Going out to watch a movie, see a sports game, and attend a concert can be a fun way to spend your time, but it can also be quite expensive. But you don’t have to spend much money to have a good time! There are tons of fun challenges to do at home to beat the boredom. Keep reading for some great ideas!

Did you know that American families spend about $3,458 on entertainment every year? Instead of spending your hard-earned cash paying for entertainment, gather up some friends and family and give these at home challenges a try!

32 Fun challenges to do at home

Whether you love speed challenges or fitness challenges, we have just the list of at home challenges for you! These challenges can be done by yourself or with friends and family. Even use them as family night ideas!

That said, here are 32 fun challenges you can do at home that are entertaining and budget-friendly!

1. Accent and impressions challenge

The accent and impressions challenge requires at least two people, 20 sheets of paper, a paper/pen, and a timer.

First, write an accent (i.e., American, British, Scottish accent) on each slip of paper and put the pieces of paper in a pile. If there are more than two players, you can split the participants into two teams.

Then, two players (from the same team) must stand on opposite sides of each other. Have one player pick up an accent card and raise it above their head.

Finally, the other player must speak with the accent shown on the card. If the participant with the accent card can guess the accent being spoken, then the team gets a point. Each team is given one minute to rack up the most points. You can get accent help or confirm an accent is accurate by checking on YouTube!

Alternatively, you can also impersonate famous people and guess who that person is.

2. Psychiatrist challenge

This at home challenge requires at least two players, and no materials will be needed. One player will be assigned the role of the “psychiatrist,” and the remaining players will be the patient(s).

Then, the players must form a circle with the psychiatrist in the middle. The objective of the psychiatrist is to figure out the shared pattern among the other players.

For example, say the players (patients) agree to use a number every time they speak. The psychiatrist will be allowed a maximum of 20 questions to determine this pattern.

Example:

Psychiatrist: Patient 1, who are you?

Player 1: No one (1)

Psychiatrist: Patient 2, who are you?

Player 2: Me too (2), I am no one (1).

If a player (patient) doesn’t follow the rule, the other patients must shout, “Psychiatrist!” That usually gives the psychiatrist a hint as to what the pattern might be.

3. Know that lyric challenge 

Are you a song aficionado? You’ll certainly love this fun challenge that you can do at home! The “know that lyric” challenge requires at least two players, 20-30 slips of paper, and a pen/pencil. You can also use a bowl to put the papers in.

First, on each slip of paper, write a song lyric. Then, underline half of the lyric for each slip of paper. Take a look at this song lyric, for example: “Oh say can you see, by the dawn’s early light.”

You would start by singing the first part. Then, the other players would have to jump in and guess the second part (the underlined section). If a player guesses the lyric, then they receive a point. The player with the most points wins.

Try writing different song topics for the best results, and try different genres. For instance, write songs from a category like country music, but also Broadway show tunes and pop music.

I personally love games like this and find it’s great to play for a family game night!

4. Blindfold makeover challenge

The makeup challenge requires at least two players, a blindfold, and the makeup of your choice. One player must apply makeup on the other participant while wearing a blindfold.

Take some pictures after the challenge and share them with your friends. You might be surprised by how well you’ve done! Maybe you will get inspired to try our custom “glow-up” challenge too!

5. Blindfold drawing challenge

The blindfolded challenge for drawing requires at least two players, a pen or pencil, two pieces of paper, and a blindfold. The players must wear a blindfold and draw the same picture from memory.

When finished, remove your blindfolds and compare drawings. Then have a judge decide who drew the better picture and give that person a point.

6. Baby food challenge

Ready to test your senses? Here is a fun challenge you can do at home. The baby food challenge requires at least two players or more, six types of baby food, and a couple of spoons.

Each must take turns eating a spoonful of baby food without spitting it out. If a player keeps the food in their mouths, then they will get a point. The player will get another point for identifying the type of baby food that was eaten.

After going through all six containers, tally up the scores. The player with the most points wins!

7. Tin can challenge

The tin can challenge requires at least two players, eight to ten tin cans, a spoon, and a can opener. First, pick out different types of canned food you find gross, strange, or smelly. Then, pick out several canned foods that you find tasty. You might use beans, tomatoes, etc.

Next, remove the label of each can and place a number on each corresponding can. Write the numbers down and place them in a container (or a hat).

Then, have each player draw a number from the container and open the can with the matching number. Finally, the player must eat a spoonful of the mysterious substance without spitting it out.

Each person who guesses correctly gets a point, and the person with the most points wins the game! It’s one of those fun challenges to do at home that requires a strong stomach.

8. Eat it or wear it challenge

Don’t mind the mess? Here is another fun challenge you can do at home that you’ll definitely enjoy!

The eat it or wear it challenge requires at least two players. You will also need about 15-20 brown bags, spoons, cups, and random food (mayonnaise, tuna, soda, french fries, juice, and donuts) you may have in your house.

Start the game by having each player go through the bag and remove the item inside. The player can either choose to eat it or dump it over their heads. If the player chooses to eat it, they can dump the remainder on the player of their choice.

The game can get really messy (and smelly!) so you might want to play this at home challenge in your backyard.

9. Whisper challenge

The whisper challenge requires at least two players, headphones, and a device to play music from. Pick one player to wear the headphones, and another to turn up the music so that the other participant is inaudible.

The player without headphones must say a phrase, while the player with the headphones guesses the phrase by reading the other person’s lips. If the player guesses the phrase right, then they get a point. The player with the most points wins.

This is one of the best at home challenges to play. Even Keanu Reeves and Jimmy Fallon have a blast with this challenge!

10. Cookie challenge

The cookie challenge requires at least two players and a cookie of choice. If you enjoy cooking or you like baking, you can make the cookies yourself! First, each player must place the cookie on the middle of their forehead.

Then, they must use their facial muscles to get the cookie into their mouths. The first player to do so wins! The cookie challenge is personally my favorite of all the fun challenges to do at home.

11. Chubby bunny challenge

The chubby bunny challenge requires at least one player and a bag of marshmallows. Stick as many marshmallows into your mouth as you can until you can no longer say “chubby bunny.”

If you are playing with multiple participants, take turns putting a marshmallow into your mouth and saying “chubby bunny.” The person who can fit the most marshmallows into their mouth while being able to say “chubby bunny” wins! If you love sweets, then this is one of the tastiest fun challenges to do at home.

12. Bake off challenge

The bake-off challenge requires at least two people and random ingredients you can find in your pantry. First, give each player 30 minutes to make something from those ingredients. After the 30 minutes is over, have someone taste the creations and decide who did it best.

I love baking so this is one of the best challenges to do with friends, in my opinion. My favorite part is that we get to eat the leftover baking creations!

Alternatively, you can challenge yourself to a bake-off with another player by seeing who can make the best meal from the same recipe. Consider these delicious, frugal meals to try out to level up your game.

13. Egg dropping challenge

The egg dropping challenge requires one person, a raw egg, and materials for the container.

The objective is to build an “egg” armor that can withstand the impact of a drop. Test your design by dropping the egg from a high elevation. If your egg doesn’t crack, congrats, your device works!

14. Yoga challenge

Every yogi will love this fun challenge that you can do at home! The yoga challenge requires at least two players and no materials are necessary. Start by having the first player perform a yoga pose of their choice.

They can either start with an easy pose or jump to something more advanced. The other players must mimic the pose and hold it for at least ten seconds.

Each player who can mimic and hold the pose for ten seconds earns a point. The person who earns the most points wins!

15. Dance-off challenge

Get ready to bust a move with this at home challenge! The dance-off challenge requires at least two players and no materials are necessary.

To start, the first player must perform a short dance move. Then, the next player must mimic the dance move and add a new one.

Each player will take turns performing the previous moves while adding their own. There will eventually be a long sequence of dance moves, so the person who breaks the sequence loses! It could be another great date night idea, too.

16. Relay race

Hosting a relay race among friends can be a fun summer challenge that you can do while you’re home! The relay race requires at least two players, and the materials will vary based on the type of relay race.

There are messy outdoor water activities, like the fill-the-bucket water race or bobbing for coins, and fun indoor games, like necking the orange or passing the balloon. The types of relay races are endless, and are pretty easy to set up!

For your relay race, try to include at least two or three challenges that each person must complete before the next person on their team begins. The first team to finish everything wins!

17. 30-Day jump rope challenge

Jump rope is a great way to get your body moving and your heart pumping, especially if you don’t have that much time! The jump rope fitness challenge is great if you want to squeeze a little exercise into your day. The 30-day jump rope challenge requires at least one person and a jump rope.

Start off with as many skips as you feel comfortable with, then increase your skips in 25-50 intervals each day. By the end of the 30-day challenge, you might be able to get up to 1500 steps or more!

Of course, don’t forget to take breaks when needed. After all, this is supposed to be an enjoyable challenge!

18. Riff-off challenge

Love to sing? Then this is one of the most fun challenges to do at home with your friends. The riff-off challenge originated from the movie Pitch Perfect and has been a popular game since. This riff-off challenge requires at least two players and no materials are necessary.

One player starts the game by singing a song lyric, then stops at a word of their choice. Then, the other player has to sing a new song starting off with that particular word.

For example, if the song lyric is:

“I can’t help falling in love-“

The other participant can jump in with:

“-love never felt so good.”

The game ends when a player can’t think of a song to start at that particular word.

19. Alphabet game

The alphabet game has at least two people, and no materials are necessary, making it one of the easiest challenges to do with friends.

Each player will take turns acting out a random scene (e.g. friends at a party, or students in class). The first person must start their sentence off with the letter A, and the next player must start their sentence off with the letter B.

Each player must deliver their line starting with the next alphabet letter. The game’s objective is to go through the entire alphabet without stopping. Give each player about five seconds in between each turn.

If players can’t think of the next sentence before time is up, they are eliminated. The last player standing wins!

I think if you can think quickly on your feet, this is an extremely fun at home challenge.

20. Ice bucket challenge

You’ve likely heard of the ice bucket challenge and the role it played in promoting awareness and donations for ALS organizations. You can still support these organizations using the ice bucket challenge!

The idea is simple. Fill a bucket with ice water and choose a willing participant. Then, dump the bucket of water on their head. The idea is to increase donations for research and a cure for ALS, so try to give if possible!

Get your friends and family involved, challenging each other and donating.

21. Minute-to-win-it challenge

The minute-to-win-it challenge can either be played by one person, a group of people, or in teams. The materials vary based on which games you choose to do.

Make a scoreboard if you are playing with multiple people to track who or which teams win. The list of minute-to-win challenges is endless!

Play defying gravity and try to keep three balloons up for a minute, or see if you can completely wrap your friend up in streamers without exceeding the time limit. Sounds fun? Here are some minute to win it fun challenges to do at home!

22. Word recall challenge 

The word recall challenge requires at least two people, at least 4 sheets of paper, and a pen/pencil. Start by having one player write a list of 25 words (preferably 4-letter words) on a sheet of paper.

Then, give the other player two minutes to study the entire list. After the two minutes is over, take the list away and have that player write down every word they remember.

Finally, the players will switch roles and repeat the process. The person who can recall the most words wins!

23. Try not to laugh challenge

This challenge requires at least two players and a compilation of your favorite videos. You can also tell jokes or stories to try to get people to laugh. The players must sit through this without laughing.

The player that goes the longest without laughing wins. This at home challenge will brighten anyone’s day!

24. Photoshoot challenge

The photoshoot challenge requires at least one person and a camera (can be your mobile phone). Have a photoshoot in and around your house. Use your imagination to create backdrops and props from items lying around.

Then, share the silly pictures with your friends and family or on Instagram! Who knows, maybe you will love them so much that you will turn them into a profitable photography side hustle!

25. 100 layer challenge

The 100-layer challenge requires at least one person and 100 articles of the same type of clothing or makeup of your choice. If your clothing of choice is a shirt, then layer on 100 shirts.

If your makeup of choice is lipstick, then apply 100 layers of that lipstick. To play this game with a group of friends, see who can put on the 100 layers without quitting, or who can do so the fastest!

26. Pillow challenge

The pillow challenge involves taking common home decor (like a pillow) and turning it into a wearable piece.

It requires at least one person, a pillow, and accessories of choice. Turn your pillow into a dress or a skirt and embellish your outfit with accessories! Then, have a photo shoot around your house and share your pictures with friends and family!

27. Cleaning challenge 

Need to get some cleaning done but don’t have the motivation to do it? Decluttering your life can have a ton of benefits, like reduced stress and increased focus. And decluttering doesn’t have to be boring, either!

It can be one of the most fun challenges to do at home. Simply spice up your cleaning routine by turning it into a game. See how fast you can declutter your room, and try to beat that number each time you clean it.

Want to get your family to enjoy decluttering? Have a competition and see who can clean their room the fastest. Reward the winner with a prize afterward!

28. Getting to know you challenge

Getting to know you is one of the best at home challenges for new best friends or long-time partners. Good communication builds strong relationships and can improve all aspects of your shared life. It doesn’t have to be daunting, either!

The getting to know you challenge facilitates conversation through the exchange of surface-level and personal questions. You can deepen your relationships by learning more about someone and having them learn more about you!

You can make it a challenge by having each person ask a question and then the next person for a set amount of time. Or you could have each person ask several questions in a row and see who runs out of questions first!

29. Escape room challenge

An escape room challenge takes some prep time, but it’s worth it and is a memorable way to spend an afternoon.

First, find a place to create your escape room, which could be an empty room or space in your home. Then, make clues and a puzzle that must be solved, each clue leading to the next one like a scavenger hunt. The final clue should solve the puzzle or open the door to the room.

It’s also fun to have a time limit so that there’s a sense of urgency during the game. See who can escape the room first or solve whatever the puzzle is!

30. Mannequin challenge

The mannequin challenge will put your skills to the test! Each participant must remain completely immobile, like a mannequin, at the start of the challenge. You can then see who can stay still the longest, or you can play music and have people freeze as you turn the music off and use a point system.

Be creative with this game, and try out different versions!

31. Cooking challenge

For this game, you need an impartial judge and 2 or more participants. Each person will be given a time limit (usually between 1 and 3 hours), and they must create a delicious meal. You can have everyone use the same ingredients or give people time to shop for their own.

If you are having everyone use the same ingredients, try to include some unique flavors that present a challenge, like watermelon or hot sauce. Or add a unique twist, like, the meal must involve chopsticks.

At the end of the time limit, they’ll serve their meal to the judge and be graded on things like originality, flavor, presentation of the food, etc. It’s a fun idea if you’re an amateur chef trying to perfect your craft or if you’re just having fun!

You can do multiple courses if you want, but the best part is that everyone can eat the food at the end!

32. Save money challenge

A money saving challenge like this is ideal if you have a bit of time and you want to improve your savings game! You’ll need at least two people for this challenge, though you can include as many as you like.

To play, agree on an amount of time, like a week or month. Then, see how much money you can save during that time.

For instance, you might see how much you can save in ten days. But remember, you must start from zero and not include previous savings!

A quicker version is to see how much cash you can find and save in a single afternoon. You might check your change jars, under the sofa, or in your car. In the end, see who found the most change.

If you want, treat yourselves to something fun, like ice cream, with the money you find!

Expert tip: You can still have fun spending time at home

Personally, I’ve discovered that trying out a fun at home challenge can save me a ton of money. It also helps me bond and spend quality time with my friends and family. Doing something like this can help you out if you’re on a strict budget or want to save a lot of money for a goal.
You can still spend time with your friends without spending a fortune. Pick one night a week, every two weeks or once a month to try out something fun!

What challenges can you do at home for kids?

There are so many fun challenges to do at home for kids, and some ideas include the accents and impersonation challenge, the blindfold makeover challenge, the blindfold drawing challenge, the whisper challenge, and the dance challenge.

Make sure to choose a challenge that will be entertaining or educational. Competition challenges can also be fun, but make sure that kids don’t get too competitive! Instead, help them remember to have fun and do their best.

What at home challenges can you do by yourself?

On your own? Not to worry, there are several challenges you can do at home alone that are a ton of fun!

For example, you can try out the chubby bunny challenge, the egg-dropping challenge, the 100-layer challenge, the cleaning challenge, and the 30-day jump rope challenge.

Another great challenge is the saving money challenge. You can compete with yourself to save more money each week or month than the one before.

Be sure to check out our list of things to do when you’re bored!

What are fun challenges to do at home with friends?

Some fun challenges to do with friends include makeup or drawing challenges, baking challenges, and even money challenges. It’s important to pick something that interests you and your friend group.

To find the right games, I like to consider whether my friends and I enjoy competition, art, or practical games. Then, I choose things that will be both entertaining and help me spend quality time with the people I care about!

Why is it more fun to do a challenge with friends or family?

It’s more fun to try out a game or challenge with people you care about because it can help you become closer. You’re spending quality time together and doing something fun and memorable!

Additionally, some challenges can be fun on your own, but others are better with a group. You’ll create fun memories and may discover hidden talents you didn’t even know you had, such as cooking or drawing.

Articles related to fun challenges

If you enjoyed this article on fun at home challenges, check out this related content!

• 100 Day Challenge Ideas: 11 Ideas To Reach Your Goals
• Try A Money Saving Game! 15 Grown-Up Savings Games To Try!
• 18 Money-Saving Challenges To Save More Money!
• 20 Couples Challenges To Improve Your Finances And Relationship
• 28 Different 30 Day Challenge Ideas Everyone Should Try

Try these fun challenges to do at home!

These at home challenges are an excellent way to enjoy the day without spending a bunch of money. Even if you are a working mother of three kids, a full-time graduate student, or a working professional, you are never too busy to have fun. “Playing” as adults can have lots of benefits, and can be considered a form of self-care.

The best part is that having fun can be completely inexpensive and guilt-free! Learn how to incorporate “fun” into your budget by creating a budget that works for you with our completely free budgeting course! You can also make saving money fun by trying out some different money-saving challenges.

Check out the Clever Girls Know podcast and YouTube channel for more fun ideas on how to save money!

The post 32 Fun Challenges To Do At Home Instead Of Going Out appeared first on Clever Girl Finance.

When you’re budgeting and want to boost your savings, the last thing you might consider doing is spending more money. But there are situations where choosing quality over quantity can actually help you save more in the long run. Keep reading to learn more!

I know it sounds crazy to buy something more expensive, right?

Well, actually, there are plenty of times when knowing how to spend wisely will help your future finances. I’m here to tell you about them and help you make the right choice.

Quality over quantity meaning

What does quality over quantity mean? Okay, so the definition may be obvious, but it’s important to be clear about the quality over quantity meaning before we go any further.

The phrase implies that choosing fewer things of higher quality is better than owning lots of low-quality things. It can apply to your fashion goals, what you eat, and what items you buy for your home.

Quality is how well-made something is

In basic terms, quality is how good something is. If an item is high quality, it means that it is well-made and will not easily break.

As an example, expensive bag brands like designer handbags are much more likely to last longer than high-street bags. But excellence often means a high price.

However, the quality of an item can also be subjective. A person’s opinions and feelings can determine it.

Quantity is just an amount

Quantity refers to the amount of something. So the number of shoes and handbags I own or general items around my home that I don’t actually need are quantity items.

Unlike quality, quantity is measured in a numerical format, and it can be counted.

How spending more can save you money in the long run

So this is what I’ve recently considered with purchases: Instead of filling my life and home with stuff, what if I carefully considered every purchase I make? How would that benefit my financial health?

Well, it would certainly make sticking to a budget much easier and my savings goals easier to achieve. I’d also stop overspending on cheap items that need replacing regularly.

While spending more on an item might seem like it would be more expensive, it will likely cost me less over time.

10 Quality over quantity examples

Ready to save money by buying quality things? Here are 10 quality over quantity examples that will improve your finances.

1. Furniture

When shopping for expensive items such as furniture, it can be tempting to purchase the cheapest items available. But by choosing high-quality items that are made to last, you may actually save money.

For example, if I buy an $800 sofa that lasts five years, it will cost me around $160 a year.

In comparison, if I buy a cheaper sofa at $400 that only lasts two years, it will cost me $200 a year.

Nobody wants uncomfortable furniture, and did you know that poor-quality chairs can negatively affect your body and health? Some things are worth spending more on, and furniture is definitely one of them.

High-quality furniture that is properly maintained can even be a good investment that you can sell when you decide it’s time for a refurb.

2. Clothing

Most of us are guilty of contributing to the fast fashion crisis. When it comes to clothes, quality is definitely best for our wallets and the environment.

If you spend a lot of money on a new pair of jeans, you’re much less likely to make an impulse purchase on cheaper items because you’ve already made a substantial purchase.

High-quality clothing is made of more durable fabrics, which means it won’t need to be repaired or replaced as often as lower-quality garments.

3. Food

Cutting your grocery bill and using the cheapest grocery list is a smart financial move to reduce your outgoings. But whilst canned goods and processed foods cost less, they can negatively affect your health and cost you money in the long term on healthcare.

Instead of compromising on the quality of your food, shop smarter by:

• Buying in bulk
• Growing your own fruit and vegetables
• Eating less meat
• Reducing food waste
• Buying in season

 4. Reusable items

Reusing items wherever possible is a great way to save money and do your part for the environment. Here are a few reusable products that will save you a ton of cash over time.

• Grocery bags: Most stores will charge you for carrier bags, so reduce your bill and take your own.
• Make-up eraser towels: Trade the disposable cotton pads for a more eco-friendly and purse-friendly towel. Simply wash, dry, and reuse it again and again.
• A smart notebook: Eliminate the need to buy a ton of notebooks and invest in a smart notebook. Write your notes, scan the page, clear it, and start again. Genius.

 5. Storage

Utilizing storage options can save you money on things like food and furniture. The right storage solution can protect and prolong the life of items, meaning you won’t have to replace them as often.

From buying freezer food bags to renting self-storage for your furniture, there are many ways to care for your possessions and get the most value from them.

6. Debt

What does quality over quantity mean when it comes to money? It doesn’t just apply to tangible items. Credit card debt is the perfect example of how spending more can save you more in the long term.

Making the minimum monthly repayment means that your debt will take longer to pay off. The balance left will also then accrue interest, costing you more overall.

For instance, suppose my credit card has a $2000 balance and an 18.9% interest rate. Clearing the debt in three years instead of five will save me hundreds of dollars and keep me from drowning in debt.

7. Homeownership

Are you deciding between buying your first home or continuing to rent?

There’s no denying that owning a home costs more than renting in the short term.

However, from a long-term financial perspective, buying a house allows you to save money and invest in your future.

The most important thing is only buying a home you can afford so you don’t become house poor. It’s often worth saving for longer before getting on the property ladder to increase your down payment and reduce your monthly mortgage repayments.

In most cases, rent prices may be higher than mortgage repayments, so you can use the difference in money to boost your savings.

8. Memberships

If you, like us, love a good subscription service, here’s some good news. You might be able to save some cash with the right membership!

For instance, if you use Amazon, it’s definitely worth investing in an Amazon Prime account. You will save money on deliveries and have access to videos and music, so there will be no need to spend money on these elsewhere.

Perhaps you already have a subscription like this. If not, you can save by buying only one that offers a lot instead of several.

Food subscription boxes are also a good way to save money by reducing food waste. With some research, you can find subscriptions that prioritize quality over quantity.

9. The neighborhood you live

Good neighborhoods may demand higher rent and mortgage payments, but living in a better area can save money.

For instance, good neighborhoods come with lower crime rates and a sense of community vigilance. They also tend to have well-maintained surroundings, including roads, parks, and public spaces, which contribute to a clean and pleasant environment.

Schools have good ratings and living in a desirable neighborhood can positively impact property values. I certainly considered school district rating and property values when I was deciding where to live and raise a family.

You may also be able to save on car insurance which is likely to be lower if you live in a lower-risk area.

10. Insurance

Paying for health insurance or a health savings account may seem unnecessary when you’re young and healthy, but it can save you thousands of dollars if you require emergency care.

Instead of skipping the coverage completely, shop for the best price. You can also save money by joining a family member’s existing plan if you are a spouse or under the age of 26.

Expert tip: Be consistent in your choices on quality

To truly live a lifestyle that values exceptional quality, you need to be consistent in the choices you make. You need to clearly define your personal core values and stick to them. Every time you spend money, it should be on something that reflects your priorities.

I found that physically writing my values down on pieces of paper and sharing them with my family motivates me to make the right decisions. You could even include a few in your wallet so you see them every time you open it. I also believe it’s easier to say no to things that cost money if family and friends know what you’re aiming for.

Here are some questions to ask yourself to help you stay consistent in your choices:
Do I really need this?
Why do I want to buy it?
Can I afford it?
How long will it last?
Could I borrow it instead?

Buying quality is all about making the right kind of purchases, and these are never rushed! You can apply this approach to items as small as a bottle of water or as large as a car to ensure you’re consistent with your buying habits and long-term goals.

Why choosing quality improves your life: 6 Reasons

Maybe you’re convinced to start buying for quality. But just in case, here are a few more reasons why buying quality is always the right option.

1.   Quality lasts for years

High-quality products are created to stand the test of time. Which means you won’t need to constantly replace them. I love that I can buy something for a bit higher price but am confident that it will last for years.

2.   It’s better for the environment

When a product is well-made, it’s less of a burden on our planet because it won’t need to be thrown away. You can help the earth with sustainable living and your budget at the same time.

3.   It helps you save time

By focusing on quality over quantity examples, you won’t waste time trying to have everything at once. The time you save can be better spent doing the things you love instead. Having fewer items to care for is another way to get some of your time back.

4.   It can benefit your mental health and well-being

Understanding what quality over quantity means will not only benefit your bank balance but also your happiness.

In fact, clutter can hurt your mental health. So, instead of having many items in your home, choose fewer possessions of high quality.

5.  Reduces stress in your life

Carefully choosing the people and things you have in your life will reduce stress. How? Well, owning many material items and being part of a huge circle of friends can be overwhelming.

Stress is often caused by trying to do too much. Less clutter and less worry and busyness can lead to a more carefree lifestyle.

6.  Helps you live more simply

Choosing quality ultimately means doing what makes you happy. When we do what makes us happy, we experience satisfaction and fulfillment. When people say “it’s the simple things in life” that make them happy, it really is!

Think about it like this: Would you rather invest in one classy, timeless piece for your wardrobe or buy a bunch of trendy, lower-quality garments that clog up your closet and will become redundant in a few months anyway? I guess that most of us would go for the first option.

What is the theory of quality over quantity?

The quality over quantity theory uses measurement to explain why investing in quality things is better for our mental and financial health. It focuses on value and fulfillment being more important than volume. Quality gives us longevity and significance, whereas quantity just gives us a large volume of an item or thing.

You may need to shift your mindset to train yourself not to choose quantity over quality, and that’s ok. Start by prioritizing what’s important to you and focus on those things. With practice, you’ll naturally strive for quality and a simpler life as you start to benefit from the many reasons quality is king.

In my opinion, daily gratitude is an excellent way to achieve a quality mindset. I like to take ten minutes out of my day to remind myself of what I have to be grateful for.

You could even make a list and look back at it whenever you need a reminder.

What does quality over quantity mean in relationships?

The quality over quantity meaning in a relationship is not about how much time you spend together; it’s about HOW you spend it.

For example, if you spend every evening with your spouse but use the time to browse social media and watch TV, it doesn’t count as quality time focused on each other.

A few activities you could try that prioritize quality with your significant other without breaking the bank are:

Cooking together

Preparing a meal requires conversation and physical closeness, making it the perfect date night activity. 

Treat yourselves to a spa day

Who doesn’t love a spa day? Relax in each other’s company and enjoy the moment.

Have a picnic

Sometimes the simple activities are the best. Pack a picnic, choose your favorite spot, and watch the world go by.

Exercise 

Exercising together can strengthen your bond. It’s also great for motivating each other to keep going and achieve your fitness goals.

Stargaze

If you’re looking for a cute activity for date night, look no further. You don’t need fancy equipment—just some blankets and the stars!

Plan a vacation

Nothing beats the excitement of planning your next vacation! Make a list of places you want to go and things you want to see, and choose everything together. And don’t forget about a vacation budget!

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Focus on what matters most!

So, here are the final thoughts…choosing how we spend our money is powerful, and we choose how we spend it.

By making quality purchases, we will reap the benefits of our purchases for a long time. And, in turn, save both time and money!

So leverage the tips we’ve explored here and the many ways that opting for quality over quantity can help you lead a financially healthier and happier life. You’ll save money and live better. And next time you make a purchase, focus on quality, not quantity, to help you save money!

The post 10 Areas Of Life Where You Should Buy Quality Over Quantity appeared first on Clever Girl Finance.

The word frugal is often misconstrued into a negative one. However, although a frugal lifestyle can seem like a sacrifice in quality, it doesn’t have to be. Instead, you can choose to try frugal living tips that will add more value to your life.

So, let’s dive into what it means to be frugal as well as out my top frugal living tips to get you started!

What is frugal living?

Frugal living is the act of being very intentional with your spending. If done properly, you’ll be able to start prioritizing yourself and your family and, ultimately, what matters most to you.

I’m a huge fan of this approach to living because I can prioritize spending money on those things that matter the most to me and cut back on my budget in other areas.

That said, how to live frugally can mean very different things to different people.

Frugality does not need to mean trading your favorite cereal for a generic store brand. It does not need to mean living without napkins. And it does not need to mean forgoing adventurous vacations in favor of staycation ideas.

The best part about frugality is that you are able to create your own approach. You decide where you will be living stingy with certain aspects of your budget and where you will live largely.

37 Frugal living tips

Here are some frugal living tips and strategies to help you get started on this new path!

1. Start budgeting

Creating and sticking to a budget is fundamental to your financial success.

Although budgeting isn’t necessarily fun, it is a critical piece of the puzzle. Within your budget, you can prioritize things that matter and ruthlessly cut out things that don’t.

Keep in mind that there’s nothing wrong with occasionally splurging on the things you like. Just make sure you’re saving for these purchases in advance. So if you want to take a particular trip with friends or buy a nice bag or pair of shoes, start putting aside the money for it.

Luckily, there are many strategies to help you find budgeting success and understand how to be frugal. Learn more about creating a budget that works here.

2. Meal plan

If you are anything like me, then meal planning doesn’t sound enjoyable. A combination of kitchen fears and laziness led to a lack of meal planning that was burning a hole in my budget.

When I took the plunge and started budget meal planning, I was pleasantly surprised at the savings. Instead of ordering lunch every day, I just eat what I’ve cooked at home.

The savings of $10 to $20 a day really add up quickly. Check out our 30-day meal planning challenge to find some inspiration.

3. Cook in bulk

In a similar vein, summoning the energy to cook dinner after a long day at work can be next to impossible. Unfortunately, I typically resorted to fast food, which only hurt my budget and my waistline.

However, cooking in bulk has completely changed my dinner routine. Now, I cook in bulk based on what’s on sale that week or discounts I can find. I typically cook on Sunday afternoons and have enough to freeze several portions.

During the week, I simply take those meals out of the freezer and heat them up. My budget and my waistline have thanked me.

How much could you save with a little bit of time in the kitchen? You might even find that you actually enjoy cooking when you don’t have to do it every single day. here are some great ideas for frugal meals!

4. Take a look in your pantry

The amount of food I keep in my pantry at one time is somewhat embarrassing. But most people have a similar amount of food lurking in their cabinets.

Take stock of what you have on hand. Consider making a meal out of what’s in the pantry or fridge rather than grocery shopping.

Recently, I’ve been eliminating one weekly trip to the grocery store each month. The goal of that week is to finish all of the leftover ingredients lying around my kitchen using various recipes. You might be surprised by your creativity in the kitchen.

5. Check out coupons

Grocery shopping on a budget can be expensive, even if you buy items in bulk. 

Take advantage of the best coupon websites, and believe me, if you look, you’ll find them. You might be able to save a few dollars on each trip to the store. Those savings can add up quickly and turn out to be one of the best frugal living tips!

6. Sell things you don’t need

Most of us are guilty of having a bit of extra clutter lying around the house.

Whether you have amassed an oversized collection of designer handbags, have a ton of items your kids have outgrown, have too many dishes, or have an overflowing bookshelf, it might be time to downsize.

That clutter could be turned into cash with a little bit of effort. A few places to start selling include Facebook Marketplace, eBay, and Poshmark.

7. Buy used

When you have the option to buy something used, do it. You can save a significant amount of money with lightly used items.

Check around your local thrift stores, garage sales, and online marketplaces to find the item you need at a much better price. Not buying at full price is one of the best ideas for how to live frugally.

8. Return things you don’t need

Take a look at your recent purchases. Is there anything that you absolutely don’t need? Make a trip back to the store or ship that item back and get your money back.

You can even return groceries.

Yup! You read that right. Grocery stores will take back spoiled food and non-perishable items.

9. Repurpose the fabulous clothes you already have

Do you love to shop? Do you consider having nice clothes and shoes a part of your fabulosity profile? If so, you probably already have a closet full of items that you hardly wear.

Instead of going out to buy another pair of shoes or a shirt that you’ll only wear once and forget, consider shopping in your closet.

There’s probably a bunch of clothes and shoes lost in the back of your closet, begging to be worn again. Organize your closet so that you can find some of these hidden treasures.

Learn to repurpose the fabulous clothes you already have before spending unnecessary money on things you don’t need. You can be fashionable on a budget!

10. Buy a car you can afford

A car is a major expense. 

In fact, it is one of the largest purchases you will make in your life. With that, it is critically important to buy a car you can afford using frugal living tips.

Don’t let the bells and whistles of a shiny car steer you wrong. Instead, ask yourself, “What car should I buy?” and determine what you can really afford before you head to the dealer.

11. Walk or bike when you can

Although having an affordable car is great, walking and biking are much more cost-effective for living frugal. Take the opportunity to walk or bike whenever you have the chance. You will save on gas while enjoying some exercise.

12. Shop around for the best insurance

Insurance can be a large expense. Not having proper insurance can significantly derail your financial goals. It is critical to choose the best types of insurance for your life and your budget.

Once you have a better understanding of what insurance you need, make sure to shop around for a policy. Shopping around can save you thousands.

13. Swap out your lightbulbs

LED lightbulbs use a fraction of the energy that a standard bulb uses. Plus, they last many years longer.

Over time, it can help you with how to lower your electric bill. Consider making the switch.

14. Automate your savings and investments

After setting up spending goals, it is important to automate your finances. Otherwise, you may easily fall back into the habit of overspending.

One of the best tips for retirement is to start by automating your retirement savings through your employer. Next, consider automatic payments for all of your bills. Run through your finances to find new ways to automate your money and use frugal living tips.

15. Check out the library

While many prefer to purchase books on Amazon or a local bookstore, a library is an amazing place full of free entertainment. Of course, they have a wide selection of books.

However, most libraries also have extensive collections of movies, magazines, and more. If you haven’t signed up for a library card in your area, then please do.

You might be able to sign up online, and you can access your local library’s selection of books (including audiobooks) via apps like Libby and Overdrive.

You’ll be shocked at the sheer amount of resources available to you for free. In addition, check out our list of the best passive income books.

16. Evaluate your subscriptions

Are you guilty of having more subscriptions than you really need? Take the time to comb through your subscriptions and decide which ones are worth keeping.

In addition, you might have more time to enjoy one or two of your subscriptions if you cancel the rest.

17. Have date nights at home

Date night doesn’t have to mean an expensive restaurant or a movie out. 

For instance, it could mean a board game night at home or a walk through your neighborhood. Find creative ways to enjoy each other’s company with at home date night ideas while staying within your budget as a couple.

18. Get a part-time job

One surefire way to accelerate your savings is to pick up a part-time job.

Although you can find a job in your local community, work from home jobs tend to be more flexible. If you already have a 9 to 5, then consider finding one of the best work from home jobs.

There are many interesting options. It is important to find something that interests you. Otherwise, it can be difficult to find the energy to work after a long shift at your day job.

19. Pay down your debt

Debt is a drain on your resources. Make it a priority to clear your debts for good.

Once you eliminate debt from your life, you will never want to go back. Finding frugal ways to live within your means will allow you to break free from these financial burdens.

20. Avoid credit card debt

Credit card interest is expensive, and it can be easy to rack up unnecessary debt fast with credit cards. So it’s essential you pay your balance off in full every month if you do use your credit card. If you are unable to pay it in full, it’s best not to use it.

One of the key frugal living tips is avoiding credit card debt because you can save a bundle of money and stay out of debt. So, find out how to stop paying credit card debt and stop worrying about it.

21. Downsize

Living in a larger home has its perks.

However, the costs of living in a bigger space can add up. Not only are you paying for more square footage but also the little costs that come along with it, like utilities. Consider downsizing your living space to a more affordable living situation, and start living below your means.

22. Try a low-buy or no-spend challenge

Sometimes, it’s easier to stick to something if it’s in the form of a challenge.

If you’re not sure where you’re money is going, why not try to do a low-buy year or no spend year? Or, if a whole year intimidates you, try a no-spend month to start with and go from there.

23. Use money-making apps

Put some extra money in your pocket with these 26 best money-making apps! You can earn cash back, invest your spare change, or sell those beautiful sunset pictures on your smartphone. Earning extra money has never been easier when learning how to be frugal.

24. Buy in bulk

Buying frequently used items in bulk, such as toilet paper, toothpaste, paper towels, soap, etc., is one of the frugal tips that can save you money on your grocery bill.

The price per unit is usually lower when you buy in larger portions, and you can make fewer trips to the store, too. Remember, if you purchase perishable food items in bulk, you should cook and freeze them to prevent waste.

25. Ditch cable

Depending on what cable package you have, this is one of the ideas that can lead to significant savings if you’re paying $100 a month in cable, which is $1,200 every year!

You could quickly build your emergency savings and start saving for a luxury purchase if you wanted by living frugal.

Instead of expensive cable, opt for a cheaper streaming service or cable alternatives and rack up those savings.

26. Frugal traveling

One of the best frugal living tips is to travel frugally. You can save a good chunk of cash by traveling places during what they call their “off-season” and still have a wonderful vacation.

You can also save while traveling by cutting down on eating out and opting for a place with a kitchen so you can make some of your own meals.

Also, things such as purchasing discounted airline tickets or fares can save hundreds of dollars. 

27. Skip the salon

Okay, we all need our beauty treatments and pampering, but skipping the salon when possible can save you so much money.

For instance, if you get your nails done twice a month at $25 a pop, that’s $600 in a year! Even if you reduce it to once a month, this is one of the savvier frugal tips that will help you save money quickly and still pamper yourself.

28. Make gifts instead of buying them

Whether you’re getting a gift just because, for a birthday, or it’s the holiday season, making your gifts instead of buying them can reduce spending and avoid credit card debt too.

The winter holidays are extremely expensive and can be challenging for those on a budget. Making gifts can be more meaningful than purchasing them too. Check out Pinterest and YouTube for some great gift-making ideas!

29. Grow your own vegetables

Did you know you can grow vegetables indoors? Whether you live in an apartment or have a house with a yard, you can grow some of your own vegetables and herbs to save money. Not only is growing your own vegetables one of the more unique frugal living tips, but it’s also fun too!

30. Lower your electric bill

There are many ways you can lower your electric bill.

For instance, you can use fans if possible when it’s not too hot to cut back on using your air conditioner. You can avoid cooking with your oven on hot summer days to reduce use too.

You can also use cold water when washing clothes to cut costs on your bill as well. There are many ideas on how to lower your electric bill to help you save money.

31. Fun for free

Nothing makes a challenge easier than making it fun. One of the best frugal living tips is having fun for free. There are a ton of free fun things to do, such as going to the park, having a picnic, or having a bonfire.

Or if you do want to spend money without spending, save up any gift cards you get as presents or for holidays, and then spend them doing something fun!

32. Cut expensive coffee

Millennials are willing to spend over $2,000 a year on coffee, claims Newsweek according to Empower research! Yikes!

I’m not saying cut out your favorite coffee, but reducing how you spend can be a big deal. Even if you average $20 a week on lattes to go, that’s still a whopping $1,040 a year.

It’s hard to cut yummy coffee, but you can purchase different flavors of coffee and creamer and have your cup of joe at home and put that cash in the bank. Coffee at home is one of the frugal living tips that can save you a bundle of money!

33. Fitness at home

More and more Americans are opting to work out at home. The average gym membership can be about $40-$70 per month, claims Good Rx Health, equaling $840 in a year on the higher side.

However, you can find home workout videos on YouTube and save quite a bit of money by exercising at home.

34. Stop impulse buying

Impulse buying has never been easier, thanks to e-commerce. You can find anything and everything at the touch of a button, and before you know it, those late-night shopping sprees cost you hundreds to thousands of dollars.

Learning how to stop online shopping is one of the most crucial frugal living tips to help you save money.

35. Determine what things you can do without

Just because you can buy something doesn’t mean you should. As you work on stretching your dollars, determine what things you can do without. Whether it’s temporary or permanent, this can really give you a boost by saving more money.

36. Try homemade cleaning products

Making your own cleaning products using natural cleaners like vinegar can save you from buying the overpriced stuff from the store.

While it takes a bit of know-how and time, it’s easy to learn how to clean your home naturally and without spending much at all. You can use ingredients that you already have in your cupboard or can easily purchase during your next grocery run.

37. Eat less meat

Meat is quite expensive to buy and can affect your budget. And if you love steak or chicken, you don’t need to give it up completely.

But having one or two dinners a week that don’t include meat can save you some grocery money. Salads, soups, and baked potatoes are all easy meals that don’t require meat.

Expert tip: Make a list of things to try

When it comes to leveraging these frugal living tips it’s a good idea to make a short list of tips you want to try. Once you’ve done this, you can build them into your routine and lifestyle one by one.

Not every frugal tip will be a good fit for you so instead focus on which of the tips will work best for your lifestyle!

Benefits of living frugal

First and foremost, a frugal life will allow you to build more financial freedom into your life by accelerating how quickly you achieve your financial goals. You can allow for a cause-and-effect reality to take hold.

Every time you choose to spend less money on something, you can put that money towards things that matter to you. The best part is that you get to decide what matters to you most.

Maybe you will put your newfound savings away for early retirement. Maybe you will put them aside to fund your dream of living on a sailboat. Or maybe you will allow the safety net of savings to allow you to pursue a job you thoroughly enjoy.

How do you develop a frugal mindset?

Developing a frugal money mindset involves being particular about what you allow to influence you. It means you know what you want, and you focus on your own financial and life goals, not what others have.

In addition, it involves thinking strategically about purchases before you make them and thinking long-term.

For instance, if travel is important to you, then you may choose not to eat at expensive restaurants, and you may opt for the library instead of buying cable for entertainment. Then you will be able to afford the next trip you want to take.

It’s all about being careful with what you spend your money on.

However, you must also know when something is worth buying.

For example, a large home, a new sweater, or excellent food may be valuable to you. You can look for deals with the things you do want to buy and say no to what isn’t the most important to you.

How do you live a low cost frugal lifestyle?

Don’t be afraid to make some changes along the way as you learn how to live a low cost frugal lifestyle. As you start to try out different frugal tips and savings hacks, remember that this is not a one-size-fits-all strategy.

Instead, you will need to try out different frugal living tips and see how they feel. You may find that giving up meals out is not a problem, but forgoing your favorite brand of shampoo is not going to be an option.

Simply try new tips and strategies out with an open mind. You will likely need to do some experimenting to find the balance that works best for you.

It is critical that you don’t overdo it. Although it is exciting to learn how to drastically cut expenses without mercy, too many cutbacks could lead to a backfire. Instead of saving over the long term, you might experience burnout and forgo the savings altogether.

A good way to start living frugally is to add new frugal tips and strategies slowly. Try them out to see how they feel. If you like a strategy, then keep it and add another.

If you hate a strategy, then let it go and try something else. You may need to try many strategies before you truly find your frugal stride.

Is it worth it to live frugally?

Yes, if you are tired of letting money control your life, then frugal living is worth it.

However, it is critical to look at the positives. If you only look at the sacrifices that come along with how to be frugal, then you will have a difficult time staying on this path.

Of course, you will have to give things up along the way. But these sacrifices on your journey can add up to larger benefits down the line.

Remember, you are choosing to be frugal in order to enjoy the things you prioritize. If you keep your priorities in mind, it may not be as difficult to live a frugal life!

How can you be frugal like a millionaire?

Everyday millionaires think about the future rather than just the present when making buying decisions. It’s all about prioritizing. So you might ask yourself some questions to help yourself be frugal.

For instance:

• Will this make me more money in the future?
• Do I truly want this item, or do I need it?
• Is there a less expensive alternative?
• How can I save more for what matters?

Does frugal mean cheap?

Absolutely not, frugality should not be confused with being cheap. Cheap means going to the store to buy the lowest-priced item without a thought to quality.

Frugal means assessing your desires and choosing to spend less money on the things that don’t really matter to you.

For example, you may choose to spend less on clothes to fund your next vacation budget.

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• The 29 Best Frugal Living Blogs

Leverage these frugal living tips to save more money!

Living frugally doesn’t have to be a sacrifice. Make an effort to think of frugality as a way to fully enjoy what you care about in life.

When you have your money under control, it can be easier to spend on things that matter. Try out a few frugal living tips at a time to find out which works best for you. You can also get inspired by these great frugal living blogs.

Don’t forget to access our awesome and 100% free courses and worksheets to help with your “how to live frugally” journey and help you become financially successful!

The post 37 Frugal Living Tips To Save A Ton Of Money appeared first on Clever Girl Finance.

When you’re trying to save money, it can feel like you have to put your life on hold. But just because you’re tightening the purse strings doesn’t mean you have to cut into your social life. Actually, you can still enjoy girls day out ideas and have lots of fun, even when you’re on a tight budget.

You can do many things that are inexpensive (or even free!) to spend a fun day out with your girlfriends. Let’s take a look at 24 girls day out ideas on a budget. You’ll want to try these fun ideas! 

1. Volunteer together

The only thing better than a day well spent on fun is a day well spent on fun when you can do some good, too. When it comes to girls day out ideas, it doesn’t get more wholesome than this one.

So for your next day out with the girls, consider doing volunteer work together.

Whether that’s helping out at your local animal shelter, lending a hand in a soup kitchen, or spending time at a nursing home, you’ll finish the day knowing you found nice things to do for people and made a difference in your community.

2. Indulge in afternoon tea

Feeling posh? Unlike a bar crawl that can leave you feeling tired and worn out the following day, afternoon tea is an elegant activity you’ll love.

Indulge in pastries, finger sandwiches, scones, and other mid-day delectables while feeling fancy in your most sophisticated outfit. If you have a sweet tooth, you can even order extra snacks, such as popcorn and chocolate, for the table. 

3. Make inexpensive bouquets

Unleash your inner creativity and try this idea. Making bouquets can be one of the fun and inexpensive ideas for girls day out.

Try getting a group together and heading to a local flower shop or the grocery store. Everyone can purchase some flowers to share.

Then, head back to your house or a friend’s and create your own unique bouquets by sharing the flowers you bought. You’ll each end up with a design you love!

Good items to have on hand for this include vases, ribbons, and scissors.

Additionally, you’ll likely have some great conversations, and you get the chance to be creative. Plus, now you have a bouquet to take home and admire! Nothing helps you start loving your home more than flowers!

4. Take a cooking class with the girls

Whether you’re a total foodie or admittedly lost in the kitchen and thinking, “I hate cooking!”, you can always learn something from a cooking class. You and your girlfriends can get the best tips, tricks, and insider know-how directly from a professional chef.

Best of all, you’ll all walk away with something delicious! Rather than just sharing drinks at the bar, taking a cooking class with your girlfriends gives you something tangible (and tasty) to show for your time together.

I love taking cooking classes and have found that I continue to use what I learn about making specific dishes. Plus, getting together with my friends and cooking is a unique way to catch up and have fun!

5. Go bowling

Believe it or not, this retro pastime is having a moment. However, if memories of stinky shoes and kids’ birthday parties are turning you off, it’s time to get back out by the lanes again.

Not only is a day of bowling a fun, low-key way to relax with your friends, but it’s also a great workout! According to DoveMed, bowling can also help you work on strength, coordination, and flexibility.

6. Awaken your inner child at an amusement park

When did you last go to an amusement park? Even if roller coasters were never your thing, there are still plenty of ways to feel like a kid again at your local amusement park.

Whether you want to show off your arcade gaming skills, catch a great view from atop the Ferris wheel, or enjoy some cotton candy, going to an amusement park is a great way for you and your friends to relive some of your best childhood memories.

7. Start a girlfriends book club

Undoubtedly, life gets busy. And that book from the New York Times Best Seller list on your nightstand? It gets forgotten about.

Reignite your love for reading by starting a book club with your girlfriends.

First, tell everyone to meet up at your favorite bookstore (bonus points if it’s a local business).

Then, take your time browsing the aisles until you all find a book you can agree on. Most importantly, don’t procrastinate!

Next, head to your favorite coffee shop, fuel up on lattes, and get reading together. If you’re looking for girls day out ideas that don’t cost much, this one is a real winner.

8. Visit a museum

You know what they say: “Be a tourist in your own city.”

Too often, we reserve museum days for our best family vacations on a budget and forget about the great museums in our own backyard. For some great girls day ideas, head to your local museums—whether that’s art, history, science, or something else entirely—and learn more about what your local community has to offer.

9. Feel fancy at the theater

No, not the movie theater. The actual theater.

That’s right. We’re talking red curtains, ushers, and (if you’re feeling ostentatious) opera glasses. Why not?

I enjoy going to the theater a few times a year with friends. And to me, one of the best parts of going out at night is getting dressed up, so it’s one of my favorite girls day out ideas. Because when it comes to the theater (even local theater), the invitation calls for cocktail attire!

10. Wake up and watch the sunrise

Looking for girls day out ideas that are free? Look no further.

Rather than staying up all night and sleeping in over the weekend, wake up early with your girlfriends to catch the sunrise.

Pro tip: Head for nature.

You might be near the coast, the mountains, or just near the edge of downtown. But the further you are from the hustle and bustle, the better you can appreciate the calm stillness of the morning sunrise.

Need to motivate a few of your night owl friends? After it’s over, head out for breakfast together, or try some cheap breakfast ideas at home.

11. Picnic with your girls in the park

When looking for girls day out ideas, sometimes it pays to keep things simple. 

Instead of going out to an expensive restaurant or a bar, pack up your picnic basket. Then, head to the park for lunch in the sun.

Better yet, why not spend the whole day lounging outdoors? Bring a book, a Frisbee, and a Bluetooth speaker to turn your local park into a relaxing getaway.

Need some picnic inspiration? Check out these 25 cold lunch ideas your budget will love.

12. Visit your local farmer’s market

There’s nothing better than a fresh, healthy meal. And when it’s bought locally, it tastes twice as nice.

Next weekend, invite your girlfriends to your local farmer’s market.

Nowadays, farmer’s markets often sell more than food. Usually, you can also find fresh flowers, plants, soap, beauty products, pottery, knitwear, and much more.

13. Take a pottery class together

Ready to get your hands dirty? Make today a good day and try signing up for a pottery class with your girlfriends.

You can learn how to make coffee cups, bowls, plates, candleholders, and plant cups… Once you get good at it, there’s no limit to what you can cook up in pottery class!

Even if you don’t walk away loving your creation, your lopsided coffee mug will always remind you of a fun day spent with your girlfriends—and doesn’t that sound better than a plastic Starbucks cup?

14. Host a swap day

Let’s face it. We all probably have more old, unneeded clothes lying around the house than we’d like to admit.

Here’s a way to clean your house, spend the day with your friends, and do good all in one: host a swap day.

Tell your girlfriends to do a closet purge and bring over their unwanted clothes, shoes, bags, you name it. Then, get to swapping!

Trade that dress you bought but only wore once for your friend’s jacket that you’ve always loved but she never wears. Win-win.

15. Watch a local sports game

When it comes to sports, it doesn’t have to be the major leagues for it to be exciting. Days out with the girls are the perfect time to check out the local sports teams.

Is there an amateur hockey game you can attend? A baseball game? A tennis match?

Not only are the tickets cheaper and the crowds smaller (win), but you’ll also have fun cheering for local teams and supporting your community.

16. Start a scrapbook

Of course, everyone has a million photos stored on their phone—but how often do you sit and scroll through your photo library?

Compare that to thumbing through the pages of a photo album, and you know that the nostalgia just feels more real when looking at an aged, printed photo.

You may have a family photo album. But do you have a friend photo album? Now’s the time to get one started!

Head to the craft store with your girlfriends to stock up on supplies. Print pictures at home or a local print shop. And then get to cutting, pasting, and bedazzling your heart out to decorate your new book.

17. Go for a hike

Whether you and your girlfriends are nature lovers or fitness freaks, hiking will satisfy everyone in the group. You can pick a hiking trail based on your desired difficulty level so everyone can participate. No matter how much they feel like sweating it out that day!

Best of all, hiking isn’t just great exercise for the body—it’s great for the mind, too. In my experience, hiking is a great way to meditate. Plus, I find it’s a super easy weekend activity to plan.

18. Discuss your goals

Sometimes, we all need a little push to work towards our goals. And who better to give you the support and encouragement you need than your closest girlfriends?

Meet up at home, at your favorite coffee shop, or out in the park with your friends. Come armed with a journal—and get brainstorming!

Whether you’re checking out examples of financial goals, personal goals, or want to set a professional goal, talking it out with your girlfriends will get you inspired, motivated, and focused to see your goals through to the finish line.

19. Go to a ladies’ Sunday brunch

Let’s call it like it is: Breakfast out is way more fun than dinner out. Better yet, it’s usually cheaper, too!

Next on our list of girls day out ideas, we recommend Sunday brunch. You can go fancy by booking a place at an upscale restaurant.

Or you can go old-school and rustic by heading to your local diner for trusty eggs, bacon, toast, and coffee.

20. Relax with a girls’ spa day

Craving a mani-pedi? There’s no better spa companion than your trusty troupe of girlfriends. For a bonding day that you won’t soon forget, sign up for a day of luxury and beauty at your local spa.

If spa prices have got you startled, don’t worry—you can still enjoy plenty of pampering and R&R at home. Manicures, facials, and pedicures don’t have to cost the earth.

Check out these DIY facial recipes. Take turns painting each other’s nails. And let your stress melt away with relaxing music and aromatherapy—even on a budget.

21. Talk about money

What? Yes, talking about money is actually one of the best ways to spend the day with your girlfriends.

Too often, we’re hesitant to talk about money or are worried about finance—especially women. That’s got to change.

I make it a point to discuss money and finances with my friends, as I think it helps us to learn and encourage each other with saving, budgeting, etc.

For your next day out with your girlfriends, get cozy at your favorite café and get personal! Ask questions, share resources, and discuss finances, like:

• Sharing finances with partners
• How to ask for a raise
• How to invest with little money
• Ideas for better budgeting

22. Go on a girls’ road trip for the day

Who said you can’t take a road trip in a day? Rather than heading to the bar or spending money shopping, treat yourself and your girlfriends to a one-day vacation with a road trip.

Pick a nearby landmark, a museum, or an interesting new coffee shop, and hit the road with your favorite playlist blaring. Or, just get in the car, pick a direction, and start driving. Who knows where you’ll end up?

23. Take a fitness class together

Why not meet up with the girls while getting fitter? One of the best girls day ideas is to get your sportswear on and head to a class together. 

There are plenty of options out there. You may want to attend a yoga class together, go to a Pilates class, or even join a sports team. Think about what type of activity you all enjoy and give it a go. 

24. Host a cocktail-making session

Do you love tasty, classy cocktails? If the answer is yes, why not host a cocktail-making session with your best friends? It’s one of the most creative girls day ideas out there. 

Invite your friends over for an evening and ask each of them to bring ingredients for a cocktail. Take turns whipping up delicious cocktails and sharing them with the group. 

Expert tip: Spending time with your girls helps you bond

Ideas for a girls day out aren’t simply about having a good time. When you spend quality time with your best friends, you have a chance to bond. Research suggests that strong female friendships can improve your mental and physical well-being. 

While you, like me, may have a busy schedule, it’s important to make time for your best friends. I prioritize planning days out and time together, because it helps me create stronger long-term connections! 

What is a good girls day?

There are plenty of ways to have a good day with your girlfriends. Whether you have a movie marathon, give each other manicures and pedicures, head to the farmer’s market, or go wine tasting at local wineries, there’s a whole host of options out there. 

How do you plan a girls outing?

Planning a girls outing can be a fun way to bond. It takes a level of creativity to create a plan that works. First things first, you need to choose the activity and the destination. 

Think about what your best friends like first.

For example, if they are music lovers, you could catch a concert. If they enjoy dining, you can get desserts or snacks at a cafe. 

When you have decided where to go, planning your next girls day should be easy. Make sure everyone is free, set a date in the calendar, and then meet up with your gal pals.

What are some creative girls day out ideas?

If you fancy getting creative, you might want to try something different. You can have a paint party and create your own murals. Think about how you can unlock your inner creativity when looking at girls day out ideas.

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If you’ve enjoyed this article on girls day out ideas, check out this related content:

• 40 Fun Things To Do For Free With Friends
• 20 Inexpensive Gifts For The Woman Who Has Everything!
• 20 Inexpensive Thank You Gift Ideas For Any Budget
• How To Set Boundaries In Friendships
• Growing Apart From Friends On Your Financial Journey: How to Deal

Leverage these ideas for girls day out without breaking the bank!

Sometimes, you just need to spend a few days out with the girls. Surprisingly, you don’t need to break the bank to enjoy a day of fun with your girlfriends.

There are also plenty of ideas for fun things to do for free with friends! You can take this a step further for your budget by finding other ways to save and earn, as well, such as the best money-making apps and knowing how to ask for a discount!

The post 24 Fun And Inexpensive Girls Day Out Ideas appeared first on Clever Girl Finance.

The words “frugal” and “thrifty” come loaded with quite a bit of baggage. A lot of people have strong feelings for or against those terms, but both can offer a lot to improve your lifestyle. Have you ever thought about what being frugal and thrifty really means and how they might differ? Let’s discuss this in more detail!

If you look up both frugal and thrifty in the Merriam-Webster dictionary, you’ll find that they’re pretty close in meaning. Their definitions are as follows:

Frugal: Characterized by or reflecting economy in the use of resources.

Thrifty: Given to or marked by economy and good management.

So you can see that “economy”, or “being economical” is a primary focus of being frugal and thrifty. Both frugal people and thrifty people don’t like to spend money if it’s not necessary. 

However, for a lot of people, we tend to associate certain behaviors with being frugal and thrifty. You might believe frugality is living stingy or that someone who’s thrifty would never splurge on something just for fun. 

As an overall framework for comparing the two personalities, let’s say that “frugal” is more about getting the best value or deal for your money, while “thrifty” involves utilizing what you have.

That said, there’s a lot more to it, but that’s a good place to start. 

What does being frugal vs. being thrifty mean?

While thrifty and frugal aren’t terribly different (both have the goal of saving money), frugal and thrifty people may go about saving money in different ways.

Being frugal

For a lot of people, the art of being frugal means developing a mindset. To me, the word “frugal” has no negative connotations — in fact, it actually brings freedom from guilt because it means I’m mindfully deciding how to spend my money. 

Being frugal means determining what matters the most to you and being willing to spend more money to receive the most value. However, the flip side is that you try to minimize your spending on things that don’t matter. 

Living a frugal lifestyle doesn’t have to mean you never spend any money! You can be a frugal person on a $30,000 income or a six-figure salary. Being frugal largely comes down to how you prioritize spending. 

Being thrifty

I like to think of being thrifty as the ability and desire to make the most of what you already own. You might be someone who is crafty and can find creative uses for old items. Maybe you’ve learned how to stop buying clothes by shopping your closet first rather than hitting Amazon. 

When it comes to being frugal and thrifty, people often believe “thrifty” is closer to “stingy” or “cheap.” But being thrifty is really just another way of being frugal. 

Examples of being frugal and thrifty

One one hand we’re examining frugality from the lens of prioritizing yourself and your spending and sometimes paying more for a better value. On the other hand we are examining thrifty as “using what you have” before buying more.

That said, let’s take a look at some examples of how to live frugal and thrifty because, you can absolutely do both!

5 Ways to be more frugal with your finances

When it comes to being more frugal with your finances to make the most of your time and money, here are some key ideas:

1. Create a budget to prioritize spending

One of my favorite examples of living frugally is creating a budget by paycheck to follow. Budgets get a negative reputation at times, but they don’t have to be restrictive. 

When you use a budget, you’re telling your money where to go each and every month. A frugal person wants to know how much money they’re making and how much they’re spending on each category. Budgets work well for being frugal and thrifty.

Whether you focus on the advantages of zero based budgeting, the 50-30-20 rule, or another budgeting tactic, the key is awareness and focus. A frugal person can analyze their budget at the end of each month and decide where to cut expenses and where to dial up their spending. 

The fantastic thing about a budget is that it can give you permission to spend your money on what you love. As you meet your financial obligations, like paying your bills (including knowing the best way to get out of debt), you may also find you have room in the budget for luxuries. 

2. Do your research to get the best value

Here’s another common trait associated with frugal people: they tend to do a bit of research before buying. If you’re living frugally, you probably consider bigger expenses by doing price comparisons, checking multiple retailers, and reading customer reviews. 

When you’re being frugal, you don’t want to just spend money willy-nilly. You look up product reviews to find out whether that new treadmill will last for years or sputter to a halt in six months. You don’t want to start overspending, but you’re okay with paying more for a high-quality item instead of a junky one that will break instantly. 

Being frugal and thrifty may be fairly similar, but when I think of a frugal person, I think of someone who spends more sometimes. And that’s perfectly okay!

3. Know what matters to you and when to spend on it

Another characteristic associated with being frugal is an awareness of your priorities. Frugal people know when spending more money will yield a better experience, but they also know when to go the cheapest route. 

As financial educator Ramit Sethi explains in his I Will Teach You To Be Rich materials, you can turn up your spending in some areas while reducing spending in other areas. This usually has to fit within your budget, of course, but the beauty of it is that you are in control. You get to say what matters and what doesn’t. 

For example, if clothes don’t matter much to you, don’t bother spending more on designer brands. If you like to travel, then pour more of your budget into your next trip instead of on something that won’t bring you joy. 

If you’re living frugally, you may find you’re not sacrificing your needs and wants. Instead of a lack of contentment, you’ll find joy by refusing to spend money on what you don’t want.

4. Focus on the value of time as well as money

A key difference between being frugal and thrifty regarding time and money is that frugal people often value their time even more than their money. 

Living in frugal way centers on money, but frugal people can also recognize when spending money might be worth it to recapture time. This is the magic of outsourcing. It’s not free, but it can be worth much more than the expense for the time you get back. 

I’m not saying you should hire someone to handle all domestic skills from cooking to laundry, but if there’s one that’s taking up too much time, think it over. Could you use your time in a better way? Is it worth spending some cash?

Outsourcing is also a great tactic if you’re setting goals for a small business. You’ll need time to devote to building and growing it, so you might hire a virtual assistant to handle some of the administrative load. Or pay for childcare, especially if you’re creating a side hustle outside of your full-time job. 

5. Look at the long-term

Being frugal could mean you think more about the long-term consequences of your money choices. Not that a thrifty person doesn’t, but sometimes people adopt a frugal lifestyle in service of a larger goal. 

For example, people can choose to live more frugally in order to invest for an early retirement. That level of frugality may not continue after retirement, but it can help them get there. 

A frugal mindset could also mean spending money in order to reach higher earning potential (i.e., getting a degree for a better career). It’s not always the cheapest option today that holds the greatest long-term benefits.

6 Tips to be more thrifty with your finances

Now let’s get into how to maximize the use of the things you already have and spend your dollars in a way that allows you to repeat repurposing what you own!

1. Reuse items as much as possible

One of the first things that comes to my mind for thriftiness is reusing everything you can. When you’re living thrifty, you aim not to throw things away without trying to use them again. 

Those Depression-era values come to mind again: people learned to use up what they had, reuse items like clothing over and over, and not buy unless absolutely necessary. Although some items have their limits, it’s a great tactic to try. 

Next time you’re thinking of replacing an older item with a newer model, consider how necessary it is. Could you keep using your old blender for another year? Wear the same dress to multiple weddings? Save food packaging for other uses? 

Not only is reusing easier on your wallet, but it’s also much gentler on the planet. Reusing whatever you can helps you with how to live sustainably instead of being wasteful. 

2. Repurpose what you already own

A skill that goes hand-in-hand with reusing is the art of repurposing. A big part of being thrifty is using what you have, and often if something has outgrown its initial purpose, you can find a new purpose. 

For example, the blog SixDollarFamily suggests ways of repurposing old clothes you no longer wear. You might:

• Create reusable fabric softener sheets
• Turn them into cleaning rags
• Make an upcycled scarf
• Cut jeans into a DIY dog rope toy

Even if you don’t think you’re a creative person, the possibilities for repurposing are a lot of fun. Just search online for ways to repurpose whatever you have, and the internet will reward you with oodles of suggestions. 

3. Secondhand shop

I definitely associate secondhand shopping with thriftiness. After all, we don’t call them thrift stores for nothing! 

Whether you see this as being frugal or thrifty, shopping at thrift stores is a way to live a luxurious lifestyle on a budget.

Although you want to avoid overbuying just because items are cheaper, overall, it’s less expensive to buy secondhand than retail. 

You can get a ton of things at a bargain and give items a new life. Whether you love purchasing a pre-owned designer handbag, picking up kids’ sports equipment secondhand, or always buying used vehicles, these are all great examples of thriftiness. 

The flip side of secondhand shopping: it could lead you to find the best items to resell for extra cash! Some thrifty folks shop at consignment stores, where not only can they buy things for less, but they can also sell their own items. 

4. Enjoy the thrill of a deal

One of the hallmarks of thrifty people is that they tend to love a great deal. You might enjoy perusing the best coupon websites, checking out the dollar aisle at your favorite store, or visiting garage sales on the weekend. 

Getting something for less than its original value is always exciting. The thing thrifty people may want to watch out for is being blinded by the so-called discount. If you’re buying things only because the tag says they’re 50% off, not because you need them, that could be a problem. 

I love saving money, but I do catch myself sometimes, about to fork over my money for a “great deal” that I don’t even want.

A good example of how to be thrifty and smart is to use coupon websites but avoid buying items you wouldn’t normally buy. Be sure you’re getting good value. 

5. Maximize your budget

As a thrifty person, you work to maximize your budget, whether in terms of the cheapest grocery list, housing, entertainment, or other costs. This may involve figuring out what you can do without and then shopping mindfully. 

When being thrifty, you’re aware of your income and your expenses. That enables you to make wise choices about how to spend any extra money after bills are paid. 

6. Spend time to save money

Thriftiness often means taking time to clip coupons, repurpose your old things, and handle all of your home and work tasks yourself. For thrifty people on a bare bones budget, cost may be the most important factor. 

Being thrifty might look like putting a lot of time in to save as much money as possible. This can be great if you enjoy all of those tasks, but it can get tedious in the long term. 

Expert tip: Being frugal or thrifty means nurturing a good money mindset

Although many people consider being frugal and thrifty to be two sides of the same coin, one term or the other might bring up feelings of embarrassment or a cycle of shame. 

If you have a money mindset that thinks of frugal or thrifty as “stingy” or unable to spend money at all, it’s time to rethink that perspective.

Both frugality and thriftiness are positive qualities that can help you reach your financial goals. 

How can you use being frugal or thrifty to reach your financial goals?

Knowing how to be frugal or thrifty is good, but knowing how to use this knowledge for your finances is great. Here are some ideas to help you get started:

Define which method you prefer: Being frugal or being thrifty

There’s not a very clear difference between someone who is frugal and someone who is thrifty, to be honest. Depending on how you interpret the terms, you might prefer one over the other. 

I’ve focused on “frugal” as being about setting priorities for your money and a willingness to spend more for better value. Then “thrifty” is maximizing what you already have and perhaps spending as little as possible. 

Decide if being frugal or thrifty aligns with your personality better. Maybe you’ll even adopt both. Neither “frugal” nor “thrifty” is inherently better since both philosophies could guide you to your own financial goals. 

Know why you want to save money and make it a habit

When you’re figuring out how to apply ideas of frugality and thriftiness to your finances, you should consider your reasoning.

Why do you want to be frugal or thrifty? Is it born of a financial need or a desire to “win” the game of finances? Are you aiming for an aggressive savings plan? 

If you’re living paycheck to paycheck and therefore have to be thrifty or frugal to survive, that’s useful to know. Understanding why you are behaving a certain way with your money can make all the difference.

In addition, once you understand why you are being frugal or thrifty, make sure that you make it part of your daily life. Forming frugal and thrifty habits like repurposing items or being conscious of your spending can help you make real changes.

Are thrifty and frugal the same thing?

Frugal and thrifty can be very similar things. But for many people, thrifty means using up what you have, while frugal means spending money to get the best.

In other words, a thrifty person may avoid spending money unless it’s a clear “deal,” always wanting to save. But a frugal person often is thought to consider life priorities when spending money and may be willing to pay more for the best (or longest-lasting) value.

How can you be frugal and thrifty?

There are plenty of ways you can be frugal and thrifty every day, but you should focus on how to save and get the most value from your money.

You might make a budget each month and stick to your maximum spending for each category. Or maybe you’ll start walking to work to save on gas. Being frugal and thrifty might mean going on a shopping ban for a while and repurposing items in the meantime. 

However you choose to be frugal and thrifty, be sure it matches your financial goals. Remember that sometimes being frugal means forgoing fun things temporarily in order to save for short term savings goals. 

What is a thrifty person like?

When I picture a thrifty person in my mind, it’s someone much like my grandparents, who gained frugal living tips from the Great Depression. My paternal grandmother, for example, always saved wrapping paper to fold up nicely (for reuse) after opening holiday gifts—so thrifty!

In general, a thrifty person might be someone who hates to waste anything. When it comes to spending decisions, the bottom line is often the most important factor. 

In this way, being thrifty might mean having a scarcity mindset. If you view the world as having limited funds, you might be afraid to spend money. But thriftiness also has a lot of positive qualities.

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Being frugal and thrifty are both good ways to save money!

Being frugal and thrifty may be pretty similar terms to a lot of us, and that’s okay. In current society, some people have negative feelings about both types of people, especially if they interfere with or judge other people’s money habits. 

Being frugal is an admirable trait, though—and so is being thrifty! You can make the most of the items you already have and avoid lifestyle inflation while also managing your money well to be able to spend on what matters most.

Next time anyone uses either “frugal” or “thrifty” in a negative way, you can share the positives that come from a money-conscious type of lifestyle!

The post How To Be Frugal And Thrifty: Differences And Why It Matters appeared first on Clever Girl Finance.

When it comes to food, frozen sometimes gets a bad rap. But healthy frozen meals are not only achievable, they’re easy to make! In fact, they provide a convenient and affordable way for families to have a better diet quality. 

Don’t worry, you don’t have to compromise taste. There are so many choices for simple freezer meals, you’ll have many opportunities to find something you like. Let’s get to it. 

14 Healthy frozen meals to try

In this list, we’ll give you some easy recipes to try because making your own food is still the best way to meet your dietary needs and taste preferences, whether you intend to freeze them or not. But since we recognize that not everyone has the skill, or maybe you even think, “I hate cooking!” we have some ready-to-heat options as well.

1. Freezer bag chicken fajita stir-fry

Get the chicken fajita stir-fry recipe courtesy of the Food Network Kitchen. It’s easy to prepare. You may also add other ingredients, like chili flakes or mushrooms, according to your taste. 

It makes for an easy weeknight meal as well. To have enough for easy freezer meals, simply double the recipe. Freeze the leftovers, and voila, you’ve made dinner for two nights.

2. Stamp-of-approval spaghetti sauce

This spaghetti sauce recipe from Taste of Home is easy to make and has received lots of praise for its flavor. It’s truly one of those classic freezer meals. This recipe can be frozen for up to three months. But surely you’d have eaten it by then. 

As always, add ingredients as you like and tweak the recipe to your taste. You can also try swapping the ground beef with other proteins, such as ground turkey. Serve it with spaghetti, as a sauce for lasagna, or eat it with salad.

3. Freezer bag chicken primavera

With little prep time, this chicken primavera recipe from the Food Network kitchen gives you a flavorful chicken and vegetable meal. It’s another easy freeze recipe you can try out without spending a ton of time cooking.

Simply follow the directions for prep, freezing, and thawing. Although it calls to pair it with a baguette, you can also serve it with pasta or rice. 

4. Golden butternut squash and chickpea curry

If you’re looking for a sweet and savory flavor, try this butternut squash and chickpea curry from the Full Helping. It’s one of the best healthy frozen meals that is easy to make ahead.

The instructions say it can be frozen for up to six weeks. The recipe also offers many ideas to play with the ingredients. So you can substitute, swap, or add in different vegetables. Go try it, it’s one of the best frugal meals.

5. Easy homemade lasagna

Try this freezable and easy-to-make homemade lasagna for the ultimate comfort food anytime you want it. A combination of pasta, cheese, bubbly tomato sauce, what else can you ask for?

You’ll love this recipe from the Happy Money Saver. Visit her website for the step-by-step process with photos.

6. Freezer meatballs recipe

Meatballs are always a favorite with kids and adults alike. You can eat them on a sandwich, serve them with pasta sauce, or just by themselves.

For an alternative to store-bought, try this easy freezer meatballs recipe from The Forked Spoon. It’s another delicious recipe and you can make the meatballs and freeze them raw until you’re ready to eat them. Or cook them first and then freeze them. 

7. Darn good chili recipe

I’m always looking for a good chili recipe, so I’m excited for this one from Tasty. More so because I can just toss all the ingredients in the crock pot. Who doesn’t love crock pot cooking with only 15 minutes of prep time! 

Like all the recipes mentioned in this article, you can freeze this recipe either cooked or raw. Mix all raw ingredients in a freezer-safe bag. Freeze. Then, thaw and cook the meal in a crock pot. Make sure to label the bag with the appropriate cooking time. 

8. Life-changing Instant Pot beef stew

Do you like having a comforting and hearty stew on chilly fall and winter days? Then, you’ll love this beef stew recipe from Pinch of Yum.

Plus, you can make the stew in an Instant Pot or slow cooker. It doesn’t get any better than that. 

You could freeze this stew before or after it cooks. Follow the instructions for the freezer meal version. If you’re freezing leftovers, store them in a freezer-safe container or bag, and it should keep for up to six months. 

9. Creamy homemade chicken noodle soup

Soups are versatile meals you can have as a snack, lunch, or light dinner. You can also pair it with a sandwich or a salad for a hearty meal. With this homemade chicken noodle soup recipe courtesy of Tastes Better From Scratch, you can have tasty and filling healthy frozen meals in a pinch. 

Make sure to use full-fat ingredients if you’re making the recipe to freeze so your soup retains its consistency. You can leave the noodles out or cook them a little firmer.

When stored in an airtight container, the meal should keep for up to six months.

10. Amy’s Kitchen Pad Thai

Pad Thai is one of those meals that are easy to make but, at the same time, easy to mess up. Boil the noodles too long, and you’ll end up with a mushy pad thai. You have to be careful not to overcook the veggies as well. 

That’s why Amy’s Kitchen Pad Thai is a great alternative when you have a craving for the dish but don’t have the time to cook. Amy’s Kitchen offers over 250 vegetarian-friendly frozen meals, many of which are gluten-free and made from organic ingredients.

11. Tortilla crusted fish

If you love a good seafood dish but don’t have the kitchen skills to attempt making frozen meals using fish, try the Tortilla Crusted Fish by Lean Cuisine.

The package contains tortilla-crusted Alaskan Pollock with a mix of corn, poblano peppers, and rice in sour cream sauce. The product has received many great reviews, and it’s an easy, affordable way to add fish to your diet. 

12. Chicken tikka masala with basmati rice

Saffron Road is a company known for making tasty and healthy frozen meals free of GMOs, artificial ingredients, and hormones. Many of their frozen products are also vegan, vegetarian, and certified halal.

So the next time you’re out frugal grocery shopping, pick up a Chicken Tikka Masala With Basmati Rice and try it for yourself.

13. Korean-inspired beef

Healthy Choice is one of the most affordable brands producing healthy frozen meals. Even though prices can vary depending on where you live, most of their items cost between $3 to $5 per serving. 

The company also specializes in making frozen products that are free of artificial ingredients. One of their best-reviewed items is this spicy treat, the Korean-Inspired Beef bowl. 

14. Lightly breaded chicken breast chunks

Having kids in your house means having chicken nuggets in your freezer. Because no matter what healthy, elaborate meals you put in front of your kids, they’ll ask for chicken nuggets at least one night a week.

Anyway, serve them the Just Bare Lightly Breaded Chicken Nuggets with a side of carrots, celery, or steamed broccoli and call it a day. You can get this brand from Costco, and they’re known for making frozen products with no preservatives and no artificial ingredients. 

Expert tip: Start small when making frozen meals

In your first attempt to make frozen healthy meals, start small. Your first try could be doubling your family’s favorite pasta sauce or soup recipe for dinner and freezing half for another night. 

Learn what works best for your family lifestyle and taste preferences. Maybe you like having pasta meals once a week, so you’ll know to always have sauces in the freezer.

Once you get the hang of putting together easy freezer meals, you may work up to batch cooking several recipes in one afternoon.

Benefits of buying or making easy freezer meals

There are many benefits to making healthy frozen meals at home, including easier prep time for busy days and a longer shelf life by putting food in the freezer.

It’s also an easy and affordable way to include items from every food group in your cooking. Frozen meals are a great alternative to fast food for busy families and new moms.

Additionally, frozen food also helps reduce waste and helps you if you’re trying out a money saving challenge. If you’re throwing out uneaten fruits and vegetables regularly, consider buying frozen fruits and vegetables.

At times, they have more vitamins and minerals because freezing preserves nutrients, and they’re picked and frozen within hours to lock in all the nutrients and flavor. 

How to make healthy frozen meals at home

Below are some tips on making and preparing simple freezer meals for those busy days when you don’t have the time or the energy to cook. 

Include healthy frozen meals in your meal plan

It’s easier to make frozen healthy meals at home if they’re already part of your budget meal planning. This way, you can get your grocery shopping on a budget done in one go. Meal planning also allows you to schedule batch cooking or meal prepping. 

Following a meal plan also makes it easier for you to make your favorite healthy frozen meals. Simply double or triple the recipe, eat a portion for dinner that day and store the rest.

Lastly, check your freezer before you create a monthly meal planner to make sure you eat what you have. The Food and Drug Administration says food is safe to keep indefinitely at 0℉, but quality decreases the longer it’s in the freezer.

Pick the right recipe

Unfortunately, some recipes can’t withstand freezing and defrosting and retain their flavor.

For instance, pastries or creamy sauces don’t make easy freezer meals. 

So, try lasagna, hearty soups, stews, casseroles, chilis, sauces, and burgers instead. Cookies, muffins, and slices of bread can be easily frozen as well. The recipes don’t have to be complicated either, choose ones with little prep time. 

Store frozen healthy meals using the right supplies

When making freezer meals at home, it’s important that you have the right supplies to store them. Otherwise, it would be a waste if the food gets freezer burnt and doesn’t retain its flavor and nutrients. 

For this, you’ll need heavy-duty aluminum foil, thick freezer bags, and foil baking pans. You can also look for freezer-safe metal or glass baking pans and reusable freezer bags if you’re interested in how to live sustainably and want to create less waste. 

In addition, get masking tape and a marker or pen to label your jars and freezer bags. Don’t rely on your memory, it could and will fail you. Write the name of the dish, the date of preparation, and any reheating instructions if needed.

Schedule meal prepping

Meal prepping means organizing your food to make it easier for you to have food at home, readily available. It could involve chopping vegetables, batch cooking, or putting together simple freezer meals.

Scheduling meal prepping on a Saturday or Sunday afternoon can save you time on busy weeknights. Not to mention that it helps you save money on your grocery bill.

With a little bit of time, planning, and preparing your menu for the week, you minimize waste and eat healthier too. Make meal prepping part of your daily routine schedule!

Make sure you have all the ingredients

Whether you’re batch cooking or putting together raw ingredients for healthy frozen meals, make sure you have everything you need before you start. You also don’t want to freeze recipes with missing ingredients.

It won’t really help you in the future to be running to the grocery store in order to make your freezer meal. That’s why it’s best to create a meal plan before you go grocery shopping.

What to look for when buying ready-made frozen healthy meals

Not all frozen foods are created equal, but there are a lot of healthy options available now. So, here are some guidelines you can use when shopping in the frozen food aisle.

Choose nutritious packaged meals

When buying frozen meals, check the nutrition facts labels. Preferably, look for healthy frozen meals that have adequate nutritional value.

Choose meals with lower saturated fat and higher fiber, vitamin, and mineral content. Avoid those that have added sugars, sauces, and salt. 

Remember to consider the serving size as well. If the entire package is equal to two servings, it means you’re actually eating double the salt, sugar, and saturated fats listed.

Go with less sodium

Sodium generally adds flavor and improves the texture of our foods. It’s also used as a preservative. That’s why it’s present in packaged and prepared foods like canned soups and frozen meals. 

But most people can benefit from less sodium in their diets. The American Heart Association states reducing sodium intake by just 1,000 mg per day can significantly improve blood pressure and heart health. Hence, it’s best to choose products with the lowest amount of sodium you can find.

Check the ingredients list

Most of us have jam-packed schedules that don’t leave much time for cooking. But we also want the cheapest meals that are also healthy. The good news is there are many food companies stepping up to the plate. 

Many are coming up with frozen healthy meals with fresh ingredients and less sodium. So, make sure to compare the Nutrition Facts label and check the ingredients list of the products you buy.

What are the healthiest frozen dinners to eat?

The healthiest frozen dinners to eat are the ones you make at home. When you make your own food, you have complete control over what goes into it.

You can use fresh ingredients and put less sugar or salt than what the recipe calls for. You can also add more veggies or even substitute rice and pasta with whole wheat options.

However, as mentioned there are frozen meal products prepared with organic ingredients and less sodium. You can also find meals specifically for people with diabetes or additional dietary needs, like vegan or gluten-free. 

So, you can still find healthy alternatives to cooking at home. Just make sure you read the ingredients list and understand the nutrition label.

Is there such a thing as healthy frozen food?

Yes, fortunately, there is such a thing as healthy frozen food, as many food companies are responding to consumer preferences. You can find frozen products at the grocery store made with organic ingredients and less saturated fats and sodium. 

Not to mention, you can ensure you’re living a healthy lifestyle with what you eat by making your own at home with the ingredients that you choose.

What foods are easiest to freeze?

The foods that are easiest to freeze include meats, seafood, fruits, and vegetables, which can all be kept in the freezer for long periods. You can also freeze cooked rice, corn, quinoa, and beans.

Additionally, you can preserve fresh herbs by putting them in ice cube trays with some water. Once frozen, store the herbs in a freezer-safe bag, and they’ll be good to use for a year. 

Articles related to healthy frozen meals

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• 25 Of The Best Cheapest Meals
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• Living A Healthy Lifestyle On A Budget
• 35 Delicious Frugal Meals For Every Food Category

Simplify your dinners with healthy frozen meals!

Deciding what to make for dinner every day can be tiresome, let alone making meals after a full day of work and wrangling kids.

But a little bit of meal planning and prepping means you can still eat affordably and healthily even when you don’t have the time and energy to cook. Start living consciously and saving more, and improve your dinner options with easy freezer meals! 

The post 14 Easy And Healthy Frozen Meals appeared first on Clever Girl Finance.

In times when the price of food seems out of control, it can be tough to buy all of the groceries you need. If you’re finding the price of groceries hard to handle, you need to go shopping with a strategy. Think ahead about what to buy at the grocery store to maximize your budget. Let’s get into some great ideas!

Prepare and make a list of what to buy at the grocery store

Instead of getting to the checkout line and discovering you don’t have the money to cover what’s in your cart, use these planning tips for the supermarket. A bit of time and preparation can ensure you make the most of your funds. 

One way to prepare is to make a grocery list. The most list-averse person may still want to start the habit of making grocery lists. With inflation making overall food costs higher with each passing year, everyone could stand to save on their meals. 

In addition, there are other ways to prepare for grocery shopping, including using tools like apps and making a meal plan. Here’s how to get ready for a grocery shopping trip.

Create meal plans to help make your grocery list

You can use budget meal planning to build your grocery list and spend more intentionally. There are even free online meal planners to follow, or you can just brainstorm your household’s top meals each week. 

When I’m meal planning, I like to be efficient. So I check my pantry, fridge, and freezer first to see what I have to use up. Then I look at grocery store sale flyers to help me pick items that are on sale. 

Focus on staples good for multiple dishes

As you make your meal plan and grocery list, think about the staple items—ingredients you can use more than once.

For example, Shape magazine suggests staples like peanut butter, frozen produce, and canned beans to keep in the house all the time. 

Pasta, rice, oats, flour, and similar items can form the base of many dishes. What you deem a staple depends on your family’s diet, too, so think of the most common meals you eat. Then, make a grocery list that utilizes similar ingredients. 

Focusing on food staples can also save you time!

For example, if you’re using ground beef for your famous tacos one night, you might cook extra meat at the same time to use in a casserole the next night.

Use tools to simplify grocery shopping

Don’t be afraid to try a new app or tool that can simplify your grocery shopping on a budget. When you need to know what to buy at the grocery store, technology can help!

Check out supermarket websites

Your supermarket’s website is a free tool that can help you make the cheapest grocery list. Many grocery stores like Kroger, Meijer, and Walmart enable online shopping, which is useful in a ton of ways. 

Shopping online helps you to stick to your list since you’re not wasting time strolling around the store and seeing surprise items. It allows you to pick up groceries conveniently (or have them delivered). Plus, you can save your “favorites” online for quick and easy shopping. 

Use grocery shopping apps

When you need to know what to buy at the grocery store, grocery shopping apps can save a lot of hassle. Using an app like Ibotta or even Mealime could help you save money and time at the supermarket. 

Some apps help you locate the best coupons, or you might price-compare different stores. Some apps provide you with discounts to specific retailers.

Think about what you need the most and search for the best free grocery apps (and also the best coupon websites). 

Time your grocery shopping carefully

Remember how key timing can be in saving money.

In addition to knowing what to buy at the grocery store, you need to know when to go. 

This can be as simple as visiting the store on their sale days. You can also probably save money by not shopping when you’re hungry, which could lead to more costly impulse spending. 

How to find the best foods to buy at the grocery store

When it comes to grocery shopping for the best food on a budget—maybe even a bare bones budget—a few basic habits can save you tons of money and time. Here are some general guidelines to save money and still eat well. 

1. Start with generic or store brands

If I had a mantra for grocery shopping, it would be to try store brands or generics first. With so many generic options available on supermarket shelves, why not try these versions that can cost significantly less? 

According to CNET, store brands could save you about 40% on average versus name brands. Some won’t save you quite that much, but the bottom line is that you’re almost guaranteed to save money on store brands. 

Yes, some store brands don’t taste exactly the same as their name-brand counterparts, but chances are you can get fairly close. Give them a try, and you might be pleasantly surprised!

2. Shop at multiple stores to get the best deals on all food

If you have the time, try multiple stores so you can take advantage of each store’s best prices. This is when it’s handy to look at those paper mailers announcing weekly sales. You can buy your meats at one place while you stock up on nonperishable snacks at a different store. 

If store-hopping isn’t possible, you can just stick to the store where you normally find the best grocery prices. Discount retailers like Aldi can save you money on pretty much everything, meaning you don’t need to coupon-clip or drive to different supermarkets. 

3. Avoid prepared foods

Here’s another cardinal rule: you’ll almost always save money buying raw ingredients instead of ready-to-eat foods, and it’s sometimes a healthier option. Sometimes it’s unavoidable to get something from your grocer’s prepared foods section, but whenever possible, steer clear. 

You can probably chop your own vegetables and assemble your own one-pot meals rather than buying stuff already in various states of readiness. Even if you’re thinking, “I hate cooking!” that doesn’t mean you can’t save some cash by doing simple food prep yourself. 

Stock up monthly or bi-weekly on these groceries to maximize your budget

Think about how often you need to replenish certain grocery items. Here are a few that you can likely buy on a monthly or bi-weekly basis. Use this monthly meal planner for additional guidance.

Frozen foods

Frozen foods are good to stock up on, perhaps every two weeks or even once a month. Of course, you’ll need freezer space to store frozen vegetables, meat, and other items, but if you can, buy those less frequently to save money per unit.

Plus, you can make some of the cheapest meals with lots of these ingredients. 

Boxed pantry staples

Those items you buy in a bag or box that go in the pantry? If you’re able to, buy enough for at least two weeks at a time so you have them ready. Cereals, baking staples like flour, and uncooked beans or pasta will last a long time. 

Plus, you can save money by cooking easy meals at home instead of ordering takeout. 

Canned foods

Much like boxed foods, you can buy canned foods on a monthly or bi-weekly basis. Of course, this is tough to do if you’re living paycheck to paycheck, but in the long run, it can save you money. 

Buy these foods weekly for your meal plan

In your plans for what to buy at the grocery store, these are the foods you’ll most likely need to pick up at least once a week. 

Fresh fruits and vegetables

Of course, fresh produce is something that you’ll want to buy more frequently.

Whether you go to your farmer’s market or the supermarket, be ready to buy what your family eats each week. 

Some fruits and vegetables are cheaper than others and still healthy, such as bananas, apples, and potatoes.

Dairy or dairy substitutes

For those who love cheese, yogurt, and other dairy products (that’s me!), you’ll need to pick these up fairly often. Include your favorite dairy items in your weekly shopping list to ensure things don’t go bad.  

Eggs and meat

Similar to dairy products, eggs and meat might land on your list of items to replenish weekly. This is especially true if you prefer to cook everything fresh. Eggs and meat, as well as other refrigerated items, can be a weekly purchase. 

But remember that meats can also be a great ingredient to pick up on sale and freeze extra portions for later use, especially if you’re trying to make frugal meals for families! 

Keep certain ingredients on your “as-needed” list

Besides your monthly and weekly grocery needs, there are bound to be a few surprise grocery items that pop up in between trips. Meal planning and making a list don’t have to mean you get rid of those last-minute trips altogether. 

Other items like olive oil or salad dressing might only run out occasionally, so try to set aside a little money when you budget by paycheck for miscellaneous groceries.

Snack foods and soft drinks might also fall into the category of things you buy only when and if you can spare the money. 

Basic list of what to buy at the grocery store

As a starting point to help ensure you won’t miss any essential ingredients, you can use this general list. Tweak it to suit your family’s favorites, and add whatever you need to this basic grocery list.

• Dried beans/lentils
• Pasta and rice
• Bread, tortillas, baked goods
• Milk
• Eggs
• Cheese
• Yogurt
• Meat and seafood
• Cereal or oatmeal
• Soup
• Canned beans 
• Canned vegetables
• Frozen fruits and vegetables
• Fresh fruits and vegetables
• Tea or coffee
• Oils like olive or canola
• Condiments like ketchup, mustard, barbecue sauce
• Peanut butter
• Nuts and seeds
• Treats

Of course, your list will depend on your dietary needs and preferences, but this should give you a solid base of groceries.

Expert tip: Always plan your meals ahead

Even if supermarket prices have been a source of financial strain, you can use planning and shopping strategies to save money. Paying attention to what to buy at the grocery store will help you maximize your budget without sacrificing more than you can handle. 

I find that a lot of what it comes down to is planning ahead. By planning most meals and sticking to a frugal grocery list, I can stretch my grocery budget as far as possible.
Being savvy about when and where we shop, as well as buying store brands, will also help.

What groceries do people buy the most?

Staple items seem to be the groceries people buy the most. According to Instacart, the number-one grocery item purchased in the U.S. and Canada for eleven years with Instacart has been bananas.

Other top American grocery purchases, per How Stuff Works, are bread, packaged meats, peanut butter and jelly, eggs, and milk. 

What foods should be on your grocery list?

When it comes to deciding what foods should be on your grocery list, try to buy items that will help you fill your hunger, first and foremost. Here’s a quick basic list:

• Bread
• Cereal
• Meat
• Seafood
• Pasta
• Rice
• Frozen foods
• Dairy
• Eggs
• Produce
• Canned goods
• Snacks

Pick from the items that suit your diet and start from there. 

How do I make a grocery list for one person?

If I need to make a grocery list for one person, I only need to consider my own diet and favorite meals, and I can end up with money leftover in my budget. Meal planning is important no matter what, though.

Decide whether you’ll buy only what you need for the week or stock up and keep items in the freezer or pantry until needed. If you don’t have a lot of space to store extra groceries, another possibility may be to go shopping with a buddy and split bulk items.

Articles related to what to buy at the grocery store

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• 18 Frugal Grocery Shopping Tips
• 20 Smart Tips For Grocery Shopping On A Budget
• 35 Delicious Frugal Meals For Every Food Category
• 25 Of The Best Cheapest Meals

Understanding what to buy at the grocery store will help you make the most of your budget!

Hitting the grocery store aisles doesn’t have to be a routine you dread.

In fact, you can make a few basic plans for what to buy that will maximize your budget.

When things are tight due to a sudden job loss or inflation, great supermarket strategies can help you stretch your money further and also help you learn how to stop worrying about money. As a bonus, living below your means with grocery shopping can help you achieve financial success!

The post What To Buy At The Grocery Store To Maximize Your Budget  appeared first on Clever Girl Finance.

Let’s talk about grocery shopping on a budget. You can cut lattes and your cable bill, but the one thing you can’t cut from your budget? Food. Food is expensive. Whether you’re a student on a low budget or a parent trying to keep the food bills at bay, we could all use some tips on managing our grocery budget properly so we can save more money.

The average American spends around $7,300 on food each year. And, your grocery spending can eat up anywhere from 14% to 34% of your household income.

That said, grocery shopping on a budget doesn’t mean you have to sacrifice your health. It’s about shopping smarter to make the most out of your monthly grocery budget. It’s also very easy to do if you carve out the time. You’d be surprised at how simple it can be to cut your grocery bill in half!

20 Ways to start grocery shopping on a budget

So what can you do today in order to save money on your next grocery run and minimize impulse purchases?

Here are 20 ways to get more out of your monthly grocery budget. (Be sure to check out our frugal meal plan ideas as well!)

1. Review what you have in your pantry

The easiest way to reduce your grocery bill is to simply buy less food. And no—we’re definitely not suggesting that you let yourself go hungry to save a few bucks.

Instead, give your pantry (and fridge/freezer) a double check so you know what to buy before you head out to the grocery store. Do you really need everything on your list? You may have already written “almond milk” on your grocery list—but turns out you bought in bulk last time and still have another box in your pantry.

Or maybe you wanted to buy beans to make tacos for dinner. But checking your pantry reveals that you already have a few cans of chickpeas on hand—and those will do just fine for tacos, too!

Bottom line: Before you head to the store (or even make your grocery list), take stock of what’s already in your pantry. You may need to buy fewer groceries (and spend less money!) than you thought.

2. Create your grocery budget

If you want to save money on groceries for the long term, then you need to create a budget—and stick to it.

I like to start by figuring out how much I currently spend on groceries. I review credit card statements and receipts from the last 2 to 3 months. Then I’ll ask myself, what is my average amount spent on groceries each month?

If this number is above my target grocery budget, then it’s time to make some changes.

An easy way to redesign your grocery budget is to work backward.

First, decide how much you want to spend on groceries each month. For example, let’s say you’re comfortable spending $250 per month. That equals $62.50 per week.

Next, make your weekly grocery shopping list—and make sure it does not top your weekly budget (in this case, $62.50).

If you tend to lean on credit cards and have a hard time holding yourself to a budget, try going to the grocery with just the $62 in cash. This way, you can be sure that you won’t buy more than you can afford—and you’ll stay true to your ideal grocery budget.

3. Plan your meals

A big part of grocery shopping on a budget is planning your meals. Meal planning is the key to saving money, as well as saving time. Start off small and plan your meals for the entire day.

Once you’ve mastered that, proceed to plan your meals for the entire week, then work up to creating a monthly meal planner. Meal prep is easy, and everybody can do it! Cook your meals in bulk and store them for later in the week. For example, you can plan casseroles, pasta dishes, sandwiches, side dishes and more!

This process not only ensures that you save money by making sure that you’re able to distribute your ingredients over several meals evenly, but it also ensures that you’re able to conveniently heat up your food and eat it immediately.

By the way, there are tons of creative and frugal meals you can try out!

4. Create a grocery list

We often spend more than we need to when we’re shopping for our groceries. We buy more than we can eat, and we often lose track of what we intended to purchase in the first place.

Much like how a to-do list keeps us on track with our tasks, a budget grocery list is imperative to keep us on track with what we must buy.

While it may sound basic, this factor must not be overlooked. How many times have you made a quick trip to the shops to buy one thing, but you end up buying a lot of other items you didn’t really need?

Writing up a quick budget grocery list — or on your phone, if pen and paper are a little too ‘old school’ for you — before leaving for the store will effectively prevent you from buying any unnecessary items as it keeps you on track.

5. Don’t limit yourself to one store

Sales don’t just happen at one store. Every store is different, and each of them is constantly competing to provide consumers with the best prices. Take advantage of this and shop for the best prices.

You’re not constricted to purchasing your groceries at just one store so take the time to scout out the varying prices and follow the cheapest prices. Shopping at different stores is one of the simplest ways to save money on groceries.

6. Shop for store-brand goods

Store-brand items are indisputably cheaper than commercial goods, and usually, I can’t tell the difference, apart from the packaging. This is due to store-brand goods being independently produced and packaged by the store itself. It’s no wonder that they’re cheaper.

While not all foods have a store-brand counterpart, items such as canned foods, condiments, and other processed foods are definitely guaranteed to have store-brand versions.

7. Bargain hunt

A huge part of grocery shopping on a budget is bargain hunting. Sometimes all the planning in the world can be fruitless if that one head of lettuce you need is $6.99.

When you head to the supermarket, take note of what fruits and vegetables are on sale. Most likely, it will be things that are in season and in excess.

If you see something on sale in the shops, make the most of it. Notice that 2 lbs of pumpkin are only $.50? Why not grab a couple? Vegetables can be so diverse and used in so many different recipes.

It might be just pumpkin soup, or you can get creative and make things like pumpkin cornbread, pumpkin beef, black bean chili, or pumpkin cannelloni.

See some cheese, eggs, ground beef, chicken breast or pork chops on sale? These can be stretched across multiple meals in your meal plan.

You might also see an abundance of cabbage or corn. You can preserve these foods and enjoy them at a later time, saving you tons of money down the road.

8. Prioritize your food needs

Defining your needs vs. your wants isn’t just for items you buy. This method can be used when you are making your budget grocery list too. It’s easy to buy up a bunch of random food that we really don’t need just because it sounds tasty.

For instance, do you NEED to buy steak every week, or could you find a cheaper option for dinner? Finding ways to save money on groceries by defining what you truly need can lead to big savings every month.

9. Pay with cash

People tend to spend more money when using credit and debit cards. Paying in cash can help you stick to your monthly grocery budget easier. The cash envelope budgeting system can be a great way to switch from cards to cash.

This is where you have dedicated envelopes to put specified amounts of cash in to pay your bills. For example, you would have an envelope specifically for your groceries for the month. This helps you stick to your budget and prevents overspending.

10. Use store rewards cards

Most grocery stores have a free discount card, points card, or rewards card. These are cards that you can use to earn points and get sale prices and other discounts when you shop.

In many instances, unless you have the store card, you will not be able to get the items you want at the sale price.

That being said, it’s very easy to miss out on receiving the sale discounts. During checkout, items are scanned pretty quickly, and you may not realize it until after you get home and look at your receipt — that’s certainly happened to me many times.

To ensure you always get the discounts, put your points card next to your source of payment. If, for some reason, you were not asked for it, or you forgot to use it, be sure to head over to customer service for a price adjustment.

Keep in mind that you can also use your points card online too. Rewards cards can help you stick with your monthly grocery budget.

11. Sign up for your store emails

In addition to signing up for the store points card or rewards card, be sure to sign up for your store email newsletters. Many times stores will email additional discounts, including printable coupons or free grocery delivery or pick-up offers.

They may also make you aware of sales going on in-store that are based on your shopping habits or things you typically buy or have bought in the past (using information from your points card).

Be careful not to get caught up shopping every store sale you are emailed unless you really need the items and they fit into your monthly grocery budget.

12. Search online for manufacturer coupons

Use coupons! Many of your favorite grocery brands sometimes offer manufacturer coupons on their websites or on coupon sites (like coupons.com or redplum.com) that you can use in-store or online.

Just do a quick Google search before you go grocery shopping to see what you can find. (Here’s our list of best coupon sites!)

13. Buy in bulk

Heading to your local farmer’s market may be your favorite Sunday afternoon activity but it may not be the most friendly on your wallet.

We’re not saying you should stop supporting your local farmers (not at all!). But to trim down your grocery bill, consider buying some of your pantry staples in bulk.

For example, shelf-stable products are great picks to buy in bulk for the following reasons:

1. Buying in bulk means you can score bigger discounts
2. Focusing on non-perishable bulk goods means you can shop once and have enough food to last weeks or even months.

Want to watch your grocery bill shrink? Head to warehouse stores like Costco or BJ’s to stock up on must-haves with a long shelf life, like:

• Flour
• Canned fruits and vegetables
• Canned tuna
• Nuts
• Grains
• Rice and pasta
• Peanut butter (or other nut butters)
• Pasta sauce
• Oatmeal
• Spices & dry seasoning

14. Shop discount grocery stores

If you need to get groceries on a budget, another easy way to reduce your bill at the check-out counter is to stay away from boutique grocery stores.

After all, food is food, right? So head to discount grocery stores like Aldi, Trader Joe’s, Lidl, and Market Basket for your weekly shopping run. These stores often sell grocery staples at just a fraction of the prices you’ll find at fancier shops, like Whole Foods.

So give discount grocery stores a try—your tastebuds won’t be able to tell the difference, but your wallet sure will!

15. Buy generic vs. brand name

We all have some brands we’ve been loyal to for years … but if you want to trim down your grocery budget, it may be time to evaluate your long-standing favored brands.

If you’re skeptical about switching from name-brand groceries to generic, here’s some food for thought: A study from CNET reveals that generic groceries are about 40% cheaper than name brands.

Let’s do some quick math: That means that if your current grocery bill clocks in at $400 per month, switching to generic brands could end up saving you $160 a month or $1,920 per year!

16. Learn how to store your food

It’s important to learn how to store your groceries properly (and safely). And storing your food properly will prevent food from getting spoiled and in turn save your money.

While canned goods, seasonings, and noodles aren’t necessarily a problem when it comes to shelf life, it’s a whole different story when we’re talking about other foods.

Dairy products like milk, cheese, eggs and yogurt are highly perishable and should be refrigerated as soon as you get home. The same applies to salads.

Vegetables and fresh fruits should be replenished every one to two weeks because they don’t last very long, even if they are stored in the fridge.

However, the shelf life of foods can definitely be prolonged by placing them in the correct location of the fridge and freezer.

Make sure that you store all meats in the freezer immediately after you get back from the store. Freezing meats will definitely make them last for weeks so buy them when they’re cheap and don’t be afraid to stock up. The same can be done for bread.

17. Get the store flyer when you walk in

Ever noticed that pile of papers as you walk into your local grocery store? The next time you walk by these, grab one!

You might just find a few cutout coupons in there, and they are a great way to get a summarized view of what’s on sale in the store. This way you can determine what items on your list are discounted.

18. Buy your groceries online

Personally, I think online grocery shopping is a great way to save money because I’m not distracted by yummy smells or product placements; I can simply search for and purchase what I need.

In addition, I have time to think about whether or not I really need the items I have added to my cart because I’m shopping online.

Yes, the delivery fees might be pricey — typical fees are from $10 to $20. However, you can find promotions offering free or low-fee deliveries if you try a new service.

And how many times have you spent much more than the delivery fee in-store after falling into the temptation of buying things that you didn’t plan for?

You may be able to save money on the cost of delivery by opting to pick up your online shopping at the store. You basically place your order online, and then your store provides you with a pickup time to come and get your pre-packed groceries.

Often, the cost of a pickup can be cheaper than delivery by up to 50 or 75%. If online shopping is something you have available to you, you should definitely consider taking advantage of it! Shopping online makes grocery shopping on a budget much easier.

19. Learn how to cook 

It’s not a secret that home-cooked meals are cheaper than eating out at restaurants.  However, the process of cooking may seem daunting for those who aren’t used to it.  Anyone can cook. You just have to start off with simple recipes with simple ingredients.

Cooking at home ensures that you know exactly what you’re putting into your body. Also, if you have bought your ingredients on sale, the cost of your meals will definitely equate to less than what you pay for at restaurants, about $20.37 per meal. Learn a new skill and save money while you’re at it.

20. Use leftovers

One of the easiest ways to save money on groceries is to utilize your leftovers. Repurposing dinner from the night before into lunch or another dinner idea can stretch out your food longer.

For example, if you have beans from the night before, you can use them in another main dish, such as tacos.

Rather than letting food go to waste, get inventive and make more cheap meals. Make a goal to use everything you cook. Check out Pinterest for ideas on how to use your leftovers.

Expert tip: Create a grocery budget you can stick to

Sometimes, it can be a little too easy to get carried away when creating a new budget. Don’t get us wrong—if you’re enthusiastic and motivated about improving your financial health, this is a good thing! But sometimes those moments of inspiration can lead to biting off more than you can chew.

For example, say I currently spend $400 per month on groceries and I want to cut my budget down to $100. That’s quite a big jump! And it may be harder to pull off in a one-month turnaround than I’d think.

For long-term success in learning to shop for groceries on a budget, start small. If your current spending is $400, maybe aim for $300 for this month, $200 for the next month, and $100 for the month after that.

Often, slow-and-steady baby steps help turn big goals into regular habits so you can commit to them for the long term.

How do I start a budget for groceries?

To start shopping for groceries on a budget, there are three key steps to follow.

Step 1: Review the last two to three months of your groceries expenses. How much have you been spending at the grocery store?

Step 2: Determine where you can make cuts. Are you buying more pre-made meals than you need to? Are you making a lot of small, frequent grocery store runs … that amount to a big monthly total?

Step 3: Add some structure to your grocery shopping routine. Decide how often you’ll head to the store—once a week? Twice a week? Give yourself a weekly spending cap on groceries—and stick to it.

By being aware of your spending, trimming the spending fat, and holding yourself accountable to a shopping schedule, you can keep your grocery spending in check.

What is a reasonable amount to budget for groceries?

According to the U.S. Department of Agriculture’s Thrifty Food Plan, the average woman between 20 and 50 years old can expect to spend $55.8 per week on food—or $241.90 per month.

Note that this Thrifty Food Plan considers that ALL snacks and meals are prepared at home. To give yourself some wiggle room for dinners out and coffee runs, you may consider raising your grocery budget to between $250 and $350 per month.

Can I spend just $25 a week on groceries?

While spending just $25 a week on groceries may be a bit limiting for the long term, it is certainly possible.

To drastically reduce your grocery spending, look for low-budget staples that you can turn into many different meals, such as chickpeas, rice, lentils, potatoes, etc.

Also, learn how to get the most out of every piece of food! For example, you can easily get three meals out of a whole chicken: 1) Dinner the first day; 2) Lunch the second day; 3) Homemade soup from the bones and scrapes.

You can save money grocery shopping on a budget!

Cutting your food budget in half is easy. And though I know it requires a little effort and discipline, it doesn’t have to be time consuming and the savings are well worth it!

Finding ways to save money on groceries can help you save towards other goals too. Let’s say you start saving $50 a month on groceries; that’s $600 in just a year!

Learning how to be frugal in all aspects of your finances will help you stop wasting your hard-earned money and bulk up your bank account! Learn how to save even more with our FREE savings challenges bundle!

The post 20 Smart Tips For Grocery Shopping On A Budget appeared first on Clever Girl Finance.

If you’re feeling unorganized, chaotic, and frazzled, we have a 30-day minimalism challenge that may help you change your life! One day at a time, you’ll make small changes that help you realize what’s important in your life and what you can let go of. But before we get into the 30-day minimalist challenge, we’re going to explain what it is first!

What is a 30-day minimalism challenge?

The idea with a 30-day minimalist challenge is that you get rid of something physical, something mental, or a bad habit daily for 30 days. You can do the challenge in any order you choose. There is no right or wrong way to do this challenge, just as there aren’t a certain number of days it takes to form a good habit.

The hope is that by changing your habits slightly each day, you’ll get some clarity in your life, including your physical, mental, and financial life.

Actions for your next 30 days on the 30-day minimalism challenge!

Ready to begin? Here is our 30-day minimalist challenge that will show you how to change your life! Try these things over the next 30 days because less is better!

1. Analyze your daily habits

Before you can live a minimalist life, you need to know where you stand. How close (or far) are you to reaching your goal? Your daily habits will help you understand. 

I like to ask myself what I already do well and what I could use some help on or how I can start challenging myself. I recommend creating a good habits list to help.

For example, if you already have a great millionaire morning routine, don’t mess with it. But if you never give yourself ‘me time’ or you consider yourself a hoarder, you’ll know which steps to make a priority.

It isn’t a time to judge yourself. Instead, it’s time to sit down and figure out where you stand and what you should do next.

Make a list of areas of your life that you’d like to improve with minimalism. It may be a routine or a room in your home that needs to be decluttered.

2. Establish a minimal morning routine

Ease your way into your mornings. Rather than rushing to check your email, deal with social media distractions, or even start working, give yourself time to relax. Prioritize your mornings so you start with a clear mind and enough energy to tackle your day.

Rather than jumping on a device, take time to meditate, pray, or journal. Learn how to spend less time on your phone. Sit outside and drink your coffee or tea, and enjoy the morning stillness.

You could even make positive morning affirmations part of your 30-day minimalist challenge!

3. Create simple living goals for the year

It’s easy to get frustrated with yourself when you don’t feel like you’re achieving anything, but you may be and not even realize it. Rather than ‘winging it,’ as a part of the 30-day minimalism challenge, set goals and money moves for the year.

Choose short and long-term goals, and some mid term goals as well, but make sure each goal you choose is achievable. It’s good to have a mix of ‘easy’ and ‘hard’ goals, but make sure you have visible goals with achievable timelines.

Since you are focusing on a minimalist lifestyle, it makes sense to focus your goals on getting rid of extra possessions or creating a mindset that allows you to have a more intentional life. Consider these things as you plan the year.

4. Decongest your kitchen

Your kitchen is likely the heart of the home. It’s also probably the most congested.

Most people use kitchen counters as the ‘dumping ground.’ Everyone walks into the house and dumps their stuff on the counter, leaving some or all of it to create clutter.

Try clearing off the counters and keeping them clear always as a decluttering challenge. Create a nightly routine as motivation to declutter that includes you clearing off the kitchen counters each night.

Don’t leave too many appliances, canisters, dishes, pots and pans, or decorations out. It only creates busyness in the kitchen, which creates chaos.

5. Write in a gratitude journal

It’s easy to focus on what’s going wrong in our lives, even when little things go right. The ‘bad stuff’ overtakes the little good things that happened throughout your day. Each night take five to ten minutes to write 3 to 5 good things that happened in a gratitude journal as part of a journaling self care routine.

It could be as small as the sun came out or your teenage daughter smiled at you today. Some days are worse than others, so you’ll have to get creative with the ‘good things,’ but with regular practice, it becomes natural to focus on the good instead of focusing on the bad.

6. Enjoy some time alone

Alone time is important, so embrace it as part of the 30-day minimalism challenge. I find that it gives me time to regroup and not feel like I’m being pulled in every direction but where I want to go. It gives me time to think about what I want.

With practice, you’ll enjoy your time alone and learn how to focus on yourself and not others to achieve your goals. 

If it’s weird for you to be alone at first, do something by yourself. Whether you take a drive, read a book, or journal, do something to keep your mind busy.

But slowly, introduce a few minutes of just ‘nothing.’ This gives your mind time to relax, unwind, and ‘just be’, which is especially helpful if you have a busy brain.

It doesn’t have to be a specific amount of time, either. Even 20 minutes by yourself can help you feel more relaxed and less hurried.

7. Go technology free for a day

Technology has become such a regular part of our lives that we forget to take a break. If you aren’t careful, technology can consume you and never give you ‘time off.’ If you’re always on alert, answering texts, checking emails, and looking at social media, you’re not living in the moment – you’re focused on everything else.

Institute one day a week, month, or any frequency you can handle to go technology-free and have a social media detox. At first, it will feel weird. It may even be hard, but you’ll find that eventually, you enjoy it and may even look forward to it.

Just make sure on the days you are technology-free that, you truly do live in the moment and focus on enjoying the life you have.

8. Commit to not complaining for a day

Complaining comes so easily, especially when you have a bad day. But again, if you focus on the ‘bad stuff,’ you will never see the good. Complaining only gets other people to join in, prolonging your frustrations, and it turns out it isn’t good for your brain.

To see how different life is without complaining, set a day that you refuse to complain. No matter how bad things get or how frustrated you are, don’t complain. Focus on how you feel and how much lighter you feel when you aren’t constantly bringing yourself down.

9. Declutter your living space

Decluttering your home is one of the biggest steps in our 30-day minimalism challenge. If you’re constantly surrounded by clutter, you’ll never be able to relax – your mind will always feel cluttered and even frustrated.

Think of the area you spend the most time in and declutter it. Let it be an area of peace so that you feel relaxed when you sit in it.

Some things you might declutter include your pantry or fridge, a junk drawer, various supplies like makeup and beauty products, or even paperwork and mail. Most of us would feel better with less stuff, so feel free to start in any room of your home and start decluttering your life.

Make it a part of your morning or nightly routine to clear up your living space so it becomes a sanctuary and not a place that makes you feel more unfocused.

10. Donate things you don’t use or need

Rather than holding onto things you think you need, create a rule during your 30-day minimalist challenge. If you haven’t used the items in 6 months (and they aren’t holiday-specific), donate the items to someone who could use them.

Clothing is the most common item we all hold onto longer than necessary, but it’s important to understand how to be ruthless when decluttering clothes. Whether the clothing no longer fits or you don’t like it, if you haven’t worn it in a long time, part ways with it. Clothing, household items, or mementos you hold onto but don’t use only cause clutter and make it hard to be a minimalist.

You could also consider keeping a constantly updated list or a box of items that you want to donate. That way, you can get rid of things on a monthly or semi-annual basis when you no longer need them.

11. Purge your social media following/followers

Look at your social media accounts. Do you need to follow everyone you’re following, such as lifestyle influencers? Does it stress you out to look at your accounts?

Maybe you feel frustrated or upset when you look at other people’s feeds – this causes unnecessary anxiety. Take the time to go through your social media and purge your friends and followers.

Think about who you care about and who you WANT to see the information you post. It may feel better to have a large following, but it doesn’t fill you up.

You’ll feel more secure and worry less when you don’t have unnecessary followers and you don’t have to see their feeds. There’s nothing better than some social media minimalism in this regard.

12. Cancel subscriptions and memberships you don’t use

Comb through your credit card statements and look for ‘ghost subscriptions.’ These are ‘free’ subscriptions you signed up for but then never canceled. You may be paying for them and not realize it because they’re automatically charged, and this has definitely happened to me before.

Even if you have memberships you wanted/meant to have, if you don’t use them or they aren’t necessary, cancel them. Consider cable alternatives, as well.

13. Say no to something or someone

We’re all programmed to say yes to everything, but we shouldn’t. The things you say yes to should be because you want to, not because you feel like you should. If you say yes to something that you don’t want to do, it doesn’t feel good, and it won’t let you live the life you want.

At first, it will feel unpleasant. You may even be mad at yourself for saying ‘no,’ but with practice, it gets easier to learn how to say no. You’ll be able to recognize what feels good to you instead of always saying yes to everyone else because they want you to.

14. Spend 20 minutes outside

One of my favorite ideas is to make a habit of spending 20 minutes a day outside. If you think you’re so busy that you can’t fit it in, get creative. Take your lunch outside or answer calls outside.

If you live in an area where the mornings are comfortable enough to be outdoors, take your morning routine out there. It will become easier to get your outside time in when you practice intentional living through making it part of your routine. You may even find you want to be outside more often.

15. Unsubscribe from email lists

Think about how many times you’ve handed out your email address. You probably can’t even remember, right? Companies are creative in getting your email so they can send you marketing material, but spam takes up your time and energy.

Instead, unsubscribe from any email list that doesn’t interest you and minimize the time you have to spend sorting through emails every day.

16. Read a book to simplify your evening routine

Give up some electronic time and replace it with a book. You’ll skip the blue light exposure and educate yourself or just enjoy a good story.

It’s a great habit to instill at night. Cut yourself off from electronics at least 2 hours before bed, and instead, read a book to help you unwind and get a good night’s rest.

If you need some good reading material, our favorite passive income books or these side hustle books are great places to start.

17. Have a no-spend day

Plan a day that you will not spend any money – not even on essentials or food. Make sure you plan ahead for this day to have enough food and necessities to get through the day. See how it feels not to spend for 24 hours and see if you can expand it for an even longer period.

An essential part of the 30-day minimalism challenge is getting your finances in check with a no spend challenge.

18. Learn something new to encourage mindful living

Is there something you’ve always been interested in learning but never took the time? Now is the perfect opportunity. Try new money making skills, learn a new language, or step out of your comfort zone and do something you would never try, like ziplining or going back to college.

Learning a new skill or hobby will help you to focus on one thing at a time and not feel so rushed. It’s a great way to spend free time and simplify, and remember to never stop learning because life never stops teaching.

19. Clean out your closet

Go through your wardrobe and do a closet purge. Find anything that doesn’t suit you anymore.

Create a keep, donate, and toss pile. Go through each item individually and ask yourself if it adds to your life, if you like how you fit or look in it, and if you have a use for it.

If you can’t confidently answer that you love the item, it makes you feel good, and you’ll use it, get rid of it.

20. Organize your online files

Take a day in the 30-day minimalism challenge and organize your online files. Your online files can get just as cluttered as the files in your desk drawer. 

Take the time to organize everything into digital folders. This way, when you need something, such as a tax document, you’ll know exactly where to find it.

While you’re at it, find out how long to keep financial records. Then you’ll know for sure if you need to keep a document or if it’s just clutter.

21. Turn off notifications

It’s easy to jump at every notification that you receive, but it distracts you from what’s in front of you. Instead, turn off every notification except any you need for emergencies, especially if you have children.

Not focusing on your phone as much can help you live a simpler and more relaxed life. You’ll minimize the things that you focus on, allowing you to be more present in the moment. You might even have extra time for some fun family night ideas, or you can try out fun things to do for free with friends.

22. Fold and put away your laundry

If you’re great about doing laundry but not so great about putting it away, be intentional about folding and putting it away. Only wash the clothes or linens you know you’ll have time to dry, fold, and put away on the same day instead of doing one big laundry day and letting the clothes sit in a clean pile all week.

I’ve discovered that doing this not only gets rid of clutter but it helps me to focus on one task and then fully complete it before moving on to the next thing.

23. Make a meal plan

Guessing what’s for dinner every night or putting that stressor on yourself after work can be a burden.

Instead, make a meal plan and stick to it. Whether you create a weekly or monthly meal planner, the key is to have a selected menu and the ingredients to make them.

It takes the guesswork out of what’s for dinner and saves you money by not going through the drive-thru.

24. Clean out your personal items

If you hold onto personal items because they have memories, go through them.

Certain things should be kept forever, but if your personal items clutter your living space, bedroom, or even basement, it’s time to cut back and figure out what you must keep and what can go.

25. Establish a relaxing nighttime routine

Sleep is an important part of your health, but if you don’t have a nighttime routine to help you unwind, you may not be sleeping as well as you think. If it takes you a long time to finally fall asleep, set up a routine so your body knows when it’s bedtime.

A few ideas include taking a hot bath or shower, reading a book, turning down the temperature in the bedroom, and stopping all electronic exposure at least 2 hours before bed. Consider this one of the most essential 30-day minimalism challenge ideas! Establishing a routine will allow you to start living your best life.

26. Declutter your kid’s toys, involve them in the process

Help your kids declutter their toys. Just like when you go through your clothes, decluttering with kids involves helping your child choose the toys that mean the most to them and which toys just sit there unplayed with.

Together you can choose toys you can give to kids in need. Your child will learn to declutter and learn the spirit of giving.

27. Create a reading list

Create a reading list and post it somewhere you’ll see it. When you have books you want to read, you’re more likely to take the time to achieve those goals.

If you just tell yourself you’ll read someday, you won’t. But if you write a list of books you want to read, you’ll be more intentional about your goals. Try a summer reading list or these financial literacy books.

Reading allows you to routinely slow down and relax. It’s essential to make this part of your life, as you will not only learn new things but improve your stress levels.

28. Leave a whole day with nothing to do

It can feel frightening because we live in a world where we are always going, but leaving an entire day, or even a lazy weekend, to do nothing is a blessing in disguise. If you feel anxious, acknowledge it, but still try.

After a couple of hours, you may find that you love the feeling of not having anything to do and the ability to do whatever you want.

29. Write tomorrow’s to-do list today

There’s nothing more satisfying than crossing things off a to-do list. Write your list for tomorrow today, so you are well prepared for tomorrow when it comes, and you’ll have a time management plan.

With a to-do list done, you can enjoy your morning routine without feeling like you forgot something and without feeling distracted.

30. Find ways to overcome stress triggers

Stress is a part of life, but you can cope better if you have ways to deal with it. Find things that make you feel calm, whether it’s taking some deep breaths, meditating, taking a walk, talking to a friend, or just sitting and doing nothing for a few minutes.

Learning how to manage stress is an important part of attitudes of mindfulness and living a minimalist life!

Expert tip

When you start to embrace a life of minimalism, you may find that some parts of your life feel more cluttered or difficult than others.

For example, maybe you don’t have a lot of excess clutter at home, but you are always multi-tasking, and you rush from one thing to another in your day.

The best thing to do is to focus on one area of your life at a time. Choose the one that will make the greatest improvement or create a sense of peace for you, and begin there.

Remember to be content with what you have as you continue to improve your life.

What is the 30-day rule in minimalism?

The 30-day rule in minimalism is, to begin with getting rid of one item, and on the second day two, the third three, and so forth. Basically you increase the count of items to get rid of by one each day. By the end of 30 days, you’ve gotten rid of nearly 500 items!

How many items do you get rid of in the 30-day minimalist challenge?

The amount of items you get rid of in the 30-day minimalist challenge is up to you. If you follow the rules exactly, you’ll get rid of 465 items. But you can of course modify this to your own preference.

Are minimalists happier?

Minimalists are not necessarily happier. Happiness and mental wellness depend on many different factors, and there’s more to life than things.

That said, using minimalist techniques can help you have less stress and more time in your day, which can add to your happiness.

What is the one in one out rule for minimalism?

The one in one out rule for minimalism is that when a new item comes into your home, you have to get rid of an item. That way, the number of items you have stays the same.

Articles related to the 30-day minimalism challenge

If you liked reading about the minimalism challenge, then you’ll love these articles!

• 28 Different 30 Day Challenge Ideas Everyone Should Try
• 8 Ways Minimalism Saves Money
• Living A Minimalist Lifestyle To Improve Your Finances
• Minimalist Finances And How To Become A Financial Minimalist

Try this 30-day minimalism challenge to change your life!

Thirty days gives you a lot of time to transform your life. You may love some of these 30-day minimalism challenge ideas and not like others, and that’s okay. The key is to give yourself a chance to try new things, see how new habits sit with you and what you’d like to carry forward in your life to maintain a calmer mind, and maybe even help your finances along the way.

Learn more about applying minimalism to your finances with our completely free financial courses and worksheets, or follow Clever Girl Finance on Instagram, Facebook, and YouTube for top financial tips and motivation to reach your goals!

Plus, if you love these challenges, you’ll love our expanded list of challenges for your life and money! Try these comfort zone challenges or do a money saving challenge.

The post A 30-Day Minimalism Challenge To Change Your Life appeared first on Clever Girl Finance.

As prices go up for basic groceries, cheap breakfast ideas may become more and more of a necessity. Most of us don’t want to give up a healthy breakfast due to cost. And if you never miss breakfast, you might need some easy cheap breakfast ideas to shake up your routine. Not to worry, we have breakfast ideas that are both cost-efficient and nutritious. 

Table of contents

• Why breakfast can be beneficial
• Cheap breakfast ideas to make ahead of time
• Ideas to make in the morning
• Ideas with no prep required
• Expert tip
• What are 3 healthy breakfast options?
• Is breakfast the cheapest meal?
• What are some low-fat breakfast ideas?
• Is it OK not to eat breakfast?
• Articles related to meal planning
• Cheap breakfast ideas can improve your life and your finances!

Why breakfast can be beneficial

While I’m a major breakfast fan, I know not everyone is big on a morning meal. But there are solid reasons for eating breakfast daily for a healthy lifestyle.

Breakfast gives you energy for your day

As the Cleveland Clinic notes, many of us need breakfast each morning to fuel us for the day. Breakfast doesn’t have to take place immediately upon waking up. Try to eat something within the first hour or two to refill your energy reserves.

Whether you prefer to work out first and then take in your morning nutrients, most of us need breakfast for energy. Starting the morning can be a struggle if you haven’t eaten a good breakfast.

Breakfast, which includes a fair amount of protein, gives you the nutrients you need to live your life. Even a frugal breakfast can help you to focus on your mental tasks, manage all your physical work and exercise, and improve your mood.

Cheap breakfast ideas can prevent overeating and overspending

Not only does eating breakfast help you to get an energy boost, but it can also help prevent you from getting overly hungry. Some people get “hangry”( a mixture of hungry and angry) if they fight their hunger too long.

Thus it’s important to eat something so you curb your hunger. Even if it’s a small meal, eating breakfast can prevent you from becoming overly hungry. 

Hunger can impact your mood, weaken you, and lead to overspending. Imagine skipping breakfast, and mid-morning, you start to feel your stomach rumble and groan from hunger pains.

In desperation, you buy a breakfast meal from a vending machine. Or you spend even more money ordering more food at lunchtime.

You can avoid these expensive temptations by creating a meal plan centered around a good breakfast. As a result, you’ll feel more energetic and able to make it through until lunch. (Plus, you’re more likely to eat your budget-friendly cold lunch if you pack one!)

Cheap breakfast ideas to make ahead of time

So now that you’re convinced to try breakfast, you may need some ideas. After all, boxed or bagged cereals may be tasty, but they’re not the most nutritious or friendly to the wallet.

These cheap breakfast ideas require a small amount of planning but little time and effort overall. Remember that even if you are trying to live cheaply, you can still eat a great breakfast!

1. Muffins and quick breads

If you’re like me, you adore muffins and quick breads for an easy (and cheap) breakfast.

Of course, stores and bakeries sell ready-made baked bread items like muffins, scones, and breads. But if you have the time, you’ll save money by baking these foods yourself.

I like baking a double batch of banana or pumpkin bread with extra muffins or slices to freeze.

You can bake your favorite flavor of muffins or quick breads on the weekends when time is more leisurely, then freeze in portions for busy weekday mornings. Homemade choices are also terrific because you can adjust ingredients to fit your dietary needs.

2. Quiche and other baked egg dishes

Quiche sounds fancy, but it’s not that difficult to make from scratch. Use basic products like eggs and a crust, and add whatever toppings and flavors you prefer.

Premade crusts are also an option, letting you have a “semi-homemade” quiche. You can make a crustless quiche if you’re gluten-free or just watching your carbs. Try this Spend With Pennies easy quiche recipe for a great base.

Add whatever meat you like—ham, sausage, bacon, ground turkey, etc. Cheese is delicious and easy to add.

A quiche is a super-customizable cheap breakfast recipe you can make any time and be a simple addition to your morning routine. Throw in all the vegetables you can to increase the nutritional value and feel your best!

3. Pancakes or waffles

Although pancakes and waffles traditionally come topped with maple syrup, there are other ways to enjoy them. 

On the go, a couple of pre-cooked pancakes can make a great sandwich with your choice of filling—peanut or almond butter for a protein punch.

Pancakes are fast and easy to make, and they freeze well—Ditto for waffles (no need to purchase the yellow-boxed brand from your store).

Making a double batch of your favorite waffle or pancake batter is a good way to save time and money. The dishes and mess are the same, and you get bonus food to freeze or refrigerate for another day.

Even if you buy a pre-made pancake mix, you won’t spend much money on these. You can increase the nutritional value by adding a scoop of your go-to protein powder, ground flaxseed, or other healthy additions.

4. Breakfast sandwiches are cheap breakfast ideas for you

Breakfast sandwiches are easy cheap breakfast ideas that are easily transported with aluminum foil. If you fry or scramble a few eggs, cook some turkey bacon or sausage, and add them to your choice of bread, you’ve got a delicious egg sandwich. Pinch of Yum offers some useful breakfast sandwich recipes.  

By pre-cooking the eggs and meat and assembling the sandwiches in advance, you can have breakfast on the go.

Layer them (with cheese, if you like) on English muffins, bagels, homemade bread, or whatever you want. Then wrap them up in freezer-safe packaging for a quick weekday meal.

Whether you’ve prepared your breakfast sammie over the weekend or the morning you’ll eat it, you can wrap it in foil. It’ll stay warm for quite some time, enabling you to munch on it during or after the morning commute.

5. Pita bread with hummus

A simple and tasty Meditterian cuisine, pita bread is a flatbread that can be enjoyed with hummus or used as a breakfast sandwich.

You can take this cheap breakfast on the go by putting it in a container so you enjoy this savory meal in your car or at your desk at work.

Pita bread and hummus can be picked up at your local grocery store, or you can follow the recipe from Your Veg Recipe and make it from scratch. In many ways this is the ideal breakfast for the ideal day. 

6. Breakfast burritos

Although a breakfast burrito is not much different from a breakfast sandwich, it can come with more fun ingredients. For instance, black beans sauteed with onion and bell pepper can make for a more delightful meal.

In addition, you can add your favorite seasoning or spoon on some salsa (though that might make it messy for true on-the-go dining). Once Upon A Chef’s recipe has fun ingredients such as avocado and cilantro.

Not only are burritos tasty they are a way to get a high-protein meal into your system. 

7. Hard-boiled eggs

Next up on the cheapest breakfast ideas is the humble hard-boiled egg. I love these—they’re extremely portable, and you can make them with older eggs. They’re great all by themselves or added to toast or other breakfast foods.

The convenient aspect of hard-boiled eggs is that you can use them in various meals. Family Fresh Meals has over ten recipe ideas that incorporate hard-boiled eggs.

8. Breakfast bento boxes

Do you follow any lifestyle influencers that are fans of bento boxes? You might find some fun and cheap breakfast ideas in the bento box.

These are compartmentalized containers where you can put different foods. It’s like a grown-up Lunchable for breakfast.

These boxes are customizable to your diet. Many people like a range of items that satisfy the need for protein and other nutrients. You can stick to clean eating ingredients as well! Here are several suggestions for things to include:

• Nuts such as almonds or cashews
• Greek yogurt
• Cheese slices or cubes
• Hard-boiled eggs
• Mini-muffins
• Crackers
• Fresh fruit: grapes, orange slices, berries, etc.
• Granola
• Small pancakes or waffles

If you need more ideas, The College Nutritionist offers great bento box breakfast combinations on their website. 

Note, if you assemble them too far in advance, the ingredients won’t stay super fresh. So make what you can before eating, or keep certain items separate.

8. Overnight oats

Overnight oats are only for some. They are a hard no for me, but many people swear by overnight oats because you can prep them the night before, and your oats will be ready to eat first thing in the morning.

Old-fashioned oats will work best for this. Check out this Cookie & Kate recipe for how to do it, or just Google “overnight oats” to find many flavor suggestions.

If you oppose cold oatmeal, you can warm up your oats before consuming them. 

9. Smoothies, smoothies, and more smoothies!

It’s no surprise that smoothies are such a popular breakfast item these days. They’re easy to make, have hundreds of flavor combinations, and you can disguise healthy ingredients behind your favorites to get more nutrients.

Smoothies are how I learned to love spinach—I needed the fruit to cover up the spinach, but now I love spinach in everything!

You can make smoothies with any milk, dairy, or water. There are also whey protein powders, vegan protein mixes, and superfood smoothie mixes. Experiment to find your favorites.

To simplify your morning routine,  you can pre-blend your smoothies and store them in freezer-safe to-go containers. Some people freeze their nutrient-packed smoothies in ice trays to thaw as little or as much as they want.

Experiment to discover how long your smoothies need to thaw to be drinkable and delicious. One way is to freeze a bunch at once but move one at a time to the fridge at night to give ample thawing time.

Try out smoothie ingredient packs

Another of the best cheap breakfast ideas is to assemble your smoothie ingredients ahead of time.

Choose your items—often fruits and leafy greens—and portion them into individual freezer bags. Then, in the morning, grab the smoothie packs, add them to your Vitamix (or any blender) with your choice of liquid or yogurt, and blend away.

Going this route, you still have to get out your blender and spend a minute or so using it. But they’re still a quick breakfast on the go! Check out these ideas from The Kitchn.

A healthy smoothie breakfast is a great start if you’re determined to create your ideal day. Smoothies make you more likely to eat a healthy breakfast during hectic mornings. Plus, blending it just before consuming your smoothie will be extra fresh.

10.  Omelettes

As far as quick breakfast ideas, omelets make the list. Besides being a quick meal, you can make several omelets ahead of time and keep them refrigerated throughout the week. When you’re ready to consume, pop the omelet in the microwave, and you are good to go. 

They are a great way to get your protein, and when you add vegetables such as mushrooms, spinach, onions, and tomatoes, you can also get a good dose of vitamins. 

Cheap breakfast ideas to make in the morning

Next up, we’ve got some cheap breakfast ideas that you’ll prepare on the day of consumption. These may seem quite obvious, but I include them to remind you how quick and simple these stand-bys can be.

11. Fresh oatmeal

Yes, we’re back to oatmeal! Oatmeal is one of the incredibly easy cheap breakfast ideas. If you compare the cost per serving to a cold breakfast cereal, oatmeal is the clear winner for a frugal lifestyle.

Whether steel-cut or rolled, oats are a great food to fill you up for a busy day of working, working out, parenting, volunteering, and whatever else. For the most convenient preparation, you can buy individual oatmeal packets. Simply warm them up with water or milk, and they’re ready to eat.

I love old-fashioned oats, cooked the slow way on the stove. They usually take about five minutes to cook, which you may not have to spare in the morning.

However, you can also cook oats in the microwave. They don’t have to be the pre-portioned packets either. Scoop out half a cup of oats and a cup of water into a microwave-safe dish and cook for a hot breakfast.

If you’re looking for other ways to make oatmeal a little more exciting, Cooking Classy shares eight different ways to prepare oatmeal. 

While oatmeal isn’t the most convenient breakfast to eat while driving or on public transit, they are easily prepared. Cooking and eating time could easily be under ten minutes.

12. Quick scrambled or sunny-side-up eggs

Whatever your favorite way to eat eggs, they can be a great cheap breakfast idea. I love to scramble eggs whenever I can’t think of anything else to eat. They cook in almost no time, and they’re very filling.

Eggs are super versatile. Whether it’s a fried egg, scramble, or sunny side up, they always come out tasty. 

Add ketchup or hot sauce for a more daring version of scrambled eggs. If those toppings are appetizing, myrecipes.com has 25 suggestions on spicing up your scrambled eggs. 

Although eggs used to get a bad rap, now they’re known as a healthy food for most of us. They’re a great source of protein, vitamin D, and essential amino acids

13. Granola over yogurt or fruit

If you buy store-made granola or prepare your own at home, granola is a delicious and (somewhat) cheap breakfast idea. Of course, adding rare foods may increase the cost a bit. However, it’s still a relatively inexpensive and filling breakfast or snack.

The Busy Baker and others offer online granola recipes. Still, your basic ingredients are likely oats, honey, oil, nuts, or seeds. Bake up a batch to munch on all week long.

Many granolas are tasty on their own, and you can also toss them into your yogurt or enjoy them with fruit.

14. Toast (The ultimate cheap breakfast!)

Don’t laugh—I’m including toast in this roundup of cheap breakfast foods. For those mornings when you have a busy brain, toast is an effortless and inexpensive way to get healthy nutrients into your morning.

Even if you’re gluten-free, you might find a great GF brand of bread. Otherwise, try a brand with whole grains or seeds, like Dave’s Killer Bread, for the most nutrient-dense toast. Toasting a few slices of bread, English muffins, or bagels in the morning is quick.

Toast is great for a variety of toppings as well. Consider peanut butter and bananas with cinnamon, almond butter, jam or preserves, cream cheese, and avocado (and don’t let anyone mock you for avocado toast!).

Insanely Good Recipes has over 30 different toppings you can add to your toasts to keep you from getting bored. Plus, it’s easy-peasy to make and eat a toasty breakfast to start your day.

15. A quick bacon or breakfast sausage fry

While breakfast meats are not always cheap, you can get a deal on them if you shop in bulk or use coupons or coupon websites to buy them on sale. Bacon and sausage come in various varieties, such as turkey, maple, and hardwood smoked.

So if you are a meat-eater, you will find a variety you like. Plus, you can have it with toast or eggs for a quick and filling morning meal!

If you buy meat in bulk, you’ll have plenty of meals to make if you follow the recipes from Smokehouse.com.

16. Sausage cheddar puffs

You can make this delicious and easy-to-make breakfast item if you have some leftover sausage. Taste of Home’s recipe only requires four ingredients sausage, cheddar cheese, biscuit mixture, and water; you can have a tasty meal in 25 mins.

Combine all the ingredients until moist, then form your mixture into little balls. Place the formed balls on a cooking sheet and bake for 12-15 minutes. 

The results are a tasty meal.  

17.  Upside-down bacon pancake

Punchfork’s upside-down bacon pancake is a savory and sweet breakfast meal that can be prepared in minutes. 

Start by cooking the bacon first. Once the bacon is cooked, add the pancake mixture on top. Once the mixture is evenly spread, you can place the oven-safe skillet into the oven for about  18-20 minutes. 

When the pancake is thoroughly cooked, take it out of the oven, let it cool, and enjoy

18. Hash browns

Potatoes are an inexpensive, versatile breakfast, lunch, and dinner food. For your morning meal, you can use this starch food to make hash browns by following Simple Recipes’ instructions with only a few ingredients that are all pantry staples.

Once you rinse and wash your potatoes, you’ll shred them and then bind the shreds into little patties using egg and flour. When your patties are made, cook them in a frying pan for five minutes. Make sure you cook both sides until golden brown.

You can use onions and a pinch of cayenne pepper for added flavor.

Cheap breakfast ideas with no prep required

Last but not least, here are five tried-and-true cheap breakfast ideas. These require literally zero preparation. If you hate cooking or don’t have the time, try these to save money. You can keep them in your fridge or pantry and grab them on your way out the door.

20. Fresh whole fruits are great cheap breakfast ideas

We can’t talk about breakfast without including fruit. It’s relatively cheap (even from a farmer’s market) and requires nothing other than occasionally a little slicing before you eat.

Fresh fruit in season will be the most beneficial and tasty, but many of us can also get out-of-season fruits. When you’re in a hurry, all you need to do is peel a banana or take a bite from an apple for a tasty breakfast in seconds.

No matter how busy, fresh fruit is a cheap breakfast idea anyone can enjoy! Certain fruits require some prep (obviously, a watermelon needs to be cut up before enjoying). Once your fruit is chopped up, throw it in a bowl or take it in a Ziploc bag or Tupperware. 

To ensure you’re creating a fruit bowl with the correct mixture of fruits, check out Tastes Better From Scratch’s recipe.

21. Almonds, cashews, or other nuts and seeds

For many of us, nuts are a fantastic on-the-go snack or cheap breakfast idea. They aren’t as cheap as oats or white bread, but they pack a lot of nutrients.

You can try making your trail mix by combining nuts, seeds, and dried fruit. The Healthy Maven has a recipe on her blog to help you get started. 

I love having a bag of almonds on my desk to munch on whenever I need a pick-me-up, and they can also be a part of a quick breakfast.

22. Dry cereal varieties

Don’t forget that when you’re especially short on time, you might pack a little snack baggie of cereal for a cheap breakfast option. You can eat it on the run and gain energy to tackle your day.

And while breakfast cereals don’t have the best reputation, they can be helpful in a pinch. To even out the health scale, try eating grains low in sugar and high in protein. A Sweet Pea Chef lists 10 of the healthiest dry cereals on her blog. 

Frosted Mini Wheats saved me on many a long day of teaching when I had only to grab a few dry bites of cereal between classes.

23. Homemade granola bars make a cheap breakfast

While store-bought granola bars can be fine, you can also make your own to save money. For a cheap breakfast, find a great recipe from The Minimalist Baker for homemade protein/granola bars.

Because you can add your own flavors and special ingredients, such as pepitas, sunflower seeds, raisins, walnuts, granola bars are a customizable breakfast snack. 

Prepare a batch over the weekend, then you can grab them on the go during the week. 

24. Yogurt or cottage cheese

Dairy, yogurt, and cottage cheese are good breakfast ideas for a busy day. Greek yogurt also has a higher protein concentration, helping keep you full all morning.

Many people also love cottage cheese and add fruit to give it a unique flavor. These are quick and healthy food choices for a cheap breakfast; again, zero prep is required.

If you have extra time in the morning, you can follow Eating Bird Food’s recipes for creating yogurt bowls. 

Expert tip

When it comes to preparing a healthy breakfast when you’re on the go, planning your breakfast ahead of time is key. Before the start of the week, do meal prep and plan out which breakfast meals you have time for on a particular day. It’s also helpful to do your grocery shopping based on what you want to prepare for breakfast.

What are 3 healthy breakfast options?

When it comes to healthy breakfast options, eggs can be prepared quickly with little to no preparation and provide a great source of protein.

In addition, oatmeal is a great source of fiber; it’s simple to make and leaves you feeling full. Lastly, smoothies are a great healthy option because you combine fruits, vegetables, and protein powder to get the nutrients you need. 

Is breakfast the cheapest meal?

Breakfast is usually the cheapest meal because it requires less ingredients than lunch or dinner. And the ingredients for breakfast like eggs, bread, milk etc can be much cheaper than ingredients for lunch or dinner staples like meats, fish, grains etc.

What are some low-fat breakfast ideas?

If you’re looking for low-fast breakfast ideas or want to consume fewer calories, oatmeal is a great low-fat breakfast. You can also try cooking egg whites with whole-grain toast. If you’re looking to avoid carbs, fat-free Greek yogurt is also a great option.

Is it OK not to eat breakfast?

There is no perfect answer to the question of skipping or having breakfast. It comes down to what a healthy lifestyle means for you. If you find yourself hungry and tired in the morning, then breakfast might be beneficial. However, if you feel energized and content in the morning, you can probably skip breakfast. 

Articles related to meal planning

If you enjoyed this article on breakfast ideas, check out this related content!

• 8 Tasty Frugal Meal Plans To Try!
• 25 Of The Best Cheapest Meals
• 35 Delicious Frugal Meals For Every Food Category
• 24 Great Frugal Meals For Families

Cheap breakfast ideas can improve your life and your finances!

Most of these cheap breakfast ideas are easy to prepare. You can use these budget-friendly breakfast ideas to help you create a cheap grocery list each week.

Some of the easy breakfast ideas require planning, while others can be grabbed on your way to work. It might be something to consider if you’ve never been a breakfast person. You could enjoy higher energy levels and increased focus without spending much of your overall food budget.

For more tips about saving money, check out the other great articles at Clever Girl Finance, or try one of our free financial courses.

The post 24 Cheap Breakfast Ideas On The Go And On A Budget appeared first on Clever Girl Finance.

Coupon sites can be your secret weapon to scoring some great deals. And knowing the best coupon websites can help you save money on almost every purchase.

You can enjoy quality items at a discounted price if you take advantage of coupons. No, we aren’t talking about your Grandma’s coupons from a newspaper. We are talking about coupons from the best coupon websites around!

We will dive into the different types of couponing and the best coupon sites available today!

This post contains affiliate links. Please see our disclosures for more information.

Why should you consider using the best coupon websites

Coupons are an easy way to cut back on expenses without sacrificing quality. Although you will need to invest some time, it can be a good return on investment.

Even if you’re not into extreme couponing and only use coupons to save on groceries, you can use the saved money for something you desire.

Couponing can give you more wiggle room in your budget, freeing you up to spend money on other things. And thanks to technology, you don’t have to clip coupons anymore. Instead, you can use apps and websites!

Different types of coupons

Before you can start couponing, you’ll need to know the different types of coupons. Read the fine print no matter which coupon type you are working with.

You’ll be able to ensure you are getting the most bang for your buck and saving money by understanding the fine print on your coupons. Here are the basics:

Manufacturer’s coupons

A product’s company issues manufacturer’s coupons.

For example, if you find a manufacturer’s coupon for Kraft mac and cheese, it was issued by Kraft. These coupons can be used at any store that accepts the coupon and sells the product.

Printable manufacturer’s coupons

Printable manufacturer’s coupons are simply coupons that must be printed from a website.

You can find them on the best coupon websites we will discuss below. Another place to find these coupons is directly on the manufacturer’s websites.

Although you can find these coupons on multiple sites, you shouldn’t make copies of any single coupon. Many have unique codes with usage limits, so follow their limitations.

Store coupons

Particular retailers issue store coupons. You can only use the coupon at the issuing store. In some cases, you might be able to stack manufacturer’s coupons with store coupons. Still, it will vary based on the retailer.

Typically you can identify a store coupon with a logo or wording that indicates the voucher can only be used at a particular store.

Coupon code

Coupon codes will give you discounts on purchases while shopping online. As you shop, many stores have a field for coupon codes at checkout.

Make sure to enter the coupon code before you complete your order. The website will let you know if the coupon code is invalid.

Cashback

Cashback differs from a traditional coupon but is still a worthwhile way to save money. In some cases, cashback may be offered in addition to your coupon savings.

You’ll receive the cashback directly in the store if you shop in person. The cashback will be credited to your account with the particular coupon site if you shop online.

Generally, this cashback is sent out once you hit a certain threshold.

Best coupon websites

Now that you know some of the basics of couponing, it’s time to get started! We’ve covered the best couponing websites below.

If you start to use these coupon websites regularly, you’ll see a positive change in your bottom line.

1. Rakuten

Rakuten, formerly known as Ebates, is one of the best coupon sites that also offer cash back.

The service is free, and you can earn cashback from hundreds of websites. Plus, Rakuten offers access to coupons on top of its cashback program.

You can install a convenient Chrome browser extension that will let you know if the site you are on offers cashback.

You don’t have to do any research to score these deals. The earnings can range from 1% to 12% cashback and sometimes more during special sales.

Plus, if you link up your credit card, you can earn cashback in select stores through Rakuten. You’ll receive your money via PayPal or a check, whichever works best for you.

2. Ibotta

Ibotta is a coupon and cashback app that can help you save money painlessly, especially when shopping in grocery stores.

You’ll earn cashback on certain items by completing different tasks. These tasks might include purchasing the item, providing proof of purchase, watching a short video, or commenting on the product.

The number of tasks will vary based on the item and the cashback amount. 

Sometimes, you can use Ibotta on top of other in-store purchases, saving even more money.

It’s one of the best coupon websites that make saving money easy!

3. Swagbucks

Swagbucks is one of the best couponing websites around. It’s a versatile site that offers valuable coupons to its users. You can print coupons in-store or use cashback opportunities during online shopping.

When you print out a coupon, you’ll earn a Swagbuck. You can redeem these points for gift cards at many retailers, which will allow you to stretch your budget further.

If you’d like more Swagbucks, you can earn them by watching videos, taking surveys, and using the Swagbucks search engine.

4. Groupon

Groupon is the best website for coupons when it comes to entertainment and restaurants in your area.

You can also find attractive travel deals through Groupon. The site also offers thousands of coupons with a ton of category options from popular retailers.

Many of these are for services and products like spa days and car repairs. It can be a fun way to accomplish your to-do list on a budget and treat yourself in the process.

5. Amazon coupons

That’s right! Amazon offers coupons for many of the products on its site.

If you are an avid Amazon shopper, this is the best website for coupons. You should investigate these money-saving opportunities.

Most of the coupons offered are manufacturers’ coupons, but you can add them to your cart in a few clicks. Find out what’s on sale with Amazon coupons.

6. Coupons.com

The name of this site says it all; it is one of the best coupon sites you can use. You can find coupons for both physical and online retailers through coupons.com.

The site updates its coupon selection monthly, so check back regularly. In addition to coupons, you can earn cash back on purchases by linking your debit card to the site.

7. RetailMeNot

RetailMeNot is another one of the best couponing sites offering coupon codes for thousands of online retailers. Each day, the site updates its homepage with deals that are trending that day.

You can find coupon codes, cashback opportunities, and discounted gift cards. It’s a great spot to check out before you head to the store or finalize your online purchase.

Use this great go-to site when scanning for coupons while checking out.

8. BeFrugal

BeFrugal is a simple app that helps you cut costs while enjoying shopping. It offers lucrative cashback opportunities at over 5,000 stores.

It is a great app for coupons because of its accessibility. BeFrugal has an option that applies coupons and codes with the push of a button.

It couldn’t be any easier, which is great for beginner couponers. You can receive your earnings via PayPal, check, direct deposit, or gift cards.

9. Checkout 51

Checkout 51 is a fantastic way to earn cashback. It specifically focuses on saving you money with groceries and gas, which are high costs for most budgets.

Using the app, you can add your savings offers and then take a photo of your receipt. You’ll get money back in your wallet for your everyday expenses.

10. Savings.com

Savings.com offers a wide variety of money-saving opportunities. It can help you save money on groceries, flights, and everything else.

You’ll find both local and national level deals on Savings.com. It is an easy place to assess all of your coupon options in one place, which is why it’s one of the best coupon websites.

11. Brad’s Deals

Brad’s Deals has the latest information on deals at particular retailers. You’ll be able to find bargains for a wide variety of products.

Plus, based on past sales data, the site offers advice on the best time to buy certain items. Make sure to take a look!

12. The Krazy Coupon Lady

The Krazy Coupon Lady is the best website for coupons because of its reputation for knowing everything about coupons. On the site, there are both printable and digital coupons.

Suppose you are overwhelmed by the couponing process. In that case, the Krazy Coupon Lady can teach you how to coupon effectively and match up some amazing deals. Make sure to take advantage of this free resource.

13. SlickDeals

SlickDeals offers a different take on couponing. Instead of focusing on saving money for yourself, SlickDeals includes a community aspect. Not only does their team finds deals, but it also allows members to add their findings.

The most recent deals are displayed on the home page. However, some forums offer the opportunity to discuss the details of the deals with others in a similar situation.

14. CouponCause

CouponCause is one of the best coupon websites because it donates a portion of its earnings to non-profit organizations!

Some organizations they donate to include the World Wildlife Fund, Feeding America, and the City of Hope.

You can find coupons and promo codes for top retailers such as Booking.com, Amazon, Target, JCPenny, and more.

15. Hip2Save

Hip2Save is one of the best couponing sites for daily deals, promo codes, and coupons. You’ll find coupons from tons of stores, and they also have a section on where to find freebies! They also provide honest product reviews and shopping tips.

16. Printable Coupons and Deals

Printable Coupons and Deals is another one of the best coupon websites available. The site is set up in a very organized way, and you can find coupons for everything from health and wellness to cleaning products.

Find the coupons for the items you want and then print them out.

17. Capital One shopping

Capital One shopping is a browser extension that finds you coupons as you shop online. It’s a super simple way to save money without thinking about it.

There’s also an app version if you prefer that. Plus, the website helps you find deals with retailers like Ulta, Adidas, Levi’s, and more.

18. DealNews

DealNews is a great website for saving money. The website shows their current offers coupon codes, as well as deals for items that are on sale. And you can also sort through them by picking the brand, store, or category.

19. Tada

The Tada website focuses specifically on saving you money with grocery shopping. It gets you cash back as you scan your receipts.

So since you’ll buy groceries anyway, you may as well get some money back! It’s available as an app or a browser extension.

20. Valpak

Valpak allows you to save money through coupon codes. It can also help you find local coupons specific to where you live so you don’t miss out on any deals.

21. PayPal Honey

PayPal Honey is a Chrome extension for online shoppers. It gives you points for purchases, and then you get cash back.

It’s simple, easy to set up, and constantly saves you cash.

Expert tip

Use multiple websites to find coupons and discount codes to maximize your savings. When you utilize various websites, you can combine offers and save more.

What to do with the money you save from coupons

Now that you know the best couponing sites, remember you shouldn’t buy an item just because you have a coupon.

You can seek coupons for the items you already planned to purchase and look for the best deals. Otherwise, you’ll be spending money you weren’t planning to spend and not truly saving to your full potential.

If you use coupons effectively to meet your needs, then the savings will pour in. It might surprise you how quickly your savings add up!

As you build these savings, it is a good idea to use them to reach your financial goals. Here are a few ways you can redirect your newfound savings:

Build an emergency fund

Life can throw some surprises your way. Whether it’s a car repair or a medical emergency, unexpected expenses will pop up. A solid emergency fund can make those unplanned expenses less stressful.

Most experts recommend saving between 3 to 6 months of expenses in an emergency fund. That may sound overwhelming, so start with a $1,000 savings goal and build from there!

Save for your first home

Buying a home can be expensive but an exciting step in your life. The extra money you save from using coupons can help you start saving for your first down payment.

Every little bit adds up and can help you reach your goals faster!

Pay down debt

If you are in debt, then you realize it is not ideal. Stop trying to keep up with payments and make a concerted effort to pay down your debt. Any extra savings can be used to pay off your debt ASAP.

Save for retirement

Although retirement might seem far away, it is important to start saving early. Even if you can only save a little bit at a time, it can add up quickly over time. Take your earnings and deposit them towards your retirement savings.

Treat yourself

Yes, saving for long-term financial goals is important. However, you also need to enjoy your life.

Make an effort to fund your short-term goals, such as a new car or relaxing vacation in cash, instead of going into debt.

Using coupons can help you have more fun money in your budget.

How do I find legit coupons?

To find legit coupons to ensure the coupon source is from the manufacturer, retailer, or a reliable website. In addition, check the quality of the logo. 

If it looks grainy or has a low resolution, it may have been copied by a scammer. Additionally, read the fine print to scope out any fake coupons.

Is it safe to use coupon codes from websites?

There are risks to using coupon codes from websites, so it’s important to take precautions. Only use codes from reliable websites such as the one previously mentioned in this post. In addition, make sure you read the terms and conditions.

Where do extreme couponers get their coupons?

Newspapers and other print sources are where extreme couponers get their coupons. However, many of them also find coupons through apps and websites.

Which website is best for discount coupons?

Some of the best websites for discount coupons include Rakuten, Ibotta, Swagbucks, Amazon Coupons, and Groupon.

What browser extensions can I use to find coupons?

Rakuten, Honey, Capital One Shopping, and RetailMeNot are great browser extensions that work with multiple browsers, including Safari, Firefox, and Google Chrome.  

Articles related to saving money while shopping

Coupons are just one way to save money while shopping. Check out these related posts to save money while spending!

• 13 Ways To Save Money On A Low Income
• 18 Frugal Grocery Shopping Tips
• Grocery Shopping On A Budget: Cut Your Grocery Bill In Half
• How To Ask For A Discount And Save Money!

Use these best coupon sites to save a bundle of money today!

Coupons can be a great way to cut back on costs without cutting down on quality. If you can use coupons strategically, you can score some amazing deals. If you aren’t taking advantage of coupons, you leave money on the table.

Keep more cash in your wallet by leveraging one or several of the best couponing websites we have provided. Also, be sure to shop with a list, make meal plans, and have a budget for all spending! Here’s to saving more money!

The post 21 Best Coupon Sites To Save A Ton Of Money appeared first on Clever Girl Finance.

Are you trying to organize your home and looking for the best decluttering books to help you along the way? You’ve come to the right place!

Decluttering and organizing aren’t just a trend. It’s an easy way to reduce stress because a tidier space is more relaxing than a messy one. Parting with items you don’t need or want also helps you feel calmer, happier, and more in control.

This is why for most people, decluttering increases their productivity. And it improves their mental and physical health as well.

In this article, we’ll go over our favorite books on real-life decluttering for a clutter-free home. But first, let’s discuss the benefits of reading these books!

How will reading the best decluttering books help you?

You’re probably tired of cleaning up and organizing the clutter in your home. You might have attempted to get rid of it so many times but failed.

The struggle with decision fatigue and overwhelm are real! That said, reading books can help in the following two key ways:

Books on decluttering can provide you with motivation

You know what? If you can get rid of all that stuff without difficulty, you would have done so already.

It’s really hard, that’s why there are professional declutterers. You’re not the first one who needed help in this department.

There is so much decluttering advice out there. But one book may be all you need to get motivated and finally get rid of the clutter that’s taking up all that space in your home.

Decluttering books can guidance and direction in getting organized

The process of looking at all your possessions at once can be overwhelming. And only a few people succeeded in getting rid of their clutter that way. This is why reading books on decluttering can help.

A book can provide you with the guidance and direction you need. In addition, following one book from start to finish can be all you need to regain control of your home and stuff.

13 books on decluttering to inspire you!

Below are the books we’ve compiled to help you move forward with your decluttering journey. Let’s dive in!

Note: These books on decluttering are tied to Amazon affiliate links. This means if you make a purchase we may earn a small commission which helps us grow!

1. Minimalista: Your Step-by-Step Guide to a Better Home, Wardrobe, and Life by Shira Gill

Shira Gill is a professional home organizer who knows that clutter is a universal stress trigger. But she doesn’t believe in strict rules and limitations.

Shira defines minimalism as having the perfect amount of everything—for you. That a minimalist home and lifestyle should be based on what you value and what your space allows.

In the book, Minimalista, she shares her signature decluttering and organization process that she created through her work. Shira also teaches that the most important thing you can do is start.

And her method is for everyone. So, whether you’re right at the start of your minimalism journey or you’re pretty far along, this is absolutely one of the best decluttering books to motivate you.

2. The Joy of Less: A Minimalist Guide to Declutter, Organize, and Simplify

According to Francine Jay, the key to decluttering is clearing out all of your things and adopting a minimalist lifestyle. Many see minimalism as restrictive. But she sees it as a way to be free from the weight of having so much stuff.

The book, The Joy of Less features Francine’s lighthearted approach to simplifying your life. She shares her easy-to-follow streamlined method that works in any space. So, you can work up from a single drawer to a closet, or a room, then your entire house.

3. Goodbye, Things: The New Japanese Minimalism by Fumio Sasaki

Goodbye, Things is a digestible, easy read with clear guidelines that you can refer back to whenever you need. It is truly one of the best decluttering books, it’s even better because Fumio Sasaki is not a professional declutterer.

He was just a regular guy. But he was stressed at work and had a habit of constantly comparing himself to others.

Can you relate? I think most of us do.

Sasaki decided to change his life by saying goodbye to everything he didn’t absolutely need. His newfound minimalist lifestyle has given him true freedom, new focus, and a real sense of gratitude for everything around him. He shares his experience with minimalism and how he did it in this book.

4. The Minimalist Way: Minimalism Strategies to Declutter Your Life and Make Room for Joy by Erica Layne

The Minimalist Way is packed with questions, exercises, and strategies to help you apply the minimalist mindset to every aspect of your life. Erica Layne wants you to go at your own pace.

So, she shows you how to define your own minimalist lifestyle. She also teaches how minimalism can be applied to your spending, food, clothing, family, leisure time, work, and more.

Doing so helps you cultivate inner calm. This is one of the greatest books on decluttering especially if you’re looking to clear out physical, mental, and emotional clutter.

5. Let It Go: Downsizing Your Way to a Richer, Happier Life by Peter Walsh

The book, Let It Go is one of the best decluttering books if you’re going through a major life event. Such events could be selling your home, blending two households into one, or cleaning out your parent’s home.

The author, Peter Walsh, recently went through the daunting task of cleaning out mementos from his childhood home. The experience also meant dividing heirlooms among his family. And he realized how downsizing triggers overwhelm and strong emotions.

In this book, Peter shares practical tips that prepare you so you can let go of stuff quickly with less pain.

6. Organizing for the Rest of Us: 100 Realistic Strategies to Keep Any House Under Control by Dana K. White

Organizing for the Rest of Us features Dana K. White’s signature lighthearted approach to decluttering and organizing. Dana provides bite-size solutions to break through every organizational struggle you have—for good!

To get started with decluttering, Dana wants you to let go of perfection. Her goal is to show you how to have an organized house with minimal effort.

Along with the 100 organizing tips, it includes colorful photos, a presentation page, and a ribbon marker. If you want to control the chaos, Organizing for the Rest of Us is one of the best books on decluttering to follow.

7. The Home Edit: A Guide to Organizing and Realizing Your House Goals by Clea Shearer and Joanna Teplin

The Home Edit is a masterclass and lookbook in one from the popular organizing duo, Clea Shearer and Joanna Teplin. Have you seen their show on Netflix? Their results are downright mouth-watering at times.

Of course, the Home Edit book edition didn’t disappoint. It’s filled with bright photographs and detailed tips. You’ll learn how to arrange plastic dishware in a drawer so little hands can reach. And they also show you how to categorize your pantry items by color.

Above all, flipping through the pages feels like having your best friends at your side to help you turn the chaos into calm. It’s truly one of the best decluttering books to spur you into action.

8. Declutter Like a Mother: A Guilt-Free, No-Stress Way to Transform Your Home and Your Life by Allie Casazza

Declutter Like a Mother includes all of Allie Casazza’s signature methods of purposeful motherhood and minimalist lifestyle that she shares on her blog.

Research studies show a direct link between stress levels and the amount of stuff people have in their homes. Allie saw how that played out in her own life and in the lives of other moms she mentored.

Allie breaks down the areas in the home that cause the most stress, especially for moms. Then, she gives a room-by-room guide to help you make those areas work for you. She helps you see and get rid of anything that isn’t serving a purpose.

Her goal is to show moms that they don’t need a perfect home. They need a home with more space that has room for what matters most of all.

9. The Declutter Challenge: A Guided Journal for Getting Your Home Organized in 30 Quick Steps

The Declutter Challenge is one of three books on decluttering from organizing guru Cassandra Aarssen. It’s a motivational guided journal to help you find the strength or time to tackle the mess in your home.

Cas gives you the tips and tricks she uses to declutter her home. So, you can have a more organized and peaceful life.

The journal includes pages and pages of decluttering and organizational tools. But more than that, it’s designed to help you declutter your home and life through mindfulness and self-motivation.

You’ll be developing inner calm as you organize your home. Cas shares that you can navigate the chaos of clutter if you take the time to understand yourself and the meaning behind it.

10. Making Space, Clutter Free: The Last Book on Decluttering You’ll Ever Need

Making Space, Clutter Free offers the reason why many of us struggle to let go of clutter. In the book, organizing expert Tracy McCubbin presents the seven emotional clutter blocks.

These are unconscious biases running the show that is keeping her clients from having financial freedom, healthy relationships, inner calm, and positive outlooks.

Written with kindness and humor, she explains that we keep stuff because of emotional attachment. Learn her techniques to recognize and overcome your clutter blocks. Not all books on decluttering helps you to finally let go, but this one does.

11. Beautifully Organized: A Guide to Function and Style in Your Home by Nikki Boyd

Nikki Boyd is a professional organizer who shares creative and straightforward ways to organize your home on her blog and YouTube channel. On Beautifully Organized, she shows you how to transform your home into decluttered and calming space.

The book includes gorgeous, inspirational photography on every page. In addition, you’ll learn Nikki’s signature steps on how to create a welcoming home to share with your family and friends.

Beautifully Organized is a room-by-room guide that helps you organize your home beautifully so you can enjoy it. And when you love your home, you have an inner calm.

12. Homebody: A Guide to Creating Spaces You Never Want to Leave by Joanna Gaines

Homebody may not seem like your usual book on decluttering, but it’s a great room-by-room guide to help you create spaces that feel and look like you. What a beautiful feeling to live in a home that reflects the personalities and stories of the people who live there!

The book has many varied examples to help you pinpoint your likes and dislikes so you can find your authentic design style. It includes insights that will motivate and inspire you to create an inviting home thoughtfully.

13. The Life-Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organizing by Marie Kondo

Of course, our list won’t be complete without the OG of the books on decluttering, The Life-Changing Magic of Tidying Up.

Not only is this book an international bestseller, but it will truly help you get rid of the clutter in your home. Marie Kondo and the KonMari Method, have been known worldwide since her hit show on Netflix.

Marie wants you to organize your belongings category by category. Then, use her main technique.

That is to pick up each and every object, consider it, and ask yourself “Does this spark joy?” If it doesn’t, then you know what to do.

Marie says that changing your mindset and using these practices lead to long-lasting results. She herself has a months-long waiting list for her services.

In addition, none of her clients have lapsed back into their old ways. She’s that good!

Expert tip

If you’re thinking, contemplating, or planning how to organize and declutter your home, what experts want you to do is just start.

Start with getting rid of one thing a day. Maybe you can tackle a drawer or one room if you have the capacity for it. But just start!

How do you start decluttering when overwhelmed?

If you’re feeling overwhelmed with the amount of work ahead of you, then start with the end in mind. Picture the kind of home you want, instead of what you have now.

Then, create a step-by-step action plan on how to achieve it. Maybe step one is reading books on decluttering.

What is the first rule of decluttering?

Decluttering is the process of letting go. It involves looking at your belongings and making a decision if they stay or if they go. So, the first rule on decluttering is to have two piles only – keep and donate/toss. Don’t have a MAYBE pile.

Where can you find the best books on decluttering?

Take a look if your local library carries any of the books we have on this list. You can also ask them to order it, many libraries take suggestions for items to be added to their selection.

Many books have an audio version as well that you can check out. Lastly, bookstores and Amazon is always an option.

What’s the best way to read books on decluttering?

First, decluttering isn’t like baking. You don’t need to be so precise. But you do need a plan.

So, one way to do it is to read the book all the way through and take notes. Then, make a roadmap of what you need to do from your notes and reference the book from time to time.

Another way is to follow along with the books as you read. Maybe going chapter by chapter and implementing the steps mentioned.

Related articles

If you enjoyed this article on the best books on decluttering, check out this related content:

• How To Go About Decluttering Your Life In 6 Easy Steps
• Successful Decluttering With Kids: 6 Helpful Tips! 
• 7 Steps For Finding The Motivation To Declutter 
• Less Is Better! 7 Reasons Why Less Is More
• A Minimalist List Of Things To Get Rid Of When You Declutter

Say goodbye to clutter! Get help from the best decluttering books!

If decluttering helps reduce stress, then it doesn’t make sense that you should be stressed doing it. The books listed here are an easy way to get started and know exactly what needs to be done.

Getting rid of belongings can be hard for anyone, but you don’t have to do it alone.

Get the knowledge you need to say goodbye to clutter forever from the best books on decluttering! And while you’re at it, why not declutter your finances? Read some of our other fantastic articles about creating a minimalist budget and more ways to simplify your finances.

The post The 13 Best Books On Decluttering To Motivate You appeared first on Clever Girl Finance.

Want to save money on buying food and spend less time cooking? Then one-pot meals are the answer. They are a delicious and convenient way to prepare healthy and low-cost meals. And we’ve got 20 great ideas to share with you as you create your meal plan!

Whether you live alone or you’re looking for simple meals to prepare for the whole family, easy one-pot dinners can make your life easier. They often include simple ingredients, so you’re not wasting food, and they are easy to clean up. 

If you’re looking for simpler meal times, keep reading to learn about easy one-pot meals.

20 Easy one pot meals for breakfast, lunch and dinner

Now that you know what one-pot meals are and their advantages, let’s dive into some of the cheapest meals to make your stomach and wallet happy.

One pot meals for breakfast

Breakfast is the day’s most important meal, yet you’ve probably skipped it a few times because you were short on time. Not to worry, many breakfast one-pot meals are easy and quick to prepare.

1. Omelets

Omelets are a great one-pot meal that gives you a hearty amount of protein to start your day. You can have a meal in minutes with a simple flip and fry.

Adding vegetables and herbs will make your omelet healthier and tastier. Spinach is a common omelet ingredient, but you can add cherry tomatoes, parsley, mushrooms, and cheddar cheese. 

2. Baked eggs in tomato sauce with kale

Baked eggs in tomato sauce with kale can brighten your mornings when you grow tired of making omelets. 

With only three main ingredients, eggs, tomato sauce, and kale, it’s a great way to use that pre-opened jar of red sauce before it goes bad.

You only need to lightly cook the kale, pour in and heat the tomato sauce, crack in the eggs, and place the saucepan in the oven to bake. And eating clean on a budget meal plan is simple with this recipe.

3. Pesto scrambled eggs

Have you ever had leftover pasta sauce you didn’t know how to use? Next time you have some leftover pesto sauce, throw it in scrambled eggs for a unique and tasty one pot meal.

Prepare your scrambled eggs how you like, and add pesto sauce as the topping. 

4. Apple-cinnamon oatmeal

Plain oatmeal isn’t the most exciting breakfast option. However, there are many ways to make oatmeal a tasty go-to meal. 

One simple way to jazz up the grain is by making apple cinnamon oatmeal. Combine the water, oatmeal, apples, cinnamon, and nutmeg, and cook them together. Once the oats are cooked and the apples are tender, enjoy the aroma of what smells like an apple pie.  

The great thing about this low-cost meal is that if you don’t finish everything you made, refrigerate it for the next day or later that week. 

5. Frittatas

The word frittata sounds fancy, but it’s basically the Italian word for fried. 

A frittata is the cousin of the omelet and the quiche. It only requires one more additional ingredient than an omelet and fewer ingredients than a quiche.

The key ingredients of a frittata are eggs, cream, vegetables, and seasonings. When preparing, you want to whisk the ingredients thoroughly. The stovetop or the oven are both great options for cooking.

However, the frittata must be placed in the boiler to cook fully.  

6. One skillet quinoa breakfast

If you need a break from oatmeal, try using quinoa for breakfast. Whether fresh or precooked, quinoa is easily prepared in a skillet.

Start with the quinoa, add your preferred milk, and cook until absorbed. Then add fruits such as bananas and berries. 

7. Double puff berry pancake

Instead of making the usual stack of pancakes, you can create one giant pancake and slice out individual pieces. 

Start by blending the pancake ingredients, then pour the mixture until it covers the entire pan. Add berry toppings of your choosing. Then once it’s cooked on one side, place the skillet into the oven until the pancake is golden brown. 

Easy one pot meals for lunch

Now that you’ve got breakfast covered, here is how to make some scrumptious one pot meals for lunch.

8. Chicken tortellini soup 

Soups, in general, make for delicious and easy one pot meals. With some broth and an assortment of vegetables, you’ll have a meal in no time.

However, if you want to advance your soup-making skills, you can try chicken tortellini soup. 

Start with a large pot; and then add oil and vegetables. Next, add chicken, followed by water and or broth. Last, you’ll add herbs and tortellini pasta. Cook until tender, and enjoy.

9. Pozole

Pozole is a traditional soup or stew dish from Mexico. It comes loaded with flavors and spices for those craving a little more kick from a soup-like dish.

Although this recipe includes many ingredients, you can conveniently cook everything in one pot.

Plus, you can make different types of pozole, such as green, red, and white. Although traditionally made with chicken or pork, you can make a vegetarian-friendly pozole. 

10. Skillet tacos

These are a fun twist on traditional tacos. 

You’ll cook everything in a skillet using similar ingredients to regular tacos. You can add elbow macaroni to make the meal more filling.

When everything is cooked, serve it with crushed nacho chips instead of a taco shell for added crunch.

11. One pot enchilada pasta

Enchilada pasta is a unique way to enjoy a pasta meal. Using one pot, you’ll use many of the same ingredients when making enchiladas—such as black beans, tomatoes, chill peppers, enchilada sauce, and cheese. 

With this one pot meal, you can get a scrumptious lunch in around 30 minutes.

12. Skillet lasagna

Lasagna is typically an oven dish that takes a lot of time and preparation. However, skillet lasagna is the tasty cheat code.

Start with your meat of choice and start cooking it almost to completion in a skillet. To cook a vegetarian lasagna, you can begin with tofu, vegetarian meat, or vegetables. Next, add pantry staples such as onion, garlic, and other seasonings. 

To add the lasagna element, you’ll break up the lasagna noodles to cook and add them in with the sauce—then top with cheese to finish. 

13. Rice and beans

Rice and beans are simple and low-cost ingredients that can make meals with various variations. 

White rice is often the go-to choice, however, you can experiment with brown or jasmine rice. 

And with a wide variety of bean options such as pinto, black beans, and brown beans, you can get a handful of meals with one recipe.

Easy one pot dinners

When dinner time comes, you want something simple. And so these one pot dinners will help with making life easier for you especially if you are cooking for your family.

14. Spaghetti with tomatoes, olives, feta, and mint

Spaghetti is a classic dinner recipe that can fill you up and doesn’t cost much money. If you want to fancy your current spaghetti recipe, try adding olives, feta, and mint.

These added ingredients will give your pasta some extra flavor.

15. Lentil and bean stew

Stews are very similar to soups; however, they are chunkier and have less water. Thus a lentil and bean stew makes for an appetizing one-pot recipe.  

With the recipe, you can add lentils, beans, garbanzo beans, and chicken for an easy dinner.

16. Instant ramen noodle stir-fry

Most college students have survived on instant ramen noodles. They are cheap and ready in minutes.
Luckily there is a healthier and tastier way to have ramen instead of directly out of the microwave.

Start with cooking chicken and vegetables in a large non-stick skillet. Add water and ramen noodles to the pan when the vegetables and chicken start cooking. After combining the ingredients, cover and cook until the noodles are tender.

17. Lemon pepper chicken with orzo

Did you know there are many easy one-pot dinners using orzo?

Orzo looks like rice, but it’s a protein-rich pasta. You can cook this meal in one pot for around 30 minutes with some chicken seasonings and selected herbs.

18. Pizza pasta bake

Pasta and pizza are the most beloved foods. If you’re longing for a pizza but don’t want to order out, then a pizza pasta bake is your solution.

You only need pasta and pizza ingredients such as mozzarella cheese, marinara sauce, sausage, and tomato. It’ll be sure to satisfy your hunger.

19. One pot teriyaki chicken and rice

With this teriyaki chicken and rice one-pot dinner, use a deep skillet to cook the chicken and the rice in the same pan.

Using long-grain or jasmine rice is also essential for faster cook times.

Start by cooking the chicken until it’s white on the outside. Then you’ll set it aside and combine water, rice, sauces, and other vegetables in the skillet. After a few moments, you’ll add the chicken back in.

Once everything is mixed, you’ll let it stew until everything is tender.

20. Mac and cheese

Mac and cheese is a favorite dish among many. Although it’s tempting to whip up some boxed mac and cheese, you can still have a quality cheesy meal with only six ingredients.

Cheddar, parmesan cheese, milk, water, and elbow pasta are your main ingredients. Other vegetables, such as broccoli, asparagus, and green beans, pair nicely with mac and cheese.

Expert tip

You can save a lot of time and money when making one pot meals.

For example, look at your ingredients and use more vegetables instead of meat to be more cost-efficient. And when you use one pot to make your whole meal, cleaning up takes less time.

What are one pot meals?

One pot meals are simplified dishes that cook all the ingredients in one pot. As a result, the components blend together to become a delicious meal.

These meals are usually less time-consuming and require fewer ingredients. As a result, you save money while grocery shopping on a budget.

What kitchen supplies do you need?

Although the word pot is in the name, you can use a pot, wok, skillet, frying pan, or baking sheet, depending on the recipe.

However, using a quality non-stick pan is essential when practicing your iron chef skills with these recipes. And you don’t need to spend much money on a new pan. Quality skillets can be purchased for around $40.

Are there advantages to a one pot meal?

The most significant advantage of a one pot meal is saving time and money. 

Most one pot meals can be ready in 30 minutes since they are primarily cooked on the stovetop. 

Additionally, most one pot dinners require fewer ingredients, and many are common pantry items. Therefore, you’re not spending money on extra ingredients you’ll only use once. Simultaneously, you’re helping to avoid food waste. 

Did you know that each year 119 billion pounds of food is wasted in the US?

One pot meals are a great way to utilize the food in your cabinets so you can avoid waste.

What are other ways to save on food?

If you enjoyed these money-saving one pot meals and want to stretch your dollar even further, here are other ways to save money on food.

Buy store brand vs. name brand

What’s the difference between store-brand and name-brand items? In reality, not much at all. Especially for pantry staples such as flour, salt, sugar, etc. 

Many store-brand items are made in the same factory as popular brands. Store brands are often cheaper because companies don’t spend extra money on advertising.

Look for items on the discount and sales rack

Grocery stores often discount their prices on foods close to their expiration date. Check for discounted sales racks or unique stickers with marked-down prices to start frugal grocery shopping.

Even though some foods are close to their sell-by date, they can still last a few more days in your freezer or pantry. 

Freeze and save what you don’t eat

Food waste is not only harmful to the environment but to your budget. If you buy too much food or cook more than you’re going to eat, freeze the leftover food. 

One pot meals are great items to freeze and reheat for a meal later in the week.

Related articles on one pot meals

Enjoyed this article on one pot meals? Check out these related topics!

• 10 Steps For Eating Clean On A Budget Meal Plan
• 8 Tasty Frugal Meal Plans To Try!
• 24 Great Frugal Meals For Families
• 35 Delicious Frugal Meals For Every Food Category

Use these ideas for easy, tasty, and inexpensive one pot meals!

As you can see, there are many one pot meal options for breakfast, lunch, and dinner.

You can prepare a meal in minutes using common pantry foods such as pasta, eggs, rice, and beans.

Remember that one pot meals are a great option if you want to live out the save money live better philosophy because they don’t require you to buy a lot of ingredients. They also help you avoid wasting food and are often quick and easy to make!

The post 20 Easy One Pot Meals To Save Time And Money appeared first on Clever Girl Finance.

What do you usually do when you want to see your friends? Go to an expensive restaurant? See a movie? These things are fun, but they aren’t going to help your wallet much. It’s a really great feeling when you can spend time with friends without having to spend money.

But if you aren’t spending money, won’t you end up doing something boring, or worse, not hanging out at all? No way! The truth is there are tons of fun things to do for free with friends!

We’ve rounded up 40 fun free things to do with friends that will get you excited about seeing people without dreading all the cash you’ll spend.

What are fun things to do for free with friends? 40 Ideas!

Whether you want to have a low-key evening in or take a day to adventure in a new town, this list of fun free things to do with friends is full of great ideas!

So grab your squad and have an epic time without spending money! Because let’s face it, some of the best things in life are free.

1. Park day

Check out a park for the day with a friend or two. Pick a spot with a lot to do – maybe a tennis court, a running track, and lots of open space. That way, you can add in some fun activities like frisbee or jogging.

Bring along water bottles and some snacks so you can stay for a while and make sure the weather is going to cooperate.

Then use the time to chill out without needing to spend cash. Parks are the perfect way to spend a day because they offer many fun free things to do with friends!

2. Ride bikes around your city

So what’s a great way to have fun and burn calories? Dust off the bike in your garage and put it to use on a bike ride! Check out your city or town by taking a bike tour or finding some good bike trails.

You can stop for photo ops, and you’ll get plenty of exercise too! So workout, check. Time with your bestie, check.

3. Check out free events

There are usually some local free events going on in most places. Try looking up free activities at your community center or library, and see what’s available that looks interesting. Gather your group of friends for the next cool thing happening in your town.

4. Free museum days

Many museums are free, but they may offer free museum days if they aren’t.

Check out the calendar for your local museums and see if any free days are coming up in the month. If so, bring a friend who shares your interests, and check it out together.

5. Game night

You can have a blast without needing to go anywhere. So gather a large group of friends and pick someone to host. Ask everyone to bring a snack and a board game of their choosing.

Spend the evening playing various board games, card games and catching up. I love having game nights with my friends because it gives us a chance to talk and catch up, which can be difficult when everyone is so busy. If you need some ideas for what to do then you should check out our posts “49 Fun Family Night Ideas and 28 Fun Challenges To Do At Home!“

6. Movie night

Everyone loves movies, but why pay for them? Find a classic film you haven’t seen that is free or something more recent that has come to Netflix or Hulu. (Okay, you are probably paying for a tv streaming service, so it’s not totally free, but close enough!) Pop some popcorn and get a friend or two to join you for a movie marathon.

7. Marathon of a series on Netflix

See what new (or old) series looks exciting and check it out. Hang out, drink wine, and laugh or cry as you watch some episodes. Do this on the weekend and spend some time binge-watching a show with a friend.

8. Trivia tournament

This is a fun free thing to do with friends that is unique and may require a bit of planning but no money! Pick a topic that you and your friends are interested in: classic movies, a book series, or even your city.

Then, take the time to look up or create trivia questions. Invite friends over for a friendly trivia competition, with bragging rights for the winner, of course.

9. Go sledding

In the winter months when it snows, try out this fun and free activity – sledding. Find a hill at a park or public space where you can safely sled.

You may have sleds already, but if not, you can use a blow-up sledding tube or even cookie sheets. As a bonus, sledding is a surprisingly good workout, too!

10. Go running or train for a marathon together

Get in shape and spend time with your buddies by running or marathon training together. Meet up in the mornings or after work to go for a run at your favorite spot.

It’s one of the most fun free things to do with friends because it’s healthy and doesn’t cost money – just time.

11. Cooking night

Instead of going out to dinner, have dinner at home. Host a cooking night for a close group of friends, asking everyone to bring a dish to share for a potluck dinner. You could also try some new recipes together.

You don’t have to spend money because you can use the ingredients in your cupboard with the help of these apps! Or you could also plan ahead to make this part of your weekly shopping budget.

12. Coffee or espresso-making contest

This requires some creativity and effort, but the rewards are worth it! Gather your friends and tell them to bring their coffee, french press, or espresso makers. Then challenge each person to create the best drink they can, using what they already have.

Each drink must be tested by the others in the group as the expert judges. Then, everyone votes on the best-caffeinated beverage. But really, didn’t everyone already win by drinking a ton of coffee?

Personally, this might be my favorite get together idea. If your friends, like me, are coffee lovers, you can’t beat this activity.

13. Shop each other’s closets

Some upcoming Saturday, head over to a friend’s house and see what you can borrow or trade. Not only can you avoid spending, but you can also save when you shop your friend’s closets! Then let them do the same with your closet.

It will feel like you got a whole new wardrobe! Shopping each others closets is one of the best free things to do with friends for fashionistas on a budget!

14. Book and wine club

Perhaps you have a bottle of wine sitting around you haven’t opened yet. If you do, then this is one of the simplest and fun things to do for free with friends!

Pick out a great novel or non-fiction book, and read a chapter a week. Then meet up to discuss and have a glass of wine or two. It’s a great way to connect that’s relaxing and entertaining.

15. Progressive dinner

This is like a potluck but with a twist. You start off at one friend’s house for appetizers. Then you move on to the main course at another home. From there, another friend will host for dessert.

It’s an elegant way to spend an evening out doing something unique. For more ideas, see Alex Heinz’s article in Apartment Guide featuring themes and planning thoughts for your progressive dinner.

16. Explore a new neighborhood

So have you seen all the interesting sights in your city? If not then take an afternoon to explore with a friend. Check out a part of your town you haven’t seen before, window shop, walk around, and see what’s out there.

17. Put together a photo album

Putting together a photo album is another fabulous activity that you can do with friends. Ask each friend to contribute a few photos and put them in a friendship photo album.

While you’re at it, see if anyone has a blank photo album laying around that you can use. It’s an excellent way to keep your memories close and spend an afternoon with your best friends.

18. Poker night but don’t use cash

So you may be thinking you have to gamble to have a good night of poker but poker doesn’t have to be about losing money!

You can host this event at your place and use chips instead of cash. You can still enjoy an exciting game and participate in the competition without the worry of losing any money.

19. Learn a language together

Have you and a friend always wanted to learn a new language such as French or Portuguese? If so, then pick up some books at the library to help you learn and practice.

Meet together once a week to go over new vocabulary, have a conversation, and maybe even watch TV shows featuring that language.

20. Take an online course or class that is free

There is so much to learn, and a lot of information doesn’t even cost money. Pick a subject and get a small group of buddies together. You can take a free course or watch a master class about something that you all find interesting.

Topics to consider: investing, real estate, fashion, filmmaking, graphic design, technology. Learning is one of the best fun things to do for free with friends!

21. Make a scrapbook

Collect mementos that remind you of good times with your friends and add them to a scrapbook. You can include photos, ticket stubs from movies or concerts, funny notes, and anything else representing your friendship.

22. Make jewelry or a craft from things you have around the house

You probably have enough items to make a craft or some jewelry between you and a few friends. Look for beads, thread, glitter, or maybe even items to make candles or soap. You could even start making crafts to sell for extra money!

23. Have a cleaning party and clean out your garages or closets

Do you have a bunch of stuff taking up space in your home or garage? It’s way more fun to clean and organize with friends. Take turns stopping by each other’s houses and help get everything sorted and ready to sell or donate.

24. Volunteer somewhere

Volunteering is another wonderful thing you can do with your friends. Pick a cause that you and your friends care about and get involved.

Try helping out once or twice a month by giving your time to a charity. You get to give back and spend time with people you care about while making a difference.

25. Go hiking

Get some fresh air and exercise! Grab one or two friends who are up for a challenge and hike an area near your town. If you are an experienced hiker, consider an all-day hike. Enjoy the sun and get in tune with nature.

My friends and I go hiking quite often, and it’s fun because not only do we get a good workout, but we get to have a fun experience and enjoy nature.

26. Have a bonfire night

When talking about fun things to do for free with friends, there’s simply nothing like a good bonfire, and it’s best for crisp fall evenings.

Gather a group, roast marshmallows, serve cider and hot chocolate, and tell ghost stories. An evening to remember – at no cost.

27. Go explore a town that’s miles away

Grab one of your most adventurous buddies and head out to explore. Find a town that is not too far but is also one that you’ve never explored.

Check out the sights, free museums, and take photos. Being in a different environment and seeing something new is a great way to better get to know your friends.

28. Rollerblading

Rollerblading may be a bit retro, but it’s fun! Dig out your old rollerblades from the back of your closet and head out to the park or skating rink. The more people, the better so invite everyone!

29. Skateboarding

If you happen to be a gifted skateboarder, grab a friend who’s a novice and offer to teach them the ropes, or vice versa if you are new to it. Head to the skate park and have some fun trying out tricks ( or at least not falling down).

30. Baking competition

These are not just for TV – you can have a baking competition in your own kitchen. A small group of about 3-5 bakers should work well – but bring in as many judges as you like! You can all bake the same thing, or you can come up with your own creations.

And it’s the most fun when everyone wins. (You can judge desserts as “most creative” or “most colorful,” etc.) Then, enjoy the free food!

31. Stargaze

Head to your backyard and check out the stars on a clear night. For extra fun, invite your friends to bring beverages and snacks while you look for constellations.

Don’t know where to start? The Sky and Telescope website has some great information about the night sky.

32. Give each other manicures and facials for a mini spa day

Manicures and facials are fun and easy, and you probably have everything you need already. So gather up your nail polish, warm towels, favorite serums, and your friends.

Play music, light candles, and create a spa day atmosphere for the event. It’s also a great way to treat yourself without spending money going to the salon!

33. Go camping

Head out for the weekend and camp! Bring sleeping bags, a tent, flashlights, and food. If you’ve camped before, you probably have all these items handy. If not, you can find everything you need between you and a few friends.

34. Picnic

Try out this for fun things to do for free with friends: a picnic is a classic way to hang out outside and chat.

Invite a few people to join you at a local park or even your backyard. Make some sandwiches, granola bars, chips, and drinks, and be sure to include a blanket to sit on.

35. Reading contest

A great way to enjoy a new or old favorite book series is to have a reading contest. Tell some of your group about it and see who’s interested. Bragging rights for the winner! You can borrow books from each other or from your local library and see who can read the most.

36. Just catch up over coffee

Sometimes simplicity is best because life is about collecting moments, not things. So if you’ve been missing one of your friends, invite them by on a Saturday morning for a latte or tea. Sit together and just catch up about all the things going on with you.

Chatting over coffee is usually my go to when it’s been a while since I’ve seen one of my friends. It helps us to reconnect and it’s super easy to plan.

37. Trade artwork or decorations

If your home’s decor could use some help, there’s no need to spend. Ask a friend if there are any of your decorations they happen to love, and then trade for something of theirs. It’s a creative way to liven up your living space and save money.

38. Have a party for no reason with music and appetizers

Introducing the no-reason party. Just get together because you can! Make dinner or appetizers, serve drinks, talk or play video games. You could even have an open mic night and dancing!

Enjoy being with your favorite people without any sort of occasion. Remember to use what is already in your cabinet so you don’t have to spend any money!

39. Make a time capsule

Ever wonder about the past? People in the future would love to see what was going on now! So take some items and make a time capsule with your friends.

Ask everyone to add something meaningful and see what you come up with. When putting together a time capsule, check out the Library of Congress website for the best practices.

40. Learn a new sport

Tennis, croquet, volleyball, or skiing are fun to learn. So try out a new sport and bring a friend along with you. This works exceptionally well if your friend knows how to play a sport you’re interested in and can teach you.

Expert tip

Spending time with your friends doesn’t have to involve spending money. To make sure you have a great time, plan out what you’d like to do ahead of time. This way you’ll never find yourself feeling like you have nothing to do or like you need to spend money.

Benefits of finding fun things to do for free with friends

Sometimes we forget that it isn’t about impressing people, going to the fanciest parties, or trying out every new food spot in town.

Most of the time, hanging out with your friends should be about just that – talking and bonding with them. The focus shouldn’t be on how much is spent, but on how much quality time you spend. And of course, much fun you can have!

When you choose to save money and be creative about how you hang out with your group, you let them know that they are valuable to you. You care about the friendship and want it to grow. Another significant aspect of this is you do save cash.

If you usually spend quite a bit going out with your pals, then you may end up saving hundreds of dollars a month or more! This doesn’t mean you can never do anything that costs money but be intentional about spending instead.

Spend on meaningful experiences to you, and make your friends a more significant part of your life by seeing them often and enjoying all the fun things to do for free with friends.

You can also focus on cutting your budget in other ways so you have more money to spend on events that do cost money.

How do I have fun with no money?

There are so many ways to have fun with no money whether it’s by yourself or with friends. From going to walks in the park to bike rides to potluck dinners and having a games night. Make a list of things you’d like to do that cost no money, and then create a plan to do the things on your list.

How can I spend my free time with friends?

To enjoy spending your free time with friends, create a plan of things to do before hand! With a plan in place, it’s easier to maximize the free time you have and you’ll be less likely to slip into the tempation of spending money because you couldn’t figure out any free things to do.

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• 37 Staycation Ideas Your Budget Will Love!
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• 14 Budget Friendly Ladies Get Together Ideas At Home

There’s a huge variety of fun things to do for free with friends!

Hanging out with your favorite people without spending doesn’t have to be boring it can be plenty of fun. In fact, there are tons of fun free things to do with friends.

From learning a new language to shopping each other’s closets to concerts and picnics, all it takes is a bit of thought to come up with something interesting to do.

Your friends are the people who are there for you and care about you. Pick out a few activities to try to show your appreciation. Fun things to do for free with friends have never been easier!

The post 40 Fun Things To Do For Free With Friends appeared first on Clever Girl Finance.

Are you looking for the cheapest way to move out of state? The reality is that moving long-distance can be quite expensive, more so than local moves. From packing supplies to transportation, the cost to move can really add up.

Not to worry, this article will help you maximize your budget as you prepare to move!

Depending on how far you need to move and how much stuff you have, it could cost over $14,000. If you don’t have that money saved, that can be a huge expense.

The great news is that there are some frugal tips that you can incorporate to save on moving expenses. Before getting into those tips, you’ll need to understand the expenses that you may incur.

Moving expenses to consider before finding the least expensive way to move out of state

There are a lot of expenses that go into an out-of-state move. Once you’re aware of what they are, you’ll realize that there are much cheaper ways to move out of state instead.

Movers

A significant cost for moving is actually hiring movers, and you’re probably thinking, “What are the options to move my stuff to another state? Can I hire out of state movers near me?”

There are professional moving companies that pack your items for you and transport them to your new home, then help with unloading and unpacking services (with full-service moves). Others will simply transport your belongings that you’ve already packed, depending on the type of customer service they offer.

Either way, there are cheaper ways to move out of state than hiring movers or using a company that offers full-service packing and unpacking for your items.

Be sure you do your research and read the reviews on the moving company you select. Don’t forget to ask for a moving quote or estimate. And be sure you’re using the best moving company, one that has nationwide availability rather than local movers.

Transportation

Although your items may be squared away with professional movers, you’ll still need a way to get to your new location. The least expensive way to move out of state, as far as you getting there, may be driving.

If you don’t plan to drive, you’ll need to consider the cost to transport your vehicle and yourself. That means that you may have to buy a plane ticket to fly.

Supplies

Before you can even move, you’ll need supplies to pack up your belongings. Doing this will require you to purchase packing materials like boxes, tape, and even shrink wrap.

Fragile items like your television may also require special crating so as not to break any household goods in transit. Supplies can quickly get costly, especially if you have a lot of things to load and move.

Deposits

There’s much more to moving out of state than boxes. If you’re moving into an apartment, it will likely require a deposit. Additionally, depending on your credit score, you may also have to pay a deposit for your utilities as well.

Cleaning & repairs

If you’re selling your house or leaving an apartment, you’ll need to clean the place up before you leave. In some cases, this means more than a mop and bucket. Consider the cost of renting a professional carpet cleaner and perhaps even a few buckets of paint.

Remember you may have to do some deep cleaning and minor repairs at your new place too. Which will be another cost to consider upon arrival.

Storage

Are you wondering, “How do I move my stuff to another state when I don’t have much time?” Everything may not make the initial move, or you may have a time frame that means you’ll need to store items short-term. You’ll want to consider these scenarios and the cost of storage units or facilities if you need this.

Also, remember if you’re moving to a smaller space, such as moving from a house to a one-bedroom apartment, you may not have room for all of the things you used to store in your home. Storage facilities will also come in handy then.

Registrations & licenses

A new state means new registrations and licenses for your vehicle. Don’t forget that you’ll need to put money (and time) aside to get all of these updated.

6 Ways to move out of state cheaply

The least expensive way to move out of state is to move your belongings yourself. Instead of hiring professional movers, you can do the work yourself to save on costs.

This means that you’ll be responsible for packing up your belongings and transporting them to your new location.

The great news is that you have some cheaper ways to transport your belongings when you move. Here are some tips:

1. Rent a moving truck

To transport your belongings for long-distance moves, you can rent a moving truck e.g. a U-haul. Depending on the size that you need, the cost of a rental truck can vary.

It’s significantly less than hiring a company, which can help when you’re looking for the cheapest way to move to another state. However, it also does not include gas and any other travel-related expenses that you might require—like food and any hotel stays.

A moving truck is a good option if you have a lot of furniture and other items to move. It also makes sense if you have the manpower (hello, friends and family!) to move all of your belongings into and off the truck.

In this scenario, you can hitch your vehicle to the back of the truck so that you don’t have to pay a separate expense to have it moved.

You can check out moving truck companies that offer online quoting to get started.

2. Rent a cargo trailer

For smaller moves, you can always rent a cargo trailer that can be hitched to the back of your vehicle. Of course, this means that you will need a vehicle that can hitch a trailer.

The same considerations that you use for a rental truck will apply to the trailer. Meaning that you’ll need to plan for travel expenses as well.

3. “Hire” friends and family

Recruiting your friends and family to help you DIY move is probably the cheapest way to move out of state. Instead of paying them the rate you would professional full-service movers, you can cover their travel costs and food instead. They can help you pack and even travel with you to unload.

Having your friends and family help could also mean that you have enough vehicles to not have to rent a moving truck. Perhaps someone you know owns a pickup truck with a bed to put your belongings in.

Getting your loved ones involved can make for a fun and really inexpensive move, and you won’t need to bother with long-distance movers.

4. Get your packing supplies for free

Did you know that you can get boxes to help you move for free? Retail stores constantly go through boxes that they may be willing to let you have for free. For instance, when I moved I was able to get boxes from a local wine store.

Finding the least expensive way to move to another state involves lowering packing costs. Visit some local stores in your area to ask for boxes that they’ll likely break down and recycle anyway. These boxes will be great for the odds and ends that you’ll need to pack up.

5. Ship your items in a moving container

When wondering, “how do I move my stuff to another state”, you may not have thought of this option. If you don’t need your items right away, you can always leverage shipping containers to store and move your stuff. In this case, you’ll have a container delivered to your home for you to pack up.

When you’re done, the container will be shipped to your new location for you to unload. The cost for this option will vary depending on the number of containers you need to rent and the distance that you’re moving. However, it can be cheaper than hiring professionals and way less of a hassle for you.

6. Sell your stuff

If moving your stuff seems like it’ll be too expensive, consider selling your stuff. The least costly way to move to another state is to actually make money instead of spending it, right?

Even if you don’t sell all of it, reducing what you have to pack or ship can help you save space and cost. It will certainly make unpacking easier!

Especially if you have any large items like a piano that you’d rather not move, this could be the solution. The money that you make from selling your items can be put toward renting a moving truck or to fund those deposits and other moving-related expenses.

You can sell items on platforms like Facebook Marketplace, Facebook groups, and on Craigslist.

Expert tip

As you start thinking about moving out of state, be sure to lay out an actual moving plan that includes your moving cost calculations.

Creating your plan will ensure you know how much you are spending and will help you track your timelines and associated costs accordingly.

Moving without a plan can lead to additional costs if you book things last minute or forget to plan for certain things e.g. gas for the moving truck, extra moving boxes or bubble wrap etc. So keep this in mind!

Other ideas for the cheapest way to move out of state

Coordinating an out of state move can become overwhelming. Here are some tips to help make the transition easier as you look for the cheapest way to move to another state.

Weigh the costs

Now that you know how much it can cost to move, you should weigh the cost to determine if you can afford to move. Before moving cross-country, weigh the costs by listing out all of the expenses and creating a budget. You can also use a moving cost calculator.

You’ll need to include the cost of a moving service and packing services if needed, any short or long-term storage, and additional services you may need.

You should also consider compensation for the moving truck company, any hidden fees for moving services, and also everyday expenses for the first month. These could be things like groceries, insurance coverage, and anything else you need to pay for while you are transitioning to a new job.

And remember that where you are moving to can have an effect on your budget. The cost of living may be higher than what you’re used to.

Also consider distance, for example, it is likely a lot cheaper to move from New York to Virginia or Rhode Island than to move from Florida to Washington State.

Create a moving checklist to help you save money

One of the first things that you should do before moving is to create a moving list. Having a moving out of state checklist will help you stay organized with the many tasks that moving requires.

Here’s a quick list of what to do, but you can use our moving out of state checklist for more explanation.

1. Save your money

Even if you’re looking for the least expensive way to move out of state, you’ll still need some money for a move. Start saving now and create a sinking fund to help you get some money together over the next few months. Moving will be much easier with some cash.

2. Decide on a neighborhood

Before you move, figure out what neighborhood you want to live in, and be sure to look around at housing options. Buy or rent your new place before you leave the old one and consider prices to be sure the new place fits your budget.

3. Take care of all paperwork in advance

You’ll need to do some paperwork when you move, including updating your address, getting a new I.D., and more. Try to do all of this before the move or in the first month to make life easier and plan for any expenses.

4. Decide what you need to buy when you get there

Will your new place come with appliances, or are you bringing your old ones? Make a list and save up for what you need to buy, especially anything expensive like furniture.

5. Clean your old and new house

Before you move, clean. After you move into your new place, clean.

It’s pretty simple, but it’s good manners to leave your old house in good shape, and cleaning your new house will give you peace of mind. Remember to plan for cleaning costs.

6. Grocery shop

When you first move in somewhere, it’s easy to justify a lot of eating out expenses, because appliances may not be there yet or you’re too busy to cook.

Even if this is the case, the cheapest way to move out of state would be to cut costs by stopping by the grocery store. Picking up a cooked chicken and some sides is still likely to be cheaper than going to a restaurant, and you can save some serious cash over your moving week.

7. Visit beforehand

If you’re able to, visit the state that you’re moving to beforehand, especially if you’re doing a cross country move. It will allow you to explore the area, experience the climate, and find medical facilities, a local bank, and schools. Visiting can also help you find out more about prices in the area.

8. Avoid holidays or peak moving seasons

Relocation alone can be stressful, especially an interstate move. Don’t make it worse by moving during peak seasons.

If you can, try to avoid moving during holidays or peak moving seasons, like summer. During these times, you can expect to pay premium prices for travel expenses—like gas and hotel stays.

Where can I find out of state movers near me?

So after figuring out how to stay on budget, you may ask, “how do I move my stuff to another state and hire long-distance moving services?” Out of state moving services should be easy to find.

Start with Google and type “out of state movers near me”, and also check out Yelp for reviews of companies.

When you’re asking “how do I find out of state movers near me?” here are a few good options to help you with your search:

• International Van Lines: They offer excellent moving services and have a reputation for being the best company to work with. They’ll even ship your car!
• Interstate Moving and Relocation Group: A moving broker that can help you find the right company for you that is affordable.
• American Van Lines: Fast movers that will get your items to your destination quickly and they offer specialty moving services as well.

How can I move cheaply?

When it comes to moving cheaply it’s all about minimizing how much you spend. So ask your friends and family for help with packing and moving.

Need free moving boxes? Visit your local big-box retailers like Costco, BJs, Walmart, or Target and ask for cardboard boxes that they would typically throw away

Does a family member or friend own a van or pickup truck? Ask for their help with moving as a favor and offer to buy them gas if they drive you. Moving cheaply will require you to get creative!

Is $5,000 enough to move out?

$5,000 may be enough to move out depending on the cost of living where you plan to move to and if you create a plan to live frugally. You’ll need to ensure your moving calculations include packing supplies, moving transportation, as well as any application fees and deposits for your new place.

It’s also important that you factor in 3 to 6 months of emergency savings. If you are not in a hurry, you can focus on saving extra money, so you can move out confidently.

Articles related to moving

If you enjoyed this article on the cheapest way to move out of state, you’ll like these ones too:

• Curb Expenses With A Moving Out Of State Checklist
• Can I Afford To Move Out On My Own?
• How To Split Rent Fairly With Roommates
• 7 Best Tips For The Cheapest Way To Live

Find the cheapest way to move out of state!

Moving out of state doesn’t have to be expensive. Make sure to get a quote for any storage services and Google long-distance moving company options to see what prices are available. And be on the lookout for deals to find the cheapest way to move to another state.

The great thing is that there are cheaper options for many of the expenses that you can expect to incur from moving. Try some of these cheap ways to move out of state to lower your moving expenses.

Looking for ways to save money and also be frugal is a great practice. And there are many ways you can cut costs in the months leading up to your move to increase savings. To find out more about finances, see our free courses.

The post What Is The Cheapest Way To Move Out Of State? appeared first on Clever Girl Finance.

The post 18 Frugal Grocery Shopping Tips appeared first on Clever Girl Finance.

When I first moved into my first apartment, I had a lot of reality checks. Some I was semi-aware of (why is furniture SO expensive anyway?) and others I wasn’t, such as grocery shopping.

And so based on my experience, I’ve gathered 25 of the cheapest meals from around the web, so you can not only dine in style, but you can slash that grocery budget too.

Keep in mind that cheap doesn’t mean unhealthy, unsavory, or lacking flavor! These are delicious and healthy meals that can also work as cheap easy meals, especially if you have kids or a large family.

Even if you have lots of room in your budget for groceries, this list of the cheapest meals can help you save more money while you’re grocery shopping on a budget!

25 of the best cheapest meals

These ideas are not only budget-friendly but also classic and simple to make. So check out these easy recipes that will make breakfast less stressful.

Cheapest meals for breakfast

Let’s start with the most important meal of the day…breakfast! Here are some cheap breakfast ideas for families that are easy to make and that taste delicious.

1. Breakfast casserole

A breakfast casserole is easy, and you may get multiple meals out of it! One of my favorites is this four-ingredient breakfast casserole with biscuits. It’s perfect to add to your list of cheap easy meals.

2. An oatmeal bar

Oatmeal is such a cheap staple by itself (either in a canister or by bulk) you can afford to jazz it up a little.

The Modern Honey website shares tons of different ideas for toppings, and none of them break the bank. You can always sub fruit out or in, depending on what’s in season, to make it even cheaper.

We also found this delightful lemon bar recipe that’s super easy to make!

3. Pancakes

Pancakes are always a cheap and easy favorite. For example, this pancake recipe from All Recipes is low in cost but high in flavor once you add in some butter and syrup.

4. Yogurt and fruit

This simple yogurt recipe teaches you how to make homemade yogurt with only two ingredients.

Top some homemade yogurt with honey or fruit, and you have a cheap on-the-go breakfast. Yogurt is also great in breakfast smoothies, which are filling and easy too.

5. Breakfast scramble

One of the easiest ways to save money at any meal is to cut meat, and this breakfast scramble from the Urben Life does just that. Just substitute the egg alternative for a dozen regular eggs, and this meal also comes in under $10 to make.

Plus, this yummy scramble contains healthy ingredients like mushrooms, red peppers, spinach, avocado, baby red potatoes, and eggs. And eggs contain protein. So it’s a win-win!

Cheapest meals for lunch

Whether you prefer hot or cold lunches, these ideas are sure to please! Plus, for some of them you can easily make extra and have leftovers for a few days.

6. Wraps

There are so many different variations of wraps out there that you could easily make a different one every day for a month and not even have scratched the surface.

If you snag bacon when it’s on sale, you can make these bacon, lettuce, tomato, and avocado wraps in a snap.

7. Burrito bowls

If wraps aren’t your thing, try a burrito bowl. You can always grab rice and also beans for a fraction of the price of other foods.

Grab cheese when it’s on sale and a bottle of salsa, then voila! Instant lunch for a week for under $5. You can even get creative by adding guacamole in addition to other toppings to keep this meal interesting.

You can also try this chicken burrito protein bowl recipe if you aren’t sure where to start.

8. Soups

Soups and stews are top on the list of cheapest meals to make. Try this slow cooker chicken tortilla soup, which promises to come in at $1.63 a serving.

Remember, you can buy managers’ special chicken breasts or even chicken thighs to save more money on buying your meat!

9. Salads

Salad doesn’t have to be expensive or tedious. Check out this recipe for a chickpea tuna one. Chickpeas and tuna are both packed with lots of nutrition for a fraction of the price.

We can’t imagine this meal being too expensive, but we can imagine it being extra tasty. And it’s also a great spin on a regular tuna salad!

10. Pinwheels

As mentioned above, there are various wraps for just about anybody, but we also wanted to share pinwheels because they are more fun and less messy.

This turkey pesto pinwheel looks like it’s going to be happening in my near future. I always suggest grabbing turkey from the deli because you can buy what you need and pick whatever’s on sale.

Cheap easy meals for dinner

Dinners can get expensive fast. So we rounded up easy dinner ideas that are good for the budget and yummy in the tummy!

11. Grilled cheese

Nothing says an easy dinner like grilled cheese. You need two slices of bread, some butter, and a slice of cheese to toast up on the stove. You don’t even need to use the oven for a cheese sandwich!

A meal like this can feed an army for less than five bucks, but we found fancier grilled cheese recipes if you are feeling adventurous. You can even serve it with tomato soup for an extra filling meal.

12. Skillet meals

Skillet meals are cheap and fast to whip up any dinner on a weeknight. For instance, this one-pot cheesy chicken broccoli and rice have three staple ingredients that are pretty cheap on price but not on flavor.

13. Sheet pan dinners

Like skillet meals, sheet pan dinners are a fast and cheap way to make dinner any night of the week. You can make easy chicken fajitas with this recipe or go even easier with this sausage, potato, and green beans bake.

14. Spaghetti

Spaghetti is known as one of the cheapest meals to make on the planet that you can make with pantry staples. With a bottle of sauce available for under $2 and a box of pasta under $1, who’s to argue?

But for a little bit more, you can make your homemade sauce with meat. Got kids or a large family? Definitely add this to your list of recipes.

15. Pizza

Sure, you could pick up some pizza somewhere fast and quick, but the key to making a frugal pizza is in the homemade dough. Check out this recipe from the Family Balance Sheet for $2.50 pizza or spend slightly more and make kid-friendly ones on garlic toast.

Try making a cauliflower pizza crust for a healthier alternative!

16. Baked potato bar

Potatoes are a cheap and filling vegetable. One of the most inexpensive and fun ways to serve up potatoes is in a baked potato bar.

Toppings such as cheese and sour cream can be purchased as store brands, while onions, bacon, and beans can be purchased when on sale or in season.

You can hit your sweet spot with some sweet potatoes and top them with brown sugar and marshmallows!

17. Tacos

As a Latina, tacos were a staple in my house growing up, along with almost any type of soup. Tacos meant we could make ground beef stretch farther with potatoes.

Soup meant we could eat whatever vegetables were leftover from the week (Spoiler, it was always potatoes).

You can add whatever you have on hand to your tacos, including black beans, cheddar cheese, bell pepper, and also other common ingredients.

You can easily make your taco seasoning that tastes way better than the store’s and toast up some corn tortillas or tostadas. If you would like to up the ante, we found this recipe for some baked ones that are still frugal.

18. Quesadillas

Just like tacos, quesadillas can be made frequently and are a cheap dinner idea. One way that I love to bulk up a quesadilla is to add sauteed veggies.

I like to pick whatever veggies are on sale and use up some cheese or tortillas that can be found with 10 for a dollar or two. Cheesy chicken quesadillas can be a filling meal that doesn’t break the bank.

19. Chili

All of the chili ingredients are cheap themselves, so it only makes sense that it’s on our list. Any beans will work, and you can substitute ground beef for ground turkey or leave it out.

You can also grab tomato sauce on sale along with whatever type of onion or pepper you want. Toppings are optional, but sure do make the meal. Don’t forget the chili powder!

20. Ham and cheddar croissant roll-ups

Looking for cheap recipes for families that are super simple to make? Try these ham and cheddar croissant roll-ups!

Grab just enough ham and cheese that’s on sale, along with a package of croissant rolls, to make this easy dinner a tasty yet frugal one!

21. Egg roll in a bowl

An egg roll dinner recipe can be made using rice which is an essential frugal staple. This recipe from Project Meal Plan allows you to use rice as a filler to make the meal go even further.

Try using brown rice for a healthier option. Brown rice has a bit more fiber which is good for you.

It also allows you to use up any leftover veggies you didn’t get around to using in other recipes.

22. Burgers

There’s nothing quite like a well-cooked burger! Ground beef is one of the cheapest meats you can purchase for entrees. A pound of ground beef can cost up to $5.

However, a dollar pack of buns, a bag of frozen fries, and whatever condiments you have in the fridge can have you under $10 with this dinner.

You can swap out the fries with a cut-up cucumber for a healthier side dish.

23. Casserole

Casseroles are not only easy and cheap, but they are also an easy food to freeze one day and then defrost when you need a quick meal.

It’s significantly less expensive and healthier to do this than to rely on a frozen one. And this chicken noodle casserole from the Country Cook is easy, filling, and tastes good!

Casseroles make tasty, cheap meals for large families!

24. Lo Mein

When made with ramen noodles, you can buy them for 30 cents a pack, plus frozen veggies. A lo mein dish like this one is what we call frugal and is perfect when it comes to easy cheap dinner ideas!

25. Baked chili hot dogs

You can’t have a cheap meal list without hot dogs, but we decided to find an even better recipe for some baked chili ones.

You can have a side of mac and cheese with it for a frugal side dish. Try it out, and thank me later!

Expert tip: Get creative with your meals

It’s easy to be creative with your meals and still save a lot of money. Remember that the key to saving money is to not let things go to waste and also to keep your meals interesting!

So explore easy meal combinations and leverage platforms like YouTube for meal planning and cooking ideas.

Why cut costs on food?

Food isn’t cheap. The USDA (United States Department of Agriculture) estimates that a moderate budget to feed a family of four can range anywhere from approximately $600 on the cheaper end of things and go past $1,100 per month.

Spending that much on groceries could easily be up to 20% of a family’s take-home pay or even more.

Since this is such a vast variable expense, it only makes sense to cut here when you can to lead to better budgeting. So it’s essential to find ways to make your grocery store visits more frugal!

Additional tips to cut costs

So now you have ideas for the cheapest meals to make, but there may still be room to save money in your budget. Here are some key tips!

Coupons

Don’t make fun of the extreme couponers you see on TV. You can find deals by checking out the best coupon websites or checking your weekly mail, online, or even on a store’s app.

I’m known to march up to customer service if my coupon for pasta wasn’t applied correctly! I manage to save between $5 and $10 a week on my groceries and household items.

Rebate apps

Check out Ibotta and also Fetch since they let you scan receipts for free money! Retailers partner with apps such as these to share in-store offers and coupons.

Once you’ve made your purchase, you check your receipt, and all savings are applied to the account.

You can then cash your account out via PayPal. It can take some time to accumulate enough cash-out points, but you can easily earn $20 a month with one of these.

Meal planning

Planning what you’re going to eat is one of the most shared tips because it works. Meal planning allows you to shop the ads, make sure nothing goes to waste, and gives you a list of items to buy so you aren’t distracted while at the store.

You wouldn’t drive somewhere without directions, so it only makes sense to have a plan here too.

Utilize the freezer

The key to making cheap easy meals is to utilize a freezer! Many items that you can buy on sale can be frozen to help extend the life of the food and allow you to stockpile when you can.

Meat, dairy items, bread, casseroles, and soups are all food items that can freeze for later use. Please check out FoodSafety.gov for more tips and recommendations.

What meal is the least expensive?

All of the meals on our list are very inexpensive to make, including pancakes, soup, and sheet pan dinners.

Can I buy enough groceries for the week for $50?

That depends on the cost of groceries where you live and how many people you need to feed. It is more likely that you will be able to spend less if you live in a low-cost-of-living area and are shopping only for yourself or a small family. You can check out our ideas for what to buy at the grocery store to maximize your budget.

What is a cheap meal that is most easy to make?

Grilled cheese sandwiches are one of the easiest cheap meals to make. They are easy to put together and are also a very inexpensive option.

Inexpensive food idea articles

If you enjoyed this article about the cheapest meals, check out these articles:

• 35 Delicious Frugal Meals For Every Food Category
• Meal Planning On A Budget! How To Do It!
• 25 Cold Lunch Ideas Your Budget Will Love
• 8 Tasty Frugal Meal Plans To Try!

Try out this list of the best cheapest meals!

Feeding your family doesn’t have to be the most significant variable item in your monthly expenses budget. As you can see, it’s possible to prepare healthy and simple meals without spending a fortune.

We hope these recipes and tips will help you cut here and spend more on other areas. When you spend less on groceries, you can focus on things like how to pay off credit card debt fast and saving more money towards your big goals using fun challenges like the 200 envelope challenge.

The post 25 Of The Best Cheapest Meals appeared first on Clever Girl Finance.

Everyone always has new hacks and tips on how to save money. But it isn’t necessary to reinvent the wheel to change your financial situation. Instead, you can look to the frugal living tips from the Great Depression that a lot of our grandparents used.

The Great Depression from 1929 to 1939, was the gravest economic downtown in U.S. history. The stock market crashed; the unemployment rate reached new heights; and industrial production was severely impacted.

During the Depression, everyone had to learn how to scrimp and save and there’s a lot we can learn from that era today. Even if you’re not in dire straits, following frugal tips from the Great Depression can help you cut your expenses and save money.

That said, here are 27 great depression frugal living tips and ideas we can all learn from:

1. Make your own soap

Nowadays, most people use liquid soap in the shower and at the sink. But liquid soap is actually a lot more expensive than bar soap!

Plus, you’re more likely to use up liquid soap (and have to repurchase it) faster than you would bar soap.

You can save even more cash by learning to make your own soap, which is one of our best frugal living tips from the Great Depression. The ingredients (like oil, water, and wax) cost just pennies, and the steps are very simple to follow.

Besides that, it’s a pretty fun activity, too! Discover how to make your own soap from Lovely Greens.

2. Wear clothes more than once before washing

You don’t actually need to wash all the clothes you wear after just one day’s use.

Of course, it’s a smart idea to wash things like underwear, socks, and gym clothes after every use. But your jeans, sweaters, and pajamas can likely stay clean and smell fresh even after a few wears.

In the end, by cutting down on how much laundry you do, you’ll reduce your electricity use and save money.

3. Keep warm with a hot water bottle at night

The Department of Energy explains that heating is likely the biggest monthly energy expense in your home. Want to make that bill shrink? Try using a hot water bottle at night as one of the frugal living ideas from the Depression.

This is an old-fashioned trick that not many people still do, but it can help you save a lot of money on heating.

In the evening, take a hot water bottle to bed with you. The hot bottle will help keep you warm, so you don’t have to use your heater as much and won’t have to spend so much on heat.

4. Learn a few sewing skills

Don’t worry-we’re not saying you have to start making all your clothes from scratch! But knowing a few basic sewing skills can definitely help you save a few bucks in the long run.

For example, start by learning how to sew a button on a shirt or patch up a hole in a sock. This way, you can mend what you have instead of having to run out and spend money on brand-new clothes.

5. Do all your errands one day a week or less

During the Great Depression, there weren’t 7-Elevens and Targets just around every corner. This meant people didn’t go to the store whenever they needed one thing (or whenever they were bored).

Instead, they went to the market and got everything they needed all at once in one trip for the week.

You can do this, too-and you’ll be shocked by how much cash it can save you.

First, it’ll help you save money on gas because you won’t need to go back and forth taking multiple trips to the store. Plus, it will help limit your impulsive spending since you simply won’t be at the store (and won’t be tempted) as often.

6. Track your spending

One of the most fail-safe ways to save money is to track your money. That means taking a look at where your money goes each month.

Remember: It’s not enough to just create budget categories and write them down; you also have to track your spending to see if you’re actually following that budget.

To track your spending, you can use a free app, a spreadsheet, or a spending journal.

First, figure out where you’re overspending. Then, find ways to make changes so you can cut out unnecessary expenses.

7. Make a herb garden

Herbs take up less space than vegetables, so they’re easy to cultivate even if you live in a tiny apartment. Plus, an herb garden will give you big cost savings! Just think about how expensive fresh herbs are at the grocery store.

8. Cook with leftovers

Today, people are too quick to throw away leftovers. Often, this is because they think it’s simpler to start over rather than to work with what they have.

But during the Great Depression, most people didn’t have a choice but to learn to cook with leftovers.

There are plenty of ways to reinvent leftovers to turn them into tasty, new dishes. And it’ll lighten your grocery bill, too.

If you’re not the best cook, (or even think, “I hate cooking!”) don’t worry. Check out leftover recipes from BBC Good Food.

9. Look through the pantry before going to the store

Similar to cooking with leftovers, learning how to shop what you have before heading to the store again will really cut down your food expenses.

It’s easy to find a recipe online and then go and buy all those exact ingredients-but it can also be expensive.

Instead, one simple frugal living idea from the Depression is to check out your pantry first. See what you have, and try to come up with a meal with those ingredients.

If you’re stuck, you can always Google it to try and find a recipe to guide you.

For example, if you’ve got zucchini, tofu, and corn at home, just search: “Recipes with zucchini, tofu, and corn” to find some inspiration.

This Depression-era savings tip will help eliminate food waste and shrink your grocery bill.

10. Purchase a whole chicken

Today, it’s easy to go to the grocery store and find boneless, pre-cut chicken breasts neatly wrapped in plastic. While this may seem convenient, it’s hugely wasteful and, actually, a lot more expensive than it needs to be!

Instead, try buying the whole chicken. To make things easier, buy a whole roasted chicken.

This gives you: 1) dinner for tonight; 2) leftovers for lunch tomorrow (cold lunch ideas are great for this); 3) bones to make stock with.

Believe it or not, a whole chicken actually costs the same if not less than pre-cut, boneless chicken-and you get three meals out of it instead of one!

11. Eat less meat

Often, meat is the most expensive ingredient on your shopping list.

There are much cheaper ways to get protein in your diet.

For example, you could eat more lentils, beans, eggs, or fish. Plus, eating less meat is a more sustainable choice that’s better for the environment.

Not sure where to start? Check out these cheap vegan meals from The Green Loot.

12. Buy reusable products

Back in the 1930s, people didn’t have as many disposable products. Obviously, this is better for the environment. But it’s also better for your wallet, too, and it’s one of the best frugal living tips from the Great Depression!

By switching to reusable products instead of disposable ones, you’ll save money because you won’t have to run to the store to buy replacements as often.

For example, you can switch to cloth napkins and cloth towels instead of paper towels and paper napkins. If you’re a coffee drinker, consider switching to a reusable coffee filter instead of using paper filters and/or metal pods.

13. Start a vegetable garden

Growing your own vegetables at home is much less expensive than buying them. Sure, fresh vegetables may only cost a few bucks at the store, but it costs just pennies to buy vegetable seeds to grow at home.

Plus, home-grown vegetables taste a lot better than their store-bought counterparts.

Best of all, starting your own vegetable garden isn’t as hard as it may seem.

For one, you don’t even need to have a backyard. If you can place a few pots near a window, then you can start growing your very own tomatoes, cucumbers, peppers, and much more for a fraction of the grocery store prices.

14. Invest in quality

Slow fashion vs fast fashion was simply not a thing back in the day.

Instead of having three dozen cute but cheap outfits from Zara or H&M, people had fewer clothes that they re-wore more often. You can do the same today by investing in good-quality pieces that will last longer than cheap clothes that will rip or fall apart quickly.

For example, consider investing in a great pair of leather shoes. While good-quality leather shoes can be expensive, they can also be repaired. You can take your leather shoes to the cobbler, again and again, to get them reheeled and polished.

This means you can wear the same pair of shoes for years to come instead of constantly needing to buy new ones.

15. Upcycle furniture instead of buying

Even budget furniture can cost you a couple of hundred dollars.

So take a cue from frugal tips from the Great Depression and learn about upcycling and flipping furniture instead.

Back in the day, they didn’t call it upcycling; it was just what they had to do to get what they needed on a budget. But today, there are all kinds of fun tips and tricks to convert old furniture into like-new pieces.

Best of all, you can find old furniture to upcycle for very cheap or even free for a huge savings win!

Get started with this guide on upcycling for beginners from House Beautiful.

16. Buy things second hand

If you’re not a DIY kind of gal, you can still save by avoiding buying brand-new items from the store. What can you do instead? Buy things secondhand.

Today, the internet makes it even easier to find what you need secondhand.

For example, you can use Facebook or eBay to buy second-hand appliances, electronics, books, furniture, toys, etc. To save money on clothing, you can also check out thrift shops. And don’t forget about yard sales for a treasure trove of cheap finds to save you money!

17. Make your own cleaning products

Why waste your money on name-brand sprays, scrubs, and gels to clean your home when you can DIY everything you need instead?

You can use different combinations of diluted vinegar, baking soda, and lemon juice to clean pretty much anything in your home-from sinks to toilets to countertops-and it costs just pennies.

Watch out, though. Some surfaces (like marble, for example) can’t tolerate these chemicals, so make sure you do your research before cleaning. Reader’s Digest gives a great guide on baking soda and vinegar cleaning solutions for your home.

18. Share with your neighbors

In tough times, it’s nice to know you have a community to turn to. Today, many people take a big sense of pride in being independent and owning everything they need. But it’s fine to ask for help.

In fact, when you can borrow from and lend to your neighbors, everyone wins!

For example, cooking a big meal for a dinner party? If you rarely host, consider borrowing your neighbor’s crockpot (that you’ll likely only use once) before going out and buying your own.

In turn, let your neighbor borrow your lawn mower. Or watch their dog while they’re on vacation.

If everyone helps each other out, everyone can buy less and save more money in the long run.

19. Learn how to store and preserve produce

Whether you buy your fruits and vegetables (hopefully, on sale!) at the grocery store or you grow them yourself at home, don’t let a single thing go to waste. Notably, food waste isn’t just bad for the environment-it’s also bad for your wallet, says the United States Environmental Protection Agency.

So try out one of the frugal living tips from the Great Depression and learn how to store and preserve produce so you never let them go to waste.

For example, you can learn how to freeze, dry, jam, can, and even pickle different kinds of produce.

20. Learn to DIY around the house

Some people may have more of a knack for it than others, but we can all learn how to be a little handy around the house and use one of the frugal living tips from the Great Depression. And the more you can learn to DIY, the more cash you’ll save because you won’t have to always call in (and pay) a professional.

You don’t have to do everything yourself. But just picking up a few tricks here and there can give you some creative ways to save money.

For instance, you can learn how to paint your own rooms, unclog your own drain, shovel your own driveway, mow your lawn, etc.

21. Use less electricity

This is one of the frugal tips from the Great Depression that’s likely to save you the most cash-and it’s also the easiest.

It’s obvious that the average American household today uses more electricity than in the 1930s, so look to history for inspiration on how to lower electric bill costs.

For example, use natural sunlight more by leaving the lights off during the day. And remember that saving energy doesn’t just save you money; it’s better for the environment, too.

22. Relax by candlelight

To save money at home and use one of the smartest frugal living tips from the Great Depression, why not switch to candlelight after the sun goes down?

Of course, you don’t have to do this every day. But even switching to candlelight a few nights a week can really cut back your electricity use and your electricity bill.

Plus, it can actually be really enjoyable to relax by candlelight! For one, it’s easier on the eyes. If you spend the evening reading by candlelight before bed, you’ll use barely any electricity at all. Better yet, candlelight sets the perfect scene for a cozy or romantic evening!

23. Just a dab will do ya

Fun fact: You don’t need to use as much toothpaste as they show you in the commercials, says Health. Double fun fact: You don’t even need to use toothpaste at all, says Advanced Dental Arts NYC.

We’re not saying you should give up toothpaste. But when it comes to lotions, potions, soaps, and most cosmetics and cleaners, you don’t need to use as much as you think.

Try sticking to the old motto, “Just a dab will do ya!” By using less of a product on a daily basis, you won’t run out of your products as quickly, and you won’t need to spend money to replace them as often. Win-win.

24. Use things up before replacing

Too often, we get tired of what we have and rush out to buy something new before it even needs replacing. That definitely wasn’t the M.O. during the 1930s! Back then, the Depression-era motto was, “Use it up, wear it out, make do or do without.”

If you live by this motto today and only go shopping when you’ve actually run out of something, you can end up saving a lot of cash and use one of the frugal living tips from the Great Depression.

25. Go to restaurants less often

You can bet that not many people were going to restaurants during the Great Depression. While you don’t have to cut restaurants and coffee shops completely out of your lifestyle, reducing how often you eat out can significantly increase your monthly savings.

For example, do you buy lunch every day at work? Start by making your own lunch and bringing it to the office. You can also start making your own coffee instead of going to your local shop.

A good tip is to see restaurants and coffee shops as a once-a-week treat or even a monthly expense instead of a daily expense.

26. Entertain yourself for free

When you’re bored at home, getting ready to meet with friends, or preparing to go out on a date, it can get expensive-fast. This is understandable.

Often, the first thought is to just go out to eat or get a drink. But eating and drinking out on a regular basis can end up being really expensive. So can indulging in a shopping habit, going to the movies, and taking a weekend trip.

But there is always stuff to do at home (alone, with friends, or with your partner) for free! Here are some ideas:

• 40 Fun Things To Do For Free With Friends
• At-Home Date Night Ideas For Couples On A Budget
• 22 Fun And Inexpensive Ideas For Days Out With The Girls

27. Make payments in cash

Hear us out: You don’t have to ditch all online payments in order to be more frugal and save money. After all, online payments and credit cards can make it a lot easier to manage payments for rent, electricity, internet, car loans, etc.

But online payments and credit cards also make it way easier to start impulse spending, which is why switching to cash can be a good idea.

For example, try paying in cash for things like groceries, restaurants, and other day-to-day purchases.

By paying in cash, you’ll be more conscious of how much you’re spending-and you’ll be less likely to make big impulse purchases.

Expert tip: Layer up your savings ideas!

The key to saving money using these ideas without burning out? Try adding in a couple of low-maintenance savings ideas and then one that is a bit more challenging.

For example, you might use things up before replacing them and shop your pantry before going to the store (easy). But then also start making your own soap (more time-consuming but helps you save.)

Can you use these Depression-era ideas to save and still have fun?

Using some of these frugal living tips from the Great Depression will help with your savings goals, and you can still enjoy life! You can be frugal and have fun by making some of these ideas into habits and saving money without really noticing.

What is the best Depression-era idea to save money?

One of the best ideas from the Depression is to grow your own food. Start a garden, learn about preserving and canning, and find ways to stretch your grocery budget further.

How do you live frugally?

Living frugally means that you are conscious of the money you spend, and you look for ways to save often while still enjoying a high quality of life. You can use the tips here and find many more.

Related articles on frugal tips

Enjoyed this article? Check out more of our articles on frugal tips!

• 35 Frugal Living Tips To Save A Ton Of Money
• The 29 Best Frugal Living Blogs
• 15 Extreme Frugal Living Ideas And Frugal Hacks!
• Frugal Vs Cheap: Why Frugal Is Better!

A 21st-century lifestyle with Depression-era savings!

What’s old is new again! There’s plenty you can learn from these frugal living tips from the Great Depression. But we’re not saying you have to live like it’s 1931.

Instead, just try incorporating a few frugal tips from your grandparents’ era into your daily routine. They can really impact your motivation for saving money and how much you save.

The post 27 Frugal Tips From The Great Depression To Leverage Today appeared first on Clever Girl Finance.

A challenging and time-consuming part of mom life is deciding what to cook for your family. What makes it even harder is to do so in a wallet-friendly way without compromising on nutritional value.

We are here to make mealtime easier and cost-effective for you! Feed your family for less with these 24 meal ideas.

1. Eggs

Eggs are super easy to cook with, affordable, and good for you. Not only are they a good protein source, but they also make a quick and tasty breakfast too. There are so many frugal meals for families that you can create with the humble egg.

Back to basics scrambled eggs

Sometimes simple meals are the best. Grab your eggs, some cream (milk or water will also work), and salt and pepper. Whisk the ingredients in a pan until frothy, then pour them into a hot pan with melted butter. Stir gently until your eggs are cooked through.

Baked eggs

Baking eggs gives them a delicious flavor and texture. Baked eggs with spinach and tomato are a popular breakfast choice.

Eggs Benedict

For an indulgent breakfast, rustle up some eggs benedict of poached eggs and bacon on an English muffin and impress your family!

Eggs cost approximately $4.25 for 12, making them a perfect food choice if you’re cooking on a budget.

2. Banana bread

Cake for breakfast? Yes, you can!

Homemade banana bread that doesn’t include refined sugar can be a much healthier choice than some of the sugary cereals that you can buy. It’s also really inexpensive to make.

Banana bread is basically sweet bread that is made from bananas. All you need are some eggs, whole wheat flour, vegetable oil, bananas, honey, vanilla extract, and seasoning. Here’s a proven banana bread recipe to try!

Banana bread ingredients will cost you less than $15 at most grocery stores. You could also make more than one loaf with the items. It’s perfectly safe to freeze, so you can save some for another day.

3. Frittatas

Frittatas are a popular choice for the whole family. They are similar to an omelet but with additional ingredients such as meat, vegetables, and cheese added to it.

Frittatas are traditionally cooked on low heat for a longer time than an omelet, and you can serve frittatas at room temperature so there’s no pressure to get it served immediately.

For a simple breakfast frittata recipe, whisk up your eggs with some cream and set aside. Cook some bacon, onions, tomatoes, and spinach in a pan, then add your eggs in. Sprinkle with cheese, give it a stir then let the frittata bake for around 15 minutes.

You might easily spend less than $10 to make delicious frittatas for the whole family. To find creative ways to save money, change some ingredients to make it more cost-effective.

For example, swap the spinach for mushrooms or broccoli.

4. Waffles

Waffles are so versatile! Many people prefer them to pancakes because they give you endless topping opportunities, and they don’t go soggy as quickly as pancakes do.

If you’re short on time, they are also great for breakfast in a hurry. Simply make a batter from eggs, flour, sugar, salt, milk, and butter.

Then add your mixture to your waffle maker, sit back, and wait. Adding fruit and yogurt to your breakfast waffles makes them a healthier and more satisfying meal, but you can add anything.

Waffles are a great frugal breakfast choice. You can spend as little as $1.20 per waffle! If you do have more cash to spend then you can add extra toppings such as chopped nuts or syrup. Check out these breakfast waffle recipes for inspiration.

5. French toast

The fantastic thing about French toast is that it looks fancy, but it’s actually quick to prepare and only costs around $4-5, depending on your choice of toppings.

To make French toast for your family, all you need to do is whisk together eggs, milk, and your choice of flavoring (typically vanilla or cinnamon). Soak the bread in this for a few minutes, then add to a hot pan of melted butter.

Cook for approximately five minutes, or until golden, then flip and cook the other side. Once cooked, top with your choice of ingredients.

You can make sweet or savory varieties depending on what you fancy.

6. Smoothie bowls

Smoothie bowls are an easy way to make sure you get your five a day all before 10 am! They are also a smart way to ensure you get lots of fiber in your diet.

But what exactly is a smoothie bowl? Think of it like a smoothie that contains fruit, seeds, and nuts that is served in a bowl rather than blitzed up and put in a cup.

A standard smoothie bowl will cost around $3-5 per portion. To make your smoothie bowl even more frugal, use frozen or tinned fruit, as these both cost less than buying fresh.

Start the day off well with one of these delicious smoothie bowl recipes.

7. Stuffed peppers

Are you looking for a frugal meal for families that is quick, nutritious, and tasty?  Stuffed peppers are a great lunch idea that you can make to suit your budget.

Peppers are either halved or hollowed out and filled with a variety of different fillings. Then they are cooked in the oven until done.

Popular fillings for peppers include:

• Ground beef
• Rice
• Cheese
• Tomatoes
• Onions
• Mushrooms
• Garlic

The cost of serving your family stuffed peppers for lunch depends on your choice of fillings, but it should cost between $4-$10 for the ingredients.

8. Sandwiches

Everyone loves a sandwich, including your bank account! They are so convenient, easily customizable, and extremely comforting.

The best thing is that they take minutes to put together in advance. You can rustle up a sandwich for less than $3 if you are savvy about your filling choice. The average cost of bread in America is $2.50, which will last you for several lunches.

And sandwiches don’t have to be boring with these mouth-watering ideas.

9. Pasta salad

Frugal meals for families can also be great time savers. Pasta salads are a perfect, quick, and fulfilling lunch that the whole family will enjoy.

They are ideal for taking to school or work or on a picnic as they are easy to store and eat for meals. Whole-grain pasta is also a great source of fiber and energy and can be eaten as part of a balanced diet.

Pasta salad is a good way to get rid of any leftovers in your fridge. From vegetables to meats and cheeses, you can pretty much add anything you fancy.

For a simple pasta salad recipe that’s guaranteed to get the family asking for seconds, follow this tasty recipe. Making this dish will cost around $10, a cost-effective choice for lunch!

10. Chicken fried rice

Frugal meals for families can be just as tasty as your favorite takeaway. This take-out classic is a real crowd-pleaser and so simple to make.

Chicken fried rice is basically chicken, onions, carrots, peas, eggs, and rice. You can also add some Chinese five-spice for flavor. The key to this is to use leftover rice from the previous day that has had time to dry out.

Scramble your eggs in a pan, fry the chicken then add all of your ingredients to the pan until they are cooked through. That’s it! Serve up this delicious lunch for 4-6 people for around $8.

11. Quinoa bowls

If you love a good bowl meal, this frugal family meal is for you. Quinoa bowls can be changed really easily, so you have an exciting new lunch each day.

The main ingredient of a quinoa bowl is cooked quinoa, which costs around $1.64 per kilogram. You will only need about 2 cups per bowl, so one bag will make several lunches for your family.

Once you’ve got your cooked quinoa, top it with your choice of vegetables, protein, and healthy fats such as nuts or avocado. You can add a dressing or simply eat the quinoa bowls as they are!

12. Muffins

Muffins don’t have to be sweet! Savory muffins make the perfect midday meal. They are also great frugal meals for families because you can hide lots of vegetables in them. You can either eat them alone or serve them with a fresh side salad.

Cheese, spinach, ham, zucchini, pumpkin, tomato, and carrot all work well in savory muffins. Simply whisk some eggs and add your choice of ingredients to a bowl, mix it all together, and then add to some muffin cases and cook them for 15-20 minutes.

You can pick up the ingredients you need to make some tasty muffins in a grocery store for $6-10. Get creative and make your own flavors or take inspiration from this savory muffin recipe.

13. Vegan shepherd’s pie

Hearty vegetables, a rich broth, and creamy mashed potatoes are hard to resist. What’s even better is that you can serve this dish to your family for less than $4!

Sometimes it can be hard to make vegan dishes as satisfying as meat dishes, but you won’t have this problem with a vegan shepherd’s pie.

Want to know how to do it? Here’s a tasty recipe to try!

14. Tacos

Tacos are one of the best frugal family meals that are guaranteed to fill your tummy without breaking the bank.

So, what can go in a taco? Anything you fancy! You can keep them simple or add some unusual ingredients.

If you’ve got picky eaters in your family, these are also great to schedule in your monthly meal planner, and you can hide some hidden vegetables, too.

Here are several of our favorite affordable fillings:

• Refried beans
• Veggies
• Cheese
• Avocado
• Battered fish

Serve them as a tasty meal for your family for between $5-$10.

15. Pies

Who doesn’t love a pie?

Pies make a frugal dinner choice for budget-conscious families. They make a great mid-week meal that can be made for between $10-$25.

Obviously, the price will depend on what you use as a filling, but there are ways that you can make one cheaply.

Whilst it’s definitely easier to buy a store-bought pastry, it’s actually much cheaper to make your own. Ready-made pastry will cost just over $4, whereas you can purchase the ingredients you need to make pastry for less than $2.

Cheap pie filling choices include cheese and onion, chicken and bacon, and vegetable pie.

16. Peanut butter chicken

Frugal family meals that have only a small amount of ingredients and take less than half an hour to prepare are like gold dust, but peanut butter chicken is one of them! Make this for dinner, and then try out some of the best family night ideas for a frugal but fun evening!

All you’ll need to create this tasty dish is chicken, peanut butter, tinned tomatoes, onions, and rice. This will cost you approximately $8.

Melt butter and some oil in a pan, then add your chicken until browned. Add the onion, tomatoes, and water, and season with salt and pepper.

Simmer for 10 minutes, then add some peanut butter to make a sauce. Leave to stew on low heat while you cook the rice. Once it’s ready, simply serve and enjoy!

17. Fajitas

Fajitas are another frugal family meal that can be adapted each week, so your family won’t get bored of the same food. It’s much cheaper to make fajitas at home than it is to eat them in a restaurant.

Buy some chicken, tortilla wraps, onion, pepper, garlic, salsa, and seasoning (optional) from your local grocery store for around $10. Simply cook your meat, add the veggies, and season to taste.

Serve at the dinner table and let the family create their own tortillas. Simple, delicious, and fun!

If you don’t fancy chicken fajitas, vegetables and steak also work well.

18. Seafood chowder

Seafood chowder is basically a creamy fish soup typically made with a mixture of shellfish, salmon, haddock, and potatoes.

There are no fancy steps involved, and it’s a tasty, inexpensive meal that you can rustle up for around $10 to 15.

You’ll find lots of different seafood chowder recipes online, but we’ve found one that keeps the price low.

19. Cheese straws

Snacks can become costly if you’re not careful, but they can help balance out frugal meals for families without busting your budget. Cheese straws are a great, cost-effective option if you’re feeling peckish between meals.

Fancy trying some yourself? All you need are three ingredients: cheese, flour, and ready-rolled puff pastry.

These will cost you around $8 and give you enough to make several batches that you can freeze and then defrost when you need them.

To make this a meal, add soup or a salad with it!

20. Popcorn

For an extremely frugal snack, try making your own popcorn at home. Not only is it less costly, but it’s also tastier! You can also control the toppings and make it a healthier snack if you wish.

All you need to buy is some popcorn kernels (approximately $3) and some oil.

Here’s an easy recipe to follow that will guarantee perfect popcorn every time.

 21. Yogurt

Yogurt is packed full of nutrients that make it a healthy snack choice. It’s also inexpensive and easy to find.

Plain Greek yogurt is a popular choice and only costs just over $1 in most grocery stores.

Want to make your yogurt snack into a meal? Top it with whatever fruit you have in your fruit bowl.

22. Veggies with dip

In a rush? Nothing is simpler or more satisfying than cutting up some fresh vegetables and serving them with a dip. Carrots, peppers, and celery all work well, but you can use a whole range of veggies. You can use up any leftovers that you have in your fridge.

Some great dips to add to your vegetables are:

• Peanut butter (trust us, it’s good!)
• Hummus
• Tzatziki
• Tomato salsa

You can easily prepare a plate of veggies and dip for your family for less than $5. Bargain! To make a full meal, serve with sandwiches.

23. Cottage cheese and crackers

If you’re looking for a snack that won’t break the bank or your diet, crackers, and cheese is a good choice.

Choose your favorite cracker (Ritz, Triscuits, and Wheat Thins all work well) and cheese with a strong flavor, such as cottage cheese. Spread on your desired amount and get snacking.

Add crackers and cottage cheese to your next food shop for less than $6. To make this snack into a meal, add deli meat like turkey or ham.

24. Homemade granola bars

There’s something extremely satisfying about making your own snacks. Granola bars are a great meal for when you’re in a hurry. They can be adapted to suit the tastes of both kids and adults.

The main ingredient you will need is whole rolled oats. These are relatively inexpensive at $4 for two pounds of oats.

Add things like mini chocolate chips, chopped nuts, and honey to create a delicious bar. You can easily make a batch of granola bars for less than $10, which will be considerably less than the packs you can buy.

Give them a go, you may just be surprised at how much tastier they are than store-bought versions!

Expert tip: Make meals that require simple ingredients

There are plenty of easy meals to make that don’t cost a lot of money. As a general rule, try to pick recipes that use only a few ingredients to save on cost.

Frugal cooking tips

So now you’ve got some great meal ideas to choose from. Let’s help you cook in a frugal way too.

Cooking frugally is a skill worth learning, even if you’re thinking, “I hate cooking!”. The more you prep and cook, the easier you will find it to eat well on a budget.

These ideas will help you save both time and money.

Choose recipes that use everyday ingredients

Complicated recipes with lots of steps require a long list of ingredients that you’ll need to purchase, pushing your grocery spend over budget. Not to mention that they will take you way more time to prepare and cook than a simple recipe.

There’s no point buying saffron if you’re only going to use it once, then leave it sitting in your spice cupboard! Try out some frugal living tips and choose recipes that have fewer steps and mainly need everyday ingredients.

Prepare meals in advance

There are so many benefits to prepping meals. Not only can you save time, but you’ll also have more money in your pocket. By planning ahead, you may also find that you portion meals correctly, allowing you to freeze food for another day.

Follow our meal prep tips for optimum efficiency:

• Invest in a variety of different-sized food containers so you can store lots of meals.
• Keep stock of basic ingredients such as grains, legumes, and canned goods so you can streamline meal prep.
• Make time to bulk cook! Spend an allocated amount of time each week in the kitchen doing budget meal planning and cooking to make your week ahead easier.

Use less meat

Frugal meals for families don’t have to include meat. Meat can be pricey, so try to substitute it for beans and pulses where possible to make your meals more cost-effective.

Beans also add protein and fiber to your diet. Lentils, beans, and pulses usually come in tins and have a good expiration date, which means you are less likely to waste food (saving you money in the long term).

If you’re not quite decided on giving up meat entirely, use a 50/50 split of meat and lentils or beans to bulk out your meals.

Grow your own food

Make a tight food budget go further by growing your own food. It’s also extremely rewarding, and you avoid wasted money!

Bell peppers, cucumbers, garlic, tomatoes, and berries are some of the easiest foods to grow. The initial cost of seeds and compost is low, especially compared to the money you will save on produce when they are fully grown.

Cook with tinned food more

Not only is tinned food cheaper, but it is also just as great for you as fresh food, and were you aware that people who eat more food out of cans typically consume more nutrients than those that just eat fresh varieties? This is mainly because tinned food is easier to prepare and costs significantly less.

Other benefits of canned goods include saving time and longer shelf life, so less waste!

What is the least expensive meal to make?

A very inexpensive option is either eggs or sandwiches. Though you can use any of the frugal meals here and know that you’re saving money!

Can you really reduce your grocery budget by being more frugal?

Yes, you can if you are conscious of your purchases and choose inexpensive ingredients. It’s also essential to use what you already have at home when possible. The more you practice being frugal, the more you gain motivation for saving money.

What is an inexpensive meal to feed a lot of people?

If you have a crowd to feed, doubling up on a meal like chicken fried rice or tacos is an easy solution. These are frugal family meals that won’t ruin your budget.

Related articles on great frugal meals

Enjoyed this frugal meals article? Here are others to check out!

• 35 Delicious Frugal Meals For Every Food Category
• 8 Tasty Frugal Meal Plans To Try!
• 25 Of The Best Cheapest Meals
• Create A Monthly Meal Planner Your Budget Will Love

Frugal meals for families are easy to make!

Feeling inspired to start cooking frugal meals for families? The tips in this article prove that it can be done when you know how.

Pick a few of your favorite frugal meal ideas for families and start slashing your grocery spend. If you need more motivation, think about all the things you could do with the cash you save.

Learn how to save even more money each month with our FREE financial savings challenge. For even more inspiration, check out these cold lunch ideas to make weekdays easier.

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