When it comes to financial decisions, such as saving money and building wealth, we can all probably come up with several excuses as to why we haven’t done certain things. And everyone can likely make a long list of bad financial decisions they have made. Though we all have some money regrets, the important thing is that we acknowledge it and take steps to improve our finances!

Regardless of the money choices you’ve made, there is always some room for improvement when it comes to money. And the opportunity to improve can come from learning from other people’s money mistakes!

Especially as women, it is critical for us to get our finances in order. Not only do we earn less than men, but we spend more time out of the workforce having and raising children.

Additionally, we live longer than men on average.

This means we are likely to need more money over the long term to support ourselves, so we have to be smart about our finances.

So, let’s examine the most common bad financial decisions. Then we’ll discuss how to recover and start making better choices going forward!

15 Bad financial decisions to watch out for

Below are some of the most common bad financial decisions people make regarding their finances. Can you relate? Not to worry though! I’m also sharing they key ways in which you can avoid or recover from them.

1. Not saving any of your monthly income

When it comes to saving money, I’ve heard so many people complain that after they’ve paid their bills, they don’t have any money to contribute to their retirement accounts or to add to their emergency fund.

However, some of us still find money to buy non-essential items, go out for drinks and dinner, and so much more! A lot of times, I’ll even hear people say things like, “Well, dinner only costs $20, it doesn’t make a difference.”

However, putting away $20 a week for one year in a savings account with zero interest will give you $1,040 dollars at the end of the year. Imagine if you did that for five years. You’d have over $5,000. And saving $20 on a weekly basis is likely money you wouldn’t miss!

Not putting money into your savings account each month is common but can be harmful to your future self. It often happens when people don’t really have any concrete financial goal setting in place or think they have plenty of time to save in the future.

But by doing this, they end up paying themselves last. It’s definitely a bad financial decision.

What to do if you have not been saving:

One way to easily save is to establish the habit of trying out different budgeting methods and working with a monthly budget. Make it a point to save at least 10% of your monthly income before you spend anything. If 10% seems like a stretch right away, start with 5% and build up to 10% over the next few months.

Consider automating your deposits to your savings account, too—this will make sticking to your savings goals much easier.

2. Living large in your 20s

In your 20’s, you graduate from college, get your first big paycheck, and maybe move out on your own. And now you can do things that you couldn’t do when you didn’t make any money.

Also, you probably don’t have as many financial burdens as someone in their 30s or 40s. So it’s easy to put savings on the back burner while you enjoy those glorious twenties and make poor financial decisions.

Although it’s easy to get carried away when you first start earning money, don’t forget to think about your future.

What to do if you find yourself living large:

Yes, you might be young and yes you might have time to save.

However, nothing can replace lost time, and the power of compounding, so learn how to budget and prioritize your future financial well-being over your wants.

Your financial decision-making in your 20s has a huge impact on your future, and you should start to build wealth in your 20s if possible.

3. Making large purchases and not paying off your credit card

One of the most common bad financial decisions is not paying off a credit card. For many, a lot of credit card debt comes from buying things we don’t really need. From that awesome clothing sale to eating out every day, those small transactions can rack up pretty quickly, and before we know it, we are left with a pretty hefty credit card balance.

Avoid this regret by reminding yourself that credit is actually debt and the available balance on your credit card isn’t real money! It’s money you are borrowing and will have to pay back.

What to do if you have credit card debt:

I like to describe debt as a stumbling block on the path to building wealth. And to get past it, you need to have a plan to roll (or blast) that block out of your way! It can be very difficult to save money when you are paying back debt at high interest.

However, creating and executing a plan to aggressively attack your debt, especially credit card debt, allows you to pay it off as quickly as possible. Then, you can fully focus on saving more money.

If you currently have debt, stop using your credit card and establish a debt repayment plan, like the debt snowball method.

4. Delaying important financial decisions

Putting off important financial decisions, e.g., paying off debt, saving, investing, etc., can be a big financial mistake. Too many people promise themselves to get around to it, but instead of taking action, we waste so much time.

How to stop delaying financial decisions:

To stop delaying important financial decisions, start by breaking down the actions you need to take into smaller, manageable steps. Set specific deadlines for each step to create a sense of urgency.

Educate yourself about the decisions you need to make, whether it’s investing, budgeting, or debt management, so you feel more confident and empowered.

If you need to, seek support from financial professionals or mentors who can provide guidance and accountability. Challenge yourself to take at least one small action every day towards your financial goals, so you can build momentum and reduce procrastination.

Personally, to keep myself motivated I remind myself of the consequences of not taking action (not achieving my goals) and also of the benefits of making timely financial decisions.

5. Not investing

A really bad financial decision is deciding not to invest your money at all. But if you don’t invest, your money will not grow. And you need it to do so to afford the things you want in the future, like retirement.

If you think you must be an expert in the stock market to invest, think again! There are plenty of options, and with technology, learning how to start investing has never been easier.

How to start investing:

You can invest in the stock market, try real estate investing, or invest in a business. Whichever route you choose or if you decide to go with all three, it is critical that you do your research and understand the basics of what you are putting your money into.

The stock market can seem like gambling or a big scary place, but not if you know what you are doing and have investment objectives.

The returns on the stock market average about 10% over the long term and it’s one of the most popular forms of investing out there.

If you’re not confident about investing or don’t understand things like the difference between ETFs and index funds you can always seek help from a financial advisor. Advisors help you set up an investment portfolio based on your risk tolerance and individual situation.

You can also learn a ton about investing by enrolling in our completely free investing course!

Remember that the key to successful investment portfolios is diversification! So, be sure to have a diverse portfolio to ensure you are investing wisely.

6. Not having a backup plan

Not having a backup plan is a pretty bad financial mistake. Having a backup plan protects us from unplanned and expensive life occurrences.

For you to have a positive relationship with money, you need a backup plan—a solid one.

How to establish your back up plan:

Two of the most important aspect of your back up plan are having a fully-funded emergency fund (3 to 6 months of basic living expenses) and ensuring that you have the right types of insurance (health, auto, life, disability, home, renters etc.).

To fund your emergency savings, build it into your budget and put money toward it each time you get paid. Next assess your current life to determine what insurance gaps you have.

For example, do you rent an apartment but don’t have renters insurance? Do you need to increase your health insurance or auto insurance coverage?

Having these things in place will literally save you when life happens and help you maintain your financial plan.

You’ll have money to fall back on rather than having to leverage debt or lose all your savings and investments to cover your situation.

7. Not protecting your personal information

In today’s internet world, identity theft and credit fraud are rampant, and not taking the extra measures to protect your personal and financial information can be a bad financial decision.

So much of our specific information like address, date of birth, and more is information scammers and hackers can easily find due to so many data breaches in recent times.

How to protect your personal information:

Protecting yourself is simple once you get set up. It means staying on top of your credit reports, not entering your data on websites you don’t trust, and putting alerts or freezing your credit cards and credit profile.

Many banks and credit card companies also offer free credit monitoring services. I strongly recommend you take advantage of this.

8. Ignoring the small goals

Think saving $15 a week or paying $20 to your credit card this month isn’t worth noting? As insignificant as those mini goals might seem, they matter.

They can add up a lot over time. In my opinion, our small goals are what help us accomplish the bigger ones because they allow us to get started.

How to focus on your small financial goals:

Some specific examples of small financial goals include things like:

• Establishing a $1,000 emergency fund
• Making an extra payment on your credit card each month
• Finding ways to cut back on certain monthly expenses
• Contributing to your retirement savings account
• Improving your credit
• Exploring side hustles

And remember that having long-term goals is essential to defining your big picture. We all love those yearly goals.

However, if we don’t break these goals down into smaller chunks it’s easy to get overwhelmed. As a result, we’ll feel like we’re making no progress at all.

I like to make long-term goals along with short-term ones. Then, I keep my day-to-day focus on my short-term goals, and I find great progress that way.

9. Lack of accountability

When you have no personal accountability, there is no one to motivate you, remind you, or keep you focused on what you are trying to accomplish.

As a result, you might start getting complacent, putting things off, and finding yourself in the perpetual state of getting things done “later” or, worse still, telling yourself you can’t do it.

How to be accountable:

It’s important to adjust your circle of influence if necessary and get the accountability you need.

For me, this means sharing my financial goals and dreams with a trusted friend who will encourage me and ask about my progress. It stops me from making poor financial decisions.

10. Not checking in on your progress

How do you make progress with what you don’t track? You won’t know when you’ve achieved a goal or hit a milestone.

How to track your progress:

Checking in on your goals is a must. It could be as simple as creating a schedule to check in on your goals, noting both short and long term ones. One great way to do this is to use a planner.

For me, a goal planner can really keep me motivated and focused. It allows me to add a timeline for my goals and record them.

11. Not caring about your credit score

Perhaps you’ve made the mistake of getting into a lot of credit card debt or even missing loan payments. These things can negatively affect your credit.

Your credit can be rebuilt, and while it isn’t everything, it does matter. For instance, you need decent credit to get a mortgage and get a good loan interest rate.

How to stay on top of your credit score:

I like to keep an eye on my credit score and try to improve it as much as possible. Utilizing a free service like Credit Karma to check and monitor your score can be beneficial.

In addition, I recommend avoiding debt as much as possible. Budget and create a plan to pay off anything you spend on a credit card each month so you don’t carry a balance. Doing this will allow you to reach many of your goals more easily.

12. Buying things brand new that you could buy second-hand

Have you ever bought something expensive that is brand new without shopping around? I know I have! The problem is that you could be spending more money unnecessarily when you could have potentially found the same thing for less if you went the second hand route!

What to consider buying secondhand or pre-owned:

For instance, items like furniture, appliances or cars can be cheaper if they’re secondhand in some cases. Or perhaps you want to purchase a designer purse. You may be able to get a good deal on a pre-owned designer handbag and save hundreds!

Although buying used isn’t always the way to go, depending on the item’s condition, it can often be a good choice. When you save money on expensive items by checking for deals, you can use the money you save for other financial goals.

When I shop second-hand, I like to look for items in “like new” or “excellent” condition. This way I know I’m getting value for my money and not just buying something with little value left.

13. Not sticking to a budget

Budgets are a great way to improve our finances, but sometimes, it’s easy to ignore a money plan like this. When we make a budget and don’t follow it, our future selves will pay for it.

Not following a budget can lead to a lack of funds for emergencies, being unable to retire when you want to, feeling overwhelmed by debt, and more. To avoid this, create a budget and promise yourself you’ll stick to it, or start working on better budgeting if you already budget.

How to stick to a budget:

First things first, it’s all about finding a good budgeting method. Finding a budget that works for you might take time, but when you do, you’ll be able to take full control of your money and make real progress.

One you determine your budgeting method, write out your expenses and your income. Then, determine how much your essentials cost each month and what is left over afterward.

Additionally, make a plan for what you’ll do with any money left over. You can make your budget as detailed as you want, but this is a very easy way to begin.

But remember, making a money plan is easy. Sticking to it may not be. So, decide how to handle it when you want to overspend.

You might try using a reward system, getting accountability, or whatever works for you to help you stick to the plan you made.

14. Forgetting to celebrate

It’s easy to think that you should only celebrate the big things or forget to reward yourself for your progress. But it’s what keeps you motivated!

Even if your progress was small it doesn’t mean it’s not worthwhile. Celebrate all victories, no matter how big or small. Not everything you do will result in massive strides, but it all adds up and gets you closer to where you want to be.

And your financial life isn’t going to be just the big moments. There are many smaller things to celebrate, such as paying off a credit card, sticking to your budget for a month, or saving up a few thousand dollars.

How to celebrate your wins!

Celebrate yourself by journaling about your financial victories, cooking a favorite meal, or taking a day or weekend for yourself. It makes everything more worthwhile.

15. Not getting back up after you slip

Don’t settle for a situation because you made a mistake, caught yourself over spending, or bought something you shouldn’t have. Slip-ups will happen. Give yourself the grace to recognize your error or mistake, remember your why, and get back to work!

How to get back up after a slip:

Know that you are not the first or last to make unwise financial decisions, and the important thing is the progress you make over time. One slip-up doesn’t make or break your money goals forever – your daily habits are what matter most.

The worst thing you can do after a mistake is give up. The best thing is to simply try again. So dust yourself off, remember your “why”, review your goals and get back it!

Expert tip: Focus on life beyond your finances

How we handle money is important. But I find that it’s best to keep things in perspective, especially if I feel I’ve made a money mistake. While unwise financial decisions can slow our progress, there’s a healthy way to think about our mistakes.

First, realize what your mistake was, assess the lessons, and then make a plan to recover from it. After that, it’s best not to dwell on your finances all the time or make them overly important.

Remember to enjoy your life and focus on the positive as you work towards a solid financial foundation.

How to recover from bad financial decisions

We have all made mistakes, and sometimes, that includes making bad financial decisions. But don’t beat yourself up over it!

Thankfully, there are plenty of strategies and ways to recover from a past financial mistake. Here are some tips to help you make smart money choices!

Step 1: Acknowledge your bad financial decisions and forgive yourself

To get ahead, you have to forgive yourself for your money mistakes.

So take note of the important life lessons you’ve learned and keep moving. Everyone has made some bad management decisions around their money – even the world’s wealthiest people.

It’s all about acknowledging where you went wrong and figuring out what to do to make things right. Even if you make the same or similar mistake again, you can rinse and repeat (acknowledge, learn, and implement the lessons) until you get past your error. That is how you will succeed with your finances.

Once you’ve committed to forgiving yourself and are ready to move forward, it’s important to recognize where you are with your finances right now. Then, you can determine where you would rather be.

Step 2: Decide it’s time to take action towards changing your financial situation

Once you’ve decided to make good financial choices, put a plan in place. And you don’t have to wait for January. You can start today.

Reduce your spending, expenses & debt load, see if you can boost your income, and make saving money for your future self a priority. All these things will put you on the path to creating a solid financial plan.

Be willing to change and be committed to seizing the moment to start working on revamping your finances.

No more waiting for the perfect moment to sort out your finances. Start now. This means if you can only save $5 a week right now, save that $5.

If it means you can only put $10 towards your debt this week, make that $10 payment. Then, start figuring out how to reduce your expenses and earn more so you can ramp up your savings or debt repayment plans and get back on track with your financial goals.

In addition, identify any spending triggers and devise a game plan to avoid them and minimize the slip-ups!

Your money situation will always change, so look at it as a financial journey. As you save more money, pay off debt, and increase your income, it will be much easier to recover from any past bad financial decisions you made.

If you need help, you could also work with reputable financial advisers or tax professionals depending on your needs. A great attorney for legal advice should also be on your list. Be sure to look into the background of your financial professional to ensure they are a good fit for you beforehand.

Step 3: Get motivated and shift your circle of influence

One of the best ways to begin making smarter money choices is to learn from others. So, start reading personal finance and personal development books and blogs.

Listen to podcasts and watch videos. Surround yourself with people who will motivate you to do better and keep going even when you have bad days.

Make it your mission to shift yourself away from your circle of influence if it is of no benefit to your goal of financial success. Remember, bad financial behaviors from others can affect you, so choose your associations wisely.

4. Define your goals and make them easy to accomplish

My next piece of advice is to define your goals for correcting a financial mistake and then make it very simple to stick with it.

For instance, put your goals where you can see them. A calendar or planner works well!

Next, automate savings, bill payments, debt payoff, etc. It’s one of the simplest ways to ensure success.

Last, find other ways to stay motivated. Talk to your accountability partner, read money books, etc. (Hint: Take our completely free Clever Girl Finance courses), and decide that you will succeed!

5. Be okay with failure and remember to keep trying

It’s completely okay to fail sometimes! The silver lining behind it is the important life lessons you will learn. Take the lessons and apply them to your next steps.

Know that no one is perfect and no one gets everything right with their finances every time.

Most of all, do not give up. Continue to work towards improving your money.

What is considered a bad financial decision?

A bad financial decision is one that throws you off course from your goals or negatively impacts your finances. Some common ones are credit card debt, not saving anything, and overspending.

If you have made poor financial decisions, don’t panic. Simply make a plan to fix them and get back on track. It may require time or financial sacrifice, like a stricter budget or a money savings challenge, but the rewards are worth it!

What is the best financial decision?

One of the best financial choices is to save and invest money for your future self. Saving for our future helps us all to be prepared, and investing allows us to make more money over time.

We all need money to help us with expenses, emergencies, and retirement. Saving and investing allow us to prepare for these life changes and be confident in our ability to thrive with money.

Why do people make poor financial choices?

People may make poor financial decisions for various reasons, including emotions, a lack of financial knowledge, or a lack of planning.

For instance, you might go into debt if you have an emergency expense to pay for and no savings. Or perhaps you don’t know how compound interest works, so you neglect investing in your financial plans.

Knowing financial literacy basics and being ready for expenses are both very important. And anyone can learn how to handle finances and make good money choices, given time and the resources to succeed.

Articles related to making good money choices

Now that you’ve learned how to recover from a financial mistake check out these posts for more information!

• I Don’t Want To Work Anymore! 14 Ways To Recover From This Feeling
• 12 Signs You Have A Shopping Addiction. What To Do
• How To Avoid Or Recover From A Shopping Binge
• How To Use A Pros And Cons List For Big Financial Decisions

You can recover from bad financial decisions!

It might feel like there is no light at the end of the tunnel, your debts are so large, you are so behind in your career, and/or you cannot recover from your mistakes. But remember, the only way change happens is by taking the first step and then the next step.

You can totally do this.

Take stock of your finances, learn how to budget, and start saving and paying off your debt. Before you know it, you’ll be on your way to getting your financial house in order and making better money management decisions!

The post The 15 Worst Financial Decisions And How To Recover From Them appeared first on Clever Girl Finance.

Flipping items can be a fun and rewarding side hustle. While some items may require a bit of work to resell, it’s worth it. If you pick the best items to flip, you can make a good amount of money.

All the extra cash you make from flipping can add up more quickly than you’d think. So before we cover the best items to flip for extra money, here’s why you should consider flipping as a side hustle!

Why it’s a great idea to flip items

You might wonder if it’s worth your time to start flipping for money. After all, there are a lot of ways to make money; why flip items? It’s a good business for a few reasons.

First, it can be easy to do; you just need to find the best items to resell, fix them up, and resell for a profit. Obviously, if you’re learning how to start a business with no money, that can take some time, as well.

Next, when you pick the right items, it’s good money.

Last, it’s a pretty flexible side gig. You can work whatever hours you want, selling as much or as little as you like.

Let’s take a look at what to sell (from household items to sell for quick cash and more) and also where to sell items.

32 Of the best items to flip

Want to know how to get started? Here’s the list of 32 best things to flip for a profit.

1. Chairs or sofas

Flipping furniture like chairs or sofas is a fantastic idea. You can sometimes find a chair or sofa with good bones and reupholster it or just clean it really well.

Check Facebook Marketplace, yard sales, and thrift stores for pieces to flip. Sometimes, people will even give you furniture for free if you haul it away for them!

2. Tables

Tables are also some of the easiest items to flip. Make sure to examine the table for any structural problems, like legs that are loose. Then, polish it up and take good photos to list it.

You could even upcycle tables by painting them or put on a cool resin top and sell it for even more money!

3. Antiques are some of the best items to flip

Antiques can be worth a lot, depending on a few factors like age, condition, and the type of item. You can shop thrift stores or estate sales for unique pieces. Try to get something for a price below its value so you can target its resale value cleverly and make a profit.

4. Desks

Other furniture items that are easy to clean up and resell are desks. Desks that are made from good quality materials and are still in decent condition are a big-ticket item and one of the best things to flip.

5. Any type of furniture that is wood, metal, or wicker

Furniture that is made from one of these materials can sell well. A reason for this is that they’re generally in style and very durable. Similar to tables, these items are easy to restore to make them look nicer.

For instance, you can spray paint old wicker chairs to bring them back to life and charge more money for them. Also, finding creative ways to upcycle these pieces can help you sell them faster.

6. Cars

Cars require a lot of know-how, but they can be profitable. You need to know how to thoroughly check a car to make sure it functions correctly, as well as how to fix it up.

You’ll also need to know about various models and their usual prices to know if you’re getting a deal or not when you initially buy. The car depreciation rate is considerable, but you can flip them for profit if you do it right.

7. Regular bicycles

Bicycles are practical and convenient for everyone to have, but many people want to buy one for a low price. You can easily find bikes that need some new paint or a bit of maintenance and resell them.

8. Houses (The best items to flip for the most profit)

Flipping a house is somewhat complicated, and there’s a lot involved. But basically, you’ll need to purchase a home for a low price that needs some work.

Then, you fix the house and get it in good enough shape to sell for more than you paid for it. If you are good at home maintenance and design, this could be a good option.

9. Gym and workout equipment

These are big-ticket items that are perfect for flipping. Just make sure it’s in good condition and up to all safety standards before you resell it.

Since some of these items are heavy and bulky, some people may sell them cheaply or give them away in order to get rid of them faster, which means a bigger profit for you!

10. Electronics (Some of the best items to flip)

Things like cell phones, consoles, tablets, and other electronics can usually make you some money from reselling.

For instance, classic iPods that have high storage capacity, such as those with 120GB to 160GB, are still bringing in quite a chunk of cash!

You can get started by searching your own home or garage for old electronics that got stuffed away. These can be some of the best items to flip for extra cash.

11. Luxury handbags (Some of the most lucrative items to flip)

Do you know designers and how to spot a real design item from a fake? Then, you might be able to sell designer handbags for cash.

Sometimes, you can score some of these for lower prices in consignment stores or online. Then, clean it up like new to resell.

However, keep in mind handbags are not great long-term investments but can be a good item to flip for cash.

12. Name brand clothes

If you can find clothes in good condition that are made by sought-after brands, you could make some cash. Look for items that wear well over time and things made from high-quality materials such as cotton, wool, or cashmere.

At times, you can luck out and find name-brand items in thrift shops and at Goodwill cheap.

Sometimes, you can even shop sales at retail stores and resell items for profit on sites such as Poshmark! Check blow-out sales and try to use coupons, too, for the best deals.

13. Shoes

If you can find good quality shoes from expensive designer brands that are undervalued, buy them and resell them for a profit. Be on the lookout for anything rare or unique.

Another option is to buy old shoes and upcycle them into customized pieces and charge big money for them!

For instance, you can bling them out like this beautiful pair of high heels and charge over $100 a pair! If you’re artistic, try out some money making crafts ideas and paint designs on them!

Sometimes, people will sell their collections for slightly less than they are worth, which is a great time to snap up a bargain.

14. Cookware

Dishes, pots and pans, glassware, and coffee mugs – you can probably find many of these at garage sales. After some cleaning and maintenance, you can list them for sale for a bit more than you bought them for.

Keep an eye out for vintage cookware because these items bring in much more money than standard items do.

15. Household appliances

Appliances like microwaves, refrigerators, freezers, washers, and dryers are among the best things to flip. They’re necessities but quite expensive, so sometimes, people are happy to pay for a used model in good condition.

16. Blogs

Not one of the easiest items to flip, but if you’re willing to invest some time and learn, you can make a good amount of money flipping blogs. Many people don’t even know this is an option, and you can make thousands of dollars a month in some cases.

17. Old board games

Board games are a fun idea and one of the best items to flip. Old board games probably sound like something that wouldn’t bring in much money, but you can sometimes make a big profit depending on the board game.

18. Books

Books are an old stand-by that was more popular years ago. However, you can still make money selling books. You just need to check out what types of book are most popular and start there e.g. textbooks and workbooks. Find books in thrift shops and yard sales and sell them on sites such as Amazon.

19. Laptops

You can make some cash flipping laptops. You’ll need some tech knowledge to do this correctly, though. If you learn how to factory reset them or even figure out how to fix them, you can buy them super cheap and make a big profit.

20. RVs or campers

Flipping RVs and campers takes a lot of work and the ability to spot a good deal. But if you have some home repair and maintenance skills, you can apply them to this. Use YouTube for inspiration and advice.

21. All-terrain vehicles (ATVs)

Buying an ATV for cheap, fixing it up, and reselling it can be a pretty lucrative deal. Just keep an eye out for anything on sale or undervalued. Check locally on Facebook Marketplace or possibly Craigslist to find them used.

22. Dirt bikes

Similar to other outdoor gear, check out ads in the newspaper and on sites like eBay for dirt bikes for a good price. Then, resell after maintenance.

23. Baby gear e.g. cribs, strollers, etc.

People are always looking for expensive baby items for lower prices. Check out garage sales for things in good condition that you can clean up and resell. Look for high-quality brands such as UPPAbaby, Valco Baby, and Graco to make more per item.

24. Jewelry

Jewelry is by far one of the best things to flip. There are so many different types of jewelry you can buy and sell for profit.

For example, you can find costume jewelry cheap at yard sales and thrift shops and sell it on sites like Etsy.

Sometimes, you will find vintage or name-brand jewelry and can really make bank. Of course, gold and silver are very profitable, too, but they may be harder to find at a low price.

After you find some jewelry, take the time to clean it up and take great photos for reselling. You can even start by decluttering your life, including your jewelry box, for items to sell!

25. Musical instruments

If you can find guitars, keyboards, drums, or other instruments for sale, see if you can resell them for a profit. It’s a fun hobby and a way to make some cash.

Like most things, if you find popular brands such as Fender, Gibson, Yahama, etc., you will earn more for those items.

26. Power tools

People need power tools for home repairs and DIY projects, but buying them new can be extremely expensive. This is why there’s a huge market for good quality second hand tools.

Yard sales and Facebook Marketplace are excellent places to pick up a bargain. Always check the tool for damage before purchasing.

27. Toys

Start by selling any toys that you may have from your childhood. Rare and limited edition toys sell really well. Action figures and LEGO sets are also popular in the second-hand market.

eBay is a valuable resource if you want to be a toy flipper. Use the search function to find toys that sell well and make a good profit.

28. Video games

Creating video game bundles is an excellent way to make money. Find bargains on sites such as Facebook Marketplace and eBay, then group together games in the same category or age bracket.

Use real images when selling your items instead of stock ones. These will appeal more to potential buyers. eBay and Amazon are great game reselling sites.

29. Sports memorabilia

Sports fans are always on the lookout for items to add to their collection. You can make a good profit from things that are in demand, such as:

• Autographed products
• Ticket stubs
• Sports cards
• Championship rings
• Shirts/jerseys

30. Vintage clothes

Buying and selling vintage clothes online can turn into a profitable business. Start by sourcing niche garments from thrift shops or auctions and check that there are no stains or irreparable damage before purchasing.  Do some research into the label and style of the piece to help you price the item correctly.

Use online marketplaces such as ASOS Marketplace, Vinted, and Mercari to sell your vintage clothes and make money.

31. Wedding dresses

Flipping wedding dresses is a satisfying item to resell. Not only can you make some good cash, but you will also help make a bride’s dream come true. End-of-line, discontinued, or ex-display dresses are great to flip because the cost is often considerably lower than brand-new gowns.

If you’re crafty, you can enhance a dress by adding buttons or a belt to make the item more unique and appealing. Use a reputable site such as Nearly Newlywed or Rowely to list your dress. Take into account their selling fees to ensure you still make a profit on your item.

32. Photography gear

Photographers who are just starting out often don’t have the funds for brand-new equipment, so they shop second-hand instead.

Even used photography gear isn’t cheap, so you will need funds upfront, but you can still make a good profit if you buy at the right price and add a margin. Lenses, cameras, and tripods are usually in demand.

Expert tip: Increase exposure of your items online with keywords and free shipping

The more people that see your flipped item, the quicker you will sell it. So it’s a good idea to always use keywords in your item’s title, description and tag. This will allow more people to see it, increasing your views.

Not sure what keywords to use? Think about the words that you would use to find your item online. Another great place to find information on keywords is the insights area on Facebook Marketplace.

Yet another way to get your product seen is to share your listing with online communities or groups that may be interested in what you have to sell.

Additionally, free shipping is an attractive offer for buyers. It can help your listing stand out from others and make people feel like they are getting good value.

Giving free shipping doesn’t have to mean eating into your profit. Simply build it into your list price, so the total price covers the item and the delivery charge. Don’t forget to state local pick up as a delivery option for people that live close to you.

Where to sell items

Another great perk to flipping is there are plenty of online platforms and apps to sell your items. Here are the best places to sell items for profit!

Facebook Marketplace

Facebook Marketplace is ideal for finding buyers that live in your area. All you need is a Facebook account to get started.

It’s an excellent way to begin if you are pretty comfortable with Facebook; you might even find some deals for things to buy and resell.

ThredUp

Used clothing is one of the easiest things to flip. ThredUp will provide you with a bag to pack your used items into. Then you simply send it off, and they will pay you depending on what things they’re able to sell.

Get paid in cash or by ThredUp credit. And it’s free, so there’s that.

Amazon

The Amazon site is vast, and they have a well-organized system for sellers. You can sell various things on Amazon, so it’s a great place to get started if you’re new to flipping items.

eBay

eBay is a good place to begin selling items because you can sell almost anything, including books, toys, clothes, and furniture. If you want a one-stop shop for selling your items, this is it.

OfferUp

OfferUp is a unique and easy way to sell items. OfferUp is an app, and it’s pretty simple to set things up. Household items are pretty popular, so you can quickly look around at what you have at home and sell some things right away.

Etsy

Etsy is a site that almost everyone has heard of. Although you can find many things, Etsy specializes in unique and crafty items like jewelry, clothes, art, and decor. It’s a great place to sell original items.

What to do with the extra cash from flipping items

Now that you’ve made some money, are you wondering what to do with the savings you may have? It’s essential to have a plan for any profit that you make. Here are a few ideas on what you can do with your extra cash:

Put extra cash towards a down payment on a house

If you dream of owning a home, use the money you make from flipping items to help you with how to save up for a house. Down payments are a pretty big cost, and most people need to save up thousands.

A good amount is 20% of the home cost, though you can sometimes do 10% or even less depending on the type of mortgage you qualify for.

Use the money for an investment opportunity

If there’s an investment you’d like to get started with but you need more cash, this could be your big break. Whether it’s real estate or investing with index funds, you can invest using side income to take a bigger risk.

Save some money to buy more items to flip (invest back into your business)

You’ll also need to keep some of your funds for buying more items. At first, a lot of your money may go directly back to your business.

Still, over time, you’ll get better at flipping, find out what the easiest items to flip are, and be able to charge competitive rates.

What products are easiest to flip?

The best items to flip (and the easiest) are ones that are desirable and worth a decent amount of money so that you can make a profit on them. Branded items, seasonal products, and limited edition items do particularly well in the flipping market. Examples include clothing, shoes, antiques, furniture and decorative items,

Discounted items are also great for flipping, especially once they return to their original price. You can make a good profit while still keeping the item lower than the average price and for a relatively small amount of effort.

How do you buy and flip items for profit?

The key to a successful flipping side hustle is having a solid plan. Use our step-by-step guide to start flipping like a boss!

Use a large box to collect and store your flipped items

Having everything that you want to sell in one place makes the process of listing and selling anything much easier. As you’re collecting things to flip, check the condition and clean each item as you go to save time later on.  

Take clear pictures of each object

The best pictures of objects are taken in natural light against a plain background. You don’t need to invest in a professional camera or hire a photographer to take a good picture, especially because this will have a negative impact on your profit margins.

List your items to sell

Selling your items on more than one platform will increase your chances of a sale. As you grow your flipping business, you will start to see which items sell best on which platform. You can easily list products for sale from apps on your phone, which means you don’t even have to log in to your laptop!

Ship them out as soon as they are sold

Here comes the exciting part. You’ve made a sale! Now it’s time to send your item off to its new home and start seeing money come in.

The process is totally addictive. Pack and post the product as soon as possible so you can move on to the next one.

Repeat the process

Once you’ve emptied your box of flippable items, it’s time to start finding more. There are so many sources to find hidden treasures. The more you source and sell, the easier you will find the process.

Is flipping items still profitable?

Absolutely, flipping items can be very profitable! All you need is a good eye for a bargain and knowledge of what people like to buy.

There is no limit to how much you earn, and it won’t take up all of your spare time, making it the perfect side hustle. Some people even earn a full-time income by flipping items every day!

Here are our top tips to make money from your flipped stuff.

Source $0 items

The most profitable items are ones that cost you nothing! Do you have any unused, unwanted gifts at home? These make ideal items to flip for a 100% profit.

Keep an eye on your local Facebook Marketplace for free objects you can collect, upcycle and resell.

Browse thrift stores and flea markets

Thrift shops and flea markets are arguably the best places for flippers to find second-hand goods that can be flipped for a decent profit. Increase your chances of making money by searching for things that will sell well and are in good condition.

Price it right

This will ultimately be determined by the item you’re flipping and how much you paid for it.

Do your research to find out the value of what you’re selling and price it competitively to increase your chances of a sale. If you want to attract higher prices, flip unusual or rare items.

Factor in selling fees and shipping costs (if applicable) to your price to ensure you have a clear picture of how much money you will make when it sells.

How much can you make when you flip items?

How much you make when you flip items definitely depends on what you’re selling, how many items you sell, and what you charge. So there’s no clear-cut answer for this.

However, you can likely make between $500 to $3,000 each month. Any way you look at it, that’s plenty of cash to help you do a lot of things financially.

Articles related to making extra cash

If you liked reading about what items to flip and how to earn more money, check out these articles next!

• How Does Flipping Furniture Work? How To Start!
• 9 Ways For Flipping Money: Make Your Money, Make Money!
• 17 Best Items to Resell for Extra Cash
• Do You Have To Spend Money To Make Money?

Get started with these best items to flip and make cash fast!

Flipping items is something that you can do if you have many things to sell or are great at spotting a deal. It’s one of the most profitable side hustles because you can start with the easiest items to flip and move on to bigger items as you earn more money.

It’s a great way to make cash fast, and it can be turned into a full-time business if you like it that much! So get started today and learn exactly how to build your business with our free course!

The post 32 Best Items To Flip For Extra Cash appeared first on Clever Girl Finance.

If you’re feeling unorganized, chaotic, and frazzled, we have a 30-day minimalism challenge that may help you change your life! One day at a time, you’ll make small changes that help you realize what’s important in your life and what you can let go of. But before we get into the 30-day minimalist challenge, we’re going to explain what it is first!

What is a 30-day minimalism challenge?

The idea with a 30-day minimalist challenge is that you get rid of something physical, something mental, or a bad habit daily for 30 days. You can do the challenge in any order you choose. There is no right or wrong way to do this challenge, just as there aren’t a certain number of days it takes to form a good habit.

The hope is that by changing your habits slightly each day, you’ll get some clarity in your life, including your physical, mental, and financial life.

Actions for your next 30 days on the 30-day minimalism challenge!

Ready to begin? Here is our 30-day minimalist challenge that will show you how to change your life! Try these things over the next 30 days because less is better!

1. Analyze your daily habits

Before you can live a minimalist life, you need to know where you stand. How close (or far) are you to reaching your goal? Your daily habits will help you understand. 

I like to ask myself what I already do well and what I could use some help on or how I can start challenging myself. I recommend creating a good habits list to help.

For example, if you already have a great millionaire morning routine, don’t mess with it. But if you never give yourself ‘me time’ or you consider yourself a hoarder, you’ll know which steps to make a priority.

It isn’t a time to judge yourself. Instead, it’s time to sit down and figure out where you stand and what you should do next.

Make a list of areas of your life that you’d like to improve with minimalism. It may be a routine or a room in your home that needs to be decluttered.

2. Establish a minimal morning routine

Ease your way into your mornings. Rather than rushing to check your email, deal with social media distractions, or even start working, give yourself time to relax. Prioritize your mornings so you start with a clear mind and enough energy to tackle your day.

Rather than jumping on a device, take time to meditate, pray, or journal. Learn how to spend less time on your phone. Sit outside and drink your coffee or tea, and enjoy the morning stillness.

You could even make positive morning affirmations part of your 30-day minimalist challenge!

3. Create simple living goals for the year

It’s easy to get frustrated with yourself when you don’t feel like you’re achieving anything, but you may be and not even realize it. Rather than ‘winging it,’ as a part of the 30-day minimalism challenge, set goals and money moves for the year.

Choose short and long-term goals, and some mid term goals as well, but make sure each goal you choose is achievable. It’s good to have a mix of ‘easy’ and ‘hard’ goals, but make sure you have visible goals with achievable timelines.

Since you are focusing on a minimalist lifestyle, it makes sense to focus your goals on getting rid of extra possessions or creating a mindset that allows you to have a more intentional life. Consider these things as you plan the year.

4. Decongest your kitchen

Your kitchen is likely the heart of the home. It’s also probably the most congested.

Most people use kitchen counters as the ‘dumping ground.’ Everyone walks into the house and dumps their stuff on the counter, leaving some or all of it to create clutter.

Try clearing off the counters and keeping them clear always as a decluttering challenge. Create a nightly routine as motivation to declutter that includes you clearing off the kitchen counters each night.

Don’t leave too many appliances, canisters, dishes, pots and pans, or decorations out. It only creates busyness in the kitchen, which creates chaos.

5. Write in a gratitude journal

It’s easy to focus on what’s going wrong in our lives, even when little things go right. The ‘bad stuff’ overtakes the little good things that happened throughout your day. Each night take five to ten minutes to write 3 to 5 good things that happened in a gratitude journal as part of a journaling self care routine.

It could be as small as the sun came out or your teenage daughter smiled at you today. Some days are worse than others, so you’ll have to get creative with the ‘good things,’ but with regular practice, it becomes natural to focus on the good instead of focusing on the bad.

6. Enjoy some time alone

Alone time is important, so embrace it as part of the 30-day minimalism challenge. I find that it gives me time to regroup and not feel like I’m being pulled in every direction but where I want to go. It gives me time to think about what I want.

With practice, you’ll enjoy your time alone and learn how to focus on yourself and not others to achieve your goals. 

If it’s weird for you to be alone at first, do something by yourself. Whether you take a drive, read a book, or journal, do something to keep your mind busy.

But slowly, introduce a few minutes of just ‘nothing.’ This gives your mind time to relax, unwind, and ‘just be’, which is especially helpful if you have a busy brain.

It doesn’t have to be a specific amount of time, either. Even 20 minutes by yourself can help you feel more relaxed and less hurried.

7. Go technology free for a day

Technology has become such a regular part of our lives that we forget to take a break. If you aren’t careful, technology can consume you and never give you ‘time off.’ If you’re always on alert, answering texts, checking emails, and looking at social media, you’re not living in the moment – you’re focused on everything else.

Institute one day a week, month, or any frequency you can handle to go technology-free and have a social media detox. At first, it will feel weird. It may even be hard, but you’ll find that eventually, you enjoy it and may even look forward to it.

Just make sure on the days you are technology-free that, you truly do live in the moment and focus on enjoying the life you have.

8. Commit to not complaining for a day

Complaining comes so easily, especially when you have a bad day. But again, if you focus on the ‘bad stuff,’ you will never see the good. Complaining only gets other people to join in, prolonging your frustrations, and it turns out it isn’t good for your brain.

To see how different life is without complaining, set a day that you refuse to complain. No matter how bad things get or how frustrated you are, don’t complain. Focus on how you feel and how much lighter you feel when you aren’t constantly bringing yourself down.

9. Declutter your living space

Decluttering your home is one of the biggest steps in our 30-day minimalism challenge. If you’re constantly surrounded by clutter, you’ll never be able to relax – your mind will always feel cluttered and even frustrated.

Think of the area you spend the most time in and declutter it. Let it be an area of peace so that you feel relaxed when you sit in it.

Some things you might declutter include your pantry or fridge, a junk drawer, various supplies like makeup and beauty products, or even paperwork and mail. Most of us would feel better with less stuff, so feel free to start in any room of your home and start decluttering your life.

Make it a part of your morning or nightly routine to clear up your living space so it becomes a sanctuary and not a place that makes you feel more unfocused.

10. Donate things you don’t use or need

Rather than holding onto things you think you need, create a rule during your 30-day minimalist challenge. If you haven’t used the items in 6 months (and they aren’t holiday-specific), donate the items to someone who could use them.

Clothing is the most common item we all hold onto longer than necessary, but it’s important to understand how to be ruthless when decluttering clothes. Whether the clothing no longer fits or you don’t like it, if you haven’t worn it in a long time, part ways with it. Clothing, household items, or mementos you hold onto but don’t use only cause clutter and make it hard to be a minimalist.

You could also consider keeping a constantly updated list or a box of items that you want to donate. That way, you can get rid of things on a monthly or semi-annual basis when you no longer need them.

11. Purge your social media following/followers

Look at your social media accounts. Do you need to follow everyone you’re following, such as lifestyle influencers? Does it stress you out to look at your accounts?

Maybe you feel frustrated or upset when you look at other people’s feeds – this causes unnecessary anxiety. Take the time to go through your social media and purge your friends and followers.

Think about who you care about and who you WANT to see the information you post. It may feel better to have a large following, but it doesn’t fill you up.

You’ll feel more secure and worry less when you don’t have unnecessary followers and you don’t have to see their feeds. There’s nothing better than some social media minimalism in this regard.

12. Cancel subscriptions and memberships you don’t use

Comb through your credit card statements and look for ‘ghost subscriptions.’ These are ‘free’ subscriptions you signed up for but then never canceled. You may be paying for them and not realize it because they’re automatically charged, and this has definitely happened to me before.

Even if you have memberships you wanted/meant to have, if you don’t use them or they aren’t necessary, cancel them. Consider cable alternatives, as well.

13. Say no to something or someone

We’re all programmed to say yes to everything, but we shouldn’t. The things you say yes to should be because you want to, not because you feel like you should. If you say yes to something that you don’t want to do, it doesn’t feel good, and it won’t let you live the life you want.

At first, it will feel unpleasant. You may even be mad at yourself for saying ‘no,’ but with practice, it gets easier to learn how to say no. You’ll be able to recognize what feels good to you instead of always saying yes to everyone else because they want you to.

14. Spend 20 minutes outside

One of my favorite ideas is to make a habit of spending 20 minutes a day outside. If you think you’re so busy that you can’t fit it in, get creative. Take your lunch outside or answer calls outside.

If you live in an area where the mornings are comfortable enough to be outdoors, take your morning routine out there. It will become easier to get your outside time in when you practice intentional living through making it part of your routine. You may even find you want to be outside more often.

15. Unsubscribe from email lists

Think about how many times you’ve handed out your email address. You probably can’t even remember, right? Companies are creative in getting your email so they can send you marketing material, but spam takes up your time and energy.

Instead, unsubscribe from any email list that doesn’t interest you and minimize the time you have to spend sorting through emails every day.

16. Read a book to simplify your evening routine

Give up some electronic time and replace it with a book. You’ll skip the blue light exposure and educate yourself or just enjoy a good story.

It’s a great habit to instill at night. Cut yourself off from electronics at least 2 hours before bed, and instead, read a book to help you unwind and get a good night’s rest.

If you need some good reading material, our favorite passive income books or these side hustle books are great places to start.

17. Have a no-spend day

Plan a day that you will not spend any money – not even on essentials or food. Make sure you plan ahead for this day to have enough food and necessities to get through the day. See how it feels not to spend for 24 hours and see if you can expand it for an even longer period.

An essential part of the 30-day minimalism challenge is getting your finances in check with a no spend challenge.

18. Learn something new to encourage mindful living

Is there something you’ve always been interested in learning but never took the time? Now is the perfect opportunity. Try new money making skills, learn a new language, or step out of your comfort zone and do something you would never try, like ziplining or going back to college.

Learning a new skill or hobby will help you to focus on one thing at a time and not feel so rushed. It’s a great way to spend free time and simplify, and remember to never stop learning because life never stops teaching.

19. Clean out your closet

Go through your wardrobe and do a closet purge. Find anything that doesn’t suit you anymore.

Create a keep, donate, and toss pile. Go through each item individually and ask yourself if it adds to your life, if you like how you fit or look in it, and if you have a use for it.

If you can’t confidently answer that you love the item, it makes you feel good, and you’ll use it, get rid of it.

20. Organize your online files

Take a day in the 30-day minimalism challenge and organize your online files. Your online files can get just as cluttered as the files in your desk drawer. 

Take the time to organize everything into digital folders. This way, when you need something, such as a tax document, you’ll know exactly where to find it.

While you’re at it, find out how long to keep financial records. Then you’ll know for sure if you need to keep a document or if it’s just clutter.

21. Turn off notifications

It’s easy to jump at every notification that you receive, but it distracts you from what’s in front of you. Instead, turn off every notification except any you need for emergencies, especially if you have children.

Not focusing on your phone as much can help you live a simpler and more relaxed life. You’ll minimize the things that you focus on, allowing you to be more present in the moment. You might even have extra time for some fun family night ideas, or you can try out fun things to do for free with friends.

22. Fold and put away your laundry

If you’re great about doing laundry but not so great about putting it away, be intentional about folding and putting it away. Only wash the clothes or linens you know you’ll have time to dry, fold, and put away on the same day instead of doing one big laundry day and letting the clothes sit in a clean pile all week.

I’ve discovered that doing this not only gets rid of clutter but it helps me to focus on one task and then fully complete it before moving on to the next thing.

23. Make a meal plan

Guessing what’s for dinner every night or putting that stressor on yourself after work can be a burden.

Instead, make a meal plan and stick to it. Whether you create a weekly or monthly meal planner, the key is to have a selected menu and the ingredients to make them.

It takes the guesswork out of what’s for dinner and saves you money by not going through the drive-thru.

24. Clean out your personal items

If you hold onto personal items because they have memories, go through them.

Certain things should be kept forever, but if your personal items clutter your living space, bedroom, or even basement, it’s time to cut back and figure out what you must keep and what can go.

25. Establish a relaxing nighttime routine

Sleep is an important part of your health, but if you don’t have a nighttime routine to help you unwind, you may not be sleeping as well as you think. If it takes you a long time to finally fall asleep, set up a routine so your body knows when it’s bedtime.

A few ideas include taking a hot bath or shower, reading a book, turning down the temperature in the bedroom, and stopping all electronic exposure at least 2 hours before bed. Consider this one of the most essential 30-day minimalism challenge ideas! Establishing a routine will allow you to start living your best life.

26. Declutter your kid’s toys, involve them in the process

Help your kids declutter their toys. Just like when you go through your clothes, decluttering with kids involves helping your child choose the toys that mean the most to them and which toys just sit there unplayed with.

Together you can choose toys you can give to kids in need. Your child will learn to declutter and learn the spirit of giving.

27. Create a reading list

Create a reading list and post it somewhere you’ll see it. When you have books you want to read, you’re more likely to take the time to achieve those goals.

If you just tell yourself you’ll read someday, you won’t. But if you write a list of books you want to read, you’ll be more intentional about your goals. Try a summer reading list or these financial literacy books.

Reading allows you to routinely slow down and relax. It’s essential to make this part of your life, as you will not only learn new things but improve your stress levels.

28. Leave a whole day with nothing to do

It can feel frightening because we live in a world where we are always going, but leaving an entire day, or even a lazy weekend, to do nothing is a blessing in disguise. If you feel anxious, acknowledge it, but still try.

After a couple of hours, you may find that you love the feeling of not having anything to do and the ability to do whatever you want.

29. Write tomorrow’s to-do list today

There’s nothing more satisfying than crossing things off a to-do list. Write your list for tomorrow today, so you are well prepared for tomorrow when it comes, and you’ll have a time management plan.

With a to-do list done, you can enjoy your morning routine without feeling like you forgot something and without feeling distracted.

30. Find ways to overcome stress triggers

Stress is a part of life, but you can cope better if you have ways to deal with it. Find things that make you feel calm, whether it’s taking some deep breaths, meditating, taking a walk, talking to a friend, or just sitting and doing nothing for a few minutes.

Learning how to manage stress is an important part of attitudes of mindfulness and living a minimalist life!

Expert tip

When you start to embrace a life of minimalism, you may find that some parts of your life feel more cluttered or difficult than others.

For example, maybe you don’t have a lot of excess clutter at home, but you are always multi-tasking, and you rush from one thing to another in your day.

The best thing to do is to focus on one area of your life at a time. Choose the one that will make the greatest improvement or create a sense of peace for you, and begin there.

Remember to be content with what you have as you continue to improve your life.

What is the 30-day rule in minimalism?

The 30-day rule in minimalism is, to begin with getting rid of one item, and on the second day two, the third three, and so forth. Basically you increase the count of items to get rid of by one each day. By the end of 30 days, you’ve gotten rid of nearly 500 items!

How many items do you get rid of in the 30-day minimalist challenge?

The amount of items you get rid of in the 30-day minimalist challenge is up to you. If you follow the rules exactly, you’ll get rid of 465 items. But you can of course modify this to your own preference.

Are minimalists happier?

Minimalists are not necessarily happier. Happiness and mental wellness depend on many different factors, and there’s more to life than things.

That said, using minimalist techniques can help you have less stress and more time in your day, which can add to your happiness.

What is the one in one out rule for minimalism?

The one in one out rule for minimalism is that when a new item comes into your home, you have to get rid of an item. That way, the number of items you have stays the same.

Articles related to the 30-day minimalism challenge

If you liked reading about the minimalism challenge, then you’ll love these articles!

• 28 Different 30 Day Challenge Ideas Everyone Should Try
• 8 Ways Minimalism Saves Money
• Living A Minimalist Lifestyle To Improve Your Finances
• Minimalist Finances And How To Become A Financial Minimalist

Try this 30-day minimalism challenge to change your life!

Thirty days gives you a lot of time to transform your life. You may love some of these 30-day minimalism challenge ideas and not like others, and that’s okay. The key is to give yourself a chance to try new things, see how new habits sit with you and what you’d like to carry forward in your life to maintain a calmer mind, and maybe even help your finances along the way.

Learn more about applying minimalism to your finances with our completely free financial courses and worksheets, or follow Clever Girl Finance on Instagram, Facebook, and YouTube for top financial tips and motivation to reach your goals!

Plus, if you love these challenges, you’ll love our expanded list of challenges for your life and money! Try these comfort zone challenges or do a money saving challenge.

The post A 30-Day Minimalism Challenge To Change Your Life appeared first on Clever Girl Finance.

If you’re ready to leave a relationship but are staying because you have no money, it can put you in a pretty bad situation. Living unhappily or feeling trapped doesn’t do anyone any good and can have many negative effects. It’s important to know when to leave a relationship and not to feel like you don’t have options when it’s time to go.

How do you know when it’s time to leave a relationship? 6 Signs

Putting money aside, let’s look at the signs of how to know when to leave a relationship. Don’t let money drive your decisions – there are ways to leave a relationship with no money (more on this below). For now, let’s look at the signs you should leave and worry about money later.

It may be time for leaving a toxic relationship if you’ve made every effort to improve your situation (perhaps even with external support such as therapy or a mediator), but you still feel the following:

1. Feeling more pain than joy

If you find yourself constantly upset or angry in your relationship, you may be experiencing more pain than joy. You may be guilty of letting the few happy moments cover up ‘the bad’ thus forcing you to stay in the relationship.

Instead, be honest and practice listening to yourself. Look at your emotions overall, not just in the few happy moments that may be few and far between. If you find that you’re in pain more than you’re happy, it’s time to leave.

2. Your partner wants you to change

Your partner should love you for who you are, whatever that means today. Even if you’ve changed through the years, you both promised each other – for better or for worse. You didn’t promise to stay exactly the same.

If you’ve changed and they don’t like it, or you haven’t changed, and they want you to – they aren’t in love with you for who you are, and it could be time to leave.

3. You expect your partner to change

If you’ve given your partner an ultimatum or you spend your time wishing they would change their behavior, it may be time to leave your relationship. Just as you should be loved the way you are, the same is true of your partner.

You aren’t in love with someone if you want them to change so you can like them. It may be that you are in the relationship for the wrong reasons, and it’s time to move on.

4. Experiencing physical or emotional hurt

Pay close attention to how your loved one treats you. Abusive relationships and/or physical pain is an obvious ‘no go’ and a reason to leave a relationship right away, but emotional hurt can be harder to detect.

Assess how you feel on a regular basis. Are you always justifying yourself or justifying the way your loved one makes you feel?

If so, there may be some emotional damage that you shouldn’t have to deal with, and you may be better off on your own. The last thing you want is not to have a feeling of security in a relationship.

5. You are the only one putting in effort

Relationships work two ways, but it may not be worth it if you are the only one working on the relationship. Relationship communication problems can be a very big issue.

You can’t pour from an empty cup, which will happen if you keep giving the relationship your all while your partner sits back and takes the easy road. Eventually, you will burn out and won’t be able to carry the relationship or yourself any longer.

6. Feeling held back

We all ebb and flow in life, but often in different stages. If you’ve grown, your beliefs changed, or you’ve otherwise changed your life, but your partner didn’t follow suit or doesn’t have the same beliefs, it may be time to leave, so you can feel free to grow as you want and your partner can do the same.

How to leave a relationship when you have no money (8 ways)

It may feel impossible to leave a relationship when you have no money, but if you get creative, there are ways. Here are eight ideas to help you with when to leave a relationship.

1. Find a job or start a side hustle

Now is the time to dust off your resume and find a job. You may need to start by explaining gaps in employment.

Keep it brief (e.g. you took time off to have children or took a year off for personal reasons). And instead, focus on your competency to do the job.

You may also need to acquire new skills or certifications. You can explore free and low-cost options on platforms like Skillshare and also Udemy. 

If you decide to start a business, think about what you’re good at, and chances are you can try starting a side hustle. Whether you’re crafty, can write, can do voice-overs, or can walk dogs, there are side hustles for people of all skill levels today.

You can then save the money you earn to help you exit the relationship.

If you don’t have the time to work full-time, also consider a part-time job to get the money you need. Even 20 hours or so a week can help you put money in a savings account and increase your financial stability.

2. Sell items you don’t need

If you’re going out on your own, you may not need as much ‘stuff.’ Look around the house (at what’s yours) and sell what you no longer need.

You’ll likely be downsizing, so only save the items you really want/need and sell the rest for cash on a site like Facebook Marketplace.

3. Set a budget and organize your finances

Create a budget you can live on. Be realistic with yourself. Budget for the necessities first (shelter, transportation, medical care, and food), and then budget for the other items to know exactly how much you have.

It may be tight for a while, but the more aware you are and the more frugal living tips you use, the better.

Be sure you have opened bank accounts in your name and have a debit and credit card in your name as well. Start learning how to save and invest so you can create a security buffer for yourself.

Also, ensure that any money you earn goes directly to your separate account and not a joint account. At this time, it’s essential to keep your money separate from your partner’s.

In addition, make sure that any bank statements or paperwork you receive is in your own name and is delivered directly to you when you’re thinking about when to leave a relationship.

4. Use coupons and shop sales

Don’t go to the grocery store without a plan and a list. First, shop your refrigerator and pantry.

See what you already have and what meals you can make out of it—only shop sales for the items you need and use the best coupon websites as much as possible. Also consider store brand or generic brands vs. big brand names to save more money while you grocery shop.

5. Trade services with friends or family

If you have kids, trade babysitting services. If you are good at cooking and your friend’s husband is great at cutting lawns, swap chores.

This way, neither of you has to pay for services, and you help one another out. This can help you put more money aside to leave your relationship.

6. Ask family for help

If you live near family, ask them to be part of your support system. While it’s hard to ask for help, especially when people let you down, it’s not a sign of weakness. Most family members will be willing to help you if you ask. If you feel comfortable, you can also share with them what’s going on with your relationship.

Often they don’t know what you need and are afraid to make you feel bad. Just ask – the worst that someone can say is ‘no!’

7. Ensure your safety

While many may not be leaving a relationship due to abuse, you may have found yourself in this situation. And so it’s important to ensure you are safe. And this means securing safe housing, having access to the internet and a phone, and having cash on hand.

For resources and to create an action plan, check out the National Domestic Violence Hotline website or call 800.799.SAFE (7233).

8. Secure housing

You need to find affordable housing for when you do leave. It’s important to start looking for apartments or houses where you would have the financial resources to rent or pay the mortgage.

Consider your other expenses and financial goals when deciding how much you can pay for a home, as well as your income and any child support or financial assistance you might receive from your partner.

Expert tip

Remember to plan out what you’ll do if leaving a toxic relationship. Decide whether you have time to wait and save up money for a few months or whether you need to leave immediately.

In addition, make a plan of where you will go, what you’ll do for work, and other things that will help ensure your basic necessities while you get through this challenge.

It’s also important to take the time to practice positive affirmations for self love, as well as work on confidence building exercises and maintain your mental wellness.

How do I prepare to leave a relationship? 4 Key questions

Knowing when to leave a relationship can be tough, and you also have to think about how you’ll survive. It’s different when you leave a relationship and aren’t sure where to go – you can usually find somewhere.

But you can’t make money appear out of thin air, so before you do, consider these factors.

Where will you go?

If you don’t have money, you can’t buy a place or even rent. You may not even have enough money to put yourself up in a hotel for a few days while you figure things out.

Think about where you’ll go before you leave. Do you have family who will take you in or a good friend? Is there a local shelter nearby or rent assistance for single moms and women who need to leave fast?

These are all things to consider before leaving.

Do you have money to cover your bills?

If you are leaving a toxic relationship, do you have enough money to cover your basic bills as you transition to a new life and live somewhere else? Think about food, shelter, transportation, clothing, and medical expenses.

These are your basics, but you’ll also need money for emergencies and, if you have kids, money to make sure their needs are met. Think not only this month but long term. You don’t want to end up in a situation where you’re saying, “I can’t pay my bills!”

Is your job stable and do you have a job?

If you leave your spouse, do you have a job with a stable income that can support you, or are you out of a job? If you’re out of a job, do you have prospects, or have you been unemployed for a while?

What if you haven’t worked because you’ve been taking care of the kids and feel out of the ‘loop,’ how hard will it be to find a job again?

If possible, it’s a good idea to have a job and some savings, or at the very least, start sending out your resume and going to interviews if you can. You may be able to find a new job quickly.

Do you have kids to worry about?

If you have kids, who will care for them if you get a job? If you don’t have family who can care for your children while you’re at work, you’ll need to work babysitting into your single mom budget.

Think about ways to get around the costs if you don’t have family, like swapping babysitting services with a friend or co-worker.

When to leave a relationship: Take the quiz

How to know when to leave a relationship can be difficult. Answer these questions to get more clarity:

• Are you experiencing any sort of domestic abuse, such as physical abuse or financial abuse?
• Has your partner admitted to an affair?
• Does your partner refuse to meet with therapists or otherwise try to improve your relationship?
• Is your communication non-existent despite your efforts to talk things out?

If you answered yes to any of these questions, it may be time to consider leaving.

Abuse of any kind is reason enough for immediately leaving a partner.

However, if your problems are coming more from a lack of communication, it may be possible to resolve your differences.

You’ll need to use your judgment and find the solution that is best for you while also keeping yourself safe.

How do you know if a relationship is worth saving?

If you and your partner have different communication styles or if one of you has changed a lot since you began your relationship, it may be possible to save your relationship. These are usually circumstances that you can work through together.

However, there are other situations that you should have no tolerance for, such as a fear for safety.

How do you know when it’s time to leave a relationship?

Generally, if you feel that the situation is not improving and your partner refuses to communicate or try to understand your feelings, it may be time to separate. Going through a toxic breakup is difficult, and it may be hard to tell when it’s time to leave. But if you’ve tried to work things out and nothing is improving, you may consider moving on.

Is money a reason to leave a relationship?

Money and relationships often don’t go together. In fact, money is one of the most common reasons for getting divorced.

But what happens when you’re in a relationship and can’t get out because you can’t afford it? That happens too, and it’s almost worse.

Whether you can’t afford the divorce or you can’t afford to be on a single income, it can feel like you’re trapped. If you’ve always relied on your spouse’s income or you recently lost your own job and don’t have any prospects, it can feel like you don’t have any options.

Money has a way of controlling our lives, even when it’s forcing us to live a way we don’t want to live, but the good news is there are ways out, and you can begin transforming your relationship with money.

You can learn to budget and make time for your money, even as a working mom or a single-income household.

Articles related to leaving a relationship

If you want more information about relationships and money, check out these articles!

• 20 Money Questions To Ask Your Partner In A Relationship
• What Is Financial Intimacy In A Relationship?
• Relationship Communication Problems Affecting Your Finances? Do This!
• Relationship Advice For Women About Money

It’s important to know when to leave a relationship

It’s important to know when to leave a relationship when you have no money. Feeling stuck or dependent on someone you aren’t happy with any longer isn’t good for anyone.

It may take a little creativity and sacrifice, but with the right support, you can learn when to leave a relationship, even with no money. There’s always a light at the end of the tunnel, and remember to prioritize your mental health as much as possible during this time.

The post When To Leave A Relationship + Tips If You Have No Money To Leave appeared first on Clever Girl Finance.

If you’re wondering, “What can I sell to make money from home?” we’ve got you! No matter what items you have, we can help you sell them.

With these ideas, you can generate extra cash right from the comfort of your own home. Below are 39 ideas!

What can I sell to make money from home easily? 39 great ideas

Making extra cash is great, but you want it to be easy. Here are some suggestions.

1. Sell old clothes

Decluttering is a great way to find old, barely worn clothes in good condition. Once you’ve found some quality clothes, you can sell them online.

Many websites like Poshmark, Mercari, and Facebook Marketplace allow you to sell clothing, and you could make some money, especially for name-brand items.

Do you own items that are designer or special occasion wear, such as a wedding dress or a Chanel handbag? Depending on the condition, selling these items could help you earn a good amount of money.

2. Make jewelry

If you want to know, “What can I sell from home to make money?” and you’re creative, try making jewelry. Start with one or two items like necklaces and earrings, and slowly add more to the collection.

Once you’ve made a few pieces, you can sell them in person or open an online store.

3. Repurpose old phones

If you’re good with technology, try refurbishing or repurposing old phones. You can buy older models online and then fix them up for sale to make some extra cash. Verizon’s website has some great ideas for repurposing old phones.

4. Make decorative coffee mugs

Everyone loves a good coffee mug. So try making some with fun quotes or drawings using glue and/or paint. You can then sell your creations to friends, relatives, or online.

5. Make T-shirts

You can print T-shirts for money. Making some for businesses or companies that want to buy in bulk is great. You can also do individual patterns and designs.

Sites like Printful and Printify are great for printing your own shirts.

6. Sell furniture 

Furniture is a good place to start if you’re struggling with the question of “What can I sell to make money from home?”. For example, you may have furniture that gets little use in your garage or house. If so, clean it up and put that furniture up for sale!

7. Create planners or PDFs

If you like to design things, try creating printable planner pages or PDFs. You can make all kinds of organizing printables like grocery lists, to-do lists, and budgeting templates, for example.

8. Get paid to write

Writing articles or blog posts can be very profitable. Find a niche you know a lot about or want to know more about. Brush up on your communication skills and look for websites hiring freelance writers.

Good places to look for freelance writer or blogger work as a beginner include Upwork and Fiverr.

9. Do email marketing

Email marketing is a form of writing focusing on selling or getting people to engage with a website. It’s a great business to start, even with limited skills. As long as you’re a good writer, you can find decent-paying gigs.

Once you improve your skills, you can dive more into freelance marketing.

10. Sell paintings or drawings

Do you love to draw or paint? If so, put your masterpieces up for sale online.

Check the current market and see what art like yours will sell for. Then create, take some photos, and upload your art to your website or social media.

Once you understand the market, create an online shop and sell your artwork from there.

11. Create a recipe book

A fun answer to the question, “What can I sell from home to make money” is creating an original recipe book. Combine your best meal plans and sell them as an eBook.

People are always looking for new cooking ideas, so this is a great way to earn passive income.

12. Become a virtual assistant

Many busy executives and business owners need virtual assistants. You can do this online with computer experience, a solid internet connection, and people skills.

Check out the opportunities on job boards or market yourself on social media.

13. Do photography

Are you a great photographer? Try selling your own stock photography on your website or online store. Practice in your niche, and you can work up to charging higher prices.

14. Become a scheduler

As a scheduler, you can work with individuals and companies by managing their calendars and scheduling multiple appointments.

You’ll need organization skills, an understanding of customer service, and a good attitude.

15. Sell old books

If you have an extensive collection of books you no longer read and want to sell them, it’s easy to do this online. Keep an eye out for any series you can sell as a set. Selling textbooks can also bring you a good amount of money.

There are a lot of good places to sell old books online, including Amazon and Decluttr.

16. Sell dishes

Maybe you’re still thinking, what can I sell to make money from home? You may have some beautiful dishes made of china or other costly material.

If the dishes aren’t sentimental, they could be a great selling item. Be sure to package them properly for shipping.

17. Sell a collection of things you own

If you have a unique collection, it might be of value. For instance, it could be first-edition books, comics, or other rare items.

Before you start selling, remember to check the value of your items. Some popular items that are worth a good amount of cash include beanie babies, McDonald’s Happy Meal Toys, Pokemon cards, and many other nostalgic toys.

18. Rent out some space in your home

If you don’t mind sharing your home or have a guest house or another floor in your place, rent it out. For example, if you have a beautiful backyard space, you can rent it out for photoshoots.

You can also rent spare rooms. It’s a great house hack and a way to make a consistent monthly income.

19. Sell outdoor tools and appliances you don’t use

If you have way more yard tools and appliances than you need, fix them and sell them. Round up your big-ticket items and clear the clutter. Depending on the season, you can sell these items fairly quickly to make money from home.

20. Sell your shoes

Do you have any designer shoes in good condition? Consider selling those brand-name shoes. While you may not get what you paid for them, they could still be worth a significant amount.

21. Make or sell decorations

You may have wall decor, lighting, rugs, or other home decorations to sell. These are great items if you’re still asking what can I sell from home to make money.

To get started, take good photos and sell them online.

22. Sell your old computer or laptop

A lot of people will buy used computers and laptops. Thus you can make some cash from selling an old laptop you don’t use.

23. Sell anything antique or vintage

Antique or vintage items like clothing, furniture, or pieces specific to a particular era can be sold to make some quick cash. Find out what the antiques you own are worth to determine whether or not to sell.

24. Give advice by blogging or on YouTube

If there’s a subject you’re passionate about, take up blogging or start your own YouTube channel to tell others about it. Although this doesn’t instantly make money, running ads or affiliate links can work in the long run.

With YouTube videos, there are many topics to choose from, including video games, finance, fashion, and more.

Or, start writing a blog and make money from Google Adsense and affiliate marketing. There’s no limit to your earnings with these jobs.

25. Make coasters

Everyone needs coasters; if you’re creative, you can make some. Then, sell them for a profit. Homedit has some great DIY coaster ideas.

You can try different designs to see if a product sells and develop more ideas over time.

26. Sell online classes or tutorials

If you’re still struggling with the idea, “What can I sell to make money from home” think about what you’re good at.

Yoga? Welding? Budgeting? Make an online class or tutorial and sell it.

You can set up the course on your website or on platforms such as Udemy.

Classes can also be a great way to easily make money online because you can make your schedule and even work this around a full-time job.

27. Do social media marketing

Are you great with social media? If you’re a good writer with communications experience, you can become a social media marketer. There’s potential to make decent money, though it may take some time to get started.

Small business owners and brands can pay you to plan content for their social media accounts (or multiple accounts) and market their products. A job like this may involve market research and staying current on social media trends.

In addition, if you’ll need great organizational skills. Over time, social media management can be offered in addition to marketing.

28. Create websites

Another legitimate way to earn money is by setting up websites for others. You can charge by the project or hour and include various services. It’s a great way to make some cash.

Understanding user experience (how easy and user-friendly the website is to navigate)and web design is beneficial.

29. Sell your gym equipment

If you have some gym equipment gathering dust, you can sell it and make a decent profit.

Ensure it’s all up to safety standards, and clean it up to make it look as good as possible before selling.

30. Make homemade candy

Do you love to make sweets? Then you could start a business selling candy. Make large batches on the weekends, and sell them to friends or family.

31. Walk dogs or pet sit

If you love animals, one of the best gigs is to become a pet sitter or dog walker. Walk dogs during the day while their owners are at work or watch pets when people go on vacation.

Rover is an awesome place to find jobs, and you can also do this as a short-term or long-term side gig.

32. Do surveys and use shopping apps

Many apps like iBotta and Swagbucks will give you rewards like cash back and gift cards when you shop.

Survey sites are also an easy way to do some remote work part-time by giving your opinion. Online surveys can help companies with their marketing. Survey Junkie is a good place to start.

33. Sell domain names

Another good remote job is selling domain names. You can purchase domains you think will sell for more money and then resell them later (known as domain flipping). Or you can sell domain names you already own.

Be sure to get your copy of the book, The Side Hustle Guide!

34. Sell baby and kid items on eBay

Baby mats, bottles, and monitors are popular items that are sold and resold on eBay. What treasures can you find in the closet of barely used and old toys your three-year never places with? The pile of clothes your children grew out of too fast can all find a new home once sold online.

35. Sell crafts and supplies on Etsy

Whether it’s crochet patterns, knitting needles, or just extra balls of yarn, selling crafting supplies is popular on Etsy. Chances are they’re a crafter looking to buy what you offer.

36. Create and sell digital products

Digital products are virtual products that can be downloaded and used by customers. Common digital products include digital media such as graphics, logos, and digital art. However, you can also create digital products such as worksheets and workbooks.

37. Sell household items at a garage sale

Although there are many online platforms, there’s nothing wrong with a good old fashion garage sale to sell your household items.

Electronics and antiques are great items to sell in person because buyers can have a first-hand look, and you don’t have to worry about shipping fragile items. 

38. Rent out a room on Airbnb

As previously suggested, you can rent a space in your home or apartment. However, if you hesitate about long-term rentals, Airbnb is a great option.

With Airbnb, you can customize when you want to open your place to guests so you can regulate who comes and who goes. 

39. Resale kitchen gadgets

Selling your old but functional kitchen appliances, such as a coffee maker or electric grill, can be a great way to earn extra money.

Especially for stay-at-home moms, who spend a lot of time in the kitchen, you know which appliances are in need of an upgrade and can be resold.

Expert tip

When deciding what to sell from home, start with the most accessible items. For instance, it’s better to start selling the designer clothes you rarely wear than start a blog.

If you want to turn selling items from home into a business, invest your extra money to help you turn your side hustle into a full-time business.

What to do with the money you earn

If you’ve answered the question of what can I sell to make money from home, you’ll have some extra cash soon. In addition, if you make even a few hundred dollars extra each month, it adds up quickly over a year!

So what should you do with the money? Here are some suggestions.

Create a special savings account

It would be easy to put this extra cash towards things that aren’t necessary. But that would fill up your home with more things you’ll later want to eliminate.

Did you know that 64% of Americans admit to impulse spending? So instead of overspending your extra, add your money to a special savings account with a specific purpose.

There are many ways to use this account. Towards a vacation, a down payment, or a project like a home remodel.

Having a target amount you want to save is a good idea. Then, keep building up the account until it reaches the number you’ve decided on. Remember, the more items you sell and the more money you collect by running a business, the faster you’ll reach your goal.

Use the extra savings to invest 

Maybe you don’t have a project or specific goal in mind for your extra funds, but you can still instead invest the money. You can use a retirement savings account or a traditional brokerage.

You can invest in real estate or even in your personal development by setting goals and learning new things. Be sure to also do your research on any investment you make.

Build a rainy day fund

Everyone needs a rainy day fund. You might think of this as an emergency fund. But it’s usually used for less significant expenses that come up.

Your rainy-day fund can be less substantial if you already have some emergency savings.

Rainy day funds are always a good idea. It’s a way to handle unexpected things without diving into your emergency fund savings. So think of it as insurance that helps you not to need your emergency fund as much.

What can I sell to get $1,000 dollars?

To make $1,000 from selling items at home, you need to focus on big-ticket items with a high value. Such things can include:

• Designer outfits
• An old phone in excellent condition
• Barely used furniture
• Rare collector items
• Appliances
• Laptops or tablets that are only a year or two old

What is the easiest thing to make and sell?

Items like coasters and decorative mugs are some of the simplest items to make and sell. The process can be done on the computer, and you don’t need special skills. A site like printful.com can help you get set up.

Another idea is a recipe book; you probably already have many go-to recipes and you can self-publish a book for sale through a platform like Lulu Publishing.

Lastly, homemade candy is simple and requires only a few ingredients. There are tons of great easy-to-make recipes to explore.

Where can I sell items from home?

Two popular online marketplaces for selling items from home are Etsy and eBay. However, other platforms include Craigslist, Facebook Marketplace, Shopify, VarageSale, and Swappa.

Articles related to selling items from home

Did you enjoy this article on selling items from home? For more inspiration, check out the following articles.

• 16 Best Items To Resell For Extra Cash!
• 18 Household Items To Sell For Quick Cash
• 25 Side Hustles For Women That Make Real Money
• 25 Best Items To Flip For Extra Cash

Leverage these ideas of what to sell to make money from home!

Selling services to generate income and selling items we don’t need is valuable. You’ll make extra cash and free your home from clutter.

The key to making this money, however, is getting started. Now that you have some ideas get to work on your favorite ones! And for even more ideas, find out how to make $300 fast or $1000 a month!

The post What Can I Sell To Make Money From Home? 39 Ideas! appeared first on Clever Girl Finance.

What kind of hobbies do you have? We use them to pass the time, develop skills, and make friends. But did you know the potential to make extra cash with them is enormous? Hobbies that make money are a great way to help set yourself up financially!

Maybe you think that you don’t have skills or hobbies that would make an income. But almost anything can bring in cash if you get creative and don’t give up. Whatever you enjoy – from organizing closets to driving your car – can be an opportunity.

Top hobbies that make money: 40 Great ideas

Not sure where to start? Below are 40 top hobbies that make money. This huge list full of great ideas will help you find something that will be a good match for you!

1. Writing

Many say that good writers are always needed, and that’s true. From writing website pages to articles, there are so many ways to specialize. Start with what you’re an expert at or something that you’re interested in learning. It could be fashion, social media, or business.

Make your own website to start reaching out as a freelance writer. It could take a little time to work up to the rates you want to charge, but the beauty of a side hustle is that you have the time to get your business running with low risk. According to Zip Recruiter, the average writer’s salary is currently $62,553.00.

2. Gardening or landscaping

Do you love to be outdoors? If you have a green thumb, consider gardening or landscaping as a seasonal side gig.

Many people don’t have the time to work on their yards, but they’re happy to pay top dollar for great service. If you think this could be for you, you can start by asking around in your local neighborhood and town to see if anyone needs help.

3. Drawing

If you’re artistically inclined, you might try making some extra money from drawing. You can easily sell drawings online if you turn them into prints.

Many people are looking for original artwork to set up in their homes. You can be your own boss or create made-to-order masterpieces.

4. Calligraphy

Calligraphy is a bit of a lost art. Many people love the look but don’t know how to do it themselves. You can sell your calligraphy services with a little marketing.

Think wedding invitations, handmade flyers, and more. You can keep it local by talking with business owners in your area or get hired online.

5. Blog or website creation

A lot of bloggers and businesses need websites that are beautiful and functional. They may have business skills but no design or technical skills.

If you’re good at blogging or website creation, you can sell your services to customers. It is also a skill you can teach yourself and get hired when you feel that you’ve mastered the trade.

6. Social media management

This is one of the newer hobbies that make money. Love Instagram and keeping up with the latest internet trends? You might have a career as a social media manager.

A lot of business owners hire freelancers for their marketing and daily tasks on Facebook, LinkedIn, and more. It helps if you have a large social media following when you get started with this. But you can pick up many of the skills you need along the way.

7. Personal shopping

Want to make cash shopping with someone else’s money? It can take many forms, from grocery shopping to clothes and any other items you can think of. You may also give shoppers guidance about what to purchase.

8. Driving

If you have some extra time and live in a city with a large population, you might have an opportunity to be a driver for others. You might choose to work with Uber or Lyft.

Perhaps you’ll also consider doing food deliveries. It’s easy, and you can quickly make a few bucks if you enjoy being in the car.

9. Making cards

Handmade cards are still appreciated by many, and if you’re crafty, you might enjoy this a lot. You’ll need to purchase supplies and then decide how you’ll sell your cards. Either through a website or in person, or both.

10. Baking

Do you love to create cakes, cookies, and desserts? It might be a perfect opportunity to make more cash. You can box up your creations and sell them in amounts of a dozen, half a dozen, and more. Maybe even try your hand at cake decorating or begin catering for businesses and individuals.

11. Cooking or personal chef

Many people love a homemade meal, but they’re just too busy. If you’re a great cook or have chef experience, you might be able to make some money.

Some families like to have a personal chef prepare their meals, considering dietary restrictions and food preferences. Or you might also use your cooking skills to teach others.

12. Dog walking

Do you love animals? Become a dog walker quickly by using an app or website. You can usually set your own hours, plus you get to be outdoors. You may be able to make even more through pet sitting, which you can offer if you have the time.

13. House sitting

Many homeowners feel better being away from home if they know that someone trustworthy is watching out for things while they’re gone. House-sitting can take anywhere from a few days to several months at a time.

If you like to travel, you may be able to pick up some house-sitting positions in other cities or countries, as well. Not only do you have a place to stay, but you’ll make some extra cash, or at least have somewhere to live without paying rent, which means you save that money.

14. Blogging

Blogging is writing, but you’ll make money with a blog differently than a freelance writer. The majority of income is from ad revenue, affiliate marketing, and courses or merchandise available on the blog.

You do start by writing articles, but it’s much more. If you build up a large audience, it can be one of the best hobbies that make money.

15. Make YouTube videos

Are you an expert at something? Or are you at least somewhat entertaining or funny? You can start a YouTube channel making videos and even vlogging about your life. Once you begin gathering views and subscribers, you can monetize. Building up the channel takes time, but it can also be a tremendous semi-passive income source eventually.

16. Interior decorating

Everyone wants a cozy and stylish home. Some people have a knack for adding the right touches to a room to bring it all together.

If you have any interior design experience, or you get a lot of compliments about your own home, you might have an interior decorating business on your hands. You can even do this remotely by offering advice over the phone or using video conferencing to help clients pick out decor to order.

17. Painting houses

Are you good at painting and have some availability during the week or on weekends? House painting might be the gig for you.

Specialize in interior or exterior, or both! You can set your hourly rate and work as a freelancer. Try painting around your own home and taking some good photos to create a portfolio.

18. Live frugally

There is a way to make money besides earning more. You can spend less living a frugal lifestyle. It’s possible that by taking some time to evaluate your budget and purchases, you could save several hundred dollars a month – sometimes the equivalent of a side hustle!

Try to cut back on things you don’t need, such as subscriptions, streaming services, and eating out. From there, spend less in crucial areas by using coupons or energy-saving techniques. There are many blogs devoted to living frugally that can help you get started.

19. Knitting

Do you love to knit scarves, hats, and other items? You can sell them online for great prices. Many people love to buy something made by hand and will pay top dollar for it. Plus, you can decide how often you want to create things to sell. Knitting is also one of those great stress-relieving hobbies!

20. Sewing

Know how to sew? Most people don’t, so you can definitely monetize this skill. You can sew clothing, pillowcases, blankets, and more. You could start with selling to friends or family and build up a clientele from there.

21. Alterations

Many people buy clothes that don’t quite fit or that need tailoring. You can do this from the comfort of your own home and set your prices and hours. Become the go-to alterations business in your area, or even find clients online that will send you their clothing and measurements.

22. Do makeup

Do you have a gift for creativity and love doing your own or others’ makeup? You might have a budding career as a makeup artist.

Take lots of portfolio pictures with different looks, and get the word out about your services. Weddings, birthdays, and other events are great places to make money from this hobby.

23. Photography

If you love to capture a moment, photography could be for you. Photographers often hire themselves out for special occasions and family portraits, engagements, and more. Find your niche, build a website, and begin making extra cash!

24. Creating courses online

If you have exceptional computer skills and are an expert at something, you can make an online course. Pick a subject you have a lot of knowledge of. From there, you can write articles, make videos, and deliver content in whatever form you choose. You can then sell your expertise on sites like Teachable.

25. Investing

It’s a long-term strategy, but it can be one of the best examples of hobbies making money! Start by checking out some options like index funds. You will probably end up combining several techniques to create your perfect investing portfolio.

26. House flipping

This one may require some money upfront because you’ll need to purchase a property and then renovate it, but there are other ways to obtain money for a house flip.

You can make a profit by fixing it up and selling it. It works exceptionally well if the house location is in a desirable area.

27. Woodworking

If you enjoy creating things and you have some carpentry skills, you can make a profit. You might try selling made-to-order products or perhaps setting up an online store and taking orders.

28. Car detailing

Do you love cars? Car detailing could be perfect for you. You’ll need to purchase some equipment to get started, and you may require licensing, as well. From there, you can begin your marketing strategy.

29. Computer and electronic maintenance

When tech and electronics stop working, it sometimes takes special skills to fix them. If you’re good with computers, you might consider hiring out your services. It can range from maintenance for phones to laptops and more. Find what you’re good at and go from there.

30. Fixing watches

If you can repair watches, especially high-end ones, you can make some money. Since watches are classic timepieces that people tend to keep for years, many would rather fix them than buy a new one. You can get the word out about this and find some clients in no time. A license may be needed.

31. Flipping furniture

Do you love a good bargain? Begin by hunting at garage sales and thrift stores for pieces with good bones that need a bit of work. You’ll want to buy as cheaply as possible.

Once you buy a few items, fix them up with paint, reupholstering, and thorough cleaning. Then sell them for a higher price online or through the newspaper.

32. Book reviews

If you’re a fast reader who values a well-written sentence, this could be the perfect gig. There are many sites online that hire book reviewers, like Online Book Club or Reedsy.

You read the books and then give a fair report. Companies have different requirements about what they look for in a review. Not only do you make some extra cash, but you get to spend your time reading!

33. WordPress maintenance

WordPress may be a platform where anyone can build a website, but the skills needed to maintain the site are different. Many companies and individuals prefer to hire out this skill.

That’s where you come in. If you have a lot of WordPress knowledge and know-how to handle maintenance, you can work as a freelancer for others.

34. Event and wedding planning

Are you great at creating lists and schedules and ordering supplies? You might have the skills to be an event or wedding planner. A lot of people want to hire an expert to help them prepare for events.

It may include creating timelines, calling and negotiating with vendors, and being at the venue to help on the event’s day. It’s a good side gig because many events are on the weekends.

You can make some good money if you do well with this, too, especially if you know how to network and earn some fantastic reviews.

35. Professional organizing

Do you absolutely love to have everything in its place? Are you great at making systems that work? Professional organizing could be for you.

Many people are overwhelmed by organizational tasks, especially in their homes. Places like garages and closets are begging for a professional organizer to come in and help out. Especially when it comes to organizing on a budget.

36. Teaching a skill

Everyone has a talent. From singing to yoga to soccer, the chances are good that someone else will want to learn the skill you’re an expert at. You can give lessons in person or online, depending on the subject.

Not only is it great to make money, but you’ll be teaching others something valuable and fun.

37. Home maintenance

If you’re great at fixing things, you might try working in home maintenance. Small repairs are an excellent place to start. Depending on what sort of work you do, you may need licensing at some point.

38. Editing

Editing is relatively easy to get started with if you freelance. You can create a website and start gathering odd jobs here and there to build your portfolio.

There’s a wide range of editing tasks, from simple grammatical corrections to restructuring the writing. Find out what you like best.

39. Sell printables

If you’re good with graphic design or have some time to learn, you can sell printables on sites like Etsy. You can create things like planner pages, lists, and more. Try to think of a central theme for your printables, like home or business-related categories.

Then you can make your shop and sell digital versions to the masses. The best part is, once you finish making these, it can be mostly passive income.

40. Room or house rental

Do you have a lot of extra space, or maybe a whole house you don’t live in? If that’s the case, consider renting out your home or a room in your home for extra money.

This is a great way to house hack! Sites like Airbnb are great for shorter-term rentals, but you may also choose to allow a renter long-term – whatever works best for your budget and lifestyle.

Expert tip

When it comes to picking a hobby that makes money be sure it’s something you love doing. Why? Because at the end of the day, that is what hobbies really are – activities you enjoy! The ability to monetize your hobby is an added plus!

How do I get started with hobbies that make money?

When you’re turning a hobby into a side income, expect there to be a learning curve. Even if you are good at something, the business aspect may take some time to understand. Pick something you enjoy, but make sure that you still have other pastimes.

It’s important because once a hobby becomes something you make money from, it may start to feel a bit more like work. Any of the hobbies that make money mentioned in this article can be great places to begin.

What is the best hobby to make money?

The best hobbies to make money with are ones tied to high-demand needs or solutions to problems that people have. For example, hobbies like blogging on interesting topics, crafting, driving, shopping, repairs, and event planning can be very lucrative.

Don’t get why you started though. It’s likely that your hobby is something you enjoy doing, so plan to keep it that way.

Can a hobby be a side hustle?

Yes! If you are interested, you can absolutely turn your hobby into a steady side hustle business. To do this be sure to create a plan for your business including the products you plan to sell, who you plan to sell them to, how you will market your business as well as a plan for your business finances!

How do I get paid for my hobby business?

When you’re setting up payments for your hobby business, you can use paying platforms like PayPal or Venmo to get started. Make sure you keep detailed expense and income reports.

How do I set fair prices for my hobby?

As for setting your prices for your hobby – research, research, research; find out what the going rate is in your area for the type of work you’ll be doing.

However, remember that you may not make what they do right away if someone is an expert in the industry. Price your services reasonably when you begin, and increase over time.

Articles related to hobbies that make money

If you enjoyed reading the article on hobbies that make money, here are some others you’ll like too:

• How To Increase Your Income: 8 Simple Ways!
• 70 Best Indoor Hobbies To Try Out
• 7 Types Of Blogs That Make Money
• 17 Stress-Relieving Hobbies To Try Out 

Leverage these hobbies that make money today!

There are even more examples out there of hobbies making money. Be sure to check out these awesome indoor hobbies – maybe you can get some additional inspiration! Almost anything that you enjoy can turn into an income-generating gig with some work and determination.

The one for you is the one you have the skills and resources to get started with. Make sure to gain knowledge in your area of expertise by researching and learning more the type of hobby you are interested in. Then, continue to grow your small business!

The post 40 Top Hobbies That Make Money appeared first on Clever Girl Finance.

What do you usually do when you want to see your friends? Go to an expensive restaurant? See a movie? These things are fun, but they aren’t going to help your wallet much. It’s a really great feeling when you can spend time with friends without having to spend money.

But if you aren’t spending money, won’t you end up doing something boring, or worse, not hanging out at all? No way! The truth is there are tons of fun things to do for free with friends!

We’ve rounded up 40 fun free things to do with friends that will get you excited about seeing people without dreading all the cash you’ll spend.

What are fun things to do for free with friends? 40 Ideas!

Whether you want to have a low-key evening in or take a day to adventure in a new town, this list of fun free things to do with friends is full of great ideas!

So grab your squad and have an epic time without spending money! Because let’s face it, some of the best things in life are free.

1. Park day

Check out a park for the day with a friend or two. Pick a spot with a lot to do – maybe a tennis court, a running track, and lots of open space. That way, you can add in some fun activities like frisbee or jogging.

Bring along water bottles and some snacks so you can stay for a while and make sure the weather is going to cooperate.

Then use the time to chill out without needing to spend cash. Parks are the perfect way to spend a day because they offer many fun free things to do with friends!

2. Ride bikes around your city

So what’s a great way to have fun and burn calories? Dust off the bike in your garage and put it to use on a bike ride! Check out your city or town by taking a bike tour or finding some good bike trails.

You can stop for photo ops, and you’ll get plenty of exercise too! So workout, check. Time with your bestie, check.

3. Check out free events

There are usually some local free events going on in most places. Try looking up free activities at your community center or library, and see what’s available that looks interesting. Gather your group of friends for the next cool thing happening in your town.

4. Free museum days

Many museums are free, but they may offer free museum days if they aren’t.

Check out the calendar for your local museums and see if any free days are coming up in the month. If so, bring a friend who shares your interests, and check it out together.

5. Game night

You can have a blast without needing to go anywhere. So gather a large group of friends and pick someone to host. Ask everyone to bring a snack and a board game of their choosing.

Spend the evening playing various board games, card games and catching up. I love having game nights with my friends because it gives us a chance to talk and catch up, which can be difficult when everyone is so busy. If you need some ideas for what to do then you should check out our posts “49 Fun Family Night Ideas and 28 Fun Challenges To Do At Home!“

6. Movie night

Everyone loves movies, but why pay for them? Find a classic film you haven’t seen that is free or something more recent that has come to Netflix or Hulu. (Okay, you are probably paying for a tv streaming service, so it’s not totally free, but close enough!) Pop some popcorn and get a friend or two to join you for a movie marathon.

7. Marathon of a series on Netflix

See what new (or old) series looks exciting and check it out. Hang out, drink wine, and laugh or cry as you watch some episodes. Do this on the weekend and spend some time binge-watching a show with a friend.

8. Trivia tournament

This is a fun free thing to do with friends that is unique and may require a bit of planning but no money! Pick a topic that you and your friends are interested in: classic movies, a book series, or even your city.

Then, take the time to look up or create trivia questions. Invite friends over for a friendly trivia competition, with bragging rights for the winner, of course.

9. Go sledding

In the winter months when it snows, try out this fun and free activity – sledding. Find a hill at a park or public space where you can safely sled.

You may have sleds already, but if not, you can use a blow-up sledding tube or even cookie sheets. As a bonus, sledding is a surprisingly good workout, too!

10. Go running or train for a marathon together

Get in shape and spend time with your buddies by running or marathon training together. Meet up in the mornings or after work to go for a run at your favorite spot.

It’s one of the most fun free things to do with friends because it’s healthy and doesn’t cost money – just time.

11. Cooking night

Instead of going out to dinner, have dinner at home. Host a cooking night for a close group of friends, asking everyone to bring a dish to share for a potluck dinner. You could also try some new recipes together.

You don’t have to spend money because you can use the ingredients in your cupboard with the help of these apps! Or you could also plan ahead to make this part of your weekly shopping budget.

12. Coffee or espresso-making contest

This requires some creativity and effort, but the rewards are worth it! Gather your friends and tell them to bring their coffee, french press, or espresso makers. Then challenge each person to create the best drink they can, using what they already have.

Each drink must be tested by the others in the group as the expert judges. Then, everyone votes on the best-caffeinated beverage. But really, didn’t everyone already win by drinking a ton of coffee?

Personally, this might be my favorite get together idea. If your friends, like me, are coffee lovers, you can’t beat this activity.

13. Shop each other’s closets

Some upcoming Saturday, head over to a friend’s house and see what you can borrow or trade. Not only can you avoid spending, but you can also save when you shop your friend’s closets! Then let them do the same with your closet.

It will feel like you got a whole new wardrobe! Shopping each others closets is one of the best free things to do with friends for fashionistas on a budget!

14. Book and wine club

Perhaps you have a bottle of wine sitting around you haven’t opened yet. If you do, then this is one of the simplest and fun things to do for free with friends!

Pick out a great novel or non-fiction book, and read a chapter a week. Then meet up to discuss and have a glass of wine or two. It’s a great way to connect that’s relaxing and entertaining.

15. Progressive dinner

This is like a potluck but with a twist. You start off at one friend’s house for appetizers. Then you move on to the main course at another home. From there, another friend will host for dessert.

It’s an elegant way to spend an evening out doing something unique. For more ideas, see Alex Heinz’s article in Apartment Guide featuring themes and planning thoughts for your progressive dinner.

16. Explore a new neighborhood

So have you seen all the interesting sights in your city? If not then take an afternoon to explore with a friend. Check out a part of your town you haven’t seen before, window shop, walk around, and see what’s out there.

17. Put together a photo album

Putting together a photo album is another fabulous activity that you can do with friends. Ask each friend to contribute a few photos and put them in a friendship photo album.

While you’re at it, see if anyone has a blank photo album laying around that you can use. It’s an excellent way to keep your memories close and spend an afternoon with your best friends.

18. Poker night but don’t use cash

So you may be thinking you have to gamble to have a good night of poker but poker doesn’t have to be about losing money!

You can host this event at your place and use chips instead of cash. You can still enjoy an exciting game and participate in the competition without the worry of losing any money.

19. Learn a language together

Have you and a friend always wanted to learn a new language such as French or Portuguese? If so, then pick up some books at the library to help you learn and practice.

Meet together once a week to go over new vocabulary, have a conversation, and maybe even watch TV shows featuring that language.

20. Take an online course or class that is free

There is so much to learn, and a lot of information doesn’t even cost money. Pick a subject and get a small group of buddies together. You can take a free course or watch a master class about something that you all find interesting.

Topics to consider: investing, real estate, fashion, filmmaking, graphic design, technology. Learning is one of the best fun things to do for free with friends!

21. Make a scrapbook

Collect mementos that remind you of good times with your friends and add them to a scrapbook. You can include photos, ticket stubs from movies or concerts, funny notes, and anything else representing your friendship.

22. Make jewelry or a craft from things you have around the house

You probably have enough items to make a craft or some jewelry between you and a few friends. Look for beads, thread, glitter, or maybe even items to make candles or soap. You could even start making crafts to sell for extra money!

23. Have a cleaning party and clean out your garages or closets

Do you have a bunch of stuff taking up space in your home or garage? It’s way more fun to clean and organize with friends. Take turns stopping by each other’s houses and help get everything sorted and ready to sell or donate.

24. Volunteer somewhere

Volunteering is another wonderful thing you can do with your friends. Pick a cause that you and your friends care about and get involved.

Try helping out once or twice a month by giving your time to a charity. You get to give back and spend time with people you care about while making a difference.

25. Go hiking

Get some fresh air and exercise! Grab one or two friends who are up for a challenge and hike an area near your town. If you are an experienced hiker, consider an all-day hike. Enjoy the sun and get in tune with nature.

My friends and I go hiking quite often, and it’s fun because not only do we get a good workout, but we get to have a fun experience and enjoy nature.

26. Have a bonfire night

When talking about fun things to do for free with friends, there’s simply nothing like a good bonfire, and it’s best for crisp fall evenings.

Gather a group, roast marshmallows, serve cider and hot chocolate, and tell ghost stories. An evening to remember – at no cost.

27. Go explore a town that’s miles away

Grab one of your most adventurous buddies and head out to explore. Find a town that is not too far but is also one that you’ve never explored.

Check out the sights, free museums, and take photos. Being in a different environment and seeing something new is a great way to better get to know your friends.

28. Rollerblading

Rollerblading may be a bit retro, but it’s fun! Dig out your old rollerblades from the back of your closet and head out to the park or skating rink. The more people, the better so invite everyone!

29. Skateboarding

If you happen to be a gifted skateboarder, grab a friend who’s a novice and offer to teach them the ropes, or vice versa if you are new to it. Head to the skate park and have some fun trying out tricks ( or at least not falling down).

30. Baking competition

These are not just for TV – you can have a baking competition in your own kitchen. A small group of about 3-5 bakers should work well – but bring in as many judges as you like! You can all bake the same thing, or you can come up with your own creations.

And it’s the most fun when everyone wins. (You can judge desserts as “most creative” or “most colorful,” etc.) Then, enjoy the free food!

31. Stargaze

Head to your backyard and check out the stars on a clear night. For extra fun, invite your friends to bring beverages and snacks while you look for constellations.

Don’t know where to start? The Sky and Telescope website has some great information about the night sky.

32. Give each other manicures and facials for a mini spa day

Manicures and facials are fun and easy, and you probably have everything you need already. So gather up your nail polish, warm towels, favorite serums, and your friends.

Play music, light candles, and create a spa day atmosphere for the event. It’s also a great way to treat yourself without spending money going to the salon!

33. Go camping

Head out for the weekend and camp! Bring sleeping bags, a tent, flashlights, and food. If you’ve camped before, you probably have all these items handy. If not, you can find everything you need between you and a few friends.

34. Picnic

Try out this for fun things to do for free with friends: a picnic is a classic way to hang out outside and chat.

Invite a few people to join you at a local park or even your backyard. Make some sandwiches, granola bars, chips, and drinks, and be sure to include a blanket to sit on.

35. Reading contest

A great way to enjoy a new or old favorite book series is to have a reading contest. Tell some of your group about it and see who’s interested. Bragging rights for the winner! You can borrow books from each other or from your local library and see who can read the most.

36. Just catch up over coffee

Sometimes simplicity is best because life is about collecting moments, not things. So if you’ve been missing one of your friends, invite them by on a Saturday morning for a latte or tea. Sit together and just catch up about all the things going on with you.

Chatting over coffee is usually my go to when it’s been a while since I’ve seen one of my friends. It helps us to reconnect and it’s super easy to plan.

37. Trade artwork or decorations

If your home’s decor could use some help, there’s no need to spend. Ask a friend if there are any of your decorations they happen to love, and then trade for something of theirs. It’s a creative way to liven up your living space and save money.

38. Have a party for no reason with music and appetizers

Introducing the no-reason party. Just get together because you can! Make dinner or appetizers, serve drinks, talk or play video games. You could even have an open mic night and dancing!

Enjoy being with your favorite people without any sort of occasion. Remember to use what is already in your cabinet so you don’t have to spend any money!

39. Make a time capsule

Ever wonder about the past? People in the future would love to see what was going on now! So take some items and make a time capsule with your friends.

Ask everyone to add something meaningful and see what you come up with. When putting together a time capsule, check out the Library of Congress website for the best practices.

40. Learn a new sport

Tennis, croquet, volleyball, or skiing are fun to learn. So try out a new sport and bring a friend along with you. This works exceptionally well if your friend knows how to play a sport you’re interested in and can teach you.

Expert tip

Spending time with your friends doesn’t have to involve spending money. To make sure you have a great time, plan out what you’d like to do ahead of time. This way you’ll never find yourself feeling like you have nothing to do or like you need to spend money.

Benefits of finding fun things to do for free with friends

Sometimes we forget that it isn’t about impressing people, going to the fanciest parties, or trying out every new food spot in town.

Most of the time, hanging out with your friends should be about just that – talking and bonding with them. The focus shouldn’t be on how much is spent, but on how much quality time you spend. And of course, much fun you can have!

When you choose to save money and be creative about how you hang out with your group, you let them know that they are valuable to you. You care about the friendship and want it to grow. Another significant aspect of this is you do save cash.

If you usually spend quite a bit going out with your pals, then you may end up saving hundreds of dollars a month or more! This doesn’t mean you can never do anything that costs money but be intentional about spending instead.

Spend on meaningful experiences to you, and make your friends a more significant part of your life by seeing them often and enjoying all the fun things to do for free with friends.

You can also focus on cutting your budget in other ways so you have more money to spend on events that do cost money.

How do I have fun with no money?

There are so many ways to have fun with no money whether it’s by yourself or with friends. From going to walks in the park to bike rides to potluck dinners and having a games night. Make a list of things you’d like to do that cost no money, and then create a plan to do the things on your list.

How can I spend my free time with friends?

To enjoy spending your free time with friends, create a plan of things to do before hand! With a plan in place, it’s easier to maximize the free time you have and you’ll be less likely to slip into the tempation of spending money because you couldn’t figure out any free things to do.

Articles related to free things to do with your friends

If you’ve enjoyed this article on free things to do with your friends, check out this related content!

• 37 Staycation Ideas Your Budget Will Love!
• 43 At-Home Date Night Ideas For Couples On A Budget
• 49 Fun Family Night Ideas On A Budget
• How Do I Shop My Closet Instead Of Spending Money?
• 14 Budget Friendly Ladies Get Together Ideas At Home

There’s a huge variety of fun things to do for free with friends!

Hanging out with your favorite people without spending doesn’t have to be boring it can be plenty of fun. In fact, there are tons of fun free things to do with friends.

From learning a new language to shopping each other’s closets to concerts and picnics, all it takes is a bit of thought to come up with something interesting to do.

Your friends are the people who are there for you and care about you. Pick out a few activities to try to show your appreciation. Fun things to do for free with friends have never been easier!

The post 40 Fun Things To Do For Free With Friends appeared first on Clever Girl Finance.

Got your eye on that beautiful Prada bag or pair of Louboutin shoes? While we don’t consider luxury items as investment pieces, they can be great wardrobe investments!

Basically, if the right pieces are purchased, these items can last you years and still be stylish. Here you’ll find the 19 luxury items every woman should own!

These items are timeless fashion pieces, in addition to being stylish. You will, however, need to decide on your own which items are worth it for you. But we think all of the following are useful and will take your wardrobe to the next level.

Especially if you set the right fashion goals first. But before we dive into our must-have items, let’s get into what luxury items can do for your wardrobe and lifestyle.

What luxury items can do for your wardrobe

So, what is the definition of luxury, and how can it improve your wardrobe and life? Luxury has to do with not only great customer service but also a brand’s reputation and the type of materials they use to create their products. Here are a couple of ways luxury items can improve your wardrobe:

They make your wardrobe classy and timeless

There are some things that adding luxury items to your wardrobe can do. For starters, they can improve your outfits and make them more classy.

Just one designer piece can make a basic tee and jeans look amazing. And even though there may be a higher cost upfront, you can actually save money over time.

Adding in luxury items can help you create a timeless look for your clothing. Because luxury pieces add class, using one or two of them can really elevate the entire outfit. You’ll create a completely unique personal style that says a lot about who you are.

Increase the quality of what you own and save money over time

When you add in a pre-owned designer handbag or a great pair of shoes, you are increasing the quality of your outfit. You are also making your wardrobe quality better as you upgrade. In addition to this, buying luxury saves money.

How? Because one well-made designer handbag or a high-quality jacket can last much longer, which gives you more cost per wear.

Yes, it will cost more when you first buy it, but you won’t need to replace it as often. That means that as you gather luxury items, you can use the money you would have saved for replacing them on something else, like finding new tips for retirement and saving.

Top 19 luxury items every woman should own

Are you ready to upgrade and live more of a champagne lifestyle? Here are the top luxury items every woman should have! Keep in mind it’s not all about buying costly things, but you can find out how to look expensive on a budget!

1. Little black dress (One of the all-time classic luxury items every woman should have)

The little black dress is a staple of women’s wardrobes. Why? Because it’s a classic item that pretty much goes with everything and can be worn for any occasion.

In my experience, the little black dress can serve as the perfect thing for a last-minute party or for a night out with friends.

Because these are so popular, it’s pretty easy to find a designer dress that will be perfect.

To save yourself some money and still look great, check Poshmark or The RealReal. They sell good quality second-hand items. You could spend hundreds or thousands on this dress, depending on your budget.

2. Everyday handbag

The everyday bag is the bag you can take with you when you’re grocery shopping on a budget or out for dinner. It goes anywhere and everywhere while always helping you to look chic.

The everyday bag is one of the items every woman should have. You’ll want something larger than an evening bag but smaller than a backpack.

A tote or a crossbody bag is the perfect solution. To find a well-made bag, you need to research how it’s made and the materials. Check the stitching, the leather, the buckles, and so on.

The more time you spend finding a high-quality handbag, the more likely it is that you’ll find one that lasts years. You’ll also want a neutral color like black or taupe that goes with everything. You should expect costs up to a few thousand, depending on the designer.

Top-tier bags a girl can dream about include a Birkin bag investment and the Hermes Kelly bag. There are also many Lady Dior sizes and Goyard tote sizes, etc. That said, there are several other mid-range and incredible designer options out there.

For example, Cuyana makes high-quality handbags for a lower price than designer brands.

3. Special occasion purse

A purse for special occasions is the evening clutch or fancier small purse that you will use for events like weddings or parties. You can go for a neutral color if you want, but it might also be fun to find something in a hue that pops, like bright red or royal blue.

Some of the most popular luxury evening bags include the Lady Dior and the Chanel classic flap sizes. However, there are several more affordable brands out there.

Take your time finding this purchase. It’s a statement piece, and a good one will last a long time.

4. A great trench coat or overcoat

A good trench coat or overcoat is an excellent staple for your winter and fall wardrobe. My thought is that a good jacket can take a simple ensemble from minimalist fashion brands and make it look elegant. It’s one of the most essential luxury items every woman should own.

Some styles fall below the knee, knee-length, or mid-thigh. Your preference will help you decide on the length. Look for materials like wool, leather, or waterproof. Choose depending on the location you live in and how much time you spend outdoors.

5. A good pair of heels

A gorgeous pair of heels is one of the luxury items every woman should have. There’s nothing like a pair of heels that you can wear with jeans, a dress, or to the office. Don’t choose stilettos for this unless you’re very comfortable walking in them.

Instead, go for a design between 1 and 3 inches that will be easy to wear all day. A neutral color like black or tan will go with everything, too. Everlane makes excellent and comfortable heels if you want good quality but a budget-friendly option.

On the more expensive side, there are always the Chanel slingbacks. These are a wardrobe staple you’ll keep forever, but they’re a bit pricey.

6. A pair of sensible flats

Flats are elegant and make it easy to walk everywhere. Parisians are known for their love of ballet flats, and they are all about fashion, so you know it’s a good investment. It’s worth spending more on this item because comfort is key.

For brands, Gucci is pretty trendy, but there are lots of other options. I’d recommend making sure that these shoes will wear well over time and that you can walk a few miles in them without your feet hurting. Designer brands are nice but don’t sacrifice comfort.

7. Tailored, high-quality jeans

The right pair of jeans can change your whole day. Before you find some that work well for you, there could be some trial and error.

Here’s what I do when choosing jeans. First, I decide on a brand that I like, keeping in mind fast fashion brands to avoid. I make sure I like the style and pick one that looks good on me. Jean styles include skinny, straight-leg, bootcut, wide-leg, and others.

After you choose the designer and style, I recommend taking your jeans to get tailored. Tailoring your jeans always makes them look great and will make them unique. Great jeans are one of the luxury items every woman should own.

8. Good skin cleanser

Your skin is definitely something to invest in. Keeping it clean and clear is very important, and the better you take care of it, the better it will serve you in the years to come. That’s why buying a good brand is important.

Not all skincare products work equally well. But some great skin cleansers to start with include Burt’s Bees, Origins, and Fresh, and there are many others. We also break down how to start a minimalist skincare routine.

9. Quality anti-aging moisturizer

Anti-aging moisturizer is super important to help your skin continue to look young and fresh for many years. Lancome is a great luxury brand to start with, and there are plenty more you can check out, too. Take your time to find the right one.

10. Signature perfume

Having a signature perfume can help you to feel put together no matter what. It helps to create your unique style, and there are a lot of brands to choose from. Nearly every brand has a fragrance now, including Dior, Lancome, and the Cartier brand.

Try ordering samples or stopping by the store to try some out before you commit to buying an expensive bottle. But the good part is fragrances last quite a while. You won’t need to rebuy for some time.

11. A timeless piece of jewelry

Timeless jewelry could be a necklace, a bracelet, or a pair of earrings. Luxury jewelry is not known for being inexpensive, so this could require some money-saving challenge ideas. But a great piece of jewelry can be worn forever and even passed on as an heirloom.

Some excellent materials are pearl, diamond, gold, or silver, but there are others, as well.

Since jewelry is an accessory, it’s important to personalize it as much as possible. Go for a unique design, a beautiful gem, or whatever else expresses your personality. Jewelry is one of the top luxury items every woman should have in their wardrobe!

12. Designer sunglasses

These are fun accessories and great things to have for all occasions. A good pair of designer sunglasses will last you a very long time as long as you take good care of them. They’re one of the luxury items every woman should own.

Go for a pair that have personality and work well for your style. Fun but neutral enough to go with every outfit, similar to capsule wardrobe basics since you’ll probably be wearing them often.

13. Good sneakers or running shoes

Sneakers are essential if you’re a runner, but they’re also great for hiking, traveling, or just walking around town. According to Runner’s World, you should look for shoes with correct cushioning and also take into account the ankle collar and heel counter, in addition to other important features.

I know from personal experience that great sneakers can change my whole day by making walking around easier. If I’m on vacation or even running or hiking, high-quality sneakers are my best friend.

14. Classic blazer

A classic blazer is among the luxury items every woman should own. Linen is a good choice for fabric in warmer months, and colder weather might call for wool. You want to choose an item that is appropriately fitted and possibly tailored.

A great blazer can be worn with jeans, a dress, or as part of a suit. Some great luxury options include Ralph Lauren blazers for a structured look or Givenchy for something more high-end.

15. A classic watch (A great long-term luxury item every woman should have)

A watch is a timeless item you can wear with pretty much any outfit. It adds a touch of class and is practical as well as fashionable.

The best timepieces will be neutral enough to go with everything but fashionable enough to make a statement. Try rose gold, black, or white for the color.

Swarovski is a good luxury option at an affordable price, and Bulgari is a well-known brand for luxury watches. Start with one of these brands, and you can’t go wrong.

16. Cashmere sweater

A great cashmere sweater or two can really elevate your wardrobe. But you must find the right one.

Not all cashmere is the same. The best cashmere is Grade A, which is also the softest material.

When looking for a cashmere sweater, be sure to do a lot of research and find out what type of grade it is. High quality means long-lasting, and cashmere is definitely a luxury.

17. Scarf

A lovely scarf of silk or cashmere is an excellent staple for your closet. This accessory can really transform what you’re wearing because it has so many uses. It’s the thing that can take your outfit from basic to stylish.

Plus, a unique pattern can really bring some creativity to your clothes and elevate your look. Check out our ideas on how to wear a Hermes scarf!

18. Suitcase

An excellent solid suitcase is great for weekend getaways, long vacations, and business trips. Louis Vuitton makes some amazing suitcases that are perfect luxury items that every woman should have. There are many options, though.

When looking for a luxury suitcase, look for durability, quality, and brand.

19. Emergency fund

The last of the luxury items every woman should own is an emergency fund. Having a healthy amount of savings will protect you from anything unexpected, like home repairs or a car malfunctioning. Without it, your budget could be in trouble, and you may find yourself in over your head with debt.

You can save up your emergency fund a little at a time until you have an amount that you feel comfortable with, ideally at least a few months’ worth of monthly expenses. Then no matter what, you’ll be prepared.

Expert tip

There are many classic wardrobe and fashion pieces that will benefit your wallet and style. When choosing luxury purchases, I like to be sure that it’s something I really want, as opposed to just something that everyone says I should have. I find that I get more use from items I truly value.

Why having luxury items makes sense

Investment wardrobe items are not the same as fast fashion. They take time to find, and once you find something you like, it may cost quite a bit. But because luxury items can last for many years or even a lifetime, they are good things to save up for as a wardrobe investment.

While they take time to purchase, they can upgrade any look and are worth it. However, it’s important that you save for these items and avoid going into debt for them.

How to save for those luxury items every woman should own

After you decide on a luxury item you want to buy, you’ll need to save up for it. It could take many months or even a year, depending on the expense. Although it is worth it to buy a luxury item, don’t make it your only financial goal. Don’t forget to contribute to savings and investments too.

Also, keep your options open. Even after you’ve made a choice about which luxury item to buy, you should still be open to other items that might catch your eye as you save.

It’s okay to change your mind and buy something in a different style. Now that being said, here are some frugal living tips and ideas for how to save:

Save money from each paycheck

You might save up slowly by learning how to save money from salary paychecks until you have what you need. It won’t feel like as much money that way. You can decide when you want to buy the item and divide that by the cost.

For example, if you’re going to buy a pair of high heels that cost $500 in 3 months, you need to save about $166 a month. Or about $83 from each paycheck if you are paid twice a month and have a biweekly budget. It’s all about deciding what you want and then making your goals accessible.

Increase your income

You can work extra hours to afford these luxury purchases. Try adding on some overtime at work or start a side hustle. When you are bringing in more income that can specifically be marked for investment items, you’ll be able to buy things faster.

Look out for ways to make extra cash, like selling things around your house or starting a small business. You can find something that is part of your full-time job or has flexible hours so you can keep up with it while working.

There are plenty of ways to use your talents to find out how to increase your income, and it’s really motivating if all the extra money goes towards something you truly want.

Cut your expenses

If you want to buy a luxury item but simply cannot afford it with your current budget, you can consider cutting the budget. You might decide to give up eating out for a few months and save that money.

Or maybe there are other ways you can cut back, like choosing cable alternatives or making coffee at home. Be creative and know that it’s temporary until you reach your goals.

What is the top item you should own when buying luxuries?

A luxury item that you can wear every day that will upgrade every outfit is a well-chosen watch. No matter what you wear, a great watch will add to your style and is very versatile.

How do you know what to buy first?

Look at your current wardrobe and any luxury pieces you already own. From there, decide what you need based on what you would wear most often, and create a list based on this. Some good examples are a good pair of jeans or ballet flats, which you will likely use weekly.

What wardrobe piece is the most classic and practical to buy?

Something that you will probably wear most of the year and is a very classy investment piece is a trench coat. It upgrades all your outfits, and if you get one in a lighter material, you may be able to use it for at least 3 seasons. Plus, you can’t beat the practicality of great outerwear like a trench coat.

More luxury fashion related articles

If you enjoyed reading about items of luxury that you should purchase, you’ll like these articles:

• 8 Tips On How To Afford Luxury Designer Items
• Money Mishaps: My Designer Collection Of Handbags
• How To Build A Capsule Wardrobe
• Why Investment Bags Are Not Great Financial Investments

Treat yourself to some luxury items every woman should own

These are the top luxury items that every woman should own! When you add these rare pieces to your wardrobe, they can be beautiful accents that make any outfit look more expensive and sophisticated.

Taking the time to save up for these additions to your closet is totally worth it and will help you create your signature style. Whether you love a statement or prefer a simple wardrobe!

As a side note: if you buy high-end designer bags, it might be worth looking into insurance for handbags, too.

Get started saving for your most desired items with our completely free savings challenge bundle! And for other ways to maximize style but minimize costs, discover how to create an easy wardrobe that works for your lifestyle.

The post 19 Luxury Items Every Woman Should Own! appeared first on Clever Girl Finance.

The post 37 Best Lifestyle Blogs For Women To Stay Inspired appeared first on Clever Girl Finance.

Capsule wardrobes are already super popular for obvious reasons. But the main reason is that they make life easier! When your closet has limited items full of capsule wardrobe basics, you save time.

Not to mention you can avoid overthinking about your outfit early in the morning. You can also save money by creating multiple outfit combinations with fewer items so you avoid buying more things. But what are the capsule wardrobe basics?

What do you need to own for it to work in your real life? These suggestions can get you from dreaming about the perfect easy wardrobe to a seriously simple style process that is also practical.

Choosing your capsule wardrobe basics

Before creating all those amazing styles, you need to actually choose what items will be part of your capsule wardrobe. There are a few easy ways to decide what to wear.

Let's get down to the capsule wardrobe basics so you can get started creating your very own capsule wardrobe!

Choose colors that work for you

So, you need to stick to just a few colors for your capsule wardrobe basics because the whole point is that it all goes together. That means you’ll probably want to start with some neutrals like white, grey, cream, or black.

After that, add a few accent colors, depending on what you have in your wardrobe. That way, you can keep things matched and interesting, but without overdoing it.

 

Image from un-fancy.com (Click image to visit source)

Think about your style

Style is a huge part of the capsule wardrobe. Colors that don’t match can be forgiven, but matching styles is pretty important.

Think about your lifestyle and personality to decide this. For example, do you spend the whole day in a business office and go out a lot? You’ll need a business dressy or business casual style.

Or maybe you work from home. Comfortable chic could be your thing.

There are many outfit styles, including casual chic, bohemian, formal, travel style, and more. Or you might create your own unique style based on what you like to wear. So, it doesn’t have to be something that already exists.

Consider wardrobe versatility

Versatility is super important because this enables you to create more looks with fewer items. Every item in your small capsule wardrobe must be versatile.

So, this means that it is easy to pair it with other things, and it can help create a casual, business, or dressy look. You want pieces with simple designs that are both fashionable and timeless.

To see if an item is versatile, try pairing it up in several combinations with other clothes and see how it looks. If most of the looks turn out well, you’ve got a versatile clothing item.

How many capsule wardrobe basics do you need?

So, how many items should you have in your wardrobe? Though no one can tell you exactly how many items to keep in your closet, somewhere in the 10-50 range is popular.

This amount will give you enough options that you won’t look like you’re wearing the same thing all the time. But it can also keep you from having so many options that you become exhausted from choosing your clothes.

Key capsule wardrobe basics for your closet (30 items total)

So, if you're going from a closet full of clothing down to a minimalist style, we found that 30 capsule wardrobe basics were the sweet spot. Of course, you can always adjust to your lifestyle but this is a great list to get started! So, here are some suggestions for your capsule wardrobe:

1. Stylish skirt (1 item)

Any type of skirt is acceptable, but it should be versatile, and it’s a good idea to pick a neutral color. Also, pick a style that suits you. There are mini skirts, midi skirts, full-length, etc. Find a comfortable one that you like wearing.

2. Black and denim jeans (2 pairs)

You need some basic jeans in your wardrobe. They can be casual, but they are also easy to dress up with heels. Having a blue denim pair and a black pair gives you more outfit options.

3. Little black dress (1 item)

Oh, little black dress, what would we do without you? It’s the all-occasion, perfect clothing item that saves the day. Every capsule wardrobe should contain this so you can be ready for a wedding, the office, or a night out.

Find the best options for this item in this New York Times Wirecutter article. Since this is a luxury item, check sites such as Poshmark and ThredUp to save money because it can get costly.

4. Pants (1 pair)

Pants mean corduroys, linen, or any other material that isn’t denim. However, these pants must be versatile, and a neutral color is best.

The pants should be office-appropriate but also fun enough to wear out. For instance, a slim, black pair of slacks is a good choice.

5. Dress for the current weather (summer or winter dress) (1 item)

Choose a dress depending on the weather. For example, a long-sleeved, thicker option for winter or a light short-sleeve dress for summer. It’s nice for this dress to be a fun color or have a pattern to spice up your wardrobe.

6. Black leggings (1 pair)

Black leggings are versatile, which is why it makes our capsule wardrobe basics list! You can wear them with skirts and dresses for colder weather. They are also a comfy and simple solution for casual days at home.

7. Tank tops or camisoles (5 items)

These can be worn as extra layers or under cardigans or sweaters. So try to have some that are neutral and then maybe a couple of fancier ones in various colors. That way you can mix and match as you need them.

8. T-shirts (3 items)

You’ll need a few basic tees to wear with pants, skirts, dresses, and as casual wear. Black, grey, and white are good choices for these basics.

9. Blouses (4 items)

Blouses are shirts you can wear to work or when you go out. So find four blouses that are stylish yet versatile.

For instance, a structured, striped blouse can work well as a staple, as can a white or black button-down. Find a few favorites that go with a lot of things.

10. Pair of shorts (1 pair)

Unless it’s winter, a good pair of shorts is essential. Aim for something that will match blouses and tees. A black linen pair or denim usually works.

11. Sweaters (4 items)

A sweater is useful for at least three seasons, and sometimes even in the summer if you’re indoors a lot. Try for a few different styles like V-neck, cardigan, etc.

12. Jackets (1 trench coat and 1 trendy jacket) (2 items)

A good trench coat or longer jacket is a good idea for winter and fall. Choose something warm that is made of wool or other comfortable material. It should be in a neutral color that looks good with everything.

Next, a trendy jacket is suitable for fall and spring. A great solution is a leather jacket in black or brown, but you might also opt for a blazer.

13. Shoes - low heels, tennis shoes, flats or sandals, boots (4 pairs)

Low heels are ideal for parties and events but can also be worn with jeans or to the office. They are true capsule wardrobe basics.

Next, a comfortable and durable pair of tennis shoes. You can use these to work out, hike, or complement a casual outfit.

Then, depending on the season, you’ll need a pair of flats or sandals. Flats work well for winter because they can look professional but still keep your feet warm. On the other hand, sandals are a great spring and summer choice.

Last, you need a pair of boots to complete your capsule wardrobe basics. Knee-high boots in a neutral color are good, and ankle boots look good with most outfits, as well.

Capsule wardrobe basics checklist

Be sure to use our capsule wardrobe checklist below if you are adding items to your closet. That way you don't overspend on items that you don't need. In addition, when you're shopping, look for pieces made of good quality material that will last a long time, and look for deals!

Example of a capsule wardrobe basics checklist

• Skirt in either black, navy, or grey, knee or midi length: 1 pair
• Black skinny jeans: 1 pair
• Denim straight-leg jeans: 1 pair
• Little black dress, knee-length and with short or mid-sleeves: 1 dress
• Slacks or business casual pants, neutral color: 1 pair
• A summer or winter dress, depending on the season. For winter, a long-sleeved dress in any color or pattern. For summer, short sleeves or tank top style, any design or color: 1 Dress
• Black leggings with thicker material for winter, lighter for summer. 1 pair
• Tank tops in grey, white and black: 3 items
• Tank tops or camisoles, any color or pattern: 2 items
• Tees in white or cream, navy or blue, and black or grey. Comfortable material is vital: 3 items
• Any color or pattern blouse that matches the rest of your capsule wardrobe basics: 4 items
• Shorts, black or denim material. Simple design, not too fancy: 4 pair
• A mix of sweaters with various colors and patterns is fine, but try to have one neutral color at least: 4 items
• A trench coat or winter jacket, neutral color: 1 item
• A neutral-colored structured jacket that is made of leather or a blazer works: 1 item
• Low heels (1-2 inches), neutral color: 1 pair 
• Tennis shoes, whatever is comfortable and suitable for walking: 1 pair
• Flats or sandals. Neutral color, flats for the cold season, sandals for the warm season: 1 pair
• Boots in a neutral color.: 1 pair

A capsule wardrobe has many benefits, such as avoiding feeling like you have nothing to wear. Be sure to check your current wardrobe to see if you already own some of these pieces so you can save more money!

Different types of capsule wardrobe examples

So, now you know what the capsule wardrobe basics are. While it can be fun to create your own style from scratch, sometimes it’s nice to have an example. Check out these examples of great capsule wardrobes.

10 Piece capsule wardrobe

The 10-piece wardrobe is a minimalist’s dream! It will work well for those who hate taking the time to come up with outfits and love getting ready quickly.

You may want to switch out some of these items based on the season and remember that it’s essential to stick with neutral colors for this to work.

While it may seem like ten items isn’t enough, you can actually make a lot of combinations with just these if you get creative.

• Slim-fit black or denim jeans: 1 pair
• Neutral color, business casual pants: 1 pair
• A versatile black or grey dress: 1 item
• White cotton and blue striped blouse: 2 items
• Tees in black and cream or white: 2 items
• A neutral-colored sweater or jacket: 1 item
• Flats in a neutral color: 1 pair
• Tennis shoes either grey, black, or white: 1 pair

Check out the 10-piece wardrobe for the busy mama by elliefunday.com!

20 Piece capsule wardrobe

The 20-piece wardrobe will give you a little bit more creativity and some more outfit options. So, you won’t run out of choices as quickly, but you can also keep things simple.

You should choose three or four colors that match each other and use those for your capsule wardrobe basics. While we still advocate for mostly neutrals, you can add a fun color or two and still create fabulous outfits.

• A black pencil skirt goes with everything: 1 item
• Comfortable slim-fit blue jeans: 1 pair
• Skinny black jeans can be worn with a lot of outfits: 1 pair
• A comfy but work-worthy pair of trousers in tan, grey, or black: 1 pair
• Black joggers that can be worn when running errands or hanging out at home: 1 pair
• A versatile dress, preferably a short-sleeved, fitted one that you can wear to events but also dress down with sandals: 1 item
• Blouses for whatever complimentary colors you are including with your look: 4 items
• Tees in neutrals like cream and grey: 2 items
• Camisoles or tank tops in neutral colors, though you can add some color if you want: 3 items
• A chunky, comfortable sweater: 1 item
• Flats in a black or neutral shade, that way you can wear them with jeans or a dress: 1 pair
• Tennis shoes, for walking and casual days. A dark grey will go with everything: 1 pair
• Heels or boots! A Chelsea boot is always stylish and works with nearly every outfit. Heels are fabulous if you want something dressier: 1 pair
• A fitted but warm jacket: 1 item

Rather than changing your wardrobe every season check out this year-round capsule wardrobe example on ownmuse.com

Casual capsule wardrobe

The casual wardrobe is for those that like to wear primarily casual clothing. These ideas will keep you both stylish and comfy. There are old standby options like joggers and T-shirts, but you still have the chance to dress things up a little.

Try a classic jumpsuit with boots or skinny jeans and a blouse for a night out. Here are some capsule wardrobe basics for a more casual style:

• Joggers, a dressy sleek black pair, and a casual pair: 2 items
• Classic denim or black skinny jeans: 1 pair
• Straight-leg jeans in light or medium denim: 1 pair
• A versatile neutral color jumpsuit without patterns: 1 item
• Long and short-sleeved tees, any colors that match: 5 items
• A few blouses that can be dressed up or made to look professional: 3 items
• A comfy sweatshirt that’s made of quality material. Something easy to wear with jeans or joggers: 1 item
• Cashmere sweatpants if you want them to be super comfortable but still something you can wear out: 1 pair
• Black leggings that can be paired with just about anything: 1 pair
• Utility or bomber jacket: 1 item
• Sneakers or running shoes that are comfortable for walking: 1 pair
• Chelsea or knee-high boots: 1 pair
• Ballet flats in black or tan color: 1 pair
• A few cute bangle bracelets: 3 items
• A chic watch: 1 item
• Statement earrings: 1 pair

Get a simple and stylish look with this casual capsule wardrobe featured on Who What Wear!

Business capsule wardrobe

Business wardrobes are great time-savers. You will have some idea what you’re wearing to the office each day.

Since it’s a business look, stick with neutrals. So navy, black, grey, cream, and other muted hues will be best.

• High-quality trousers in neutral colors that will go with all your shirts: 2 pair
• Black or denim jeans, depending on how casual your office is. Go for a slim or skinny fit: 1 pair
• A structured and professional blazer: 1 item
• A knee-length, midi, or pencil skirt: 1 item
• A midi dress and an A-line dress. They should be professional enough for the office but easy to dress up for a night out: 2 items
• Silk button-down shirts: 2 items
• A striped button-down shirt: 1 item
• Silk camisoles that can be worn with a blazer: 2 items
• Heels, black heels, or neutral, depending on the rest of the wardrobe. 1 pair
• Ballet flats, comfortable enough to walk in and wear to work: 1 pair
• Mules, suitable for cooler weather while also adding style: 1 pair
• A black or cream cardigan: 1 item
• A couple of simple yet stylish sweaters: 2 items
• An elegant dress watch: 1 item
• Earring studs: 1 pair
• Pendant necklace: 1 item

For more inspiration and ideas check out Laurie Loo's business professional capsule wardrobe.

Travel capsule wardrobe

You can look great every day and pack efficiently with a travel capsule wardrobe! It also gives you plenty of outfit options. So, try this out for your next vacation.

• A romper, colorful is fine, but a simple look can be elevated with accessories: 1 item
• A fancy jumpsuit for nights out on the town: 1 item
• Sun hat, straw hat in a light color: 1 item
• Swimsuit, avoid patterns and go for a solid color: 1 item 
• A few dresses that can be climate-specific, summer dresses for hot weather or long-sleeved, warmer material for cold weather: 3 items
• Shorts only apply if you will be in a warm climate: 2-3 pair
• Neutral tees that go with everything and are lightweight: 3 items
• A few cute blouses—1 white cotton button-down, 1 colorful, 1 neutral color: 3 items
• A black or brown leather jacket: 1 item
• A cute scarf, any color, silk is always nice: 1 item
• Turtleneck sweater for colder climates: 1 item
• Long sleeve shirts, striped and solid-colored: 2 items
• Walking shoes, comfortable and neutral color: 1 pair
• Ballet flats, preferably black or neutral color: 1 pair
• Sandals or boots depending on climate: 1 pair
• Statement necklace: 1 item
• Statement earrings: 1 pair
• Stackable bracelets: 1 set
• A versatile watch: 1 item

Classyyettrendy.com features an adorable minimalist summer vacation wardrobe that covers all your basic needs!

Dressy capsule wardrobe

This is an excellent example if you need to dress up regularly for work or prefer a formal look. A dressy capsule wardrobe is great for the office and special occasions. So give this example a try if you want to class up your personal style!

• One midi, and one full-length skirt: 2 items
• A few dresses—one semi-formal, one for everyday wear, and one formal: 3 items
• Some classy silk shirts in neutral colors: 3 items
• Trousers or slacks in a silk material for a touch of elegance: 1 pair
• Black skinny jeans, suitable for casual days or can be dressed up: 1 pair
• A few luxury sweaters such as cashmere, or other high-quality material: 3 items 
• A few professional-looking, button-down blouses: 3 items
• A fitted blazer in navy or black: 1 item
• A neutral-colored structured jacket: 1 item
• Pearl necklace: 1 item
• Statement earrings: 1 pair
• Dress watch: 1 item
• Classy bracelets: 3 items
• Stilettos - can be a few inches high if you like: 1 pair
• Heels, just one or two inches tall: 1 pair
• Ballet flats, comfortable and neutral color: 1 pair

So if you are ready to add some pizzazz to your style check out this dressy capsule wardrobe by wardrobeoxygen.com!

How to use accessories

Accessories can really change an outfit because you can add a touch of class to a casual outfit with just a few pieces.

For instance, you might be wearing a T-shirt and jeans, but put on some statement earrings and bracelets, and the whole look is much more intentional and stylish. Or a nice luxury belt might pull the whole outfit together.

New York Style Guide discusses how glasses, handbags, and belts as accessories can completely transform your look!

So, it’s good to include a lot of accessories with your capsule wardrobe. Using different ones can even make the same outfit look like two completely different looks.

Some people like to wear the same accessories all the time as a statement, which is part of your "style uniform." For example, you can find a signature necklace and bracelet combo to compliment your outfits.

Or you can switch it up all the time to keep things interesting. Changing out accessories is probably the best option for a capsule wardrobe since you’re working with all the same clothes all the time. So, save up some cash to invest in a few luxury accessories to create a fabulous look!

What to do with extra clothes

When you decide on the clothes for your capsule wardrobe, you will likely have some more that didn’t make the cut. But you do not have to get rid of these!

You can stick with a capsule wardrobe forever, but it’s a good idea to keep some of your other wardrobe essentials around. Who knows, maybe you could upcycle a few items to make a new fresh look.

So, try this if you have clothing that is not part of your capsule wardrobe but you don’t want to get rid of it. First, place all of your capsule wardrobe clothing together at the front of your closet. Then put the rest of your wardrobe at the back or in drawers.

That way, it’s still there, but it won’t get in the way of your system.

However, if you go through your closet and decide that there are some items you want to part with, try giving them away to friends and family. That way, they will still be used. Or if you have designer items, you could sell them for extra cash and make more space in your closet.

You can find ideas for what to do with unwanted clothes in this article on The Spruce.

In addition, before you start the process of creating your capsule wardrobe, have a plan. Know what items you need, what you already have, and what you want to keep even if it isn't part of your daily wardrobe.

It might be helpful to choose the items you want from one of the lists in this article or create your own.

Transform your style with these capsule wardrobe basics!

Using these suggestions will make resetting your wardrobe easy and fun! Remember to choose a neutral color palette, pick out versatile wardrobe items, and accessorize to give your outfits a fresh new look.

Capsule wardrobe basics are a great way to save time and money while also appreciating what you have.

Learn how to be fashionable without blowing your budget by creating a spending plan that works. In addition, you can opt for slow fashion and find other ways to save money as you update your wardrobe!

The post 13 Key Capsule Wardrobe Basics For A Fabulous Wardrobe! appeared first on Clever Girl Finance.

The Hermès Kelly bag is iconic and something that many long to use as their go-to accessory. Its simple and sleek design comes in many colors, and it’s one of those perfect purses that you can easily wear with multiple styles. Whether you’re wearing jeans or a cocktail dress, the luxury Hermès Kelly bag is a style you can wear repeatedly.

But why is it called the Kelly bag? Where can you find one, and how can you save up the money? Find the answers to your money questions and the Hermès Kelly bag sizes here.

Hermès Kelly bag history

Starting from the beginning, the Hermès Kelly bag was first created in 1892 and was redesigned a couple of times in later years. In the ’50s, it was used by Grace Kelly in the movie, To Catch a Thief.

Grace Kelly also carried the bag to hide her pregnancy from the press and was photographed using it in 1956. She may have been trying not to attract attention, but it had the opposite effect, with women everywhere wanting to buy the “Kelly” bag.

Even though it wasn’t initially designed for her, the bag became synonymous with the Kelly name. It was renamed the Hermès Kelly bag in 1977.

Design

Every Hermes Kelly bag features a signature lock that comes with a padlock, keys, and clochette (a bell-shaped leather compartment for the keys).

There are two beautiful designs for the Kelly bag. The Retourne and the Sellier. Both are thoughtfully made and have their own unique details.

Retourne

The Retourne style is a bit more relaxed. It has a slightly more slouchy look, which you’ll notice on the corners and sides of the bag.

The bag is stitched inside out for this style. When standing upright, the bag collapses very slightly, making the entire design a bit less structured.

Sellier

The Sellier style stitching is the opposite way from the Retourne and has a very boxy appearance. It has crisp, clean lines, and you can see the stitches. It looks great, but some may find it less functional.

Hermès Kelly bag sizes

There are several Hermès Kelly sizes that you’ll find if you decide to purchase this bag. And there are some basic similarities they all share.

They all have a carrying handle and a shoulder strap, making them convenient to bring with you anywhere. The Kelly has an angular, trapezoid shape and comes in a variety of colors and various leather materials. It’s a genuinely remarkable accessory that is both rare and valuable.

Now, on to the Hermès Kelly bag sizes.

Kelly Pochette size

The Hermes Kelly Pochette is similar to the mini Kelly but is a handheld/clutch style bag that comes without a strap. It measures 22 x 12/5 x 7 centimeters.

Based on its size and lack of a strap, this bag makes the perfect evening or formal event bag.

Mini Kelly size

The Hermès Kelly offers a mini Kelly size that is quite petite at 20 x 16 x 10 centimeters. It still has all the flair and style of a Kelly bag but in a much smaller package. You’ll be able to carry some cash, maybe your phone, and lip gloss in a purse this size.

It’s not as functional for everyday use, but some people just love the luxurious style. It's perfect for a night out.

Kelly 25 size

The 25 is slightly larger and gives you more room to store items. It’s 25 x 19 x 9 centimeters.

It's more of a day-to-night kind of bag that will hold a wallet, your keys, phone, and a couple of other things. The Kelly 25 size is perfect for short outings.

Kelly 28 size

Next on our Hermès Kelly bag list is the Kelly 28 size. The dimensions are 28 x 22 x 10 centimeters. It’s definitely one of the most sought-after sizes in the bunch, and for a good reason.

The Kelly 28 size will easily hold makeup, your wallet, your phone and charger, and a few other things, as well. You can take this purse to the office and then straight out with friends afterward, making it the perfect day-to-night accessory.

Kelly 32 size

Next is the Kelly 32 size. It comes in at 32 x 23 x 10.5 centimeters. It’s an ideal bag for commuters or if you like to keep a lot of things in your purse.

Easily fit a smaller iPad or a book, your phone, a planner, a wallet, and other accessories into this bag. It’s on the larger side, so it could become cumbersome to carry, but overall a great look and good for everyday use.

Kelly 35 size

The last size to review is the Kelly 35 size. It’s dimensions are 35 x 24 x 12 centimeters. This is a good bag for commutes or travel, as it can hold quite a bit.

You can fit a small laptop and charger, a makeup bag, scarf, money, phone, and other essentials into this purse, so it's pretty good for everyday use. If you don’t like to forget anything when you leave home, this is the bag for you.

There are two more Kelly sizes - the 40 and 50. They are pretty large and are useful as luggage but may be less practical for everyday use.

How to buy the Hermès Kelly bag

Now you know the Hermès Kelly sizes, but how do you buy the Hermès Kelly bag? It’s not as simple as you’d think. There are a few ways to acquire this designer bag, though.

From Hermès

With time, patience, and money, it is possible to get an Hermès Kelly bag directly from the company. Though you can’t simply purchase one from the website.

Instead, you’ll need a sales associate to tell you when a Kelly bag is available. You can always ask at the store, but don’t be surprised if they don’t have a Kelly bag available at the moment.

However, this really is the best option for authenticity. And it will likely be cheaper to buy this luxury item directly than to buy second-hand, so it may be worth the wait.

Special order

There are some Hermès Kelly sizes that you can special order - if you’re lucky. You’ll need to be an Hermès customer already, and then you might be offered a special order option. You’ll get to choose many details about your bag to make it unique to you.

Naturally, this is a very popular and highly selective process. There are only so many special orders available, so know that it can take some time.

Online

Suppose you aren’t able to go to an Hermès store or don’t like the idea of waiting until the right bag is available. In that case, you can order one second-hand online.

Wondering where to start? There are some excellent options on sites like Madison Avenue Couture and The RealReal, so check there if you want to buy online.

How rare is the Kelly bag?

The Hermès Kelly bag is quite rare. It is definitely an investment piece that costs quite a bit of money and, in many cases, time to acquire. While Birkins used to be more popular than the Kelly, they’re now considered equal.

How to afford the Kelly bag

Plan on spending at least $10,000 or much more on an Hermés Kelly bag. The prices just go up from there. When you want a bag this rare that costs thousands of dollars, how do you afford it?

For big purchases like this, it’s essential to commit to saving for quite a while. Unless you already have the money saved, it may take you anywhere from several months to a few years to save up for this purchase. That’s okay - use the time to research, find out precisely what Hermès Kelly size you want, and be sure you are okay with this large of a purchase.

If you’ve decided that the Hermès Kelly bag is right for you, here’s what to do next:

Savings account

First, you need to start saving up. To begin, look at prices for bags that look similar to the one you want. Divide the price of the purse by the number of months you’ll need to save.

For example, if the bag you want is $20,000 and you want to save for three years, that would be approximately $555.00 a month you’d need to save.

Find a good high-yield savings account to keep your money in while you save. That will give you a bit of interest, which might be helpful if you’ll be saving for quite a while.

Find a good price

When you are ready to buy, it’s difficult not to buy the first Kelly bag you see. With a buy like this, it’s easy to be excited, but leaving emotion out of your purchase is vital. Remember how hard you worked to save, and know that the right bag is out there.

Before you purchase, ensure that the material, color, size, and design are exactly what you’re looking for. If you’re buying second-hand, ensure that the purse is authentic prior to buying.

After you get proof of authenticity, notice if the price is reasonable for what you’re buying. See what others are charging for similar bags, then make your purchase according to your research.

You can own the Hermès Kelly bag and still meet your financial goals

Wondering if the Hermès Kelly bag is too impractical for someone who’s money-conscious? It’s not! You are totally capable of making a budget, saving your money, and then meeting this financial goal, in addition to many others.

If you take your time, save up, and are thoughtful about the purchase, you can own an Hermès Kelly bag guilt-free.

Find out more about Hermès luxury purses like the Birkin and the Constance, how to afford them, and other fashion advice right here on Clever Girl Finance!

The post Luxury Bags 101: Hermès Kelly Sizes appeared first on Clever Girl Finance.

The post 29 Boss Lady Quotes To Inspire Your Success! appeared first on Clever Girl Finance.

This article on Hermes Birkin sizes contains affiliate links to Fashionphile, a brand we trust. If you make a purchase using this link we may earn a small commission. This helps us grow and keep our content free.

Owning a Birkin bag is the height of luxury for many people. It's a status symbol that many work hard to achieve. The bag's popularity comes not just from its classic design but also from its functionality, making it easy to store your belongings with the various Birkin sizes.

And a Birkin is likely to enhance any outfit you wear with attention to detail and style.

So what's the Birkin bag's history? What should you know about the design and the Birkin sizes? Most of all, what's best for you and your finances? Find the answers here!

What is the Hermès Birkin bag, and what's the history?

The Hermes Birkin is the most popular Hermes bag followed closely by the Kelly bag and Constance bag. The Hermès Birkin bag idea was first thought of on an airplane in 1984.

It's inspired by Jane Birkin, who allowed Hermès to use her name for the bag. The creator is Jean Louise Dumas, and it's a structured-looking tote bag with a timeless design.

The point of the Birkin bag is that you can fit all of your essentials in it while still looking stylish. There are many color options, designs, Birkin bag sizes, and even different stitching.

Hermès Birkin: Retourne vs Sellier stitching

There are two types of stitching for the Hermès Birkin bag sizes 25, 30, and 35. Retourne and Sellier. Each has its uses, depending on what you're looking for.

Retourne stitching

Retourne stitching has stitching on the inside of the bag. Over time, it creates a more slouchy look. It's slightly more relaxed looking than the Sellier, though depending on the leather and how you maintain it, it can retain a structured look.

Sellier stitching

Sellier stitching is on the outside of the bag. It looks a bit more rigid, with sharper edges. Bags with this style of stitching tend to hold their structure very well over the long term.

Both styles are classics and will complement your wardrobe well. It's just about the details with the stitching and whether you prefer the bag to look more or less structured.

Hermès Birkin sizes

So what are the different Hermès Birkin sizes? Well, they come in several different sizes. Each size can be useful for particular activities, such as going out bag, a day/work bag, or for travel.

Birkin 35, 25, and 30 comparison - Image credit: Theglamandglitter.com 

That said, let's get into the various Birkin sizes, starting with the smallest Birkin size.

Birkin 25 size

Birkin 25 Retourne - Image Credit: Fashionphile.com 

Birkin 25 - Sellier - Image Credit: Fashionphile.com 

The Birkin 25 size is approximately 9.8 x 7.8 x 5 inches. It's known as the mini Birkin because it's the smallest Birkin size you can buy. It's ideal for days out, date nights, and quick trips around town.

It can hold the essential items you'll need for several hours, but it isn't spacious enough to hold more than a few things at once.

Birkin 30 size

Birkin 30 Retourne - Image Credit: Fashionphile.com 

Birkin 30 Sellier - Image Credit: Fashionphile.com 

The Birkin 30 size is approximately 11 x 8.7 x 6.3 inches. This is an excellent bag to take with you through your whole day, including work, errands, or dinner with friends.

It will hold more than the Birkin 25 size and can fit a few more items, so you'll have everything you need for a full day with the Birkin 30 size.

Birkin 35 size

Birkin 35 Retourne - Image Credit: Fashionphile.com 

Birkin 35 Sellier - Image Credit: Fashionphile.com 

The Birkin 35 size is approximately 14 x 9.8 x 7 inches. It comfortably fits your main essentials like a water bottle, wallet, keys, and phone with you with plenty of room left over.

In addition, you'll have space for a small planner or electronics with the Birkin 35 size. This is a great work or travel bag if you don't mind that it does not have a shoulder strap!

Birkin 40 size 

Birkin 40 - Image Credit: Fashionphile.com 

Birkin 40 HAC - Image Credit: Fashionphile.com 

The Birkin 40 size is approximately 15.7 x 12 x 8 inches. It's an excellent overnight or travel bag as it will hold clothes, a laptop, all essential items, and more.

This bag has two versions - the standard Birkin 40 and the HAC Birkin 40. The HAC Birkin 40 is a bit larger, especially height-wise, giving it a rectangular appearance. So if you want to store extra things, you might opt for this instead.

Why are Birkin bags so hard to find?

No matter the Birkin sizes, it is still an elusive fashion item. You can't simply order it from Hermès and be done with it.

If you want to buy a Birkin directly from Hermès, you have to go to a store to establish a relationship. You can't order it online (unless you purchase one preowned or from resellers), making it even more challenging to purchase.

Birkins are also made by hand by a single craftsperson, so when you do acquire one, you know that it's very special. It's truly an investment piece for your wardrobe.

Hermès special order bags

For clients that are considered VIPs, Hermès offers something called a special order. With a special order, the client can create their own custom Hermès bag, choosing specific color combinations and leathers. This makes the bag unique and, therefore, even rarer.

The Birkin is one of the bags that can be specially ordered, although other Hermès bags also have this option.

Where to find a Birkin bag

It's pretty exhausting to think about the best place to find a Birkin, considering how in demand they are. There are, however, a couple of ways to acquire a Birkin, but you should be prepared to wait on the right one, as it is a considerable cost investment.

You can buy an Hermès Birkin directly from the store or online. If you buy from Hermès, you know that the bag is guaranteed genuine.

Buying one online can be a bit of a gamble because you can get scammed. If you do choose to buy online, know that it will be expensive, do your research, and look for a reputable seller.

Hermès stores

You can buy directly from Hermès, which is the best option if you can get one this way. While it may be time-consuming and difficult, you need to go to an Hermès store in person.

You'll need to make friends with a sales associate, and they may be able to help you get one. It's usually a long, slow process, but it can pay off in time.

Preowned/from resellers

The alternative to buying a Hermes bag directly from the store is to buy one preowned or from a reputable reseller. Keep in mind prices can be 100 to 300% higher than actual resale depending on the Birkin bag size, leather, and color.

You also want to make sure you do your due diligence when it comes to ensuring this expensive purchase is authentic! Below are a couple of the most popular places to purchase preowned.

Fashionphile

Fashionphile has a good selection of Hermès Birkin bag sizes. If you simply can't wait and have the cash, this might be a good alternative. You can purchase online or visit one of their storefronts in select major cities in the U.S.

Rebag

Rebag is another place you may find a Birkin. Although you still need to make sure you're buying a legitimate item and not a fake one, you can likely find some great options on this website.

The RealReal

The RealReal is another popular destination to purchase Hermes Birkin bags. And if you are in a major city across the U.S. e.g. New York, Chicago, Miami, San Francisco, etc, you can stop by their retail stores to see these bags in person.

Madison Avenue Couture

Madison Avenue Couture is an excellent resource for finding Hermès bags in addition to other luxury secondhand handbags. They sell items online and have a showroom in New York. They also guarantee authenticity, which means you can breathe easier knowing that the handbag you purchase is the real deal.

How to style Birkin bag sizes

This is not too difficult because a Birkin bag will usually add to your outfit, even if you're wearing something very simple. Remember these tips to be the most fashionable one in the room!

Outfits

If you want to keep attention on the Birkin bag and go for a timeless look, wear an outfit that is minimal in style and doesn't distract from the Birkin. A solid-colored dress with heels, trousers and a blouse, or even jeans can work well.

You should also make note of the Hermès Birkin sizes and know how large of a purse you'll be carrying or if you have the smallest Birkin size. That way you can coordinate your wardrobe.

For example, a Birkin 25 size is probably best for a night out, while a Birkin 40 size works well with a traveling outfit when you'll be at the airport.

Here you'll find a few combinations to pair with your Birkin that are sure to be winners.

• Causally: Chelsea boots, Levi's, and a classic turtleneck or mock neck that complements the bag's color.

• Dressed up: The essential little black dress and sandals or heels, depending on the weather and activities for the day.

• For work: Trousers, a casual blazer, and a blouse for work with a low heel.

Add scarves/Twillys

You can accessorize the Hermès bag itself using scarves or Twilly's from Hermès. It adds color and makes your bag stand out in a very unique way. To add to the sophistication of an Hermès Birkin, add this accessory.

Remember to consider the Birkin sizes so your accessories don't overpower the bag itself. Be mindful of having too many accessories with your Birkin, too, because a little goes a long way.

How to save up for an Hermès Birkin bag

It's probably evident by now that these bags don't sell cheap. They are a highly popular item that isn't even available all the time and they increase in value, which is surprising for a fashion item.

So it's no small matter to save up for an Hermès Birkin bag. But this info can help.

Cost of a Birkin bag

Prices for a Birkin bag start around $10,000 or a bit more and can go up to much higher prices. So you should be prepared to make quite an investment for this fashion statement.

Remember that $10,00 is on the low end of what you'd pay, but you might pay several more thousands for a more expensive Birkin. Think about Birkin sizes and materials and any cost factors you can think of before buying.

Initial cost

Remember that there are several costs associated with the Hermès Birkin bag. The first is the initial cost that you pay for the bag itself. This will vary depending on the style, whether you buy new or used, and the size.

But your initial cost isn't all there is to pay.

Maintenance

Just paying for the bag isn't the only thing you'll need to save for. You'll also need to maintain your investment. If you want your Hermès Birkin to keep looking lovely for years, you'll need to pay for maintenance on occasion.

What you pay depends on your specific purse and how well you take care of it. But expect to pay $300 or more on occasion for a repair or spa treatment from Hermes.

And, of course, do routine maintenance on your bag on your own to keep it looking nice. Things like stuffing the bag to hold its shape, and keeping it in a dust bag, free from dirt, can go a long way.

Open a high-yield savings account dedicated to buying the bag

Purchasing an Hermès Birkin bag isn't something that most people can do without saving up or taking time to think it over. Depending on your budget, this item may take a few years to save up for.

Open a high-yield savings account dedicated to buying the bag. Your savings will grow over time with some interest and give you a place to put your money where it won't get mixed up with any other savings goals. Be patient as you save, as well, knowing that all your hard work will eventually pay off.

Avoid debt

Debt payoff is a higher priority than buying a Birkin bag in pretty much every circumstance. Before attempting to buy something like this, you must avoid debt and pay off anything you owe with credit cards, car payments, etc.

This is because a Birkin bag is a huge expense, so it's best for people who aren't already trying to make a bunch of payments for other things. You want your Birkin bag to be something you enjoy - not something you are struggling to pay for or worried you shouldn't have bought.

Is it worth it to own a Birkin bag?

With all the expense and time spent searching for the right one, is owning a Birkin bag even worth it? Should you consider a more cost-effective option instead?

It depends on your values and lifestyle

It's a tricky question, and the answer really comes down to you, your finances, and your preferences. It's not the same for everyone.

For some, the massive cost of the Birkin will drive them away. They have other goals they'd rather save for, and a purse isn't high on that list. If you agree with this, then a Birkin bag probably isn't worth it for you.

But others who aren't bothered by the cost and can easily save for it may find this to be a good fashion investment. If you value your purse collection, are not in debt, have savings, and feel that it's a good idea, then a Birkin bag might be something to look into.

Consider the cost and the various Birkin sizes first.

It's possible to own the luxury Hermès Birkin bag when you save up for it!

You can absolutely buy an Hermès Birkin bag if you find it valuable to you and you save up for it. While it's not a purchase to take lightly due to the high cost, you can definitely do it if you are determined and patient.

Wondering how to improve your wardrobe in the meantime? Clever Girl Finance offers plenty of other articles about luxury fashion, style, and beauty!

The post Luxury Bags 101: Hermès Birkin Sizes appeared first on Clever Girl Finance.

The post 5 Causes Of Financial Problems And What To Do appeared first on Clever Girl Finance.

The post Financial Independence For Women: A Step By Step Guide appeared first on Clever Girl Finance.

The post 29 Life Experiments To Improve Your Finances! appeared first on Clever Girl Finance.

The post 18 Household Items To Sell For Quick Cash appeared first on Clever Girl Finance.

An 18th birthday is a special occasion. It’s actually one of the big birthday milestones in adulthood. So you are probably trying to brainstorm 18th birthday ideas for yourself, or maybe even a child or friend.

If it is your big day everything will soon change. Whether you plan to go to a university, begin a career, or take off to travel the world. Since it’s a milestone, you’ll want to celebrate with family and friends in style.

This article contains affiliate links that help us grow Clever Girl Finance! Please see our disclosures for more information.

We rounded up some great ideas of what to do for your 18th birthday to make your party the event of the year! But before we dive into what to do for an 18th birthday, let’s discuss some interesting birthday world traditions first!

18th Birthday traditions around the world

So birthdays have evolved a lot over the years, and there are many traditions observed around the world. For example, according to Aimee Hansen of Gifter, “fairy bread” is the traditional birthday food for children in Australia.

However, in Jamaica, you’ll get flour thrown at you for your birthday. While birthday traditions vary across the world, you can be sure that there’s always a way to celebrate.

For an 18th birthday in the Philippines, there are special traditions. For instance, there is an 18th birthday celebration for girls called a debut. It’s an extremely fancy party featuring food, presents, toasts, and more.

In the USA, an 18th birthday is thought of as a milestone and many choose to celebrate in style with a big party. In the UK, you are legally an adult when you turn 18.

So whatever culture or tradition you decide to embrace, there are many unique 18th birthday party ideas you can do. That being said, let’s dive into our epic list of what to do for your 18th birthday.

18th Birthday ideas: What to do for your 18th birthday!

So the big question is, what are the best 18th birthday celebration ideas? Where should you go and what type of activities should you do? Whether you enjoy the great outdoors or need some pampering, this list will help you decide what to do on your big day.

Here is the list of our favorite 18th birthday celebration ideas!

1. Have a spa day

This is a traditional way to celebrate with a group of friends on your birthday. So get everyone together and head to the spa for manicures, massages, and facials.

Or, if you’re on a budget, opt to stay in for an at-home spa day. For example, you could paint each other’s nails, apply face masks, and watch some good movies! Even if you are on a budget, there are plenty of fantastic ways to pamper yourself on your big day.

2. Go hiking

So are you wondering what to do for an 18th birthday that’s outdoorsy? If you enjoy being out in nature, try going hiking for the day.

This is a great way to get out in nature while spending quality time with friends without the distraction of phones or technology. Choose a setting like a lake or a mountain, and have fun!

3. Enjoy a luxury picnic

This is one of the more unique 18th birthday party ideas and an excellent way to celebrate your day while also being outdoors.

Luxury picnic companies will usually set up beautiful decor in an outdoor setting and bring food. So all you have to do is just show up with your friends and family, ready to make some memories and enjoy a meal.

A luxury picnic is one of our favorite 18th birthday celebration ideas because you get to enjoy good food and relax with friends and family.

4. Head to the bowling alley

So how long has it been since you hit the ole’ bowling alley? This is a great activity if you’re wondering what to do for your 18th birthday. There’s food, music, and fun.

You can even let them know it’s your birthday while at the bowling alley to see if they do anything special for birthday visitors, like song dedications.

5. Have a movie night marathon

So there are a few ways to do this. For instance, you could pick out a few favorite films and watch them at home or at a friend’s house.

If you want to do something retro, head over to a drive-in theater. Don’t forget the popcorn!

6. Take an 18th birthday celebration weekend trip

You should consider taking a weekend trip because it could be a fun and unforgettable experience. However, it’s one of the more extravagant 18th birthday celebration ideas. so you will need to plan ahead.

If there’s a big city nearby, you can plan to drive out and enjoy all the city activities for a couple of days. Or you can even hop on a plane and visit a destination (e.g. Disney!) you’ve been wanting to check out.

7. Treat yourself to old fashioned cake and ice cream at home

There’s something nice about getting together with family and friends in a simple way and just enjoying the day. So grab your go-to ice cream, bake a cake, and invite your favorite people to join you.

According to National Day Calendar, some of the most loved cake flavors are chocolate and cheesecake. You might also consider cupcakes or ice cream cake.

8. Host a video game party

If you’re into video games, why not host a marathon? Be sure to also include snacks and a birthday cake along with your favorite game. You can pick a new one or try a game that’s really old school just for fun.

9. Try an escape room

So these are very fun and great for large or small groups. Take a few people with you and try out an escape room. Solve the mystery before time runs out! Then be sure to get some ice cream and cake afterward.

10. Take a creative class

Are you the creative type? If so then grab a couple of close friends and try out an art class. Maybe make a coffee mug in a pottery class or even some jewelry.

It’s a unique way to celebrate, and you’ll create something to help you remember the moment. You can also get together at home and find classes on sites such as YouTube or Yaymaker. Who knows, maybe you will turn it into a new hobby!

11. Ride ATVs

Looking for adventure? Why not ride ATVs with friends or family? You get to be outdoors and enjoy some fresh air while also doing something fun.

They’ll love it, and it’s a cool idea that most people won’t think of for celebrating a birthday. So it’s definitely one of the more unique 18th birthday party ideas!

12. Play a game of paintball

If you love a great game, try paintball. It’s one of the best 18th birthday ideas because not only is it unique, but you get to have a fun and memorable experience.

Side note: You can sometimes rent out a whole place if you have a large enough group. So grab your friends and family and have some fun.

13. Have an old fashioned game night

Want to try out a throwback party? Enjoy an old-fashioned game night. Break out the board games like Uno, Clue, and Monopoly, or try poker. Be sure to also include prizes for the winners.

14. Tour the town for tasty treats

If you can’t decide on just one place to celebrate, why not have your party in more than one location? For example, dinner at one restaurant, and dessert at another. It’s a great way to fill up the night while experiencing your favorite treats.

15. Try an 18th birthday theme party

There are many ways to have a themed party, and yours could be one of the most unique 18th birthday party ideas. You could do a costume party, a beach party, a disco-themed event, a mystery dinner, or whatever 18th birthday party theme you want. All great ideas for Instagram photos too!

So put on your thinking cap birthday girl and get creative for a fun and festive event!

16. Go on a scavenger hunt

There are tons of fun ideas for indoor and outdoor scavenger hunts. For instance, there are nature scavenger hunts or even neighborhood scavenger hunts. So embrace your adventurous side and make a go of it!

17. Invite your friends to a fancy restaurant

Heading out to a fancy restaurant is one of the simplest yet fun 18th birthday ideas. Just a good night of delicious food, and great conversation with your closest friends. Sometimes it’s the simple things that are the most pleasurable!

18. Have a sleepover

Remember how much fun it was to have your friends sleepover when you were a kid? So why not get in touch with your childish side and have a pajama party!

You could really make it fun and find some vintage board games or movies to watch or even have a fun photoshoot. This is one of the best 18th birthday celebration ideas to enjoy with your friends because it makes you feel like a kid again!

Expert tip

When it comes celebrating your 18th birthday, having a plan in advance is key. A plan will help you explore your top ideas, plan your spending, and ensure there are no last minute suprises. A great way to lay out your plan is with a spreadsheet.

Gift ideas to ask for on your 18th birthday

Have you been given the opportunity to get a gift for your 18th birthday? Not sure what gift to ask for? We’ve got some great 18th birthday present ideas. These suggestions are perfect for anyone because they range from jewelry to cash!

1. Jewelry

This is always a winner because let’s face it most of us love jewelry. For an 18th birthday, try something meaningful. A beautiful, high-quality watch, for example. A nice necklace set, or maybe a bracelet with an engraving. Think of something classic and pretty that can be worn for many years.

2. Money

Money is always a good idea if you don’t know what to do for an 18th birthday gift. You know it’s useful, and you can buy whatever you want. You can save or invest this money as you head into your 20s!

So if you’d like to fund your savings account instead of getting stuff, ask for cold hard cash!

3. Gift card

A gift card is an awesome 18th birthday gift idea because you can have a shopping spree and buy what you want. Think about your favorite shops or things you enjoy. Then choose a gift card to a coffee shop, restaurant, towards a trip, or even to buy stock!

4. Dorm room decor

If you’ll be heading off to college soon, some dorm room decor might be a great gift to get. Things like a memo board, string lights, or wall art will brighten up the space. It’s easy to buy and will get you excited about going to college.

5. Great book

A great book is always a great idea. Since this is for your 18th birthday celebration, choose something that fits the occasion. Maybe an inspiring memoir, a career guide, or a financial book. Reading is enjoyable and beneficial!

6. A musical instrument

So if you love music and are musically included, you could ask for a musical instrument as a gift. Maybe you want to learn the piano, guitar, or even the drums. Now might be a great time to get started!

7. Games

Games are something that everyone likes to have around. Try a fancy chess set, a great deck of cards, or even a fun group board game you can play with many people. It’s a nice way to connect with friends and family, and it will provide tons of entertainment.

8. Luggage

If you are the adventurous type, luggage is a great gift. You can use it when you travel, head off to college, or take a weekend trip. It’s a super practical present that’s also fun.

9. Gel nail kit

So if you love manicures, you can ask for your own gel nail set. There are a lot of great nail kits available, and many come with nail colors, too. Plus, it saves money over time.

10. Coffee maker or espresso machine

This is especially useful if you are going to be spending a lot of time studying or working in the future. You’ll appreciate having a way to make your own coffee or espresso from the comfort of your home, and it can save you money.

In fact, let’s say you spend an average of $15 a week on grabbing coffee out. That’s $780 in just a year you could save! So ask for a coffee maker and some delicious gourmet coffee and save some serious cash.

11. Laptop or tablet

This is a great group gift, especially if you will be going off to college soon. A laptop or tablet can be super helpful and make it easy to take notes and get assignments done.

Since it’s a higher-priced item, you can tell your friends they can all chip in on one gift instead of getting you separate gifts.

12. A Fitbit

A fitbit is a fun way to stay in shape, and they’re a great present if you are turning 18. You can use it to count steps and stay fit while at college or when working. It’s also a great way to hold yourself accountable to achieve your step goal for the day!

13. Photo album

A great place to keep memories! Go the extra mile by adding photos from the party or pictures of you and your friends and family. That way, you can look back on all the good times you had.

14. Camera

If you love taking pictures, a camera can be one of the best 18th birthday ideas. A high-quality camera to record your adventures is the perfect thing, especially if you’ll be going somewhere new. You could also use it to take pictures and start your very own blog if you wanted to!

15. A designer handbag (The ultimate 18th birthday idea for a gift!)

A good-quality designer handbag is a staple for every woman’s closet and the perfect thing to buy for an 18th birthday party. Find something with a classic design and a neutral color that goes with everything in your wardrobe.

You could also let your friends know you don’t mind getting a pre-owned designer bag. This will help save them money while you still get a fabulous gift. Plus, shopping second-hand is also good for the environment!

Fast and fabulous 18th birthday ideas for decor

Are you struggling with ideas for decorations? No problem! Check out these fast and simple solutions for 18th birthday ideas.

1. Banners

These are easy to find, and you can use them to decorate easily because they make a big statement. Find one that matches the birthday party colors. You can choose from signs that say things like “Happy 18th!” or “Party” or anything else you like.

2. Balloons

Of course, we have to include balloons in our list of 18th birthday decorations! Balloons are easy and inexpensive, and you can decorate a room with them quickly.

There are all types of balloons, from fancy ones to arches to dollar store ones. So choose something that fits your budget.

3. Table centerpieces

You can do anything here, from making your own to finding something with the number “18” on it. A table centerpiece should be visible, large enough to be the central part of a table, and go with the colors for the party.

4. Online invitations or paper ones

There’s something about getting an old-fashioned invitation in the mail that is really fun. But if you want to be environmentally conscious, you can buy Evites to send via email. This is also great for getting fast R.S.V.P.s from people.

5. Party favors

You’ll need some great party favors to celebrate in style and thank guests for being part of the day. Try candles, gift cards, or something that is part of the event theme. For example, sand in bottles for a day at the beach or a favorite DVD from a movie day.

6. Thank you notes

Thank you; notes are a nice touch and a great way to let your friends and family know you appreciate them. Just write something simple, thanking them for being part of your day and sharing a note about a fun memory.

7. Tablecloths

If you’re having dinner or a dessert table, use a tablecloth. Try using a heavier cloth rather than a plastic one. It adds a touch of elegance. Pick one in a color that compliments the primary color for the party.

8. Photobooth or background

Another great idea is to create a space for people to take photos! You can make a background with streamers and balloons or make a photo booth if you feel creative.

Include props like hats or sunglasses for people to wear. It’s one of the most fun 18th birthday party ideas.

9. Streamers

Crepe streamers are fun and inexpensive, and you can use them to decorate any space. Wrap them around porch posts or balconies, or use them to make a photo background.

Make sure the color matches the theme. Remember to check out stores like the Dollar Store or Big Lots for cheap decor.

10. Candles

Candles are great if the event will be in the evening or at night. Use candles to quickly decorate the space. However, if you’re concerned about fire hazards, you can use battery-operated ones for safety.

They are still beautiful, and you don’t have to worry about accidents!

11. Hanging lights

These are nice to have for an outdoor celebration, especially in the late afternoon or evening. Use them to decorate trees, a backyard, a porch, etc. They look pretty, and they don’t require a lot of effort.

12. Flowers or plants

Any table or event space can benefit from greenery. So add a few plants or some beautiful flowers to the main table. It’s a sophisticated look that is perfect for a birthday party.

13. Canopies or tents for outdoors

Suppose you are celebrating your party in a backyard, at the beach, or anywhere outside. In that case, a pretty canopy or tent will make the decor come together. Include lights, lanterns, and balloons to make the look complete.

Plus, it’s also a great idea just in case the weather switches on you.

14. Dishware

Using dishware is a fancy way to celebrate. Use porcelain, glass, or china dishware when serving dinner. That way, you can prepare a meal for your guests in style. Paired with a tablecloth and some flowers, this is an elegant look.

15. Glass vases or table decorations

So if you are unsure how to decorate a table, you can’t go wrong with some glass vases. You can fill them with candles, pretty rocks, or flowers.

They always look nice and are inexpensive to buy. In addition, you can buy confetti or glitter to sprinkle on the table for a bit of glam.

What are themed 18th birthdays?

A themed 18th birthday is where you decide on a party idea including outfits, look and feel. For instance, you could do a Disney theme, a beach theme, an all-white theme, or a dress-up gala theme.

You could even do a theme after a classic movie like Clueless or Breakfast at Tiffany’s, and much more. Themes are a great way to add uniqueness to your special celebration!

What is the best thing to do on your 18th birthday?

The best thing to do on your 18th birthday is something you will enjoy and can create beautiful memories from! There’s no rule about what you have to do for your birthday, instead do something you love with people you love!

What can I do for my 18th birthday without friends?

If you don’t have any friends around on your 18th birthday, there are still a ton of things you can do alone to celebrate! For instance, you go could for a spa day, where you get your hair and nails done. Or perhaps a massage and facial. You could sign up for a creative and fun class and spend the day with other class goers!

You could also take yourself out on a solo lunch or dinner date and let the servers at the restaurant know you are celebrating a birthday!

How to budget for your 18th birthday ideas

All these 18th birthday ideas vary as far as cost. But any idea works better with a budget. If you don’t know where to start, check out these helpful tips.

1. Create a party budget

The very first thing you need to do is create a party budget. How much do you plan on spending? That’s why it’s good to choose what you want to do and research the estimated costs.

So, make a list of costs based on the activities, food, and decorations. Then figure out your total so you know how much you need to save for the event. For instance, let’s say the total estimated amount for your party is $500. Now you know how much you need to save to stick with your party budget!

2. Open a dedicated savings account

When saving up for something important, it’s a good idea to give your money a specific place to grow. You should open up an account specifically for birthday savings.

That way, you can add to it each month and see the amount grow larger with time. It’s usually easy to name your account, too. Naming it something like “18th birthday celebration” will help keep you focused.

3. Save your pocket money

If you regularly get an allowance or have some money from other birthdays or holidays, save it up for the party. Even though pocket money may seem like a small amount, a bit of cash over time can add up to be quite a lot by the time you need it—especially if you save for several months or maybe even a whole year.

4. Earn extra money for your party

Getting a job is one of the fastest and most steady ways to save up some money. If you already have a part-time job, that’s great. You can start saving your money for your 18th birthday.

If you don’t have a part-time job, but you have some time before the event, such as several months, start applying. You may also consider a side hustle doing something like dog walking and save up that way.

We’ve also got some great ideas for high paying jobs for 18 year olds!

Related posts on party planning and events

If you enjoyed this article on 18th birthday ideas, then check out our related content:

• 40th Birthday Party Ideas On A Budget
• 22 Fun And Inexpensive Ideas For Days Out With The Girls
• 49 Family Night Ideas On A Budget
• 40 Things To Do For Free With Friends

Make the most of these 18th birthday ideas for an amazing celebration!

So now you have great ideas for what to do for an 18th birthday! Your 18th birthday party is a time that will never come again. There are many ways to celebrate it, but the most important thing is to spend it with friends and family.

Since you may soon be heading off to a new town or state, enjoy this time with those you love. Remember to create your birthday budget, so you don’t derail your financial goals too!

The post 18th Birthday Ideas On A Budget! appeared first on Clever Girl Finance.

The post 9 Reasons Why We All Need A Lazy Weekend And How To Have One! appeared first on Clever Girl Finance.

The post 14 Best Books About Money Mindset appeared first on Clever Girl Finance.

The post How To Be Content With What You Have appeared first on Clever Girl Finance.

The post The Best Manifestation Methods to Create the Life You Truly Desire appeared first on Clever Girl Finance.

The post How To Set Boundaries in Friendships appeared first on Clever Girl Finance.

The post 40 Quotes On Sustainable Living To Get You Thinking appeared first on Clever Girl Finance.

The post How To Level Up As A Woman Ready To Achieve Her Goals! appeared first on Clever Girl Finance.

The post 51 Self Care Sunday Ideas! appeared first on Clever Girl Finance.

The post Never Compare Yourself to Others: 6 Reasons Why appeared first on Clever Girl Finance.

The post Need To Go On a Shopping Ban? How To Start and Stick To One! appeared first on Clever Girl Finance.

The post How To Do A Closet Purge: Save Time And Money! appeared first on Clever Girl Finance.

The post 17 Best Passive Income Books To Inspire You! appeared first on Clever Girl Finance.

The post 6 Steps To A Minimal Makeup Routine On A Budget! appeared first on Clever Girl Finance.

The post 31 Hacks For Money Making! appeared first on Clever Girl Finance.

The post 8 Tasty Frugal Meal Plans To Try! appeared first on Clever Girl Finance.

The post Create A Minimalist Skincare Routine That Works For Your Budget! appeared first on Clever Girl Finance.

The post How To Create A Style Uniform Your Budget Will Love appeared first on Clever Girl Finance.