurately describe the item, including any defects.

You can sell pretty much anything – your old clothes, electronics, old furniture, books, and even shoes and purses. You can generally expect to sell items for anywhere from 30-70% of the original cost. So why not turn that clutter into cash!

9. Invest in real estate

Real estate is one of the more traditional ways to earn money. If you go the traditional route of buying a property and renting it out, you will need a lot of upfront capital. But you can generally get your mortgage covered and then have a little bit of extra money leftover.

But not everyone wants to be a landlord. So instead, you can invest in real estate through crowdfunding services like Fundrise and Roofstock. You can even invest for as little as $500.

The platforms take care of operating the properties while you earn money through quarterly dividends. And you’ll also gain money as the properties you’ve invested in appreciate in value.

10. Babysit

Babysitting isn’t just for high schoolers. If you love kids or even have a few of your own, you can set up a babysitting or nanny service. In some cases, parents may ask you to have CPR certification or even require early childhood education.

You can ask family members, friends, and even your neighbors if they need a sitter. There are online sites like Care.com where you can find babysitting jobs in your area. Often you will get paid right away, so you don’t have to wait a few weeks to get a paycheck.

11. Invest in dividend stocks

Wondering, “how can I make money without a job?” One of the best ways to grow your wealth over time is to invest in stocks. While investing in the stock market often takes time, you can accelerate that growth by investing in dividend stocks.

Dividend stocks are shares of a company that gives you income for holding onto their stock, often on a quarterly basis. So, you are rewarded for holding onto the stock.

You will need to do research on investing to find the best dividend stocks for you.

12. Become a transcriber

Do you type really fast and are a good listener? Do you remember everything, even when it was said years ago? Then transcribing might be perfect for you because these are the skills that can help you succeed in this role.

A transcriber converts audio into text, and the average hourly rate for transcribers is $18 an hour. You can choose your hours and work from home or anywhere there is WiFi. All you need is a reliable computer and fast internet service.

You can use sites like Crowdsurf, Transcribme, and Rev to find transcribing gigs.

13. Make YouTube or TikTok videos

It’s easy to create and upload videos on YouTube and TikTok. All you need is a bit of creativity and a smartphone. If you’ve always wanted to have your own show or a daily vlog, it’s easy to do so by making YouTube videos for your own YouTube channel.

You can also get paid on YouTube through ads and affiliate programs. You’ll need to reach a certain amount of subscribers and views to start earning money.

TikTok is another platform where you can earn money through affiliates. Again, you’ll need to have a decent number of subscribers.

The key to both YouTube and TikTok is to create quality content consistently. You’ll also need to use the right keywords in your title and description, as well as interact with viewers to foster your community.

14. Rent out your home on Airbnb

This is a great hack for how to make money without a job. If you have a spare room or guest house, renting it out on Airbnb could be an easy way to earn money without a job.

All you need to do is sign up on the platform, take good-quality photos, decide how much you’ll charge and how many people you can accommodate, and go from there. Help people have a great vacation and make some cash.

You can choose your own dates for when you want to have guests. It’s relatively inexpensive to get started, but you will need to pay Airbnb fees and either pay to have a cleaner or take care of the cleaning yourself.

15. Write eBooks

Have you always wanted to write a book? You no longer need to have a million Instagram followers or a publisher to have your own book. In fact, the total revenue from eBooks should soon reach $14.16 billion, so writing one can help you make money without a job.

With Amazon, you can publish your book on Kindle without having to pay a dime! While eBooks are priced lower than traditional books, there are no overhead costs. And with the number of people buying eBooks through Amazon, you’ll likely earn some extra money, especially if you promote your book yourself on social media.

16. Make money flipping items

Have you heard of house flipping? Well, you can do the same thing with other items. Flipping is when you find cheap items, improve them, and sell them for a higher price.

You can find cheap items at thrift stores, restore them, and then resell them for a higher price. For example, you can find old furniture, repaint it (perhaps with a unique design) and then sell it online. You can even sell your items on Etsy or use Craigslist, eBay, or Facebook Marketplace to sell to people in your area.

17. Become a notary public

According to Zippia, there are approximately 7,000 Notary Publics working in the United States. Notaries play an important role in the U.S. by handling mortgage signings, notarizing trust documents, and more. It’s a good choice for how to make money without a job.

Notaries are independent contractors, so you can set up your own business. It’s also just a great skill set to have in your arsenal, and you can combine it with other services, like being a virtual assistant.

Keep in mind that each state has different rules for what you need to become a notary, so look up the rules for where you live.

18. Lose weight to make money

Want to lose a few pounds and need to know how to make money without a job? Why not get paid to do it?

With HealthyWage you can do just that. All you need to do is sign up with HealthyWage, and set a goal weight, and limit.

You can place a bet on yourself, from $20 to $500 a month. Once you achieve and maintain your goal, HealthyWage will pay you money, which can be as much as $10,000. Which is an excellent way to earn money and get healthy too!

19. Start a coaching business

Have you successfully started your own business? Do your friends and even strangers keep asking you for career advice? You can start a coaching business and get paid to help others achieve their goals.

There are many types of coaches, so first, you’ll need to decide which kind of coach you want to be.

For example, a life coach helps clients with their life goals, while a business coach helps entrepreneurs expand their companies. You can even become a financial coach to help others with their finances or a fitness coach and help others lose weight. So get started making money for your knowledge!

20. Rent out your car (Turo)

Need help paying your monthly car payments? You can earn extra cash by renting out your car on Turo.

You don’t even need to lend your car often. Hosts can cover their payments if they rent out their car as little as nine days per month.

Turo allows private car owners to rent out their cars via their online marketplace. It’s an easy way to earn money without a job, and you can even rent it out while you are working from home!

All you need to do is sign up for Turo, list your car, and determine your price. You get paid via PayPal within five days and earn 65% to 85% of the trip price.

21. Take online surveys

If you’re serious about how to make money without a job, there are a lot of online survey sites where you can make money by taking surveys.

You can also look for focus groups in your area that are looking for feedback on specific items or services. Companies will often pay users to try new brands or give feedback as part of their market research.

So try out Survey Junkie or Swagbucks and other survey sites and see how much money you can make as one of your side gigs.

22. Become a mystery shopper

If you like shopping for different merchandise, you can become a mystery shopper. You can mystery shop and share your experience to earn some cash. It’s a great side hustle if you’re wondering how to make money without a job, and maybe you’ll get to shop in your favorite stores, too.

Most of the time you can apply online. You’ll likely need to meet the company requirements, as well as provide your resume and answer questions about your previous shopping experience.

23. Sell textbooks

If you’re a student looking to get a head start on the next semester, you can sell your textbooks. Textbooks are a lucrative business, with the industry valued at $3 billion. Students spend on average $1,200 a year for textbooks.

Many students purchase textbooks used and will appreciate the opportunity to buy them cheaper. A good place to begin is Chegg.com.

24. Do photography

Do you enjoy taking photos, and are you asking, “how can I make money without a job?” If you have a bit of talent and a camera, you can easily make money doing photography. Photographers make an average of $33,968 a year according to Zippia.

Do photo sessions for weddings, anniversaries, birthdays, and more. Or if you want to take photos and sell them without all the extra time involved, also try selling your photos to sites like Shutterstock. So many use businesses leverage stock photos on their websites so this can be quite lucrative.

25. Sign up for TaskRabbit

TaskRabbit is a site that connects people who need small, odd jobs done with people who can accomplish them. That can include going grocery shopping, helping out around the house, or even helping someone move.

If you are a skilled gardener, can help people move things, or excel at home maintenance, you can make some money from TaskRabbit. You’ll need to use the mobile app to create an account and go through the verification process, which includes an ID check.

26. Rent out parking or storage space

If you have some extra space that’s just gathering dust, rent it out. A lot of people need a parking space during the day, and maybe yours is empty while you’re at work. And for those that have extra storage space in a garage, you can rent that too.

To get started, try an app to find someone to rent the space. However, always use caution and be careful about who you work with.

27. Deliver with Grubhub

Food delivery is fun and simple. You pick up orders for people, drive the food to them in your car, and make money. On average, drivers make about $15 an hour, but you can make more depending on when and where you work.

You can also work whatever hours you want to with Grubhub. You have the option of working on the side whenever you want, so it’s a great way to supplement your income.

28. Make your own app

Those who have the knowledge can create an app and earn money. New apps are made all the time, so if you see a problem that can be solved with an app, such as habit tracking or financial organization, try it out. You can make money through in-app advertising, in-app purchases, or a subscription model.

There are several free courses on how to create an app that you can check out!

29. Start a gardening or landscaping business

Your neighbors or friends might need someone to help keep their yards looking nice. So starting a landscaping business that offers services like mowing lawns, tending to a gardens, and watering flowers can make you some cash.

To get started you’ll need to provide your own materials, like cutting shears, a leaf blower or a lawn mower. Try adding this to your skill set, especially in the spring and summer months. You can even offer winter services, like snow removal, pressure washing, and tree pruning.

30. Become a tutor

If you know a lot about a specific topic and enjoy sharing your knowledge with others, then tutoring good be a great way to make money without a job.

There are a lot of options when it comes to starting a tutoring business. You can work through a school or franchise, or teach students at your home or even the local coffee shop or library. You can tutor online through tutoring websites like Wyzant or Tutorme.

31. Do graphic design

Do you have a creative knack and are good with computers and design? Then doing graphic design could be a way to make some extra cash. You’ll need to already have some basic graphic design knowledge. If you don’t, you can consider enrolling in a graphic design course or watching tutorials on Youtube.

You can sell your designs online, such as through Redbubble or Gumroad. You can sell physical items like stickers or prints, or digital products like printables, coloring pages, or planning guides.

You can also do graphic design for others by offering your services on platforms like Fiverr and Upwork.

Expert tip

If you want to make money without a job, find something you are passionate about and good at. While you’ll still need to work to earn money, doing something you enjoy is not only rewarding, it helps you stay motivated throughout the process.

Can you make a living without a job?

If you want to make money without a traditional 9-to-5 job, it is possible. The best way to make money without working is to earn passive income through investments. However, you can also make money by working non-traditional jobs, like tutoring, food delivery, renting out your home, and more.

How can I make $1,000 a week without a job?

There are many different ways to make $1,000 a week without a job, like renting out your home through Airbnb, becoming a freelance writer, working as a notary public, or becoming a virtual assistant.

However, it takes time to build up any kind of revenue stream and it won’t happen overnight. If you want to make some extra cash, you’ll need to come up with a long-term strategy and put in a lot of work at the beginning to make it work. Once you’ve established this, you can work toward making it a full-time income.

What is the fastest way to make money without a job?

If you’re looking for the fastest way to make money without a job, then consider taking on quick and short assignments, like filling out online surveys, becoming a mystery shopper, or babysitting. You will often get money soon after completing tasks, making it an easy way to make money fast.

Which of these jobs will earn money the fastest?

The jobs that earn money the fastest are the ones that pay you once you complete a task. Online surveys, renting out your home on Airbnb, getting cash back, renting out storage space, delivering food, or renting out your car are just a few ways that you can start making money quickly.

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• 7 Types Of Blogs That Make Money
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You can make money without a job!

So with a little bit of research and creativity, it’s easy to find out how to make money without a job. From pet sitting to writing services and selling used items, there is something out there for you.

So say goodbye to having to work from 9-to-5 and wondering, “how can I make money without a job”, and say hello to a flexible work schedule doing something you love!

As you try out these ideas, you can also research what to do with the money you earn. You can start investing and also begin budgeting weekly to keep track of your income.

The post 31 Ways How To Make Money Without A Job appeared first on Clever Girl Finance.

Need to know how to get money fast outside of your typical 9 to 5? We’ve got you covered! If you’re looking for ways to boost your income without getting another office job, you’ll be pleased to know that there are plenty of genuine ways to make money. Keep reading!

In this article we reveal 18 of the best ways to get money fast without requiring huge investments or years of training.

1. Host city tours

If you’re an extrovert who loves to boast about your local area, being a tour guide could be the perfect way for you to get cash fast. The hours are flexible, and it’s a fun way to earn decent cash.

What does a city tour guide do? Planning and researching your local area, finding customers, and leading excursions. In America, you’ll need to apply for a Sightseeing Guide license before you can offer tours.

The amount you earn will likely depend on where you live and your experience. New tour guides can expect to earn between $8 and $15 an hour, and guides in high-tourist areas can earn up to $150 per day. Plus, if your customers love you, you may receive tips too!

Boost your earning potential by offering a wide range of culinary, adventure, and historical tours.

2. Wait in line for someone

Will someone really pay you to stand in a queue? Yes! Standing in line can be tedious and frustrating, and people are willing to pay others to do it for them.

This is probably one of the most unusual ways for how to get money fast without a job, with minimal effort required. But patience and a professional attitude are a must!

Professional queuers make approximately $25 an hour to wait in line for events, shops, banks, book signings, night clubs, and theme parks. What you earn will vary depending on how long you have to wait.

You can find line stander jobs by using an app such as TaskRabbit and Spotblaze that connects you with people that want to pay for your service.

Be aware that some apps may charge a commission for each job you complete, affecting your overall earnings. But it’s a super easy way to make some dollars!

3. Organize things for others

Sometimes, we all need some help to organize everything in our homes. So, if you have a natural ability and passion for organization or decluttering your life, this could be how to get money fast without a job for you.

I’ve found that organizing can also be rewarding and fulfilling, as I need to find new organizational systems and storage solutions that work for individuals and their lifestyles. Multi-tasking, discretion and flexibility skills, and organizational know-how are essential to do well as a professional organizer.

The salary range for a professional organizer in America is typically between $53,000 and $74,000 a year, but you can set your own rate. The more practice and recommendations you get, the more you can charge for your services.

There are certifications and courses that you can take to enhance your skills and make you more desirable to potential clients. Time to get organizing!

4. Give virtual babysitting a go

A virtual babysitter is basically someone who keeps a child entertained for an hour or so via a screen. It has become a lifesaver for busy parents who need to do work or household chores whilst their children are at home. It’s also a great money earner for people who don’t want a standard job.

Activities could include:

• Doing homework
• Playing games such as I Spy or Simon Says
• Learning dance moves
• Reading

So how much money would you make as a virtual nanny? The going rate is up to $25 per hour. You’ll earn more by going solo, but most people start out working for an agency until they’ve gained some experience.

You can use job platforms such as UrbanSitter to search for virtual babysitting jobs or start your own business. You don’t need to spend loads on equipment, but it’s worth investing in a good quality headset and ensuring your internet connection is reliable.

5. Become a mock online juror

Attorneys use mock online jurors to understand how the actual trial will go, almost like a pre-trial. When opportunities arise, it’s a great way to get money fast, but work is sporadic, so don’t rely on it for regular income.

As a mock juror, you will read case notes or watch videos and provide your opinion at the end, just like you would if you sat on a jury. Anyone can do it, but you do have to be at least 18 years old and have no criminal record.

Earnings will vary on average from $10 to 60 for a day’s work. You will likely find mock online juror jobs in your local newspaper or by signing up for online platforms such as eJury to find work.

6. Keep bees

Looking for an unusual and fun way to make money? Keeping bees can earn you a nice profit, and it’s not just about selling honey.

Here are the best ways our small buzzing friends can help us financially:

Sell pollen

Pollen is worth more than honey because it’s only available in tiny amounts. You can collect pollen via pollen traps in the beehive for a few hours daily. It’s essential not to take too much pollen from the hive because bees need it for their babies.

Once you’ve collected enough, you can either sell it fresh or preserve it by drying it (this also lengthens its shelf life).

Harvest wax

You can either sell beeswax in its natural form or have a go at making beeswax products such as candles and lip balms. This is a great, fun way to boost your profits!

The amount you can charge for beeswax and beeswax products will depend on the area you are selling in, but typically prices are around $2 to $8 per pound. However, Beeswax candles are also a lucrative market.

Rent your bees for pollination services

This method has the potential to earn you some serious dollars. But it does require more equipment and experience than the other ways to make money from bees. People typically pay around $200 to borrow your bees for pollination.

To start as a beekeeper, you will need a hive, bees, and beekeeping equipment such as a frame lifter, protective clothing, a smoker, and other hive tools. Do plenty of research first before investing in this new money-making venture.

7. Send and answer text messages for money

Do you spend lots of time on your cell phone every day? There are genuine ways to make extra cash by simply using your device.

We’ve done the research to find the top three websites and apps that pay you to text.

IMGR

This instant messaging app connects brands with users via chats. When you sign up to IMGR, you will receive offers, discounts, and information on new products in exchange for points. Your points can then be exchanged for cash.

1Q

The 1Q platform is designed to help businesses gather valuable marketing data. To do this, they send users questions, polls, or surveys to answer. You only need to respond with a text message and get paid $1 for every four answers you provide.

Just Answer

Just Answer is a Q&A platform where you earn money from answering questions in an area of specialism, for example, technology, cars, or animals. As an expert, you can make more money than the other apps, sometimes up to thousands of dollars a month.

The amount you get paid will fluctuate from a few dollars to $100+ a week, but the best thing about this method of making money is that it’s quick and easy.

8. Take part in clinical trials

If you’re interested in medicine and helping develop new treatments, this is how to get money fast. It’s an unusual way to make cash, though, and it does come with some risks that you need to be aware of before signing up for a paid clinical trial.

Payment rates vary hugely and will depend on the trial itself. For example, you will make more for participating in a trial with risks.

In addition to money, you will also be covered for expenses such as travel, accommodation, and food.

Taking part in clinical trials may be worth considering if you’re comfortable with needles and taking untested drugs. The National Institutes of Health is great for paid trial opportunities.

9. Sign up for writing contests

If you write professionally as a freelance writer or as a hobby, you can get paid well to enter and win writing competitions. This is one of my favorite ideas to use my skills to get money fast.

The more contests you enter, the more chance you have of winning and earning cash. Another way of making money is to sell the stories or articles you have written for competitions to a publisher or publication. How much you win will vary from a few hundred dollars to thousands.

An effective way to find writing contests is to use web searches regularly. There is no limit on how many you can enter, so do as many as possible! Different search engines will generate different results, so don’t just use Google.

10. Translate for people

Translating is a good way to make money fast if you are fluent in another language. Businesses regularly need help translating text from websites and manuals to ensure nothing is misinterpreted. This is where your skills come in.

Freelance platforms such as Fiverr and Translate.com are a great way to find translation work. All you need to do is sign up, set your rate, and apply for listed jobs. How about offering your services as a live translator?

Translators can make good money. The average hourly rate is $31! You can set your working hours and earn as much or as little as you want.

11. Donate plasma

This way to get money fast may be a bit on the extreme side, but it’s a legit way to make dollars.

Plasma is a yellow liquid that is found in the blood. Its role in the body is to carry nutrients and proteins all over the body.

During the donation process, a machine extracts plasma from your blood so scientists can use it to treat certain health conditions such as blood clots, burns, and autoimmune diseases.

Before signing up, there are a few things you need to know:

• You must be over 18 years old.
• You’ll need to drink plenty of water and eat iron and protein-rich foods before donating.
• You won’t be able to eat junk food on donation day!
• The process can take up to a few hours, so take something to read or listen to while you wait.
• You may feel dehydrated and tired after you donate plasma, so it’s essential to rest.

The price you get paid for your plasma will depend on the rates set by your local donation center. On average, you can make $50 to $75 per donation, which is not bad for less than two hours of your time.

There is a however limit on how often you can donate safely, though (usually once per month).

12. Get paid to lose weight (If you’re on a weight loss journey)

If you’re on a mission to lose some pounds, you can earn some money in the process. Whilst this is a legit way how to get money fast, it isn’t for everyone, and there are things to consider before signing up.

Money is a great incentive to help you stick to your weight loss goals and help your finances too! So, how does it work? There are websites and apps that ask you to enter your goal in exchange for a financial reward if you meet it.

The amount of money you get will vary depending on the platform and plan you set yourself. Prizes can range from $200 to thousands of dollars.

Popular weight loss programs to consider are HealthyWage, DietBet, and Sweatcoin. If you sign up, remember that losing weight should not be detrimental to your health, and avoid overdoing it just to reach your goal and earn money.

13. Test products

Product testing is another option if you want to get cash fast. Companies send you their products for free so you can test them out and give your opinion on their usability, visual appeal, and value for money.

In exchange, you’ll receive cash, although sometimes you may receive gift cards or complimentary products, so make sure you find out what the reward is before signing up.

Look for product testing jobs with companies such as:

• UserTesting
• Johnson & Johnson Consumer Perception Program
• BetaTesting
• America Consumer Opinion
• SheSpeaks

Product testers can earn between $24 and $33 per hour.

14. Listen to people’s problems

If you are a good listener and like supporting people, this can be how to get money fast without a job.

Paid listeners make a massive difference in the lives of people that need someone to talk to, so it’s an extremely rewarding way to make money. You’ll hear from people with various issues, from relationship difficulties and mental health problems to those who need to learn how to stop worrying about money.

Even if you don’t have an advanced degree or certification, there are ways you can get paid to listen to people’s problems. Here are a few to consider:

Apply for jobs on FlexJobs

The FlexJobs site screens and lists genuine job adverts looking for listening experts for various roles.

Get paid to type

Transcription jobs are perfect for good listeners! Spend your time listening to audio and typing up the information. The best place to find transcription jobs is on job sites or transcription sites such as Rev.

Listen to podcasts

Everyone loves a podcast, and a lot of work goes into creating them. Editing podcasts is a great way to use your listening skills and get paid. Find podcast work on sites such as Fiverr and FlexJobs.

15. Sell your breast milk

Ok, so this method of how to get money fast isn’t for everyone, but it can help moms and babies who need milk to be healthy and thriving.

If you want to sell your breast milk, selling it via a milk bank is the safest way to earn money. Mother’s Milk Cooperative is a fantastic online community of moms who choose to sell or donate excess breast milk. 

If you’re currently nursing your own baby, you won’t be able to donate spare milk until your baby is at least three months old. You’ll also need to pass a donor and blood screening process first.

16. Play games

Yes, it’s totally possible to get cash fast by playing games! Earning while playing can be a good money earner if you know where to look.

Here are a few of the best apps that will pay you real money for simply playing their games. Keep in mind that you want to play games to win, meaning you should not be putting any money upfront. This approach is considered gambling and can be very dangerous.

Blackout Bingo

Play the classic game of Blackout Bingo against players worldwide. Climb the leaderboard and receive cash and prizes.

Solitaire Cube

The game of Solitaire Cube is a race against the clock to complete each game. The quicker you complete it, the more bonus points you receive. Play head-to-head with other players for cash rewards.

Cash Giraffe

Cash Giraffe allows you to play various games and cash out your earnings. Unlike some gaming apps, you only need a balance of $0.20 to cash out, so it’s an excellent way to make money quickly.

Swagbucks

Swagbucks is one of the most popular gaming sites. It offers members new games regularly that you can play for cash.

Mistplay

The Mistplay app encourages users to try new games in exchange for cash rewards and gift cards. There’s a wide range of card games, strategy games, puzzles, and survival games to suit everyone.

Exactly how much you earn will vary depending on pay rates and how much you play.

17. Sell your hair

Human hair is in high demand, and not just for the fashion industry. Hair is used to make wigs and extensions for people that lose their own due to age or an illness.

So, if you’re considering having the chop, why not make a difference in someone’s life and make some money too?

You can sell your hair online via eBay or other selling sites or direct to wig makers and some hair salons. Your hair must meet specific rules and criteria before the buyer will part with their cash, so ensure you know these before getting your hair cut.  

This isn’t going to earn you mega bucks (hair usually only grows up to six inches per year), but it’s a great way to get money fast.

The value of human hair can range from $100 to $1000, but here’s a handy hair price calculator to help you determine how much you could get paid.

18. Look for taste-testing opportunities

If you’re a real foodie, getting paid to eat food may sound like a distant dream. But it’s actually a genuine way to earn approximately $10.14 per hour!

You don’t need a bachelor’s degree for most taste-testing jobs, but you do need good taste and odor sensory skills.

Here are some top tips to help you find work as a food tester:

• Look out for market research companies and sensory testing businesses that often hire panelists in your local area.
• Restaurants sometimes hire food testers for market research purposes.
• Register with companies such as Focus & Testing and NC State University Sensory Service Center to hear about their latest opportunities.

So, what are you waiting for? Earn a living whilst trying delicious food. It’s a win-win!

Expert tip

To make money fast, I’ve personally found that I need to leverage modern technology and take on more than one small job. Not sure which is the right money earner for you?

I’d make a list of my skills and hobbies that make money, then narrow down that list to things that I want to spend my time doing (whilst making dollars!).

How can I get quick money right now?

The best way to get your hands on cash ASAP is to do something you can start right away and get paid quickly for it. Examples of things to do include, selling items, product testing, hosting city tours, listening to people’s problems and taking online surveys.

How can I get $1,000 cash fast?

The easiest way to make $1,000 cash quickly is to choose a hustle that has a higher chance to earn you more. For example, I’d recommend a small business like organizing people’s homes or beekeeping that is likely to make you a big amount of money fast.

Alternatively, you can try out several methods at once to bring in more money quickly. Consider this guide with “how to start business from scratch” ideas.

How can I earn $100 a day?

Earning $100 a day can be achieved by selling something for cash. Ideas of things you can sell include electronics, home-made skincare or beauty products, furniture, clothing, accessories and more.

Other side hustles that involved offering a service can also help you earn $100 a day. For example, tutoring, babysitting, organizing things for others etc.

Most of all, remember that the more side gigs you start or, the more you work on your business, the easier it will be to make $100 in a day.

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Earn money fast to help with your finances!

Once you know how to make money without a job, there will be no turning back to wishing your days away sitting in an office.

There are so many opportunities to earn cash these days but watch out for scams and remember to do something you love – life is too short to do anything else! And to make the most of your earnings, try out a money saving game!

The post How To Get Money Fast: 18 Ideas Outside of Your 9 to 5! appeared first on Clever Girl Finance.

Building wealth involves making smaller investments and seeing them grow over time. Sometimes known as flipping money, investing your money in various projects, assets, and skills could help you make extra money. Discover how to flip money here!

Keep reading to learn some of the best ways to flip money. We’ll also look at some of the potential downsides to money flipping and how you can get started safely.

What does flipping money mean?

There’s no standard definition for flipping money. If you want to flip money, you’re essentially investing it.

You invest a smaller amount of money into assets or projects that are expected to increase in value. Once the value goes up, you sell your portion for a profit. With that, you find a way to learn how to invest with little money.

One of the most well-known ways to flip money is by flipping houses. This is where someone buys a fixer-upper house and renovates it. After renovation, they sell the house for more than they paid (and more than the cost of renovations) to make a profit.

As an investment, it’s important to remember that a money flip could lose value. There’s no guarantee that your flip will make money.

The good news is it’s also possible to make a lot of money through flipping. For example, you might be able to discover how to turn $10k into $100k.

Before you start flipping your money, it’s best to take the time to do lots of research. Things to look for in a flip include:

• How much will it cost to invest in the flip?
• How long will it take to see a profit on the flip?
• Are there customers who want to buy what you’re flipping? For example, is a fixer-upper home in a neighborhood with a buyers market or sellers real estate market?
• What are the potential risks of the flip?
• How much hands-on time will the flip require? Is that a passive or active investment?

Is flipping money the same as gambling?

No, flipping money isn’t the same as gambling.

The main difference is your ability to control the outcome of a money flip versus a gamble.

In gambling, your payout is based entirely on luck and chance. For example, let’s say you buy a lottery ticket for $10.

You have absolutely no control over the outcome of the ticket. Nor can you increase your chances of getting a winning ticket.

On the other hand, flipping is more similar to discovering how to start a business from scratch than gambling. You’ll take calculated risks in your investment.

Good luck, of course, can help make a flip more successful. However, there are a lot of factors you can influence or even outright control to increase your chance of success.

Is it legal to flip money?

Yes, there are lots of legal ways to flip money. In fact, legally flipping money can be a fun way to make some extra cash.

That being said, there are plenty of money flipping scams and illegal methods to flip money.

The key to avoiding scams or illegal methods is to do your due diligence when looking for a flip. That means taking the time to fully research the process of the flip as well as any third parties that might be involved.

Be sure to avoid flips that seem too good to be true or ask you to give all of your trust (and money!) to a stranger.

Money flipping scams are especially popular on social media sites. You’ll see an ad for an “investment” that promises to help you grow your money fast. These scams might even come from a hacker posing as your friend.

How to identify money flipping scams

Some telltale signs of a flipping scam include:

A lack of information

There’s no additional information on the company or investor. If you can’t find anything about the flip on the internet, it’s best to avoid it.

Requests for money

The flipping process involves sending money or a prepaid card to an unknown party. This is a huge red flag!

Fake/hacked accounts

Your friend posts about easy ways to flip money, but the post seems off. It may sound different than their normal tone. This most likely means their account is hacked.

Remember the most important rule of investing: if something seems too good to be true, it probably is! Watch out for ponzi schemes, pyramid schemes, and steer clear of anything that doesn’t make sense with investing.

Being safe while flipping money

Flipping is a type of investment. Choosing to invest smart could make you a ton of money and have a high return on investment. Or you could lose money.

If you’re going to start flipping money, you have to be ready for either possibility. Help yourself stay safe while flipping by following these tips:

• Don’t invest more than you’re willing to lose.
• Don’t jump into a flip without researching it first.
• Do protect yourself from hackers or scammers by using two-factor authentication and other cybersecurity tools.
• Do have patience when waiting for a flip to increase in value. Some easy ways to flip money aren’t fast, but the long-term success can outweigh the wait.

11 Real ways to flip money

Ready to learn how to flip money and put it to work for you?

If you want to know the best way to flip money, here are 11 both online and offline ideas.

1. Real estate flipping

As we talked about before, flipping houses is probably the most well-known flipping method. You can make a lot of money by buying a house that needs some renovations and reselling it after.

However, getting into the real estate investor flipping market isn’t easy. It requires a lot of upfront capital to buy a property.

Even a cheap fixer-upper will likely cost several tens of thousands of dollars.

Then, you have to pay for materials, contractors, and inspections to bring the home back to life. Plus, the time it’ll take to do renovations—especially if you’re tackling projects on your own.

Luckily, there are other ways to start real estate investing for beginners and flip your money using properties.

For example, you could invest using a real estate crowdfunding platform. Like Kickstarter or GoFundMe, these real estate-specific platforms let groups of investors pool money to buy real estate properties.

2. Flip websites or domain names

If houses are physical real estate, then domain names and websites are digital real estate. And just like houses, you can flip them and make money online.

Flipping websites or domain names is one of the easy ways to flip money. However, there’s some research involved to help make your flip more successful.

Take Mark Levine, who made six figures in a year, domain flipping part-time. When he buys a domain, he does so if he sees that it would be useful and has potential.

Websites take a little more effort to flip than domains. You often need to build the website—and a following. Once a website is established, you can flip it for a profit.

You’ll need to consider your skills, the time you have available, and the market for flipping digital assets. Generally, a domain name flip is an easy way to flip money, while a website flip takes a lot more work upfront.

3. Resell goods online

Imagine you’re shopping for a new cell phone. You find an electronics store that’s going out of business. They’re selling last year’s iPhone model for half the current price!

You could just purchase one for yourself and get a great deal on a new phone.

Another option is to buy several and resell them to other people for a higher price.

You buy 5 phones for $500 each. The current MSRP is $1,000. You sell each for $700.

Your buyers get a great deal. You make $200 in profit from each phone—a total of $1,000.

This is an example of a resell money flip (also known as retail arbitrage).

Reselling products is perhaps the best way of flipping money. However, luck will play a big part in reselling goods.

You have to find products at a discount to make a profit reselling them. If you have to buy close to MSRP, you might not make enough in resale.

You’ll also want to make sure there’s a reliable market for your products. iPhones or the latest Samsung Galaxy cell phones will probably sell. It will likely be harder to sell a no-name phone with limited features.

Some people find resale flipping a really fun way to make extra money. Looking for good deals from retailers can be a bit like treasure hunting. You never know what great deal you’ll find and flip to buyers.

You can also sell the items in multiple places, like eBay or also Facebook Marketplace, if you want. The more places you sell the items, the more opportunities for people to buy.

Drop shipping to flip money

If you like a little more predictability, you can also look into e-commerce drop shipping as you learn how to flip money.

Drop shipping is the process of selling goods to customers—without ever even seeing the product.

Amazon is one of the most well-known dropshipping platforms. You can open an online store on Amazon and drop ship goods from wholesalers.

Amazon handles the whole process of storing, packaging and shipping your goods to consumers. You pay a fee for this service, which comes out of your profits.

Drop shipping can be incredibly successful. The setup takes only minutes, so it’s easy to get started.

Be aware, however, that a lot of people are doing the same thing. The difficult part of drop shipping is setting your store apart from millions of others. You’ll need to invest some time into marketing your store.

4. Bank account churning

Did you know many banks offer incentives for you to open a new account?

It’s usually in the form of extra cash added to your account. Think of it as a gift from the bank for being a new customer.

The art of bank account churning takes advantage of those incentives. It works like this:

• You open an account at a bank with a new account offer.
• You meet any requirements, such as a minimum deposit, to get the extra cash.
• You withdraw the extra cash and your initial deposit.
• You close the account.

It’s one of the rare times when something sounds too good to be true, but it’s not. Bank account churning is a real—and legitimate—way to flip money.

Banks, of course, don’t want you to do this. To help cut down on churning, most banks require accounts to stay open for a minimum amount of time.

You’ll need to keep your account open for this period before withdrawing your cash to avoid penalties.

It’s also important that you read all of the fine print in your bank documents before trying to churn an account. Missing a disclosure or detail could result in expensive penalties. You could also be barred from opening an account in the future.

And, of course, consider the question, “How many bank accounts should I have?” before opening up several of them.

Bank account churning example

Let’s say a national bank offers a $300 bonus for new customers to open a checking account. You have to deposit $500 at the opening to get the bonus funds. Your account must stay open for at least 90 days, or you face a $200 penalty.

You deposit $500 into your new account. The bank deposits an additional $300 as a bonus.

You keep the $800 in the account for the first 90 days. After 90 days, you withdraw the money and close the account.

Credit card churning

Credit card churning works like bank account churning but with credit card intro offers. Many credit cards let new cardholders earn a statement credit based on their initial spending.

For example, you open a new card that gives a $200 statement credit if you spend $1,000 in the first three months.

To churn credit cards, you open new cards to collect the welcome bonus offers. Then, you close the card and move on to the next one.

Churning credit cards is a lot riskier than churning bank accounts. You could seriously damage your credit score by overspending and opening new accounts.

There’s also the risk that a credit card company will close your account. New card companies might deny your application due to too many new accounts.

5. Traditional investing

One of the most common ways of flipping money is through traditional investing. It includes investments like stocks, bonds, and mutual funds.

Basically, traditional investments are what you trade on the stock market.

Traditional investing works by buying a share of a company. As the company’s value goes up, so does the value of your shares. You can then sell your shares to make a profit.

One of the biggest downsides to traditional investing is the time it takes to build wealth. Very few people get rich quickly by buying and selling stocks. The best way to flip your money on the stock market is to invest for the long haul.

Luckily, investing is probably one of the easiest ways to flip money. You don’t even have to manage your investments by yourself.

You can choose a traditional financial advisor or planner to manage your money. These financial professionals take day-to-day management of your investments. They’ll recommend buying and selling opportunities based on your risk tolerance and investing goals.

First, ask yourself, “Do I need a financial advisor?” before you make a choice.

You can also put your money into a Robo advisor platform. Most major investment platforms offer an automated investing tool.

All that’s needed is to answer some questions about your risk tolerance and wealth-building goals. The technology will take care of investing your funds based on your answers.

6. Non-traditional and alternative investments

Alternative investments can be another easy way to flip money as well. Like traditional investments, you may have to wait several years to see worthwhile returns on your initial investment.

However, over time alternative investments can have one of the highest returns on investment.

Two of the most common alternative investments are commodities and collectibles.

Commodities

Commodities are raw materials that have value. Common examples include corn, precious metals, oil, and natural gas.

Collectibles

Anything of value that you can keep as a collection can be a collectible. For example, fine wines, art, stamps, and baseball cards can all be collectibles.

You can invest and trade commodities in physical ownership (where you actually hold the product). Of course, you probably don’t want to store thousands of bushels of wheat. Many people trade commodities on futures markets or the stock market through ETFs.

Collectibles often have a little more risk than commodities. Their perceived value may not be the same as their actual value.

Consider Beanie Babies. They were incredibly popular in the late 90s. Many people kept tags and bears in mint condition in hopes of someday reselling them.

But no one seems to want to purchase them. Their value is almost nothing, except perhaps a few very rare pieces.

On the other hand, some collectibles have proven their staying power. Fine art, for example, is generally considered a solid collectible investment. There are many appreciating assets to choose from, so choose what makes sense for you.

7. Flip money by fixing physical items

Being handy with tools could prove to be a good way of flipping money fast.

Fixing and flipping goods is a little like reselling products. You’ll find a product at a discount price and sell it for a profit.

The difference is that you’re buying broken or run-down products instead of new ones.

That means you’ll also have to put in some time and effort to make the product like new again.

For example, say you’re skilled at restoring and flipping furniture. You go to local yard sales and flea markets to find old furniture. There, you pick up an old chest of drawers with a broken drawer for $50.

You fix the drawer and sand the chest. With some paint and new hardware, the piece looks better than ever. Someone buys it for $300—$250 more than you paid.

This flipping method is one of the most involved. You’ll have to physically do the work (or contract it out) to get products ready to sell.

For many people who flip money, restoring old products just isn’t worth the time and cost of materials.

On the other hand, finding the best items to flip can be a great way to make extra money while doing a hobby you love. If you’re passionate about restoring old cars or fixing up furniture, becoming a flea market flipper could be ideal for you.

For flea market flipping, you can check thrift stores and garage sales for items. And as one of the bonuses, it’s pretty easy to start without much money.

8. Invest in land

Real estate investing usually focuses on rental properties or house flips. However, there’s another type of real estate that doesn’t require extra work to improve the property—land.

Both vacant land and assets like farmland can be incredibly lucrative ways to flip money. Many investors regard land as one of the most profitable real estate investments. After all, you can’t make more land.

The data backs this up as well. According to the USDA, farmland values have increased every year since 1988 (except in 2009 and 2016).

The biggest drawback to investing in land is the cost, of course. Like buying houses to flip, you’ll have to have the upfront money to purchase your investment.

9. Rent out your extra space

Do you have any extra space in your home? You could flip it for money.

Renting extra space in your house or apartment (also known as house hacking) is a simple way to earn some cash and learn how to flip money fast.

It’s simplest if you own your own home. Most landlords don’t allow tenants to rent out a portion of their rental.

Homeowners, however, can use their extra space to their advantage. You don’t even have to take on a new roommate to do it!

For example, you could rent out an extra bedroom on platforms like Airbnb or VRBO.

But having an extra living space isn’t necessary to flip money renting your home.

Do you have extra storage space in a closet or garage?

You can rent that storage to someone who doesn’t have enough space. You might be shocked how many people would rather store their things at someone’s private home than in a large commercial storage facility.

A disadvantage of renting your home, however, is giving access to others. If you rent out a room to a guest on Airbnb, for example, you’ll be letting unknown guests stay in your private space.

10. Use apps to flip money

Using apps is one of the best ideas for how to flip money fast with minimal money.

Try out investing apps like Betterment that allow you to invest your cash and earn a profit over time. There’s also the Acorns app that rounds up your purchases and helps you invest the difference, using a small amount of money to grow your wealth.

Use cashback apps like Ibotta or also Rakuten and then invest what you earn back. Rather than collecting money in the form of gift cards, get the cash and start earning. Then you’ll be making more money for your future!

Rakuten and Ibotta will allow you to earn cash back as you make purchases, and you can then cash out after you make a certain amount of money. So it’s a good way to earn as long as you aren’t spending money you wouldn’t normally spend.

Doing this process of spending as usual, getting money back from apps, and then investing it is a great way to earn.

11. Flip businesses

You can buy an existing business that isn’t doing well and turn it around to make a profit. There’s a lot to this, such as actually finding a business, buying it, and getting it to make money, but it is possible.

At the end of it, you could wind up with a successful side hustle or full-time business that makes an income for years.

However, you need to be smart when buying a business. Look at the numbers, paperwork, and all information to be sure the business is legitimate before buying.

Expert tip

You can make extra cash by being savvy with your money and flipping it. But it’s essential to remember, don’t spend money you don’t have. Work with the money you have saved up, and don’t go into debt to flip cash.

How to flip money fast!

Flipping money isn’t necessarily meant to be a “get rich quick” scheme. You’ll probably find that many money flips are medium to long-term investments.

If you want to know the best way to flip money fast, you’ll have to look for the right opportunity. It could mean you have to wait a little while to get started.

House flipping, for example, could be a way to flip money fast. A house in decent condition may only need a few repairs before it goes back on the market.

Say you buy a house for $200,000. You put in $50,000 of repairs and list it six months later for $400,000.

It sells one month later, and you make $150,000 in profit in less than a year. Of course, you have to have the money to put into the flip to make it work.

Where to find the money to start flipping

Although it may seem challenging to learn how to flip money, most of the battle is finding the money to get started. And some ideas don’t require much money to begin.

You can start by simply cutting the budget and saving up some spare change until you have enough money to start flipping.

Starting a side business to save up some cash is also a possibility. Choose one with minimal start-up costs.

Last, you can start one of these money-earning ideas that doesn’t require a large amount of money to begin. Something like flipping furniture is a good option, or using apps to build up money savings over time.

And once you have all that extra cash, what should you do with it? First, keep the money you earn somewhere safe, like high-yield savings accounts.

You may have ideas for saving up an emergency fund or paying off debt. And you can always put the money back into your flipping business and make even more cash if you’re unsure what to do with it. A savings account can also be one of the best places to store cash while you decide what’s next.

Related posts to money flipping

Enjoyed this article on flipping money? Check out this related content!

• 25 Best Items To Flip For Extra Cash
• Here’s How To Make Your Money Work For You!
• Do You Have To Spend Money To Make Money?
• How To Grow Your Money: 7 “Must Do” Tips

Flipping money is possible if you choose something that works for you!

The best way to flip money for you may be different than someone else’s successful flip. Consider different options for flipping money to find one that works for you.

Remember to think about how much money you can invest, how much time you have to spend on the flip, and how long you want to wait to see returns. Time and money are important factors for this.

Our free investing and money courses are also a great way to get more information about putting your money to work!

The post 9 Ways For Flipping Money: Make Your Money, Make Money! appeared first on Clever Girl Finance.

The post 39 Best Money-Making Apps To Cash In Big! appeared first on Clever Girl Finance.

The post The 3 Main Ways To Create Multiple Sources Of Income appeared first on Clever Girl Finance.

There are few things worse than needing access to cash but not knowing where it’s going to come from. Unexpected life events can cost serious money, and often there’s a pretty tight timeframe to cough up the goods. If your brain is screaming, “I need money desperately today,” it can be tempting to turn to credit cards or take out a loan if you don’t have an emergency fund.

But we’re here to offer more creative ways to raise cash quickly without getting into debt!

Why might I need money desperately?

Home repairs, car repairs, and medical expenses are common reasons for being in desperate need of money. Funeral costs, large medical bills, and the cost of a job loss can also leave a gaping financial hole to fill.

If you suddenly need to replace stolen belongings or need to shoulder costs due to a natural disaster, this can also be expensive.

But everyone’s finances are different, and there are multiple reasons you might need extra cash at any time.

How to have the right attitude when in desperate need of money

The first thing to remember is that necessity is the mother of invention. Not heard this expression before? It means that we can be super creative in our problem-solving abilities when something is essential.

We need to think a little more outside of the box. Then we can find unique ways to raise cash that we haven’t considered before. So if you have less money in your checking account than you’d like, don’t panic.

Even when I need money desperately, I remember there’s no limit to how much cash I can raise. And at speed, too! So rather than worry about online lenders, an application process, and good credit scores, try another way to get the money you need.

For example, how about starting a side gig if you have a full-time job? Or, if your home has rooms you hardly ever use, perhaps you could downsize or rent them out.

Things to avoid when you desperately need money

If you’re in a pinch, payday loans, emergency loans, and credit cards can be tempting to get you out of your bind. Lenders heavily advertise these as the perfect solution for situations exactly like those you’re facing. And unfortunately, they’re known to target women of color with these products.

Payday lenders

Some of these financial products have more favorable terms than others so you might be attracted to the idea of fast cash from a loan provider. But often, payday lenders are promoting loans with a high-interest rate of around 400% APR.

So, unless you have a very solid repayment plan (and many people who desperately need money sadly don’t), it’s challenging to pay back the loan. Plus you may also incur high-interest fees to pay off as you try to prevent your debt from spiraling out of control.

Credit cards and cash advances

Credit cards are another thing that might seem like a good solution but aren’t. Since borrowers need to pay back credit cards promptly, even if you have a good credit history, paying back the funds can be challenging.

In addition, you may have heard of a credit card cash advance. This is when you borrow money from your credit card. However, depending on eligibility criteria, you may not be able to borrow as much as you’d think, and it can wind up being another bad solution.

So rather than taking out a personal loan or dealing with bad credit loans or other debts, when your bank account is empty, get your thinking caps on and devise creative ways to raise cash for unexpected expenses.

Thinking, “I need money desperately”? 34 Ways to raise cash

If you’re desperately in need of money, consider some of these ways to raise cash. Remember to use them as a starting point and you can come up with more ideas along the way.

1. Downsize to a smaller home

Downsizing to a smaller home can make sense for both renters and homeowners. If you own your home outright, you could sell it. Then you can use the cash to buy a smaller property or even rent long-term.

If you’re a renter, you could look for a smaller apartment or house to share with others. Living in a smaller place will also help to reduce your monthly bills.

2. Rent out your parking space

Parking spaces are like gold dust, especially if you live in the city. If you have a private driveway to spare, don’t leave it vacant when you could be making money off this valuable real estate.

You could list your parking space on a platform, where people can search for and book spaces for their vehicles.

3. Rent out your storage space

If you have a garage, attic, or lock-up, this is another excellent way to make extra money. You can list your storage space on platforms like Neighbor, where people in need of storage can find and book your space.

4. Rent out your spare room

Renting out a spare room is possible for anyone who isn’t ready to downsize. You may want to find a roommate to live with you long-term, or perhaps you’d prefer to welcome ad-hoc visitors AirBnB style. Either way, this is a fast way to bring in the cash.

5. Rent out your car

If you’ve found yourself saying, “I need money desperately,” and you don’t use your car regularly, this could be another cash card. If you don’t want to sell your vehicle, try renting out your car to other drivers on a car-sharing marketplace like Turo.

6. Sign up to TaskRabbit

Are you good with your hands and putting IKEA furniture together for fun? If this sounds like you, why not get paid to help people with their odd jobs? It’s a great way to make money today and add to your savings or pay bills.

From putting up shelves to painting people’s homes, you can do all sorts of tasks to earn money on TaskRabbit. Consider making yourself available for same-day tasking. That way, you can start earning fast when you’re in desperate need of money.

7. Sign up for a freelance platform

Do you have any skills that can be sold online? For example, web design and development or social media marketing, or even writing and editing? If so, start picking up odd jobs on a freelance platform like Fiverr or Upwork.

You can start earning as soon as the platform has approved your profile (typically a quick process.) The initial few jobs you take may not be great earners. But once you’ve built up some positive feedback, you can start bidding for higher-paying jobs.

8. Sell your clutter on eBay

We may not have dollar bills lying around our homes, but often there’s quite a bit of value in the items we own but no longer need. Spring cleaning is the perfect opportunity to have a good sort out and sell anything you don’t want or need on eBay.

If you need money now or urgently, opt for an auction-style listing with a low starting price and let the bidding war commence! You could wind up with some cash by the next business day!

As an in-person alternative, you can have a garage sale. It’s easy to throw one together quickly, put up some fliers, and then have the sale over the weekend for some quick cash.

9. Sell crafts on Etsy

If you’re a dab hand with a set of knitting needles or like to make your jewelry, set up an Etsy shop to make some extra money. Start by selling items you already have.

As your money-making craft business grows, you can start making new items to sell. When you’re desperately in need of money, every little bit helps!

10. Sell photos online

If you love taking photos, you could make money by selling your snaps online. Sites like Alamy allow you to upload your pictures and set a price. Once they sell, you’ll receive a commission.

11. Ask your employer for a salary advance

If you have a regular paycheck, one option for getting your hands on some extra cash is asking your boss for a salary advance. It is effectively a loan from your future wages, but it can tide you over if you need to pay emergency expenses.

While a salary advance isn’t ideal, it can work out fine as long as you make a plan for your budget.

12. Negotiate a raise

A pay raise can be a good way to get money fast. If you’re already employed but struggling to make ends meet, then it may be time to chat with your manager about a pay raise. Negotiating your pay raise requires some consideration.

You’ll need to be strategic with your timing and present a clear case to explain why your company should pay you more.

Don’t go into the discussion with an “I need money desperately” vibe. Instead, focus on how much extra value you bring to the company. Execute this well, and you may be surprised at how much extra cash you can earn each month.

13. Borrow money from your relatives

Need money now? Your family might be able to help but asking family for a loan can be extremely sensitive. Often, many of us are too proud to admit we need help. But if you’re in dire straits, it may be worth considering.

If you decide to do this, always draw up a plan with the loan amount and repayment terms, in order to get back on your feet as soon as possible and avoid putting unnecessary strain on your relationship.

It could be one way to get a loan without dealing with a loan application or high interest.

14. Babysit kids in your neighborhood

If you’re a natural with kids and need fast access to cash, then offer to babysit for local families. Many parents are eager to find a reliable sitter who lives nearby, gets along well with their kids and is available at short notice.

You could start by advertising your services on local social media pages, check out Care.com for jobs, or even put up flyers in your neighborhood.

15. Pet-sitting and dog-walking

A lot of people have pets, but they may not be able to get home in the afternoon to feed or walk their pets, especially during business days when they’re at work. That’s where you can help and maybe get your next paycheck fast if you need money now!

Help ease the pressure of pet ownership by offering to dog walk for neighbors or pet-sit while people are away on vacation. You can use the internet to find dog walking gigs, using sites like Rover. Or simply ask people you know.

16. Offer gardening and landscaping services

A green thumb and some basic gardening equipment are all you need to offer gardening services to your neighbors. From weeding to planting, there are plenty of ways to help people spruce up their yards.

And there are jobs available every season, from shoveling snow in winter to mowing lawns in the summer.

17. Offer cleaning services

Cleaning services are always in demand, so if you’re desperately in need of money and you don’t mind the hard work, this might be a good match.

Start by offering your cleaning services to friends and family, and then once you’ve built up a good reputation, you can start charging other people for your services.

You don’t need to stick to home cleaning. Offices and small businesses also need regular cleaning to meet health and safety requirements while keeping their premises sparkling.

18. Offer tutoring services

If your grades were solid in school, or you’re particularly good at a certain subject, the tutoring market could be an excellent place to dip your toe into. First, figure out which age range or topic you want to teach (for example, math, flute, or biology).

You can either seek students in your local area or join an online tutoring platform to teach people from further afield.

19. Deliver flyers for local businesses

Delivering flyers brings in extra cash and keeps you active outdoors. Start by approaching local businesses and see if they have any upcoming campaigns you could help with.

Once you’ve got a few clients on board, design a delivery route to make the most of your time and energy.

20. Become an Uber driver

If you’re a car owner with a few hours to spare, sign up with Uber and earn money as a driver. This can be quite lucrative, for example, in New York City, drivers earn about $26.24 an hour.

Say you work ten hours a week as a side gig, you’d bring in an average of $1049.60. Not bad at all if you’re in desperate need of money.

21. Put up holiday decorations

Ever seen those phenomenal houses in your neighborhood with stunning holiday decorations? Well, they didn’t get there by accident.

Luxury homeowners hire people to assemble their decorations, and this can be quite a lucrative gig in the run-up to Halloween or Christmas.

If you have access to a ladder, have some basic tools, and aren’t afraid of heights, this could be the perfect opportunity.

22. Sell your engagement ring

Selling your engagement ring can be a huge step, especially if you’re still in a happy, committed relationship with the person who gave it to you.

But if it’s from a previous relationship, or if you’ve upgraded your ring, then selling your jewels could be the right decision to bring in some quick cash.

Get a professional appraisal, so you never sell for less than the ring is worth, and take steps to ensure no one scams you during the sale.

23. Sell your car

If you’re in a bind and need to raise some quick cash, selling your car could be a winner, especially if you don’t use it too often. Cars can fetch a surprisingly high price, especially if they’re in good condition and have low mileage.

24. Sell or exchange your unused gift cards

Have you ever gotten a present like a gift card for your birthday but never gotten around to spending it? Or perhaps you’ve been given a voucher for a store you never visit.

Whatever the reason, if you have an unused gift card burning a hole in your pocket, then it’s time to turn it into cash. Do this by selling the card directly to a gift card exchange site.

25. Donate your plasma for money

Plasma is the liquid part of your blood packed with antibodies and other proteins that help fight infection. You can donate yours approximately once a month to earn some extra cash.

According to CSL Plasma, some donors can make up to $1,100 in their first month. In addition, they explain that compensation rates vary with plasma donation centers, with an average of $50 to $75 per donation.

26. Donate your eggs to support another family

Women going through fertility struggles often seek help from egg donors to improve their chances of pregnancy. Donors are then compensated financially for donating their eggs.

It’s a serious physical, and emotional commitment as the process can take up to two months, including the initial screening process, injections to stimulate egg production, and egg retrieval itself.

But if you’re healthy and fall within the correct age bracket, you can earn between $5,000 to $10,000 per cycle. Some women can earn even more.

Egg donation can be a significant emotional investment, as you’re essentially handing over your DNA to another family. But you’re also giving another woman the chance to become a mother, and that’s a wonderful thing.

Counseling is often mandatory as an egg donor and if you’re in a committed relationship, take the time to talk about this with your partner too.

27. Negotiate your bills

If you’re still saying “I need money desperately today”, and are looking to reduce your bills, you can negotiate them. While this isn’t guaranteed to save money, it might be worth calling about your phone bill, internet, and insurance, to see if there’s any way to save money.

The idea is to make sure you’re saving the maximum amount of cash by negotiating your bills to the lowest rate possible.

28. Pawn some items for cash

If you are able to, consider pawning some items as collateral for cash. To get them back, you’ll need to pay back the loan, but it can be helpful in certain circumstances. Pawn loans are typically short-term loans that allow you to get some cash quickly and pay the loan back in about 30 days.

These quick loans can help you get through a tough time, but they aren’t a good thing to rely on long-term as you can lose the items you pawned if you can’t pay the loan.

29. Be as frugal as possible

If you need money desperately, you are already on a tight budget. But even if you think you have no extra, it is worth taking a second look at your spending.

Think of creative ways you can spend less. For example, can you buy cheap but healthy foods and save $20 on your grocery budget? Or are you spending on anything unnecessary, such as a subscription, TV streaming service, etc?

You might be able to save an extra $50-$100 just by checking your expense habits. And every little bit counts. Even if you find that you can’t possibly spend any less, at least you’ll know that you’re being as frugal as possible and doing all you can for your financial situation.

30. Flip items to earn cash

If someone tells you that you need to spend money to make money, it isn’t always true. Sites such as Facebook Marketplace let users list items for sale at no upfront cost. All you need is a phone and an internet connection.

If you have any items of value around your house that you can clean up/paint/ etc., you can flip them. Then you can use the income to pay bills and also buy more inventory to flip. Sell the items online or to your friends and neighbors.

31. Do surveys

While this certainly won’t make you wealthy and can take up a good amount of time, participating in online surveys has been known to rake in extra dollars for participants.

There are many survey sites offering these services. However, not all are made equal and proper diligence needs to go into exploring your options.

A good option to consider is Swagbucks. Another one is Survey Junkie, which gives you points for surveys that you can convert into cash.

32. Ask for overtime at work

One of the easiest ways to remedy your “I need money desperately today” situation is to ask if you can work overtime. Sometimes we spend hours and hours trying to figure out the best way to make additional funds when the opportunity is staring us in the face.

If your job offers the opportunity to work extra shifts, you’re in a great position to earn more cash quickly. Some additional benefits of working overtime include the fact that you incur no additional costs to get to and from work.

You may also require no additional training, and you automatically contribute more to your retirement nest egg through your existing payment arrangements. Talk to your employer if you haven’t explored the opportunity yet.

33. Return unnecessary purchases

In this day of online shopping, it is not uncommon to buy something you think you love only to try it at home and realize that you actually don’t need it. Online shopping is notoriously the cause of a ton of overspending.

Many people stop here and accumulate heaps of unwanted items because of the hassle of processing a return. If you need cash today to pay bills, check the return policy on items you bought. Many stores have generous return policies you can benefit from.

34. Sell tech items you don’t need

If you have an old phone that you no longer use, a laptop, or some other device, this can be one of your best options when you’re desperately in need of money. It’s a great short-term solution when you need cash, and using a site like Decluttr is the perfect place to start.

You can also make a good amount of money. For example, if you have a newer model iPhone to sell, you could make hundreds of dollars from it!

Expert tip

If you find yourself in a position where you need money desperately it’s important to gain clarity before you take any actions.

Assess why you need the money, plan out the actions you will take and think positively. These simple steps can ensure you make the right decisions and resolve your situation as quickly as possible.

How to avoid being in a place where you find yourself saying, “I need money desperately!”

It could be time to think about your financial habits and make some changes. Thinking ahead by using these suggestions can help you to be prepared for the future.

Set up an emergency fund

Emergency funds exist for unexpected moments. When you face unexpected circumstances beyond your immediate control, having cash can be the difference between taking on additional debt and comfortably cruising through a tough patch in life.

An emergency fund is essentially a savings account exclusively dedicated to helping you through life’s emergency expenses.

An emergency could be medical bills, car repairs, or job loss. The size of the fund largely depends on your lifestyle choices, though many choose somewhere between three months and a year’s worth of expenses.

Get in the habit of building a sinking fund

If you have large one-time expenses coming up, the best way to prepare is by putting a sinking fund in place. Sinking funds are essentially extra cash you set aside for a specific one-time purpose. It can include setting aside part of your pay for a new couch, paying for a wedding, or buying a new car.

Sinking funds can be an excellent way to ensure that your budget remains balanced throughout the year without looking for additional income or taking on debt. Planning ahead by setting up a sinking fund is the best way to avoid being in desperate need of money.

Establish multiple streams of income

Income diversification can take place in so many ways – the choice is yours. Trade time for income by doing work such as house sitting or pet sitting. Invest in the stock market and grow your income through asset appreciation.

Focus on passive streams of income such as peer-to-peer lending. Invest in real estate by buying properties that will bring in rental income. You could even start a side hustle.

As you can see, there are a ton of options, and anyone at any income level can start earning more.

Wondering, “How can I get $1000 ASAP?”

So you’ve read our tips on what to do if you are desperate for cash but if you $1,000 asap which of these tips should you focus on? Well, one of the question ways to raise $1,000 fast is to consider selling items you own that you no longer need.

Items like electronics, jewelry, and designer pieces will bring the most cash. You can offload these items on platforms like Facebook Marketplace, eBay, Poshmark, and more. You could also consider asking your friends and family if they are interested as well.

Next, consider the skills you have and leverage them to raise quick cash. For instance, getting on TaskRabbit and doing freelance work on Fivver or Upwork can help you get quick gigs.

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Desperately need money? Act now to bring in some cash!

Hopefully, you’ve gone from feeling like “I need money desperately” to “I never knew there were so many ways to make money.” Remember, there are endless opportunities to make money, and you don’t need to give your power to a payday loan company.

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Finding out how to make an extra $1000 a month can help you reach your big financial goals faster. Whether you work full-time or are a stay-at-home mom, extra money is always nice.

Not sure where to get started? I’m sharing some cool ideas and options to help you make $1000 a month and also give you the opportunity to accelerate your financial dreams!

Is it possible to earn an extra $1000 per month?

Before we dive in, it’s essential to realize that it is totally possible to earn $1000 per month, even if you have a full-time job. Although it will take some time and hard work, you could bring in your first $1000 sooner than you think.

Once you start bringing in the extra cash, you can set it aside to reach financial goals like building your emergency fund or funding your next vacation budget.

Job ideas for how to make an extra $1000 a month

Luckily, there is not a shortage of ways to earn extra money. You simply have to set the intention to succeed by making an effort and then taking action to make this money!

Want to learn how to make $1000 a month? Here are some realistic options!

1. Freelance writing

Becoming a freelance writer is a lucrative way to produce extra income. Although the work will likely be low-paying at first, you can quickly move into higher-paying work.

Freelance writers make money by writing articles, blog posts, or website pages. The topics are incredibly varied, and some are more high paying than others, like finance and digital marketing.

You can choose to use sites like Upwork to find jobs or reach out to companies and blogs directly to see if they want help with their content.

It’s also a smart option for people who like to make their own schedules and work remotely. Plus, you can write about whatever subjects you are an expert on or learn about new topics that interest you.

2. Virtual assistant

If you’re an organized person, then you could excel as a virtual assistant. The tasks that are available for a virtual assistant range from email management to customer service support, for example. There are many different tasks that customers will hire a virtual assistant for.

You can either start a business or apply to work at a virtual assistant company. And this is an option as a part-time job or also full-time work.

You should have a good setup for this type of work, meaning you have a desk, computer, and dedicated workspace. That way, you can work without distraction.

Want to learn more? Read our tips for how to become a virtual assistant with no experience.

3. Online English tutor

Teaching English online is a very popular side hustle. With several companies ready to hire you, there are many opportunities for you to start online teaching.

For instance, VIPKid and Qkids are good places to start your search.

Make money on your own schedule with this type of work. You can earn money easily and work around a full-time job. In addition, you can work from home.

And some companies, such as VIPKid, will even plan lessons for you, saving you time.

4. Data entry

Data entry can be a tedious task. But many businesses are willing to pay you to tackle their data entry needs. You’ll need to be detail-oriented to find opportunities for paid data entry.

Take care to avoid scams in this industry. For example, if someone asks you to pay for an opportunity to work with them, it is likely a scam.

You can make an income this way if you have excellent money making skills such as typing and communication. Accuracy is important, too.

Discover more about how to start work as a data entry professional and start making an income!

5. Proofreading

Proofreading is a type of job where you read through articles or manuscripts and check for errors in grammar and make other small edits right before the writer’s work is published.

I think it’s an excellent opportunity for anyone who wants to understand how to make an extra $1000 a month and has a good eye for grammar.

In addition, you can make around $24 per hour as a proofreader. Although finding your first gig as a proofreader can be a challenge, a course like Proofread Anywhere will guide you through the process.

6. Blogging

Becoming a blogger may not be a good fit if you want to make an extra income immediately. But it is possible to bring in $1000 from a blog if you build one over time.

The long-term reward can be worth the upfront work. But there is a lot to do.

For example, you’ll need to create blog posts, learn about affiliate marketing, and build an audience. Choosing a specific topic is also important, as niche websites tend to be popular.

Interested in this opportunity? Discover more about how to become a blogger.

7. Social media manager

Even if you prefer social media minimalism, you can’t deny that social media has become critical to businesses.

With that, if you can effectively manage a social media presence for a business, then owners will be willing to pay you.

You should expect to earn about $26 per hour as a social media manager. But be sure that you are confident in your skills before taking on your first client.

You may start out working with small businesses and, over time, begin taking on larger companies as clients.

8. Resume writer

A good resume can help someone get hired for the job they want. Whether that person is a new graduate or a seasoned expert, most need help crafting the perfect resume.

In addition, you can help them create a resume that gets them the job. You could make hundreds of dollars per resume!

You can make a career out of this or at least a great side hustle if you have great writing and organizational skills. For even more credibility and the opportunity to make more money, consider getting certified as a resume writer.

9. Graphic designer

Graphic design requires a combination of skills and creativity. You’ll create unique designs and images for online, print, etc. If you have the skills, business owners will be happy to pay you for help.

Graphic designers may work in the field of web design, animation, illustration, or other professions.

With the right skills and experience, you could charge nearly $50 per hour for your services.

But building your portfolio will take time before you command a higher rate. You can find job opportunities on sites like Fiverr and also Upwork.

10. Website designer

A website is a critical component for most businesses in today’s world.

Because of this, many are willing to hire a website designer to help them create a website that stands out. A designer will create the layout of the website, add graphics and make navigating the site easy.

Although it can take some time to build the skills needed to design a website, you could find a big payoff for your efforts. Similar to graphic design, sites like Fiverr and also Upwork are great places to get your starting gigs.

Then you’ll work your way up to charging more money as you improve your high-income skills.

11. Online store owner

A classic idea for how to make an extra $1000 a month is to sell something.

Although you might not have the resources to get a product into physical stores, you can absolutely sell things online. Answer the question, “What can I sell to make money from home?” and then get started with Etsy, eBay, or Amazon to create a lucrative online shop today.

There are many ideas for what you can sell, from sewing patterns and decorations to furniture. You can decide what you’ll sell based on your skills and the time you have. So you might create a product, or you can sell items that you already have.

Another great online location is Facebook Marketplace, especially if you prefer to sell items locally.

12. Sell printables

Printables are one of the unique side hustles you can start online. There are printables for planners, coloring pages, cards, and more. Focus on one type of printable or sell several.

Typically, you’ll have to create a printable only one time. You can use programs like Canva to help you create printables your customers will love.

Then you can watch the somewhat passive income roll into your life. Esty is a great place to get ideas and start selling your printables.

13. Sell a course online

Online courses can be a great way to educate yourself on a particular subject. But they can also be a great way to learn how to increase your income.

Consider creating a course if you have a particular skill or knowledge that others can benefit from. Business, technology, and marketing are very popular course subjects.

For this side hustle, I’d be sure to create a curriculum and ensure that the information I give is helpful and comes from my expertise. Then, I’d organize those ideas into a format that is easy to understand.

14. Transcribing work

Transcribing audio files into text can be a way to earn extra money. In most cases, you’ll be paid a rate based on the length of the audio file.

In addition, you’ll need to be quick at understanding the audio and clearly writing down the text. It can take some time to develop an understanding of this type of work.

But if you have a lot of patience, this could be a great opportunity. Pitching podcast hosts who need transcripts services for their websites is a great way to get hired. Other situations that may require a transcriber include business meetings and seminars.

15. Online stylist

If you love fashion, then you could learn how to make money in fashion by becoming a stylist.

That’s right! You can find customers that want your help developing a clean look. Or even teach them how to build a capsule wardrobe!

One idea is to work with a company like Stitch Fix to help style people. Or start your own business by launching a website and finding clients on your own.

16. Deliver groceries

Delivering groceries through a service like Instacart can help you make an extra $1000 a month. It won’t take long to get started. But you’ll quickly reach the upper limit of your hourly wage potential.

You can start this side hustle very easily with minimal start-up costs. To work with Instacart, you just need transportation and a phone, in addition to some other basic requirements.

17. Pet sitting

If you love pets, then getting paid to watch other people’s pets might sound like a dream come true. Plus, it can be a fairly lucrative option depending on your location.

Pet sitters usually feed animals, do dog walking, and just generally care for animals while their owners are away. You will likely stop by the pet owner’s house or sometimes stay there to take care of the animals.

Want to give this option a try? Check out Rover to connect with pet owners in your area.

18. Flip items

Flipping items means that you buy something at a lower price, and then you sell it at a higher price. You’ll get to pocket the difference.

Flipping can be an entertaining way to make extra money if you enjoy combing through thrift stores and online marketplaces to find items to flip. I’d recommend setting a starting budget and working from there.

For instance, you can begin by checking out garage sales and seeing what items you can flip for a low cost.

19. Babysit

Babysitting can be an enjoyable way to make extra money. A good place to start looking for gigs is to ask friends and family if anyone they know is looking for childcare help. Beyond that, you could post flyers in your church or local community.

You’ll likely be able to earn at least $17 or more per hour as a babysitter. And I know several nannies that earn a very high hourly rate.

You may be able to babysit for a couple of kids at one time, or if you have the time, take on a couple of different jobs a week.

20. Yardwork

Take a look around your neighborhood. Is there anyone that looks like they could use a hand with their yard work? Ask if they would pay you for yard care.

In many cases, you’ll find that the answer is yes, and this can be one of the best side hustles for women.

You might choose to mow lawns, care for gardens, or even branch out and include some home maintenance, like painting a house or cleaning windows.

21. Clean houses

Although cleaning houses may not be glamorous, it’s a good idea when you want to gain knowledge about how to make an extra $1000 a month. With less than 20 hours a week, you could easily meet your goal.

You can work with a cleaning company or discover how to start a business with no money, as the start-up costs aren’t terribly high. You’ll need supplies, licenses, and insurance to begin.

You will likely make a higher income from starting your own cleaning business. And you can choose what clients to work with and what times you work.

22. Bookkeeping work

If you are good with numbers, then running a bookkeeping service is a good option for starting a side business. Bookkeepers keep business finances organized. Many business owners want help managing their books and are willing to pay for it!

You’ll need bookkeeping software and a website, in addition to insurance, and a set plan for your business to get started.

Start by advertising to small business owners and local businesses to see who needs help.

23. Help people declutter

People typically have a ton of stuff they want to get rid of or declutter. Sometimes, decluttering your life can seem daunting, and it’s also the reason why shows like The Home Edit on Netflix are such a big hit!

So why not start your own decluttering services side hustle? Help people to organize their stuff and get rid of things they don’t need, so they can simplify their life.

You might try helping out friends and family before you look for clients and then document the decluttering journey for their homes. This will show potential clients how you can help them.

Get a copy of the book, The Side Hustle Guide!

24. Airbnb

You can rent a room or a home on Airbnb if you have the space in your home to do so or if you happen to have an extra real estate property. It’s a straightforward and fun way to make money, and you can easily make $1000 this way, or possibly much more.

My advice to do well with Airbnb is to be a good host and keep the home clean. You’re well on your way to winning with this business if you do those things.

25. YouTube videos

You can set up a YouTube channel if you know a lot about a niche topic or have a great idea for a channel. Want to know how much do YouTubers make? The pay varies, but the potential income is high!

You can teach people about new subjects or entertain them, and as you build a following, you can start making affiliate income.

26. Real estate investing

Love real estate? Start investing money into real estate, or save up to buy a property and then start earning rental income. Building an income this way won’t happen overnight, though!

Consider real estate investment groups or real estate investment trusts to begin your investing journey.

Do your research before starting this income idea, but know that passive real estate investing can be a smart way to make money for many years into the future.

27. Teach a class

Try to locate a place to teach a class if you have a talent for something like painting, yoga, weight lifting, etc. The options are endless, it just depends on what skills you have and can teach to others.

You can ask your local community center or gym and see if they’ll allow you to teach there. Then advertise your class and make some money!

28. Write a book

A bit time-consuming but potentially worth it. Writing a book or an eBook will allow you to make passive income.

Of course, you need to first write the book, edit it, publish it, and then advertise. But you can do really well with earning money this way if you’re a good writer and can get people to read your work.

You may choose to write a fiction book or write a non-fiction book about a topic you are knowledgeable about, such as blogging or gardening.

29. Home repairs

Great at home maintenance? Make some money by fixing everything from a leaky faucet to helping with a home remodel. You can help your customers by going to their homes and fixing any issues that come up with home maintenance.

You should go through the process of obtaining insurance, getting a bank account, and setting up a legal entity, in addition to other things, before you start.

With the necessary skills you can earn a ton of extra money. Depending on what your plans are, certain licensing may be required.

30. Prep meals or cook for people

Are you an excellent cook or a professional chef? Earn an income prepping meals for busy people or even cooking all their food for them!

Becoming a chef requires schooling and work experience, while a meal prep business requires licenses, a business plan, funding, and more.

Try asking your relatives and friends if they know anyone who’s looking for a personal chef or help with their meals, and try to find clients that way. You’ll also need a food handling license as a chef, in addition to other skills.

31. Become a coach

You can become a coach if you have specific skills in business, fitness, or something else. To succeed, you should be good at encouraging others and communicating well.

There are wellness and career coaches, in addition to team coaching, life coaching, and more.

Coach people in person or online, and help them to achieve all they can by motivating them and aiding your clients in making plans to succeed.

32. Sell real estate

Become a real estate agent and sell houses! It can be an enjoyable career if you like networking, negotiating, and of course, real estate.

Help your clients find a home they love and also make an income.

You need to be licensed for this, but then you can start selling homes.

33. Notary

Make money notarizing documents. It’s an important skill and a good side hustle. A notary acts as a witness while people sign documents.

Some of the jobs for notaries include a notary public, a personal banker, a loan processor, and more.

There may be some training you need to do, and you can see what requirements are needed for your state here.

Expert tip

There are hundreds of ideas to make extra money, but what’s important is choosing the right option for you.

When I’m looking for a side hustle, I make sure that the job I choose works with my schedule and time commitments and fits with my overall financial plan.

Extra ideas for how to make an extra $1000 a month

There are plenty of ways of earning an extra $1000 per month.

However, you need a plan to actually achieve your earning goals. Check out these ideas to help you meet your goals.

Try more than one strategy

With so many options, it’s difficult to pick just one. After all, you won’t know what works for you until you try it.

I recommend trying out 2 or 3 of the listed earning options and then going with what works for you. Remember, you can always switch things up if the first choice isn’t going smoothly. And you can also try these 5 ways to achieve your goals.

It’s also a good idea to pick two income ideas if you want to make even more money. For example, you can try pet sitting and also make money from survey sites. Or deliver food with Uber Eats and also clean houses.

Be ready to work hard

Starting a side hustle will take a lot of time and energy. Although the financial reward can be worth it, it likely won’t be an easy ride. Look at your schedule and dedicate time to this new side hustle.

Once you have the time set aside, remember why you’ve chosen to learn how to make an extra $1000 a month. The motivation behind your efforts should help you stay on track.

Keep a positive attitude

Earning extra income will come with ups and downs. It is probable that you will run into obstacles along the way. But that’s okay! Decide to focus on the good and keep working.

Simply pick yourself up and start again. With determination, you can make this goal a reality. And continue to remind yourself of what an extra $1000 a month will mean for you and your finances.

Make a schedule

You’ll probably have to work more hours than a typical work week. You need to stay organized in this case.

Use a planner or scheduling app to keep track of your to-do list and what hours you’re working. That way, nothing is forgotten, and you can continue to make a good income.

Can you make $1000 a month in passive income?

Yes, you can make this amount passively. You can earn an income passively through investing and real estate, although most of the ideas here focus on jobs that are not passive.

If you chose to explore passive income routes, be sure to do your research and check out our list of best passive income stream ideas!

How quickly can you start making $1000 extra?

It varies depending on the job you choose, your level of determination, and how much time you are willing to dedicate. But within a few weeks or a few months, it’s possible to build up your income to make $1000 extra.

What to do with an extra $1000 each month?

With $1000 extra, you can pay bills, pay off debt or save for a vacation, invest, or even save for a house downpayment. What you do depends on your financial goals!

When I have extra money, I always make it a priority to save as much of it as possible. That way, I have extra cash for emergencies or any large upcoming costs, like annual insurance.

Related posts on making more money

Check out our related content if you enjoyed this article on making more money:

• How To Save $1,000 Fast: 15 Ideas!
• How Much Should I Save Each Month?
• How To Save $10,000 In A Year! 6 Simple Steps To Take
• 23 Ideas For How To Make $300 Fast!

Learn how to make $1000 a month to improve your finances!

Now that you’ve learned how to make $1000 a month, it’s time to take action.

Pick a side hustle and make the leap today! Keep your financial goals front and center as motivation, and remember, your hard work is key to success!

The post How To Make An Extra $1000 A Month: 33 Ways appeared first on Clever Girl Finance.